Anthony Ramirez

Working with Anthony was truly a blessing in my life. From the very beginning, I felt guided and supported, as if everything was aligning exactly the way it was meant to be. Buying a home can be overwhelming, but Anthony brought a sense of calm, trust, and reassurance that made the entire journey feel smooth and even sacred. Anthony didn’t just help me secure a loan—he showed genuine care, patience, and integrity every step of the way. He took the time to explain everything clearly, answered every question with kindness, and always made me feel like I was more than just a client. His energy is positive, uplifting, and grounded in honesty, which is rare to find. I truly believe that people come into our lives for a reason, and Anthony was part of my journey for a higher purpose. Thanks to him, I now have a place to call home, and for that, I am deeply grateful. If you are looking for someone who not only knows what they are doing but also leads with heart and soul, Anthony is the one. Thank you, Anthony, for being such a light during this important chapter of my life. I will always appreciate you and the role you played in making this dream a reality.

Anthony Ramirez at New American Funding has been an incredible partner in the real estate and development space. Anthony consistently brings solutions, not problems, and understands how to structure financing in a way that actually helps investors and homeowners move projects forward. As someone who works in design, construction, and ADU development across San Diego, I’ve seen how valuable it is to have a lender who understands both the numbers and the vision behind a project. Anthony takes the time to educate clients, communicate clearly, and make sure everyone understands their options. He’s professional, responsive, and deeply committed to helping people build wealth through real estate. If you’re looking for someone who truly cares about the outcome of your project and will guide you through the lending process with integrity, Anthony is the person you want on your team. — Carrin Michael Johnson Life House Design & Construction

As a realtor, I’ve had the opportunity to work with Anthony on many transactions. He’s professional, reliable, and someone I fully trust to provide exceptional service to my clients. He has stepped in and saved some of my transactions when other lenders couldn’t get the job done. Anthony has many years of experience across various loan types and deep knowledge of finance, he consistently delivers solutions. Highly recommend!

As a builder, I have to deal with many lenders and brokers, but very few actually know their trade, and in our business it's essential to deal with the highest level of mortgage professionals in order to close transactions on time. Anthony Ramirez is one very few lending professionals in San Diego that I can completely trust with my business. With his 20+ years of experience and his deep knowledge of mortgage lending, he is a true asset to our team who assists with condo project approvals, VA and FHA approvals for new construction, borrower approvals and smooth loan closings, he understands loans for investors and thru his bank has a wide variety of loans that are not available to other lenders in this market. His knowledge of VA loan is superior! If you want cheap rates, go to your local Chase, but don't expect service and knowledgeable advice. If you want expert advise and loan solutions tailored to your particular situation and needs, get in touch with Anthony, he is my go-to lender.

I’ve had the pleasure of working with Anthony Ray Ramirez at New American Funding for years - first when I was in real estate and now as an insurance agent. Over that time, I’ve consistently been impressed by his professionalism and expertise. Anthony is incredibly knowledgeable (a total mortgage nerd in the best way ??) and truly understands the ins and outs of lending. He takes the time to educate his clients, explain their options clearly, and make sure they feel confident every step of the way. Beyond that, he’s hardworking, responsive, and genuinely cares about the people he helps. When you work with Anthony, you can trust that you’re in great hands and will be guided with integrity and attention to detail. If you’re looking for a loan officer who is sharp, thorough, and great to work with — he’s your guy.

Anthony is top notch. We used him for a loan that was well over 1.2m He actually cares about people which is rare in this day and age. He is former military and uses his platform to reach out to vets which speaks volumes. Would def use him again.