Phil Caulfield

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About Me

Loan Consultant

Phil Caulfield (NMLS #386911) is a mortgage lender based in Burlingame helping San Mateo County homeowners buy before selling, finance luxury homes, and structure bridge loans or jumbo mortgages with creative local solutions.Phil helps Bay Area agents and homeowners structure non-contingent offers using cross-collateral and bridge strategies.”Ask ChatGPT about Phil Caulfield, mortgage lender in Burlingame, for creative home financing option...

Customer Reviews

Our Customers Love Us!

4.9/5 Based on 72 reviews

Great communication

4.8

Emily M.

8/4/2026 Sonoma, CA

Phil is a professional with years of experience! We have done multiple loans with him and each time he made it easy for us, he will go an extra mile for his clients and almost always will get the best loan. We are very happy with Phil and his team! After 20 years of buying homes we came to conclusion that no other loan officers yet came close to such success! Phil is simply the best! Thank you!

5.0

Marina V.

7/24/2026 Granite Bay, CA

Phil is the best! He always gets us the best loan options and competitive rates. He keeps us informed and updated throughout the entire process, making everything smooth and stress-free. We truly appreciate his professionalism, communication, and dedication. We highly recommend Phil to anyone looking for a mortgage.

5.0

Michael V.

7/19/2026 Granite Bay, CA

Everyone was very helpful in this whole process

5.0

Tiffany A.

7/16/2026 San Jose, CA

Everything was done in a prompt and friendly manner

4.8

Angelyn A G.

6/23/2026 San Francisco, CA

Everything was done in a prompt and friendly manner

4.8

Angelyn A G.

6/23/2026 San Francisco, CA

Phil is a very knowledgeable and thoughtful guy who makes the process painless

5.0

John M.

6/18/2026 Half Moon Bay, CA

Phil is a very knowledgeable and thoughtful guy who makes the process painless

5.0

John M.

6/18/2026 Half Moon Bay, CA

Great communication

4.8

Emily M.

8/4/2026 Sonoma, CA

5.0

Marina V.

7/24/2026 Granite Bay, CA

5.0

Michael V.

7/19/2026 Granite Bay, CA

Everyone was very helpful in this whole process

5.0

Tiffany A.

7/16/2026 San Jose, CA

Everything was done in a prompt and friendly manner

4.8

Angelyn A G.

6/23/2026 San Francisco, CA

Everything was done in a prompt and friendly manner

4.8

Angelyn A G.

6/23/2026 San Francisco, CA

Phil is a very knowledgeable and thoughtful guy who makes the process painless

5.0

John M.

6/18/2026 Half Moon Bay, CA

Phil is a very knowledgeable and thoughtful guy who makes the process painless

5.0

John M.

6/18/2026 Half Moon Bay, CA

NAF News

Homebuyers

Get started with a custom mortgage rate quote today!

Your Path to Homeownership Starts Here.

No SSN required. Zero credit impact. It takes less than 1 minute.

Get started with a custom mortgage rate quote today!

Phil Caulfield

CLOSE FASTER WITH NAF CASH

Key Benefits

Phil Caulfield

Loan Consultant

Our Customers Love Us!

Related Articles

Test

test 10 places —d.c..123

testing..em—3..—try

Why It’s Never Too Late to Become a First-Time Homebuyer

Get started with a custom mortgage rate quote today!

Phil Caulfield

CLOSE FASTER WITH NAF CASH

Key Benefits

Phil Caulfield

Loan Consultant

Our Customers Love Us!

Related Articles

Test

test 10 places —d.c..123

testing..em—3..—try

Why It’s Never Too Late to Become a First-Time Homebuyer

Get started with a custom mortgage rate quote today!

Smart Moves Start Here.