https://preprod.newamericanfunding.com/learning-center/rss.xml Recent articles from our Learning Center en-US Tue, 27 Oct 2026 02:12:50 Z https://preprod.newamericanfunding.com/learning-center/homebuyers/test/ https://preprod.newamericanfunding.com/learning-center/homebuyers/test/ No author No description for this article Fri, 18 Sep 2026 16:22:32 Z 2026-09-18T16:22:32Z https://preprod.newamericanfunding.com/learning-center/homebuyers/test-10-places-d-c-123/ https://preprod.newamericanfunding.com/learning-center/homebuyers/test-10-places-d-c-123/ No author No description for this article Tue, 18 Aug 2026 01:41:10 Z 2026-08-18T01:41:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/testing-em-3-try/ https://preprod.newamericanfunding.com/learning-center/homebuyers/testing-em-3-try/ No author No description for this article Tue, 18 Aug 2026 01:37:56 Z 2026-08-18T01:37:56Z https://preprod.newamericanfunding.com/learning-center/homebuyers/why-its-never-too-late-to-become-a-first-time-homebuyer/ https://preprod.newamericanfunding.com/learning-center/homebuyers/why-its-never-too-late-to-become-a-first-time-homebuyer/ Meera Pal The average age of first-time homebuyers has risen, with more Americans making their first purchase in middle age and beyond. Fri, 01 May 2026 10:00:21 Z 2026-05-01T10:00:21Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-homebuyers-can-negotiate-in-a-friendlier-housing-market/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-homebuyers-can-negotiate-in-a-friendlier-housing-market/ Margaret Heidenry In recent years, buying a home often meant moving fast and paying asking price (or more.) Yet this spring, buyers have more room to negotiate an offer and save in various ways. Thu, 30 Apr 2026 10:00:22 Z 2026-04-30T10:00:22Z https://preprod.newamericanfunding.com/learning-center/homebuyers/americas-homes-are-older-than-ever.-what-homebuyers-need-to-know-before-making-an-offer https://preprod.newamericanfunding.com/learning-center/homebuyers/americas-homes-are-older-than-ever.-what-homebuyers-need-to-know-before-making-an-offer Margaret Heidenry The typical U.S. home is now middle-aged at 44 years old, the oldest on record. The goal isn’t to avoid older homes. It’s to understand what to look for, what to ask, and how to plan accordingly. Wed, 29 Apr 2026 10:00:23 Z 2026-04-29T10:00:23Z https://preprod.newamericanfunding.com/learning-center/homebuyers/mortgage-rates-then-now-and-why-sitting-on-the-sidelines-could-cost-you/ https://preprod.newamericanfunding.com/learning-center/homebuyers/mortgage-rates-then-now-and-why-sitting-on-the-sidelines-could-cost-you/ Margaret Heidenry To understand today’s housing market, it helps to look at how mortgage rates have changed before, during, and after the pandemic. Tue, 28 Apr 2026 10:00:22 Z 2026-04-28T10:00:22Z https://preprod.newamericanfunding.com/learning-center/homeowners/hoping-for-a-quick-home-sale-how-home-sellers-can-get-ahead-this-spring/ https://preprod.newamericanfunding.com/learning-center/homeowners/hoping-for-a-quick-home-sale-how-home-sellers-can-get-ahead-this-spring/ Margaret Heidenry After years of limited housing supply, more homes are entering the market in many areas this season. That means selling with a strategy is becoming essential. Mon, 27 Apr 2026 10:00:20 Z 2026-04-27T10:00:20Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-homebuyers-and-sellers-need-to-know-about-coming-soon-listings/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-homebuyers-and-sellers-need-to-know-about-coming-soon-listings/ Margaret Heidenry An increasing number of properties are now listed as “coming soon,” giving buyers a sneak peek of homes before they officially hit the market. Fri, 24 Apr 2026 10:00:20 Z 2026-04-24T10:00:20Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-keep-coming-down/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-keep-coming-down/ Clare Trapasso Mortgage interest rates continued to fall as the spring housing market heats up. Thu, 23 Apr 2026 17:44:50 Z 2026-04-23T17:44:50Z https://preprod.newamericanfunding.com/learning-center/housing-news/8-housing-markets-tilting-toward-homebuyers-this-spring/ https://preprod.newamericanfunding.com/learning-center/housing-news/8-housing-markets-tilting-toward-homebuyers-this-spring/ Margaret Heidenry In some places, that added housing supply is starting to tip the balance in favor of homebuyers. Thu, 23 Apr 2026 10:00:22 Z 2026-04-23T10:00:22Z https://preprod.newamericanfunding.com/learning-center/homebuyers/should-you-borrow-from-your-401k-for-a-down-payment-the-rewards-and-the-risks/ https://preprod.newamericanfunding.com/learning-center/homebuyers/should-you-borrow-from-your-401k-for-a-down-payment-the-rewards-and-the-risks/ Tim Maxwell If saving enough for a down payment is challenging, tapping into your 401(k) or other retirement savings may look like an attractive option. Wed, 22 Apr 2026 10:00:21 Z 2026-04-22T10:00:21Z https://preprod.newamericanfunding.com/learning-center/housing-news/what-homeowners-wish-they-knew-before-beginning-the-homebuying-process/ https://preprod.newamericanfunding.com/learning-center/housing-news/what-homeowners-wish-they-knew-before-beginning-the-homebuying-process/ Clare Trapasso Most homeowners with mortgages didn’t realize all the different ways they could save money when purchasing a home before they started the homebuying process. Tue, 21 Apr 2026 10:01:00 Z 2026-04-21T10:01:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/bank-statement-loans-how-self-employed-borrowers-can-get-a-mortgage/ https://preprod.newamericanfunding.com/learning-center/homebuyers/bank-statement-loans-how-self-employed-borrowers-can-get-a-mortgage/ Timothy Moore If you’re self-employed, a freelancer, a gig worker, or a small business owner, you may not have the traditional income documentation lenders typically require. That’s where bank statement loans come in. Tue, 21 Apr 2026 10:00:21 Z 2026-04-21T10:00:21Z https://preprod.newamericanfunding.com/learning-center/homebuyers/baby-boomers-still-dominate-homebuying-as-younger-generations-push-forward/ https://preprod.newamericanfunding.com/learning-center/homebuyers/baby-boomers-still-dominate-homebuying-as-younger-generations-push-forward/ Margaret Heidenry Baby Boomers aren’t giving up their grip on the housing market. The generation continues to make up the largest share of homebuyers. Mon, 20 Apr 2026 10:00:21 Z 2026-04-20T10:00:21Z https://preprod.newamericanfunding.com/learning-center/homebuyers/not-just-for-the-wealthy-busting-4-myths-about-jumbo-loans/ https://preprod.newamericanfunding.com/learning-center/homebuyers/not-just-for-the-wealthy-busting-4-myths-about-jumbo-loans/ Sarah Elizabeth Adler In high-cost areas across the country, jumbo loans are an increasingly common way for average homebuyers to afford homes with not-so-average price tags. Fri, 17 Apr 2026 10:00:21 Z 2026-04-17T10:00:21Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-drop-to-lowest-level-in-a-month/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-drop-to-lowest-level-in-a-month/ Clare Trapasso As the spring housing market warms up, mortgage interest rates fell to their lowest level in a month. Thu, 16 Apr 2026 17:54:51 Z 2026-04-16T17:54:51Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-race-to-closing-how-long-does-it-take-to-get-a-mortgage/ https://preprod.newamericanfunding.com/learning-center/homebuyers/the-race-to-closing-how-long-does-it-take-to-get-a-mortgage/ Rachel Murphy Securing a mortgage is often one of the biggest homebuying steps. And sellers often consider how quickly you’re able to lock in a loan when they’re deciding between offers. So, how long does a mortgage application and approval take? Thu, 16 Apr 2026 10:00:20 Z 2026-04-16T10:00:20Z https://preprod.newamericanfunding.com/learning-center/housing-news/attention-homebuyers-99-of-major-housing-markets-are-more-affordable-than-last-year/ https://preprod.newamericanfunding.com/learning-center/housing-news/attention-homebuyers-99-of-major-housing-markets-are-more-affordable-than-last-year/ Ben Lane It’s more affordable to buy a home in the vast majority of the country than it was last year. Wed, 15 Apr 2026 10:00:21 Z 2026-04-15T10:00:21Z https://preprod.newamericanfunding.com/learning-center/homebuyers/if-every-lender-had-the-same-mortgage-rate-who-would-you-choose/ https://preprod.newamericanfunding.com/learning-center/homebuyers/if-every-lender-had-the-same-mortgage-rate-who-would-you-choose/ Chad Church If you’re thinking about buying a home, refinancing a mortgage, or pulling equity out of your property, how do you choose which lender to work with? Tue, 14 Apr 2026 10:00:22 Z 2026-04-14T10:00:22Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-10-best-cities-for-first-time-homebuyers-this-spring/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-10-best-cities-for-first-time-homebuyers-this-spring/ Margaret Heidenry In more housing markets, first-time homebuyers are finding increased options, less competition, and a clearer path to ownership. These are the best markets for first-time homebuyers. Mon, 13 Apr 2026 10:00:22 Z 2026-04-13T10:00:22Z https://preprod.newamericanfunding.com/learning-center/homeowners/should-you-use-a-home-equity-loan-to-put-your-kids-through-college/ https://preprod.newamericanfunding.com/learning-center/homeowners/should-you-use-a-home-equity-loan-to-put-your-kids-through-college/ Ellen Sheng Parents of college-bound kids may be able to use a home equity loan to help pay for tuition. Fri, 10 Apr 2026 10:00:21 Z 2026-04-10T10:00:21Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-move-down-for-first-time-in-a-month/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-move-down-for-first-time-in-a-month/ Ben Lane Mortgage interest rates reversed course over the last week and fell for the first time in a month. Thu, 09 Apr 2026 18:30:55 Z 2026-04-09T18:30:55Z https://preprod.newamericanfunding.com/learning-center/homebuyers/are-adjustable-rate-mortgages-a-smart-option-for-first-time-homebuyers/ https://preprod.newamericanfunding.com/learning-center/homebuyers/are-adjustable-rate-mortgages-a-smart-option-for-first-time-homebuyers/ Tim Maxwell If you’re considering an ARM, here’s what you need to know. Thu, 09 Apr 2026 10:00:22 Z 2026-04-09T10:00:22Z https://preprod.newamericanfunding.com/learning-center/homeowners/the-home-features-that-buyers-are-willing-to-pay-more-for-in-2026/ https://preprod.newamericanfunding.com/learning-center/homeowners/the-home-features-that-buyers-are-willing-to-pay-more-for-in-2026/ Margaret Heidenry For years, the formula for increasing a home’s value seemed simple. But today’s homebuyers have a different mindset, and they’re willing to invest real money. Wed, 08 Apr 2026 10:00:22 Z 2026-04-08T10:00:22Z https://preprod.newamericanfunding.com/learning-center/homebuyers/home-price-cuts-how-to-find-properties-with-price-cuts-and-negotiate-an-even-better-deal/ https://preprod.newamericanfunding.com/learning-center/homebuyers/home-price-cuts-how-to-find-properties-with-price-cuts-and-negotiate-an-even-better-deal/ Tim Maxwell There are plenty of properties for sale that have undergone a price cut or even multiple reductions. Tue, 07 Apr 2026 13:55:30 Z 2026-04-07T13:55:30Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-successful-homebuyers-are-approaching-todays-spring-housing-market/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-successful-homebuyers-are-approaching-todays-spring-housing-market/ Margaret Heidenry Just a few years ago, buying a home used to require speed. Now buyers have something they haven’t had in years: a bit more time. Mon, 06 Apr 2026 13:48:18 Z 2026-04-06T13:48:18Z https://preprod.newamericanfunding.com/learning-center/homebuyers/when-is-the-best-time-to-sell-a-home-two-new-studies-point-to-spring/ https://preprod.newamericanfunding.com/learning-center/homebuyers/when-is-the-best-time-to-sell-a-home-two-new-studies-point-to-spring/ Margaret Heidenry The spring housing market continues to be the best time for sellers. This is the season when buyer demand rises and competition can push prices higher. Fri, 03 Apr 2026 10:00:21 Z 2026-04-03T10:00:21Z https://preprod.newamericanfunding.com/learning-center/homebuyers/need-a-down-payment-for-a-home-how-to-maximize-your-tax-return/ https://preprod.newamericanfunding.com/learning-center/homebuyers/need-a-down-payment-for-a-home-how-to-maximize-your-tax-return/ Meera Pal A tax refund can help you save for a home purchase faster, if you know how to maximize the return. Fri, 03 Apr 2026 09:00:21 Z 2026-04-03T09:00:21Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-rise-but-there-are-still-opportunities-to-save/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-rise-but-there-are-still-opportunities-to-save/ Ben Lane Homebuyers and homeowners hoping for some good news on mortgage interest rates are likely to be a bit disappointed. But there are still opportunities to save money if you know where to look. Thu, 02 Apr 2026 17:57:49 Z 2026-04-02T17:57:49Z https://preprod.newamericanfunding.com/learning-center/homeowners/can-you-inherit-a-home-with-a-reverse-mortgage-what-heirs-need-to-know/ https://preprod.newamericanfunding.com/learning-center/homeowners/can-you-inherit-a-home-with-a-reverse-mortgage-what-heirs-need-to-know/ Sarah Elizabeth Adler One of the biggest myths about reverse mortgages is that family can't inherit a home with one of these loans. The reality is very different. Thu, 02 Apr 2026 10:00:21 Z 2026-04-02T10:00:21Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/what-is-fair-housing/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/what-is-fair-housing/ Margaret Heidenry April is Fair Housing Month. This marks the anniversary of the Fair Housing Act, a federal law that helps ensure equal access to housing opportunities. Wed, 01 Apr 2026 10:00:21 Z 2026-04-01T10:00:21Z https://preprod.newamericanfunding.com/learning-center/homeowners/trying-to-save-money-refinancing-your-home-loan-may-help-you-eliminate-your-mortgage-insurance/ https://preprod.newamericanfunding.com/learning-center/homeowners/trying-to-save-money-refinancing-your-home-loan-may-help-you-eliminate-your-mortgage-insurance/ Greg Shillinglaw Lower mortgage interest rates may help homeowners lower their monthly payments and potentially eliminate mortgage insurance. Tue, 31 Mar 2026 10:00:21 Z 2026-03-31T10:00:21Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-2836-rule-for-mortgages-why-you-need-to-understand-these-numbers-before-buying-a-home/ https://preprod.newamericanfunding.com/learning-center/homebuyers/the-2836-rule-for-mortgages-why-you-need-to-understand-these-numbers-before-buying-a-home/ Timothy Moore Lenders often use the 28/36 mortgage rule to ensure you can afford a home. You can also use this rule to set your own budget before you begin home shopping. Mon, 30 Mar 2026 10:00:21 Z 2026-03-30T10:00:21Z https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-decide-if-its-time-to-downsize-your-home/ https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-decide-if-its-time-to-downsize-your-home/ Don Sadler Here’s what homeowners should think carefully about if they’re considering downsizing. Fri, 27 Mar 2026 10:00:21 Z 2026-03-27T10:00:21Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-continue-rising-but-are-still-lower-than-last-year/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-continue-rising-but-are-still-lower-than-last-year/ Ben Lane Mortgage interest rates continued to trend upward in the last week, due to the ongoing conflict in Iran. However, rates remain lower than they were at this point last year. Thu, 26 Mar 2026 16:36:09 Z 2026-03-26T16:36:09Z https://preprod.newamericanfunding.com/learning-center/housing-news/more-homes-are-going-up-for-sale-in-these-markets.-how-buyers-can-use-that-to-their-advantage https://preprod.newamericanfunding.com/learning-center/housing-news/more-homes-are-going-up-for-sale-in-these-markets.-how-buyers-can-use-that-to-their-advantage Margaret Heidenry After years of fierce competition over a scarce housing supply, homebuyers might finally see the market turn a little in their favor. Thu, 26 Mar 2026 10:00:22 Z 2026-03-26T10:00:22Z https://preprod.newamericanfunding.com/learning-center/homebuyers/interested-in-an-adjustable-rate-mortgage-how-interest-rates-and-rate-caps-work/ https://preprod.newamericanfunding.com/learning-center/homebuyers/interested-in-an-adjustable-rate-mortgage-how-interest-rates-and-rate-caps-work/ Angela Colley While ARMs can be valuable tools, it’s important to understand how rate caps work and how they could affect your monthly payments so you can avoid any unpleasant (and potentially costly) surprises. Wed, 25 Mar 2026 10:00:22 Z 2026-03-25T10:00:22Z https://preprod.newamericanfunding.com/learning-center/housing-news/these-are-the-10-happiest-cities-in-america-should-you-move-to-one/ https://preprod.newamericanfunding.com/learning-center/housing-news/these-are-the-10-happiest-cities-in-america-should-you-move-to-one/ Margaret Heidenry While happiness is personal, where you live can make a difference. These are the 10 happiest cities in America. Tue, 24 Mar 2026 10:00:22 Z 2026-03-24T10:00:22Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-homebuyers-may-qualify-for-a-mortgage-with-student-loan-debt/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-homebuyers-may-qualify-for-a-mortgage-with-student-loan-debt/ Rabekah Henderson Student loan debt can make it difficult for many to save up for a down payment. But it doesn’t mean that qualifying for a mortgage with student debt is impossible. Tue, 24 Mar 2026 09:59:01 Z 2026-03-24T09:59:01Z https://preprod.newamericanfunding.com/learning-center/housing-news/historic-milestone-10.2-million-hispanic-households-now-own-their-homes https://preprod.newamericanfunding.com/learning-center/housing-news/historic-milestone-10.2-million-hispanic-households-now-own-their-homes Clare Trapasso A record number of Hispanic households are now homeowners, according to a new report. Mon, 23 Mar 2026 19:51:45 Z 2026-03-23T19:51:45Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-a-good-credit-score-if-you-hope-to-buy-a-home-or-refinance-your-mortgage/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-a-good-credit-score-if-you-hope-to-buy-a-home-or-refinance-your-mortgage/ Rabekah Henderson Your credit score isn’t just a number: it’s your financial superpower when it comes to buying a home. Mon, 23 Mar 2026 10:00:20 Z 2026-03-23T10:00:20Z https://preprod.newamericanfunding.com/learning-center/homebuyers/buying-a-home-with-a-sibling-a-smart-way-to-get-on-the-property-ladder/ https://preprod.newamericanfunding.com/learning-center/homebuyers/buying-a-home-with-a-sibling-a-smart-way-to-get-on-the-property-ladder/ Margaret Heidenry Some buyers are finding creative ways to make homeownership work, such as teaming up with a sibling to buy a home together. Fri, 20 Mar 2026 10:00:20 Z 2026-03-20T10:00:20Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-rise-but-remain-lower-than-last-spring/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-rise-but-remain-lower-than-last-spring/ Clare Trapasso Mortgage interest rates ticked up this week, but remained about half a point lower than they were during last year’s spring housing market. Thu, 19 Mar 2026 17:09:47 Z 2026-03-19T17:09:47Z https://preprod.newamericanfunding.com/learning-center/videos/how-jobs-oil-and-inflation-impact-interest-rates/ https://preprod.newamericanfunding.com/learning-center/videos/how-jobs-oil-and-inflation-impact-interest-rates/ Jason Obradovich The events of the past month have pushed volatility to the highest levels since April of last year. That's impacting interest rates. Thu, 19 Mar 2026 15:58:49 Z 2026-03-19T15:58:49Z https://preprod.newamericanfunding.com/learning-center/homebuyers/second-thoughts-how-to-avoid-homebuyers-remorse/ https://preprod.newamericanfunding.com/learning-center/homebuyers/second-thoughts-how-to-avoid-homebuyers-remorse/ Don Sadler There are ways homebuyers can make sure they’re purchasing the right homes for their personal and financial situations and stave off buyer’s remorse. Thu, 19 Mar 2026 10:00:21 Z 2026-03-19T10:00:21Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-fed-kept-interest-rates-steady.-will-that-help-or-hurt-the-spring-housing-market https://preprod.newamericanfunding.com/learning-center/housing-news/the-fed-kept-interest-rates-steady.-will-that-help-or-hurt-the-spring-housing-market Clare Trapasso Homebuyers hoping for a big interest rate cut at the start of the spring housing market will be disappointed. But mortgage rates may still come down. Wed, 18 Mar 2026 18:18:32 Z 2026-03-18T18:18:32Z https://preprod.newamericanfunding.com/learning-center/housing-news/where-to-find-cheap-homes-the-10-housing-markets-offering-the-biggest-bargains/ https://preprod.newamericanfunding.com/learning-center/housing-news/where-to-find-cheap-homes-the-10-housing-markets-offering-the-biggest-bargains/ Margaret Heidenry Homebuyers who are willing to relocate may be able to save big money in these 10 more affordable housing markets. Wed, 18 Mar 2026 10:00:21 Z 2026-03-18T10:00:21Z https://preprod.newamericanfunding.com/learning-center/housing-news/more-homes-go-under-contract-as-spring-housing-market-warms-up/ https://preprod.newamericanfunding.com/learning-center/housing-news/more-homes-go-under-contract-as-spring-housing-market-warms-up/ Clare Trapasso The housing market began to thaw in February as more homes went under contract. Tue, 17 Mar 2026 17:27:08 Z 2026-03-17T17:27:08Z https://preprod.newamericanfunding.com/learning-center/housing-news/about-5.4-million-homeowners-could-benefit-from-refinancing-thanks-to-lower-mortgage-rates https://preprod.newamericanfunding.com/learning-center/housing-news/about-5.4-million-homeowners-could-benefit-from-refinancing-thanks-to-lower-mortgage-rates Margaret Heidenry About 5.4 million borrowers may be able to reduce their mortgage interest rate by at least three-quarters of a percentage point if they refinance their home loans. Tue, 17 Mar 2026 10:00:21 Z 2026-03-17T10:00:21Z https://preprod.newamericanfunding.com/learning-center/housing-news/president-trump-attempts-to-boost-housing-affordability-with-executive-orders/ https://preprod.newamericanfunding.com/learning-center/housing-news/president-trump-attempts-to-boost-housing-affordability-with-executive-orders/ Margaret Heidenry The White House is instructing federal agencies to closely examine regulations to address the country’s ongoing housing affordability issues. Mon, 16 Mar 2026 18:39:28 Z 2026-03-16T18:39:28Z https://preprod.newamericanfunding.com/learning-center/homeowners/still-paying-pmi-you-may-be-able-to-deduct-your-mortgage-insurance-from-your-taxes-next-year/ https://preprod.newamericanfunding.com/learning-center/homeowners/still-paying-pmi-you-may-be-able-to-deduct-your-mortgage-insurance-from-your-taxes-next-year/ Tim Maxwell Every month, millions of homeowners pay for mortgage insurance. The good news is they may soon be able to get some of that money back. Mon, 16 Mar 2026 10:00:21 Z 2026-03-16T10:00:21Z https://preprod.newamericanfunding.com/learning-center/homebuyers/investors-how-to-make-your-current-rental-property-pay-for-your-next-one/ https://preprod.newamericanfunding.com/learning-center/homebuyers/investors-how-to-make-your-current-rental-property-pay-for-your-next-one/ Rachel Murphy If you financed your current properties with a DSCR loan, a cash-out refinance could give you the funds to expand your real estate portfolio without going through a lengthy loan approval process. Fri, 13 Mar 2026 10:00:22 Z 2026-03-13T10:00:22Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-tick-up-but-remain-well-below-2025-levels/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-tick-up-but-remain-well-below-2025-levels/ Ben Lane After recently falling to their lowest level in nearly four years, mortgage interest rates have increased ever so slightly. But rates still remain well below where they were a year ago. Thu, 12 Mar 2026 17:07:22 Z 2026-03-12T17:07:22Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-new-year-kicks-off-with-a-surge-in-home-construction/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-new-year-kicks-off-with-a-surge-in-home-construction/ Clare Trapasso Homebuyers are about to have more new homes to choose from as builders ramp up new construction. Thu, 12 Mar 2026 16:49:40 Z 2026-03-12T16:49:40Z https://preprod.newamericanfunding.com/learning-center/homeowners/why-holding-onto-your-home-can-really-pay-off-over-time/ https://preprod.newamericanfunding.com/learning-center/homeowners/why-holding-onto-your-home-can-really-pay-off-over-time/ Greg Shillinglaw Homes typically appreciate in value over time. And instead of paying rent, owners accumulate equity in their properties. That can pay off over time. Thu, 12 Mar 2026 10:00:23 Z 2026-03-12T10:00:23Z https://preprod.newamericanfunding.com/learning-center/homeowners/breaking-walls-and-gender-norms-inspiring-stories-from-two-female-diy-home-renovators/ https://preprod.newamericanfunding.com/learning-center/homeowners/breaking-walls-and-gender-norms-inspiring-stories-from-two-female-diy-home-renovators/ Anna Baluch In honor of Women’s History Month, we sat down with two female do-it-yourselfers who aren’t afraid to pick up a hammer or a tub of tile grout. Wed, 11 Mar 2026 10:00:21 Z 2026-03-11T10:00:21Z https://preprod.newamericanfunding.com/learning-center/homeowners/why-arent-more-homeowners-taking-advantage-of-fha-streamline-loans/ https://preprod.newamericanfunding.com/learning-center/homeowners/why-arent-more-homeowners-taking-advantage-of-fha-streamline-loans/ Chad Church Why don't more homeowners take advantage of the Federal Housing Administration (FHA) Streamline Refinance? It’s something FHA borrowers are entitled to, and yet many don’t even realize how straightforward it can be. Tue, 10 Mar 2026 22:15:59 Z 2026-03-10T22:15:59Z https://preprod.newamericanfunding.com/learning-center/homebuyers/fha-loans-why-this-may-be-the-best-mortgage-for-first-time-homebuyers/ https://preprod.newamericanfunding.com/learning-center/homebuyers/fha-loans-why-this-may-be-the-best-mortgage-for-first-time-homebuyers/ Anna Baluch FHA loans offer an array of benefits for cash-strapped first-time and repeat homebuyers. Tue, 10 Mar 2026 10:00:11 Z 2026-03-10T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/reverse-mortgages-and-taxes-the-advantages-homeowners-wont-want-to-miss-out-on/ https://preprod.newamericanfunding.com/learning-center/homeowners/reverse-mortgages-and-taxes-the-advantages-homeowners-wont-want-to-miss-out-on/ Ellen Sheng The money you receive from a reverse mortgage isn’t taxable income and that’s just one of the potential tax advantages for older homeowners. Mon, 09 Mar 2026 10:00:11 Z 2026-03-09T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/buying-a-home-these-are-the-best-times-to-tourand-when-to-skip-the-visit/ https://preprod.newamericanfunding.com/learning-center/homebuyers/buying-a-home-these-are-the-best-times-to-tourand-when-to-skip-the-visit/ Sarah Li-Cain Buying a home is a major life and financial decision, so you want to be sure you’re purchasing the right one. That’s why it’s worth taking the time to really get a feel for the property and the surrounding neighborhood. Fri, 06 Mar 2026 11:00:10 Z 2026-03-06T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-remain-near-lowest-level-since-2022/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-remain-near-lowest-level-since-2022/ Ben Lane The spring housing market got some more good news in the last week, as mortgage interest rates hovered near their lowest level in almost four years. Thu, 05 Mar 2026 17:31:31 Z 2026-03-05T17:31:31Z https://preprod.newamericanfunding.com/learning-center/homeowners/the-hottest-2026-kitchen-trends-how-to-get-the-look-for-less/ https://preprod.newamericanfunding.com/learning-center/homeowners/the-hottest-2026-kitchen-trends-how-to-get-the-look-for-less/ Margaret Heidenry Here’s what you need to know about how to incorporate these kitchen trends wisely (and cheaply) if you’re renovating, buying, or planning to sell in the next few years. Thu, 05 Mar 2026 11:00:10 Z 2026-03-05T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-top-10-housing-markets-out-of-towners-cant-resist/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-top-10-housing-markets-out-of-towners-cant-resist/ Stephanie Mickelson Homebuyers are continuing to pick up and move across the country. Where are they headed? Wed, 04 Mar 2026 11:00:10 Z 2026-03-04T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/planning-to-sell-your-home-this-year-make-these-smart-preparations-now/ https://preprod.newamericanfunding.com/learning-center/homeowners/planning-to-sell-your-home-this-year-make-these-smart-preparations-now/ Margaret Heidenry Preparing early in the year for a home sale later in the year gives sellers something rare in real estate: time. Tue, 03 Mar 2026 11:00:10 Z 2026-03-03T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/there-are-lots-of-mortgages-out-there.-which-one-is-right-for-you https://preprod.newamericanfunding.com/learning-center/homebuyers/there-are-lots-of-mortgages-out-there.-which-one-is-right-for-you Rabekah Henderson The best mortgage for you depends on you, your finances, and your homebuying goals. Here are the most common types of mortgages for homebuyers. Mon, 02 Mar 2026 11:00:10 Z 2026-03-02T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/why-your-homes-exterior-color-matters-a-lot-more-than-you-realize/ https://preprod.newamericanfunding.com/learning-center/homeowners/why-your-homes-exterior-color-matters-a-lot-more-than-you-realize/ Sarah Li-Cain Maybe you’re preparing to sell, hoping to increase your home’s value, or wanting to refresh your exterior home color to match your personality. Whatever the reason, the color palette can communicate how the home has been cared for and how it feels inside. Fri, 27 Feb 2026 11:00:10 Z 2026-02-27T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-wait-is-finally-over-mortgage-rates-finally-drop-below-6/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-wait-is-finally-over-mortgage-rates-finally-drop-below-6/ Clare Trapasso Homebuyers and homeowners can finally exhale. Mortgage interest rates fell below 6% for the first time in three-and-a-half years. Thu, 26 Feb 2026 17:59:28 Z 2026-02-26T17:59:28Z https://preprod.newamericanfunding.com/learning-center/homeowners/can-you-refinance-your-heloc/ https://preprod.newamericanfunding.com/learning-center/homeowners/can-you-refinance-your-heloc/ Sarah Li-Cain Whether your reason is to save money on interest or get additional time to pay off your balance, let’s look at when is a good time to refinance a HELOC and what your options are should you choose to do so. Thu, 26 Feb 2026 11:00:11 Z 2026-02-26T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/what-older-homeowners-need-to-know-about-reverse-mortgages/ https://preprod.newamericanfunding.com/learning-center/homeowners/what-older-homeowners-need-to-know-about-reverse-mortgages/ Clare Trapasso Older homeowners may want to consider a reverse mortgage if they need cash. Thu, 26 Feb 2026 10:00:11 Z 2026-02-26T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/the-most-valuable-home-improvement-tax-deductions-for-homeowners/ https://preprod.newamericanfunding.com/learning-center/homeowners/the-most-valuable-home-improvement-tax-deductions-for-homeowners/ Stephanie Mickelson With tax season in full swing, savvy homeowners are learning that last year’s home improvements may become this year’s tax breaks. So, which home improvements pay off the most when it comes to tax time? Wed, 25 Feb 2026 11:00:11 Z 2026-02-25T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/interested-in-buying-your-rental-home-this-is-how-to-make-that-happen/ https://preprod.newamericanfunding.com/learning-center/homebuyers/interested-in-buying-your-rental-home-this-is-how-to-make-that-happen/ Erica Lamberg It’s not uncommon to want to purchase the home that you’re currently renting. You may love the neighborhood, have a manageable commute to work, or just realize that it’s the place you want to live for longer than a lease. Tue, 24 Feb 2026 11:00:10 Z 2026-02-24T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/these-states-have-the-lowest-and-highest-property-taxes/ https://preprod.newamericanfunding.com/learning-center/housing-news/these-states-have-the-lowest-and-highest-property-taxes/ Clare Trapasso How much you pay in property taxes can vary wildly based on where you live. Mon, 23 Feb 2026 11:00:11 Z 2026-02-23T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/decoding-real-estate-lingo-what-these-common-terms-really-mean/ https://preprod.newamericanfunding.com/learning-center/homebuyers/decoding-real-estate-lingo-what-these-common-terms-really-mean/ Margaret Heidenry Here’s how to decode some of the most common real estate euphemisms and avoid falling for listing lingo that oversells or underdelivers. Fri, 20 Feb 2026 11:00:11 Z 2026-02-20T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-flirt-with-falling-below-6/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-flirt-with-falling-below-6/ Clare Trapasso Mortgage interest rates fell to their lowest level since September of 2022, flirting with dipping below 6%. Thu, 19 Feb 2026 18:00:44 Z 2026-02-19T18:00:44Z https://preprod.newamericanfunding.com/learning-center/housing-news/buying-a-home-is-the-most-affordable-its-been-in-almost-four-years/ https://preprod.newamericanfunding.com/learning-center/housing-news/buying-a-home-is-the-most-affordable-its-been-in-almost-four-years/ Clare Trapasso Buying a home is more affordable than it’s been in nearly four years, according to a new report. Thu, 19 Feb 2026 11:00:12 Z 2026-02-19T11:00:12Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-homebuyers-are-using-ai-to-shop-smarter-faster-and-with-more-confidence/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-homebuyers-are-using-ai-to-shop-smarter-faster-and-with-more-confidence/ Margaret Heidenry For many homebuyers, AI is becoming the bridge between information overload and making the best decisions for them. Here’s how today’s buyers can leverage AI to their advantage. Wed, 18 Feb 2026 11:00:10 Z 2026-02-18T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/home-equity-loans-can-provide-much-needed-cash-how-to-choose-the-right-one-for-you/ https://preprod.newamericanfunding.com/learning-center/homeowners/home-equity-loans-can-provide-much-needed-cash-how-to-choose-the-right-one-for-you/ Anna Baluch If you have built up equity in your home and are hoping to tap into it, you have a lot of options. There are a variety of home equity loans. The right loan will depend on your personal circumstances. Tue, 17 Feb 2026 11:00:10 Z 2026-02-17T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/here-are-the-top-3-states-attracting-new-residentsand-the-3-states-where-people-are-leaving/ https://preprod.newamericanfunding.com/learning-center/housing-news/here-are-the-top-3-states-attracting-new-residentsand-the-3-states-where-people-are-leaving/ Jackie Lam Here are the top states attracting new residents - and the ones that people are leaving. Mon, 16 Feb 2026 11:00:11 Z 2026-02-16T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/buying-a-home-this-spring-heres-how-to-succeed-in-a-competitive-housing-market/ https://preprod.newamericanfunding.com/learning-center/homebuyers/buying-a-home-this-spring-heres-how-to-succeed-in-a-competitive-housing-market/ Timothy Moore If you plan to buy a home this spring, be prepared for fast sales, bidding wars, and competing with all-cash buyers. Fri, 13 Feb 2026 11:00:12 Z 2026-02-13T11:00:12Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-inch-down-showing-the-housing-market-some-love/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-inch-down-showing-the-housing-market-some-love/ Clare Trapasso Mortgage interest rates are showing homebuyers and homeowners a little bit of love this Valentine’s Day as they came down a little. Thu, 12 Feb 2026 18:49:03 Z 2026-02-12T18:49:03Z https://preprod.newamericanfunding.com/learning-center/homebuyers/love-at-first-showing-how-to-tell-if-that-home-is-really-right-for-you/ https://preprod.newamericanfunding.com/learning-center/homebuyers/love-at-first-showing-how-to-tell-if-that-home-is-really-right-for-you/ Jessica Walrack Shopping for a new home can be a lot like falling in love. The problem is the home could have literal skeletons in the closet...or mold, cracks in the walls, and pest infestations. Thu, 12 Feb 2026 11:00:12 Z 2026-02-12T11:00:12Z https://preprod.newamericanfunding.com/learning-center/homeowners/tax-deductions-homeowners-must-know-before-filing-this-year/ https://preprod.newamericanfunding.com/learning-center/homeowners/tax-deductions-homeowners-must-know-before-filing-this-year/ Tim Maxwell With tax season comes changes in tax deductions and credits that could make a real difference to the bottom lines of homeowners. And who doesn’t want that extra cash? Wed, 11 Feb 2026 11:00:11 Z 2026-02-11T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/5-swoon-worthy-reasons-to-fall-in-love-with-homeownership-this-valentines-day/ https://preprod.newamericanfunding.com/learning-center/homebuyers/5-swoon-worthy-reasons-to-fall-in-love-with-homeownership-this-valentines-day/ Kelly Reilly This Valentine’s Day, commit to something with real staying power: homeownership. Wed, 11 Feb 2026 10:59:01 Z 2026-02-11T10:59:01Z https://preprod.newamericanfunding.com/learning-center/homebuyers/small-interest-rate-drops-big-savings-what-a-1-difference-means-for-mortgages-and-refinances/ https://preprod.newamericanfunding.com/learning-center/homebuyers/small-interest-rate-drops-big-savings-what-a-1-difference-means-for-mortgages-and-refinances/ Timothy Moore Mortgage rates are nearly a full percentage point lower than they were last year at this time. A decrease like that can unlock serious savings. Here's how. Tue, 10 Feb 2026 11:00:11 Z 2026-02-10T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/which-home-loans-offer-the-lowest-interest-rates/ https://preprod.newamericanfunding.com/learning-center/homebuyers/which-home-loans-offer-the-lowest-interest-rates/ Sarah Elizabeth Adler Interest rates often vary depending on what type of loan you choose. The length of the loan may also affect the rate, as will the size of the down payment, and other considerations. Mon, 09 Feb 2026 11:00:11 Z 2026-02-09T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/these-are-the-10-best-states-to-raise-a-family-in-2026/ https://preprod.newamericanfunding.com/learning-center/housing-news/these-are-the-10-best-states-to-raise-a-family-in-2026/ Dana Schulz These are the best states to raise a family in for 2026. Fri, 06 Feb 2026 11:00:11 Z 2026-02-06T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-interest-rates-remain-low-will-homebuyers-make-a-move/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-interest-rates-remain-low-will-homebuyers-make-a-move/ Clare Trapasso Mortgage interest rates continued to hover just above 6%, giving homebuyers a little financial breathing room as the spring housing market is poised to kick off. Thu, 05 Feb 2026 19:42:39 Z 2026-02-05T19:42:39Z https://preprod.newamericanfunding.com/learning-center/homebuyers/fannie-mae-and-freddie-mac-how-they-make-homeownership-possible-for-millions-of-americans/ https://preprod.newamericanfunding.com/learning-center/homebuyers/fannie-mae-and-freddie-mac-how-they-make-homeownership-possible-for-millions-of-americans/ Timothy Moore Why are Fannie Mae and Freddie Mac so essential to the housing market? Keep reading to find out. Thu, 05 Feb 2026 11:00:11 Z 2026-02-05T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/super-bowl-lx-housing-showdown-which-housing-market-reigns-supreme/ https://preprod.newamericanfunding.com/learning-center/housing-news/super-bowl-lx-housing-showdown-which-housing-market-reigns-supreme/ New American Funding Team With the Seattle Seahawks and New England Patriots battling it out in Super Bowl LX, we wanted to take the competition off the field and into the real estate arena. Wed, 04 Feb 2026 11:00:11 Z 2026-02-04T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/why-your-credit-score-keeps-changing-and-what-homebuyers-should-know/ https://preprod.newamericanfunding.com/learning-center/homebuyers/why-your-credit-score-keeps-changing-and-what-homebuyers-should-know/ Margaret Heidenry Here’s what causes shifts in your credit score. This is what you should watch for if you’re planning a home purchase. Tue, 03 Feb 2026 11:00:11 Z 2026-02-03T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/saving-for-a-down-payment-is-getting-easierand-help-is-available/ https://preprod.newamericanfunding.com/learning-center/homebuyers/saving-for-a-down-payment-is-getting-easierand-help-is-available/ Margaret Heidenry Saving for a down payment has long been one of the biggest challenges for many aspiring homebuyers. Yet it may be getting a little easier for buyers to get over that hurdle. Mon, 02 Feb 2026 11:00:10 Z 2026-02-02T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/president-trump-taps-kevin-warsh-as-next-fed-chair-will-mortgage-rates-fall/ https://preprod.newamericanfunding.com/learning-center/housing-news/president-trump-taps-kevin-warsh-as-next-fed-chair-will-mortgage-rates-fall/ Ben Lane President Donald Trump announced Friday that he plans to nominate Kevin Warsh, a former U.S. Federal Reserve governor, to lead the nation’s central bank when current Chair Jerome Powell’s term ends in May. Fri, 30 Jan 2026 19:33:36 Z 2026-01-30T19:33:36Z https://preprod.newamericanfunding.com/learning-center/homeowners/give-your-home-a-glow-up-8-meaningful-upgrades-delivering-big-impact/ https://preprod.newamericanfunding.com/learning-center/homeowners/give-your-home-a-glow-up-8-meaningful-upgrades-delivering-big-impact/ Kelly Reilly A home glow-up doesn’t have to mean a full renovation or a five-figure budget. There are plenty of ways to make your home feel brighter, calmer, and more personalized. Fri, 30 Jan 2026 11:00:11 Z 2026-01-30T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-hover-near-three-year-lows/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-hover-near-three-year-lows/ Ben Lane Mortgage interest rates remained just barely above three-year lows. This presents homebuyers and homeowners with the continued opportunity to save money when buying a home or refinancing their existing loans. Thu, 29 Jan 2026 18:50:35 Z 2026-01-29T18:50:35Z https://preprod.newamericanfunding.com/learning-center/housing-news/where-is-america-moving-the-10-fastest-growing-states/ https://preprod.newamericanfunding.com/learning-center/housing-news/where-is-america-moving-the-10-fastest-growing-states/ Ben Lane There are a handful of states with booming populations. This is likely to keep these housing markets strong. Here are the top 10 states that gained the most residents in the last year. Thu, 29 Jan 2026 14:30:19 Z 2026-01-29T14:30:19Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-fed-didnt-lower-interest-rates.-will-mortgage-rates-remain-in-the-low-6-range https://preprod.newamericanfunding.com/learning-center/housing-news/the-fed-didnt-lower-interest-rates.-will-mortgage-rates-remain-in-the-low-6-range Clare Trapasso The U.S. Federal Reserve kicked off 2026 by keeping interest rates steady. How will that impact the housing market? Wed, 28 Jan 2026 19:04:22 Z 2026-01-28T19:04:22Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-mortgage-lock-in-effect-is-fading-will-more-affordable-homes-will-go-up-for-sale/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-mortgage-lock-in-effect-is-fading-will-more-affordable-homes-will-go-up-for-sale/ Clare Trapasso Fewer homeowners with mortgages are “locked” into their homes due to super-low interest rates. Wed, 28 Jan 2026 11:00:11 Z 2026-01-28T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/its-financial-wellness-month-how-buyers-can-get-ready-to-buy-a-home/ https://preprod.newamericanfunding.com/learning-center/homebuyers/its-financial-wellness-month-how-buyers-can-get-ready-to-buy-a-home/ Margaret Heidenry The beginning of the year can be a great time to step back, take stock, and get financially organized before the spring housing market heats up. Tue, 27 Jan 2026 11:00:12 Z 2026-01-27T11:00:12Z https://preprod.newamericanfunding.com/learning-center/housing-news/will-cutting-interest-rates-on-credit-cards-help-more-americans-buy-homesor-make-it-even-harder/ https://preprod.newamericanfunding.com/learning-center/housing-news/will-cutting-interest-rates-on-credit-cards-help-more-americans-buy-homesor-make-it-even-harder/ Clare Trapasso President Trump recently called on Congress to cap interest rates on credit cards at 10% for a year. He said this could help homebuyers save for a down payment. Could it backfire? Mon, 26 Jan 2026 22:03:57 Z 2026-01-26T22:03:57Z https://preprod.newamericanfunding.com/learning-center/homeowners/new-year-new-goals-how-your-home-can-help-you-stick-to-your-2026-resolutions2/ https://preprod.newamericanfunding.com/learning-center/homeowners/new-year-new-goals-how-your-home-can-help-you-stick-to-your-2026-resolutions2/ Sarah Elizabeth Adler For many, the new year comes with a long list of goals to achieve in 2026. But many people don’t realize that their home may help them achieve their resolutions. Mon, 26 Jan 2026 11:00:11 Z 2026-01-26T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/homebuyers-and-home-sellers-take-note-the-10-fastest-growing-home-trends/ https://preprod.newamericanfunding.com/learning-center/homeowners/homebuyers-and-home-sellers-take-note-the-10-fastest-growing-home-trends/ Margaret Heidenry Home design has long shaped what buyers want in a home and what sellers highlight when it comes time to list their property. Here is how to future-proof your home and lean into the design wave ahead. Fri, 23 Jan 2026 11:00:12 Z 2026-01-23T11:00:12Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-interest-rates-remain-just-above-6/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-interest-rates-remain-just-above-6/ Clare Trapasso While homebuyers and homeowners have been eagerly waiting for mortgage interest rates to drop into the 5% range, rates stubbornly remained just above 6%. Thu, 22 Jan 2026 18:41:29 Z 2026-01-22T18:41:29Z https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-renovate-your-home-with-your-future-in-mind/ https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-renovate-your-home-with-your-future-in-mind/ Margaret Heidenry Designers and contractors say that approaching renovations with universal design principles in mind helps a home stay flexible and market-ready long after the work is done. Here is how to plan your upgrades with longevity in mind. Thu, 22 Jan 2026 11:00:11 Z 2026-01-22T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/could-your-401k-savings-help-you-buy-a-home-trump-administration-proposes-new-down-payment-option/ https://preprod.newamericanfunding.com/learning-center/housing-news/could-your-401k-savings-help-you-buy-a-home-trump-administration-proposes-new-down-payment-option/ Margaret Heidenry The Trump administration proposed allowing U.S. workers to withdraw money from their 401(k) retirement accounts to help cover a down payment on a home. Wed, 21 Jan 2026 20:31:14 Z 2026-01-21T20:31:14Z https://preprod.newamericanfunding.com/learning-center/homebuyers/this-is-how-much-your-mortgage-interest-rate-will-really-cost-you/ https://preprod.newamericanfunding.com/learning-center/homebuyers/this-is-how-much-your-mortgage-interest-rate-will-really-cost-you/ Timothy Moore In honor of Financial Wellness Month, let’s explore how much mortgage rates really cost you in the long run—and how you can keep those costs down. Wed, 21 Jan 2026 11:00:10 Z 2026-01-21T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/10-places-first-time-buyers-may-be-able-to-find-an-affordable-home-in-2026/ https://preprod.newamericanfunding.com/learning-center/homebuyers/10-places-first-time-buyers-may-be-able-to-find-an-affordable-home-in-2026/ Margaret Heidenry The housing market can seem a bit intimidating for first-time buyers heading into 2026. But some housing markets are giving new buyers a better shot at homeownership than others. Tue, 20 Jan 2026 11:00:11 Z 2026-01-20T11:00:11Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/how-martin-luther-king-jr.s-legacy-continues-to-impact-housing-fair-housing-protections-by-state https://preprod.newamericanfunding.com/learning-center/inclusive-lending/how-martin-luther-king-jr.s-legacy-continues-to-impact-housing-fair-housing-protections-by-state Margaret Heidenry For Martin Luther King, Jr., fair and stable housing was a key tenet of the civil rights movement. Today, fair housing protections operate at the federal, state, and local levels. Here's what you need to know. Mon, 19 Jan 2026 11:00:11 Z 2026-01-19T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/a-competitive-edge-why-you-need-a-pre-approval-letter-in-a-hot-housing-market/ https://preprod.newamericanfunding.com/learning-center/homebuyers/a-competitive-edge-why-you-need-a-pre-approval-letter-in-a-hot-housing-market/ Timothy Moore If you’re hoping to buy a home, you’ll want to use every tool at your disposal to make your offer stand out. A mortgage pre-approval letter can be a competitive edge. Fri, 16 Jan 2026 11:00:11 Z 2026-01-16T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-interest-rates-drop-to-lowest-point-in-more-than-three-years/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-interest-rates-drop-to-lowest-point-in-more-than-three-years/ Clare Trapasso Mortgage interest rates just dropped to their lowest point in nearly three-and-a-half years. Thu, 15 Jan 2026 18:13:26 Z 2026-01-15T18:13:26Z https://preprod.newamericanfunding.com/learning-center/homebuyers/calling-all-homebuyers-shopping-in-winter-may-be-a-winning-move/ https://preprod.newamericanfunding.com/learning-center/homebuyers/calling-all-homebuyers-shopping-in-winter-may-be-a-winning-move/ Margaret Heidenry Here’s what you need to know if you’re considering buying a home during the winter months and how to leverage the season to your advantage. Thu, 15 Jan 2026 11:00:11 Z 2026-01-15T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/lower-mortgage-rates-drive-big-increase-in-existing-home-sales/ https://preprod.newamericanfunding.com/learning-center/housing-news/lower-mortgage-rates-drive-big-increase-in-existing-home-sales/ Ben Lane Mortgage interest rates have been on the decline and it’s contributing to an increase in home sales. Wed, 14 Jan 2026 18:12:12 Z 2026-01-14T18:12:12Z https://preprod.newamericanfunding.com/learning-center/housing-news/home-prices-are-falling-hitting-a-four-year-low/ https://preprod.newamericanfunding.com/learning-center/housing-news/home-prices-are-falling-hitting-a-four-year-low/ Margaret Heidenry Home prices are edging lower nationally. While the decline has been modest, the direction is beginning to matter, especially as mortgage rates show signs of easing. Wed, 14 Jan 2026 11:00:11 Z 2026-01-14T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/first-time-homebuyer-jitters-how-to-overcome-4-common-mortgage-fears/ https://preprod.newamericanfunding.com/learning-center/homebuyers/first-time-homebuyer-jitters-how-to-overcome-4-common-mortgage-fears/ Rachel Murphy Even the most prepared homebuyer may have some nagging questions. Below are four common homebuyer concerns and how you can overcome them with minimal stress. Tue, 13 Jan 2026 11:00:11 Z 2026-01-13T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/is-that-home-really-affordable-what-affordable-means-when-youre-a-homebuyer/ https://preprod.newamericanfunding.com/learning-center/homebuyers/is-that-home-really-affordable-what-affordable-means-when-youre-a-homebuyer/ Margaret Heidenry What does “affordability” mean when you’re buying a home? Try not to think of it as something only tied to home prices or mortgage rates. Instead, think of affordability as a personal decision shaped by your income, monthly costs, plans, and overall flexibility. Mon, 12 Jan 2026 11:00:10 Z 2026-01-12T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-fall-to-three-year-low-after-trump-pushes-for-housing-affordability/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-fall-to-three-year-low-after-trump-pushes-for-housing-affordability/ Ben Lane Mortgage interest rates plunged to just under 6% after President Donald Trump announced a push to increase housing affordability. This is the lowest rates have been since early 2023. Fri, 09 Jan 2026 18:30:34 Z 2026-01-09T18:30:34Z https://preprod.newamericanfunding.com/learning-center/homeowners/more-homeowners-are-renovating-for-the-long-term-what-to-know-before-starting-a-project/ https://preprod.newamericanfunding.com/learning-center/homeowners/more-homeowners-are-renovating-for-the-long-term-what-to-know-before-starting-a-project/ Margaret Heidenry Here’s what to keep in mind if you are thinking about upgrading your home for the long-term. Fri, 09 Jan 2026 11:00:11 Z 2026-01-09T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-remain-near-14-month-low-to-start-2026/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-remain-near-14-month-low-to-start-2026/ Ben Lane The good news has continued for mortgage interest rates. Last week, interest rates hit a 14-month low. This week, they barely budged. Thu, 08 Jan 2026 17:47:32 Z 2026-01-08T17:47:32Z https://preprod.newamericanfunding.com/learning-center/homeowners/considering-a-cash-out-refinance-how-your-home-may-be-able-to-help-you-pay-your-bills/ https://preprod.newamericanfunding.com/learning-center/homeowners/considering-a-cash-out-refinance-how-your-home-may-be-able-to-help-you-pay-your-bills/ Don Sadler Homeowners often don’t realize that they may be able to use the equity they have built in their homes to help pay their bills with a cash-out refinance. Thu, 08 Jan 2026 11:00:12 Z 2026-01-08T11:00:12Z https://preprod.newamericanfunding.com/learning-center/housing-news/would-president-trumps-ban-on-big-investors-buying-single-family-homes-bring-down-housing-costs/ https://preprod.newamericanfunding.com/learning-center/housing-news/would-president-trumps-ban-on-big-investors-buying-single-family-homes-bring-down-housing-costs/ Margaret Heidenry President Donald Trump wants to ban large Wall Street investors from buying single-family homes to make housing more affordable. Wed, 07 Jan 2026 22:48:12 Z 2026-01-07T22:48:12Z https://preprod.newamericanfunding.com/learning-center/housing-news/looking-for-a-home-the-top-10-housing-markets-of-2026/ https://preprod.newamericanfunding.com/learning-center/housing-news/looking-for-a-home-the-top-10-housing-markets-of-2026/ Clare Trapasso The top 10 housing markets of 2026 is based on where homebuyer demand is strong, affordability will improve, and locals have the financial means to purchase homes. Wed, 07 Jan 2026 11:00:11 Z 2026-01-07T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-a-mortgage-rate/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-a-mortgage-rate/ Ben Lane What is a mortgage interest rate and why does it matter? Even small differences in your rate can translate into thousands of dollars over the life of your loan. Tue, 06 Jan 2026 11:00:11 Z 2026-01-06T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-price-your-home-so-it-sells-quickly/ https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-price-your-home-so-it-sells-quickly/ Margaret Heidenry Listing a home in today’s market can feel tricky. Here’s some insight from real estate experts to help you secure a fast sale at a good price. Mon, 05 Jan 2026 11:00:11 Z 2026-01-05T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/buy-the-worst-house-on-the-best-block-with-a-home-renovation-loan/ https://preprod.newamericanfunding.com/learning-center/homebuyers/buy-the-worst-house-on-the-best-block-with-a-home-renovation-loan/ Timothy Moore A home renovation loan allows you to finance both the cost of the home and the cost of the remodeling and repair work with a single mortgage. This could potentially save you time and money. Fri, 02 Jan 2026 11:00:11 Z 2026-01-02T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/from-dating-to-deed-how-to-buy-a-home-with-a-romantic-partner/ https://preprod.newamericanfunding.com/learning-center/homebuyers/from-dating-to-deed-how-to-buy-a-home-with-a-romantic-partner/ Margaret Heidenry Before you co-sign that mortgage with your romantic partner, here’s what to know about navigating homeownership as an unmarried couple.   Thu, 01 Jan 2026 11:00:11 Z 2026-01-01T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/ending-the-year-with-a-bang-mortgage-rates-fall-to-lowest-point-in-2025/ https://preprod.newamericanfunding.com/learning-center/housing-news/ending-the-year-with-a-bang-mortgage-rates-fall-to-lowest-point-in-2025/ Clare Trapasso The lowest mortgage interest rates of 2025 just slid in under the end-of-year deadline, providing homebuyers and homeowners with some last-minute financial relief. Wed, 31 Dec 2025 17:53:06 Z 2025-12-31T17:53:06Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-are-homebuying-classesand-should-you-take-one/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-are-homebuying-classesand-should-you-take-one/ Margaret Heidenry If you’re thinking about buying a home for the first time, odds are you’ve been told to take a homebuyer class. But what exactly are these classes, and do you need one? Wed, 31 Dec 2025 11:00:11 Z 2025-12-31T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/you-dont-have-to-lose-your-home-after-a-job-loss.-heres-what-to-do https://preprod.newamericanfunding.com/learning-center/homeowners/you-dont-have-to-lose-your-home-after-a-job-loss.-heres-what-to-do Sarah Elizabeth Adler For homeowners who lose their jobs, the loss of a steady income is more than just emotionally overwhelming. It can be financially destabilizing. Many lenders and mortgage servicers may be able to offer some temporary relief. Tue, 30 Dec 2025 11:00:11 Z 2025-12-30T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/reverse-mortgage-evolution-more-protection-more-peace-of-mind-for-older-homeowners/ https://preprod.newamericanfunding.com/learning-center/homeowners/reverse-mortgage-evolution-more-protection-more-peace-of-mind-for-older-homeowners/ Meera Pal Reverse mortgages have been around for decades, but today’s loans look very different from earlier versions. Mon, 29 Dec 2025 11:00:12 Z 2025-12-29T11:00:12Z https://preprod.newamericanfunding.com/learning-center/homeowners/what-homeowners-dont-understand-about-helocsand-why-it-could-be-costing-them/ https://preprod.newamericanfunding.com/learning-center/homeowners/what-homeowners-dont-understand-about-helocsand-why-it-could-be-costing-them/ Margaret Heidenry Here’s a closer look at the biggest misconceptions about HELOCs, how those myths can hurt you, and what to keep in mind if you’re considering using a HELOC. Fri, 26 Dec 2025 11:00:12 Z 2025-12-26T11:00:12Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-to-expect-when-you-close-on-a-home.-its-more-than-just-picking-up-the-keys https://preprod.newamericanfunding.com/learning-center/homebuyers/what-to-expect-when-you-close-on-a-home.-its-more-than-just-picking-up-the-keys Alex Galbraith Closing on a home includes a massive amount of t-crossing and i-dotting. That means it’s a time to be extremely meticulous. Thu, 25 Dec 2025 11:00:11 Z 2025-12-25T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-dip-a-holiday-gift-for-the-housing-market/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-dip-a-holiday-gift-for-the-housing-market/ Clare Trapasso Homebuyers and homeowners have received the gift of lower mortgage interest rates this holiday season. Wed, 24 Dec 2025 18:15:43 Z 2025-12-24T18:15:43Z https://preprod.newamericanfunding.com/learning-center/homebuyers/homebuyers-arent-giving-up-most-plan-to-purchase-in-2026/ https://preprod.newamericanfunding.com/learning-center/homebuyers/homebuyers-arent-giving-up-most-plan-to-purchase-in-2026/ Margaret Heidenry Even after a year shaped by affordability challenges in the housing market, most would-be homebuyers aren’t giving up. Instead, they are planning to purchase a home in 2026. Wed, 24 Dec 2025 11:00:10 Z 2025-12-24T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/hoping-for-a-deal-these-housing-markets-have-the-highest-percentage-of-price-cuts/ https://preprod.newamericanfunding.com/learning-center/homebuyers/hoping-for-a-deal-these-housing-markets-have-the-highest-percentage-of-price-cuts/ Margaret Heidenry After years of high and rising home prices, homebuyers are finally regaining some leverage. In larger housing markets, home sellers are lowering asking prices as the year comes to a close. Tue, 23 Dec 2025 11:00:11 Z 2025-12-23T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/hyper-local-blind-spots-buyers-often-overlook-at-their-peril/ https://preprod.newamericanfunding.com/learning-center/homebuyers/hyper-local-blind-spots-buyers-often-overlook-at-their-peril/ Margaret Heidenry Sometimes, the everyday realities (and annoyances) of what it will be like to live in the home are overlooked. These not-so-noticeable things can impact your property value. Mon, 22 Dec 2025 11:00:10 Z 2025-12-22T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-smart-parents-guide-to-buying-a-home-with-kids-in-mind/ https://preprod.newamericanfunding.com/learning-center/homebuyers/the-smart-parents-guide-to-buying-a-home-with-kids-in-mind/ Margaret Heidenry Here’s what parents should consider when shopping for a home with kids in mind with some tips on finding a property that will work for the whole family, not just for now, but for years to come. Fri, 19 Dec 2025 11:00:11 Z 2025-12-19T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgages-rates-dip-slightly-as-the-new-year-approaches/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgages-rates-dip-slightly-as-the-new-year-approaches/ Clare Trapasso Mortgage interest rates ticked down ever-so-slightly as 2025 comes to a close. Thu, 18 Dec 2025 19:12:32 Z 2025-12-18T19:12:32Z https://preprod.newamericanfunding.com/learning-center/housing-news/in-case-you-missed-it-the-best-housing-stories-of-2025/ https://preprod.newamericanfunding.com/learning-center/housing-news/in-case-you-missed-it-the-best-housing-stories-of-2025/ Ben Lane If you’ve been watching the housing market this year, you know 2025 has been full of some big real estate news. Here are some of the top stories from 2025. Thu, 18 Dec 2025 11:00:11 Z 2025-12-18T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/servicemembers-and-veterans-celebrate-va-loan-limits-increase-in-2026/ https://preprod.newamericanfunding.com/learning-center/homebuyers/servicemembers-and-veterans-celebrate-va-loan-limits-increase-in-2026/ Clare Trapasso Servicemembers and veterans who use a VA loan to buy a home may be able to increase their purchasing power in the new year. These are the new 2026 VA loan limits. Wed, 17 Dec 2025 14:54:39 Z 2025-12-17T14:54:39Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-5-big-things-homebuyers-can-be-happy-about-these-days/ https://preprod.newamericanfunding.com/learning-center/homebuyers/the-5-big-things-homebuyers-can-be-happy-about-these-days/ Margaret Heidenry The tide may be turning for homebuyers. Here is a closer look at what has changed for buyers and why many are entering the housing market again. Wed, 17 Dec 2025 11:00:11 Z 2025-12-17T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/will-mortgage-rates-fall-will-home-prices-keep-rising-what-to-expect-in-2026/ https://preprod.newamericanfunding.com/learning-center/housing-news/will-mortgage-rates-fall-will-home-prices-keep-rising-what-to-expect-in-2026/ Clare Trapasso Will mortgage rates finally fall below 6%? Will home prices come down? Will more homes go up for sale in 2026? These are some of the big questions facing the housing market as we move into 2026. Tue, 16 Dec 2025 11:00:10 Z 2025-12-16T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-may-be-afford-more-home-next-year-fha-loan-limits-for-2026/ https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-may-be-afford-more-home-next-year-fha-loan-limits-for-2026/ Clare Trapasso Homebuyers using a FHA loan will soon be able to stretch their budgets a little further. Here are the 2026 loan limits. Mon, 15 Dec 2025 21:01:46 Z 2025-12-15T21:01:46Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-11-places-where-buyers-have-the-upper-hand-right-now/ https://preprod.newamericanfunding.com/learning-center/homebuyers/the-11-places-where-buyers-have-the-upper-hand-right-now/ Margaret Heidenry Home sellers have dominated nearly every corner of the housing market since the pandemic. However, the market is finally shifting toward buyers in many parts of the country as more homes go up for sale. Mon, 15 Dec 2025 11:00:12 Z 2025-12-15T11:00:12Z https://preprod.newamericanfunding.com/learning-center/homeowners/the-2026-decor-shift-buyers-are-falling-for-and-the-smart-ways-to-bring-them-home/ https://preprod.newamericanfunding.com/learning-center/homeowners/the-2026-decor-shift-buyers-are-falling-for-and-the-smart-ways-to-bring-them-home/ Margaret Heidenry Lately, there has been a noticeable change happening inside the homes catching the most attention from buyers. Here's what you need to know and how you can make it happen in your own home. Fri, 12 Dec 2025 11:00:10 Z 2025-12-12T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/new-year-new-market-as-the-fed-lowers-interest-rates/ https://preprod.newamericanfunding.com/learning-center/housing-news/new-year-new-market-as-the-fed-lowers-interest-rates/ Jason Obradovich The U.S. Federal Reserve, in a widely expected move, lowered interest rates a quarter of a percentage point in the final meeting of the year. Thu, 11 Dec 2025 17:42:34 Z 2025-12-11T17:42:34Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-your-loan-officer-wants-you-to-know-before-you-buy-a-home-or-refinance-in-2026/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-your-loan-officer-wants-you-to-know-before-you-buy-a-home-or-refinance-in-2026/ Clare Trapasso If you’re planning to buy a home or refinance your mortgage in 2026, the people at the forefront of the home loan process have something important to tell you: The new year will reward those who are prepared. Thu, 11 Dec 2025 11:00:11 Z 2025-12-11T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-fed-lowered-interest-rates.-will-it-give-the-housing-market-a-boost-in-2026 https://preprod.newamericanfunding.com/learning-center/housing-news/the-fed-lowered-interest-rates.-will-it-give-the-housing-market-a-boost-in-2026 Clare Trapasso The Federal Reserve voted to lower its benchmark rate. Could this help drive mortgage rates down as we move into 2026? Wed, 10 Dec 2025 19:05:05 Z 2025-12-10T19:05:05Z https://preprod.newamericanfunding.com/learning-center/homeowners/using-your-home-to-pay-off-your-student-debt-heres-what-to-know/ https://preprod.newamericanfunding.com/learning-center/homeowners/using-your-home-to-pay-off-your-student-debt-heres-what-to-know/ Nicole Pajer Some homeowners are turning to cash-out refinances to ease the burden of their student loans. Read on to find out if this strategy could work for you. Wed, 10 Dec 2025 11:00:10 Z 2025-12-10T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/youll-never-guess-the-absolute-best-day-of-the-year-to-buy-a-home-in-2025/ https://preprod.newamericanfunding.com/learning-center/housing-news/youll-never-guess-the-absolute-best-day-of-the-year-to-buy-a-home-in-2025/ Clare Trapasso If you’re hoping to buy a home this year, don’t despair. The best day to make an offer may be just around the corner. Tue, 09 Dec 2025 11:00:10 Z 2025-12-09T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/home-sellers-beware-5-hidden-deal-killers-that-can-derail-a-home-sale/ https://preprod.newamericanfunding.com/learning-center/homeowners/home-sellers-beware-5-hidden-deal-killers-that-can-derail-a-home-sale/ Margaret Heidenry Most home sellers want to move from an offer to the closing table as seamlessly as possible. However, deals can fall apart, even at the last minute. Here's how to avoid it. Mon, 08 Dec 2025 11:00:11 Z 2025-12-08T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/live-out-your-real-estate-investor-dreams-5-investor-myths-busted/ https://preprod.newamericanfunding.com/learning-center/homebuyers/live-out-your-real-estate-investor-dreams-5-investor-myths-busted/ Clare Trapasso Here are some of the most common misconceptions about real estate investing and the truth behind these myths. Fri, 05 Dec 2025 11:00:11 Z 2025-12-05T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/a-holiday-gift-mortgage-rates-keep-falling/ https://preprod.newamericanfunding.com/learning-center/housing-news/a-holiday-gift-mortgage-rates-keep-falling/ Ben Lane If you’re among the millions who could save money by refinancing their home loan or are considering buying a home, then you just received a holiday gift as mortgage rates fell. Thu, 04 Dec 2025 18:04:15 Z 2025-12-04T18:04:15Z https://preprod.newamericanfunding.com/learning-center/homebuyers/should-you-time-buying-a-home-around-the-seasons-it-could-save-you-up-front-cash/ https://preprod.newamericanfunding.com/learning-center/homebuyers/should-you-time-buying-a-home-around-the-seasons-it-could-save-you-up-front-cash/ Margaret Heidenry Here’s how you can use the calendar to your advantage and close at a time when costs may be lower, timelines are generally faster, and sellers may be more willing to make a deal. Thu, 04 Dec 2025 11:00:10 Z 2025-12-04T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/buyer-be-warned-what-home-inspections-dont-always-catch/ https://preprod.newamericanfunding.com/learning-center/homebuyers/buyer-be-warned-what-home-inspections-dont-always-catch/ Meera Pal Home inspections aren’t an ironclad guarantee against future repairs or costly surprises. Thu, 04 Dec 2025 10:00:12 Z 2025-12-04T10:00:12Z https://preprod.newamericanfunding.com/learning-center/homebuyers/browsing-home-listings-online-dont-be-fooled-by-ai-doctored-photos/ https://preprod.newamericanfunding.com/learning-center/homebuyers/browsing-home-listings-online-dont-be-fooled-by-ai-doctored-photos/ Rabekah Henderson Certain uses of AI in real estate can be quite helpful, such as providing personalized home searches. Others, like AI-doctored listing photos, can be frustrating. Wed, 03 Dec 2025 11:00:11 Z 2025-12-03T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/these-are-the-10-best-places-in-the-u.s.-to-retire-in-2026 https://preprod.newamericanfunding.com/learning-center/housing-news/these-are-the-10-best-places-in-the-u.s.-to-retire-in-2026 Clare Trapasso Forget sunny Florida. If you’re thinking about where to spend your Golden Years, you may want to consider moving to the Midwest. Tue, 02 Dec 2025 11:00:11 Z 2025-12-02T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/millions-of-homeowners-could-save-money-right-now-by-refinancing.-are-you-one-of-them https://preprod.newamericanfunding.com/learning-center/homeowners/millions-of-homeowners-could-save-money-right-now-by-refinancing.-are-you-one-of-them Margaret Heidenry For anyone who bought real estate when rates surged in the pandemic’s aftermath, now may be a good window in which to lower their costs. Here’s what homeowners considering a refinance need to know. Mon, 01 Dec 2025 11:00:10 Z 2025-12-01T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-choose-the-right-security-system-for-your-home/ https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-choose-the-right-security-system-for-your-home/ Joe Dyton Many homeowners are investing in home security systems. How can you pick the right one for your needs? Fri, 28 Nov 2025 11:00:10 Z 2025-11-28T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/budget-furnishing-tips-how-to-fill-your-home-without-emptying-your-wallet/ https://preprod.newamericanfunding.com/learning-center/homeowners/budget-furnishing-tips-how-to-fill-your-home-without-emptying-your-wallet/ Kelly Reilly With some creativity, patience, and insider knowledge, you can transform your space into a magazine-worthy haven while keeping your bank account happy. Thu, 27 Nov 2025 11:00:10 Z 2025-11-27T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/something-to-give-thanks-for-mortgage-rates-tick-down/ https://preprod.newamericanfunding.com/learning-center/housing-news/something-to-give-thanks-for-mortgage-rates-tick-down/ Clare Trapasso Homebuyers and homeowners have something to be grateful for just in time for Thanksgiving: Lower mortgage interest rates. Wed, 26 Nov 2025 17:23:50 Z 2025-11-26T17:23:50Z https://preprod.newamericanfunding.com/learning-center/homeowners/homeowners-heres-how-to-calculate-the-mortgage-refinance-break-even-point/ https://preprod.newamericanfunding.com/learning-center/homeowners/homeowners-heres-how-to-calculate-the-mortgage-refinance-break-even-point/ Don Sadler By refinancing into a new mortgage with a lower interest rate, homeowners may be able to lower their monthly mortgage payment. This is how to figure out whether it makes financial sense to do so. Wed, 26 Nov 2025 11:00:11 Z 2025-11-26T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/big-news-for-homebuyers-and-homeowners-here-are-the-new-loan-limits-for-2026/ https://preprod.newamericanfunding.com/learning-center/housing-news/big-news-for-homebuyers-and-homeowners-here-are-the-new-loan-limits-for-2026/ Ben Lane With home prices continuing to rise, the federal government is set to increase the loan limits for the mortgages that most people use to buy a home or refinance their existing mortgage. Tue, 25 Nov 2025 19:24:05 Z 2025-11-25T19:24:05Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-biggest-black-friday-deals-homebuyers-and-homeowners-wont-want-to-miss/ https://preprod.newamericanfunding.com/learning-center/homebuyers/the-biggest-black-friday-deals-homebuyers-and-homeowners-wont-want-to-miss/ Sarah Li-Cain Black Friday isn't just about computers, TVs, or skincare. You may also be able to find bargains on new homes, mortgages, building materials, home maintenance services, and so much more. Tue, 25 Nov 2025 11:00:12 Z 2025-11-25T11:00:12Z https://preprod.newamericanfunding.com/learning-center/housing-news/looking-for-an-affordable-home-23-cities-where-you-can-find-one-for-$250000-or-less/ https://preprod.newamericanfunding.com/learning-center/housing-news/looking-for-an-affordable-home-23-cities-where-you-can-find-one-for-$250000-or-less/ Margaret Heidenry Buying a home can feel a bit challenging. However, that doesn’t mean today’s housing market is out of reach for homebuyers on a tight budget. Mon, 24 Nov 2025 11:00:11 Z 2025-11-24T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/big-news-for-homebuyers-fannie-mae-eliminates-minimum-credit-score-requirement/ https://preprod.newamericanfunding.com/learning-center/homebuyers/big-news-for-homebuyers-fannie-mae-eliminates-minimum-credit-score-requirement/ Margaret Heidenry For years, many hopeful homebuyers had to have a credit score of at least 620 to secure certain popular mortgages. That hard line just softened. Fri, 21 Nov 2025 11:00:13 Z 2025-11-21T11:00:13Z https://preprod.newamericanfunding.com/learning-center/housing-news/lower-mortgage-rates-spur-more-home-sales/ https://preprod.newamericanfunding.com/learning-center/housing-news/lower-mortgage-rates-spur-more-home-sales/ Ben Lane Thanks to lower mortgage rates, more people jumped into the housing market and bought up existing homes in October. Thu, 20 Nov 2025 18:34:20 Z 2025-11-20T18:34:20Z https://preprod.newamericanfunding.com/learning-center/homebuyers/short-sales-should-you-give-these-bargain-homes-a-second-look/ https://preprod.newamericanfunding.com/learning-center/homebuyers/short-sales-should-you-give-these-bargain-homes-a-second-look/ Don Sadler One way to get a lower-priced home is through what’s known as a short sale. This occurs when a home is sold at a price that’s lower than what the homeowner owes on the mortgage. Thu, 20 Nov 2025 11:00:11 Z 2025-11-20T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/its-that-time-of-year-6-tips-to-holiday-proof-your-home-and-your-sanity-this-season/ https://preprod.newamericanfunding.com/learning-center/housing-news/its-that-time-of-year-6-tips-to-holiday-proof-your-home-and-your-sanity-this-season/ Rabekah Henderson The holidays can be a wonderful time, but they can also be quite stressful. Here’s how to get your home ready for hosting a stress-free gathering this holiday season. Wed, 19 Nov 2025 11:00:10 Z 2025-11-19T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/what-is-a-portable-mortgage-could-it-make-buying-a-new-home-more-affordable/ https://preprod.newamericanfunding.com/learning-center/housing-news/what-is-a-portable-mortgage-could-it-make-buying-a-new-home-more-affordable/ Clare Trapasso In today’s pricey housing market, the idea of portable mortgages is being floated as ways to bring housing costs down. But what is a portable mortgage? Tue, 18 Nov 2025 11:00:11 Z 2025-11-18T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/why-making-a-back-up-offer-on-a-home-can-be-a-homebuyers-power-move/ https://preprod.newamericanfunding.com/learning-center/homebuyers/why-making-a-back-up-offer-on-a-home-can-be-a-homebuyers-power-move/ Margaret Heidenry For anyone serious about landing a home that’s already under contract, this is what buyers need to know about how (and why) a back-up offer can work in their favor. Mon, 17 Nov 2025 11:00:11 Z 2025-11-17T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/timeless-or-troublesome-what-you-need-to-know-before-buying-a-historic-home/ https://preprod.newamericanfunding.com/learning-center/homebuyers/timeless-or-troublesome-what-you-need-to-know-before-buying-a-historic-home/ Meera Pal A historic home can offer beauty and pride of ownership, but it also demands time, money, and a readiness to follow strict rules that don’t leave a lot of room for flexibility. Fri, 14 Nov 2025 11:00:10 Z 2025-11-14T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/it-should-be-easier-to-get-a-mortgage-now-that-the-government-shutdown-is-over/ https://preprod.newamericanfunding.com/learning-center/housing-news/it-should-be-easier-to-get-a-mortgage-now-that-the-government-shutdown-is-over/ Clare Trapasso The longest government shutdown in U.S. history ended, which should make it easier for homebuyers and homeowners to secure new loans. Thu, 13 Nov 2025 20:51:47 Z 2025-11-13T20:51:47Z https://preprod.newamericanfunding.com/learning-center/homebuyers/when-getting-a-mortgage-makes-senseeven-if-you-could-buy-a-home-in-cash/ https://preprod.newamericanfunding.com/learning-center/homebuyers/when-getting-a-mortgage-makes-senseeven-if-you-could-buy-a-home-in-cash/ Margaret Heidenry Here’s what you need to know about when and why financing may be the smarter play than depleting your nest egg—and when writing a check for the full listing price still wins out. Thu, 13 Nov 2025 11:00:10 Z 2025-11-13T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/planning-to-build-your-forever-home-how-to-purchase-land-with-an-fha-loan/ https://preprod.newamericanfunding.com/learning-center/homebuyers/planning-to-build-your-forever-home-how-to-purchase-land-with-an-fha-loan/ Rabekah Henderson You may be able to use an all-in-one Federal Housing Administration (FHA) loan to help cover the cost of buying a piece of land and funding the construction of your new home. Thu, 13 Nov 2025 10:59:00 Z 2025-11-13T10:59:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-typical-first-time-homebuyer-has-never-been-older.-what-does-that-mean-for-younger-generations https://preprod.newamericanfunding.com/learning-center/housing-news/the-typical-first-time-homebuyer-has-never-been-older.-what-does-that-mean-for-younger-generations Clare Trapasso Pricey rent and student loans, along with high prices and elevated mortgage rates, have made it harder for many to achieve homeownership. Wed, 12 Nov 2025 11:00:10 Z 2025-11-12T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/making-homeownership-more-accessible-for-veterans-how-to-access-all-the-benefits-of-a-va-loan/ https://preprod.newamericanfunding.com/learning-center/homebuyers/making-homeownership-more-accessible-for-veterans-how-to-access-all-the-benefits-of-a-va-loan/ Timothy Moore In a market where home prices remain high and mortgage rates can feel punishing, a U.S. Department of Veterans Affairs (VA) loan may be the key to unlocking homeownership for those who have served our country. Tue, 11 Nov 2025 11:00:11 Z 2025-11-11T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/would-50-year-mortgages-make-buying-a-home-more-affordable/ https://preprod.newamericanfunding.com/learning-center/housing-news/would-50-year-mortgages-make-buying-a-home-more-affordable/ Clare Trapasso President Donald Trump has floated the idea of creating 50-year mortgages to make housing more affordable for homebuyers. But would a 50-year mortgage make it cheaper to own a home? That depends. Mon, 10 Nov 2025 20:31:19 Z 2025-11-10T20:31:19Z https://preprod.newamericanfunding.com/learning-center/housing-news/18-mortgage-rates-buying-a-home-used-to-be-even-more-challenging/ https://preprod.newamericanfunding.com/learning-center/housing-news/18-mortgage-rates-buying-a-home-used-to-be-even-more-challenging/ Clare Trapasso It was even more difficult to achieve homeownership several decades ago, when double-digit interest rates were the norm. Mon, 10 Nov 2025 11:00:11 Z 2025-11-10T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/would-you-live-near-a-cemetery-airport-or-highway-to-score-a-deal-on-a-home/ https://preprod.newamericanfunding.com/learning-center/homebuyers/would-you-live-near-a-cemetery-airport-or-highway-to-score-a-deal-on-a-home/ Anna Baluch While a home located right near a highway or airport may not be what you imagined when buying a home, these locations may allow you to stretch your budget. Fri, 07 Nov 2025 11:00:11 Z 2025-11-07T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-money-saving-listing-words-smart-buyers-should-never-ignore/ https://preprod.newamericanfunding.com/learning-center/homebuyers/the-money-saving-listing-words-smart-buyers-should-never-ignore/ Margaret Heidenry In a market where home prices remain high, decoding listing language can be its own form of strategy. If you learn to spot the right language, you may be able to save thousands before you even set foot inside a showing. Thu, 06 Nov 2025 11:00:11 Z 2025-11-06T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/what-will-be-hot-in-2026-the-7-bold-and-the-surprisingly-practical-home-trends/ https://preprod.newamericanfunding.com/learning-center/homeowners/what-will-be-hot-in-2026-the-7-bold-and-the-surprisingly-practical-home-trends/ Margaret Heidenry If 2025 was the year of the “quiet luxury” aesthetic, 2026 is shaping up to be anything but hush-hush. Instead, Americans are embracing boldness through saturated color, statement craftsmanship, and resilient, future-ready homes. Wed, 05 Nov 2025 11:00:11 Z 2025-11-05T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-fha-loans-provide-a-flexible-path-to-homeownership-for-first-time-buyers/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-fha-loans-provide-a-flexible-path-to-homeownership-for-first-time-buyers/ Sarah Elizabeth Adler Federal Housing Administration (FHA) loans have become the key to unlocking homeownership for many first-time homebuyers who may struggle to qualify for other types of loans. Tue, 04 Nov 2025 11:00:11 Z 2025-11-04T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/homes-are-getting-smaller.-does-that-mean-theyre-also-cheaper https://preprod.newamericanfunding.com/learning-center/homebuyers/homes-are-getting-smaller.-does-that-mean-theyre-also-cheaper Margaret Heidenry If you’re a homebuyer who has been browsing real estate listings lately, you might have noticed a change in the newly constructed homes for sale. They are getting smaller. Mon, 03 Nov 2025 11:00:11 Z 2025-11-03T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/did-someone-die-in-the-home-you-want-to-buy-heres-how-to-find-out/ https://preprod.newamericanfunding.com/learning-center/homebuyers/did-someone-die-in-the-home-you-want-to-buy-heres-how-to-find-out/ Margaret Heidenry Here’s what every homebuyer should know about uncovering a property’s history before they close. Fri, 31 Oct 2025 10:00:11 Z 2025-10-31T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/is-the-fed-flying-blind-as-it-lowers-interest-rates/ https://preprod.newamericanfunding.com/learning-center/housing-news/is-the-fed-flying-blind-as-it-lowers-interest-rates/ Jason Obradovich The Federal Reserve, in a widely expected move, lowered interest rates on Oct. 29 by a quarter of a percentage point. Thu, 30 Oct 2025 19:41:42 Z 2025-10-30T19:41:42Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-fall-again-reaching-lowest-level-in-2025/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-fall-again-reaching-lowest-level-in-2025/ Ben Lane Mortgage rates continued to decline in the last week, much to the delight of homebuyers and homeowners alike. This marks the fourth straight week of declines and represents the lowest that interest rates have been at any point in 2025. Thu, 30 Oct 2025 16:35:39 Z 2025-10-30T16:35:39Z https://preprod.newamericanfunding.com/learning-center/homeowners/what-homeowners-can-learn-from-2025s-cost-vs.-value-report https://preprod.newamericanfunding.com/learning-center/homeowners/what-homeowners-can-learn-from-2025s-cost-vs.-value-report Margaret Heidenry Here’s a look at the top 10 home improvement projects that deliver the highest return on your investment when you choose to sell. Thu, 30 Oct 2025 10:00:11 Z 2025-10-30T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-fed-slashed-rates.-will-stubborn-mortgage-rates-now-fall-below-6 https://preprod.newamericanfunding.com/learning-center/housing-news/the-fed-slashed-rates.-will-stubborn-mortgage-rates-now-fall-below-6 Clare Trapasso Many homebuyers and homeowners are hopeful that the Fed's quarter-point cut will finally bring mortgage interest rates meaningfully down. Wed, 29 Oct 2025 18:04:22 Z 2025-10-29T18:04:22Z https://preprod.newamericanfunding.com/learning-center/homebuyers/house-hacking-how-to-buy-a-home-and-have-someone-else-pay-your-mortgage/ https://preprod.newamericanfunding.com/learning-center/homebuyers/house-hacking-how-to-buy-a-home-and-have-someone-else-pay-your-mortgage/ Rachel Murphy If you’ve been wanting to become a homeowner but don’t know if you can afford the monthly mortgage payments, you may be able to buy a home, live in it—and have someone else pay for it. Wed, 29 Oct 2025 10:00:11 Z 2025-10-29T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/the-7-top-home-maintenance-tasks-homeowners-need-to-do-this-fall/ https://preprod.newamericanfunding.com/learning-center/homeowners/the-7-top-home-maintenance-tasks-homeowners-need-to-do-this-fall/ Rabekah Henderson Fall is for more than pumpkin patches, festive feasts, and lovely leaves. It’s also a time to ensure you’re on top of your home maintenance. Make sure these seven tasks are on your to-do list this fall. Wed, 29 Oct 2025 10:00:10 Z 2025-10-29T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/hoping-to-save-money-during-the-first-years-of-your-mortgage-an-adjustable-rate-mortgage-or-buydown-loan-may-be-right-for-you/ https://preprod.newamericanfunding.com/learning-center/homebuyers/hoping-to-save-money-during-the-first-years-of-your-mortgage-an-adjustable-rate-mortgage-or-buydown-loan-may-be-right-for-you/ Meera Pal Knowing how ARMs and buydown loans work and who they’re best suited for can help buyers decide which option fits their budget and long-term plans. Tue, 28 Oct 2025 10:00:12 Z 2025-10-28T10:00:12Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-the-great-lock-in-trend-could-help-you-finally-buy-a-home/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-the-great-lock-in-trend-could-help-you-finally-buy-a-home/ Margaret Heidenry If you’ve been on TikTok, Instagram, or other social media platforms lately, you’ve probably seen the “Great Lock-In” trend. The idea is simple. As the year winds down, people commit to a focused few months of self-improvement. For aspiring homeowners, that same effort can be powerful. Mon, 27 Oct 2025 10:00:11 Z 2025-10-27T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/great-home-nightmare-neighbors-how-to-avoid-a-bad-match/ https://preprod.newamericanfunding.com/learning-center/homebuyers/great-home-nightmare-neighbors-how-to-avoid-a-bad-match/ Meera Pal While the home may check every box on your wish list, the real deal-breaker might be next door. A little curiosity now can spare you years of frustration, and ensure your new address really feels like home. Fri, 24 Oct 2025 13:59:18 Z 2025-10-24T13:59:18Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-drop-to-their-lowest-point-in-more-than-a-year/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-drop-to-their-lowest-point-in-more-than-a-year/ Clare Trapasso Mortgage interest rates hit their lowest point in more than a year. Thu, 23 Oct 2025 17:22:26 Z 2025-10-23T17:22:26Z https://preprod.newamericanfunding.com/learning-center/housing-news/home-sales-continue-to-increase-as-more-buyers-jump-on-lower-mortgage-rates/ https://preprod.newamericanfunding.com/learning-center/housing-news/home-sales-continue-to-increase-as-more-buyers-jump-on-lower-mortgage-rates/ Ben Lane Existing home sales rose again in September as lower mortgage rates became an incentive for more people to buy a home. Thu, 23 Oct 2025 16:47:00 Z 2025-10-23T16:47:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/when-the-economy-feels-shaky-buying-a-home-may-still-be-a-smart-financial-move/ https://preprod.newamericanfunding.com/learning-center/housing-news/when-the-economy-feels-shaky-buying-a-home-may-still-be-a-smart-financial-move/ Sarah Elizabeth Adler Many may be hesitant to buy a home during shaky economic times. However, homeownership might provide you with more financial protection and flexibility—not less. Thu, 23 Oct 2025 10:00:10 Z 2025-10-23T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/this-is-how-much-the-typical-down-payment-is-across-the-country/ https://preprod.newamericanfunding.com/learning-center/housing-news/this-is-how-much-the-typical-down-payment-is-across-the-country/ Clare Trapasso Forget the old “rules” of homebuying. Most buyers aren’t putting 20% down when purchasing a home, but they’re still putting down more than they did before the pandemic. Wed, 22 Oct 2025 10:00:11 Z 2025-10-22T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/these-are-the-10-happiest-states-in-america.-do-you-live-in-one https://preprod.newamericanfunding.com/learning-center/housing-news/these-are-the-10-happiest-states-in-america.-do-you-live-in-one Ben Lane Wouldn’t it be nice to wake up feeling blissfully happy every day? Where you live may play a larger part than you may think. Tue, 21 Oct 2025 10:00:12 Z 2025-10-21T10:00:12Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-much-can-homebuyers-save-with-an-adjustable-rate-mortgage-it-could-be-a-lot/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-much-can-homebuyers-save-with-an-adjustable-rate-mortgage-it-could-be-a-lot/ Clare Trapasso Those hoping to ease into their mortgage payments may want to consider an adjustable-rate mortgage, also known as an ARM. Mon, 20 Oct 2025 10:00:11 Z 2025-10-20T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/do-you-live-in-a-haunted-house-3-ways-to-get-rid-of-unwanted-ghosts/ https://preprod.newamericanfunding.com/learning-center/housing-news/do-you-live-in-a-haunted-house-3-ways-to-get-rid-of-unwanted-ghosts/ Clare Trapasso Mysterious footsteps in the dead of night. Inexplicable cold spots raising the hair on the back of your neck. If any of this sounds familiar, your home may be haunted. Fri, 17 Oct 2025 10:00:11 Z 2025-10-17T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-continue-to-decline-driving-more-homeowners-to-refinance/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-continue-to-decline-driving-more-homeowners-to-refinance/ Ben Lane The recent decline in mortgage interest rates continued, providing both homebuyers and homeowners with an opportunity to save money. Thu, 16 Oct 2025 16:38:55 Z 2025-10-16T16:38:55Z https://preprod.newamericanfunding.com/learning-center/homebuyers/interested-in-being-a-real-estate-investor-the-dscr-mortgage-may-be-right-for-you/ https://preprod.newamericanfunding.com/learning-center/homebuyers/interested-in-being-a-real-estate-investor-the-dscr-mortgage-may-be-right-for-you/ Ben Lane Meet the Debt Service Coverage Ratio loan, aka a DSCR loan. This mortgage is designed for investors. Lenders look at the property’s income potential rather than the borrower’s personal finances when deciding whether to approve the loan. Thu, 16 Oct 2025 10:00:10 Z 2025-10-16T10:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/your-mortgage-isnt-your-loan.-so-what-is-it-then https://preprod.newamericanfunding.com/learning-center/videos/your-mortgage-isnt-your-loan.-so-what-is-it-then Ben Lane For many people, the terms “mortgage” and “home loan” may be interchangeable. But they have two different meanings. Let's break it down. Thu, 16 Oct 2025 09:00:11 Z 2025-10-16T09:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-a-3-2-1-buydown-helped-us-land-the-right-home-in-a-tough-market/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-a-3-2-1-buydown-helped-us-land-the-right-home-in-a-tough-market/ Kasey Cruz For some, a buydown loan can be the key to becoming a homeowner. That was exactly the case for New American Funding's own Kasey Cruz. Here's her story. Wed, 15 Oct 2025 10:00:11 Z 2025-10-15T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/selling-a-home-in-a-balanced-market-how-todays-sellers-can-stand-out/ https://preprod.newamericanfunding.com/learning-center/homeowners/selling-a-home-in-a-balanced-market-how-todays-sellers-can-stand-out/ Margaret Heidenry With mortgage rates declining and listings increasing, the market in many cities is now balanced, while others even favor buyers. As a result, sellers aiming for top dollar must now be more tactical when listing their homes. Tue, 14 Oct 2025 10:00:12 Z 2025-10-14T10:00:12Z https://preprod.newamericanfunding.com/learning-center/housing-news/gen-z-has-entered-the-chat-heres-what-theyre-looking-for-in-a-home/ https://preprod.newamericanfunding.com/learning-center/housing-news/gen-z-has-entered-the-chat-heres-what-theyre-looking-for-in-a-home/ Timothy Moore It might feel like Generation Z is still in high school and years away from making adult decisions. But the oldest members of this generation are already 28, years into their careers, and buying their first homes. Mon, 13 Oct 2025 13:20:20 Z 2025-10-13T13:20:20Z https://preprod.newamericanfunding.com/learning-center/homebuyers/jumbo-loan-vs.-fha-loan-which-mortgage-is-right-for-you https://preprod.newamericanfunding.com/learning-center/homebuyers/jumbo-loan-vs.-fha-loan-which-mortgage-is-right-for-you Margaret Heidenry Here’s what buyers need to know about jumbo and FHA loans. Fri, 10 Oct 2025 10:00:10 Z 2025-10-10T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-slide-down-luring-more-homebuyers-into-the-market/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-slide-down-luring-more-homebuyers-into-the-market/ Clare Trapasso Mortgage interest rates ticked back down again, luring more homebuyers back into the market. Thu, 09 Oct 2025 17:11:57 Z 2025-10-09T17:11:57Z https://preprod.newamericanfunding.com/learning-center/homebuyers/are-you-a-first-time-buyer-surprise-it-doesnt-always-mean-someone-purchasing-their-first-property/ https://preprod.newamericanfunding.com/learning-center/homebuyers/are-you-a-first-time-buyer-surprise-it-doesnt-always-mean-someone-purchasing-their-first-property/ Margaret Heidenry Being a “first-time buyer” in the eyes of lenders and government programs doesn’t always mean it’s actually your first home purchase. Thu, 09 Oct 2025 10:00:10 Z 2025-10-09T10:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/what-is-mortgage-loan-servicing/ https://preprod.newamericanfunding.com/learning-center/videos/what-is-mortgage-loan-servicing/ Ben Lane Mortgage loan servicing is the management of your home loan after it closes. One of the primary functions of a loan servicer is collecting the monthly payments. Thu, 09 Oct 2025 09:00:10 Z 2025-10-09T09:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-best-time-to-buy-a-home-in-2025-homebuyers-could-save-this-much-during-this-special-week/ https://preprod.newamericanfunding.com/learning-center/homebuyers/the-best-time-to-buy-a-home-in-2025-homebuyers-could-save-this-much-during-this-special-week/ Margaret Heidenry Homebuyers who’ve sat out the usually busy summer market should mark their calendars now. They may be able to get the best deal of the year in October. Wed, 08 Oct 2025 10:00:11 Z 2025-10-08T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/fall-2025-home-design-warmth-individuality-and-a-touch-of-drama-plus-wallpapered-ceilings/ https://preprod.newamericanfunding.com/learning-center/homeowners/fall-2025-home-design-warmth-individuality-and-a-touch-of-drama-plus-wallpapered-ceilings/ Margaret Heidenry The season’s top looks reflect an uptick in interiors and colors that are both comforting and bold. Tue, 07 Oct 2025 10:00:12 Z 2025-10-07T10:00:12Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-housing-market-finally-finds-balance-what-it-means-for-buyers-this-fall/ https://preprod.newamericanfunding.com/learning-center/homebuyers/the-housing-market-finally-finds-balance-what-it-means-for-buyers-this-fall/ Margaret Heidenry The U.S. market has reached five months of supply of housing stock, according to Realtor.com’s August Monthly Housing Report. Mon, 06 Oct 2025 10:00:11 Z 2025-10-06T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/how-will-the-government-shutdown-impact-homebuyers-and-homeowners2/ https://preprod.newamericanfunding.com/learning-center/housing-news/how-will-the-government-shutdown-impact-homebuyers-and-homeowners2/ Clare Trapasso As the federal government shutdown continues, homebuyers and homeowners may be be wondering what this means for them. This is what they need to know. Fri, 03 Oct 2025 17:53:20 Z 2025-10-03T17:53:20Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/el-hogar-why-homeownership-is-so-important-in-the-hispanic-community/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/el-hogar-why-homeownership-is-so-important-in-the-hispanic-community/ Clare Trapasso Despite affordability and other challenges, homeownership remains a top goal for many Hispanic Americans. Fri, 03 Oct 2025 10:00:10 Z 2025-10-03T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/should-you-buy-a-new-home-or-an-existing-one-right-now/ https://preprod.newamericanfunding.com/learning-center/homebuyers/should-you-buy-a-new-home-or-an-existing-one-right-now/ Margaret Heidenry For anyone shopping for a home, one question often looms large: Should you buy new construction or make an offer on an existing home? Thu, 02 Oct 2025 10:00:11 Z 2025-10-02T10:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/what-are-mortgage-discount-points-a-potential-money-saver/ https://preprod.newamericanfunding.com/learning-center/videos/what-are-mortgage-discount-points-a-potential-money-saver/ Ben Lane Wouldn’t it be nice to be able to save some money on your mortgage? One way to do that is by buying discount points, which can reduce your payments. Thu, 02 Oct 2025 09:00:12 Z 2025-10-02T09:00:12Z https://preprod.newamericanfunding.com/learning-center/homebuyers/is-this-fall-the-new-spring-for-buying-a-home/ https://preprod.newamericanfunding.com/learning-center/homebuyers/is-this-fall-the-new-spring-for-buying-a-home/ Margaret Heidenry Buyers who skipped the spring, burned by higher rates and limited options, are starting to return this fall.  Wed, 01 Oct 2025 10:00:11 Z 2025-10-01T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/affordability-alert-the-15-housing-markets-where-home-prices-are-falling-the-most/ https://preprod.newamericanfunding.com/learning-center/housing-news/affordability-alert-the-15-housing-markets-where-home-prices-are-falling-the-most/ Clare Trapasso The housing market has begun to shift. Prices are beginning to come down in many parts of the country, giving buyers a bit of a financial break. Tue, 30 Sep 2025 10:00:11 Z 2025-09-30T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/home-sales-are-rising-thanks-to-lower-mortgage-rates/ https://preprod.newamericanfunding.com/learning-center/housing-news/home-sales-are-rising-thanks-to-lower-mortgage-rates/ Ben Lane More people eagerly bought new and existing homes in August as the recent decline in mortgage rates made purchasing a home a little more affordable. And it looks like sales will continue to rise in the near future. Mon, 29 Sep 2025 18:14:07 Z 2025-09-29T18:14:07Z https://preprod.newamericanfunding.com/learning-center/homeowners/homeowners-lower-interest-rates-are-making-cash-out-refinances-more-affordable/ https://preprod.newamericanfunding.com/learning-center/homeowners/homeowners-lower-interest-rates-are-making-cash-out-refinances-more-affordable/ Meera Pal Cash-out refinances allow you to trade in your existing mortgage for a new, larger loan and then pocket the difference using your home equity as collateral. Mon, 29 Sep 2025 10:00:11 Z 2025-09-29T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/homebuyers-may-want-an-adjustable-rate-mortgages-this-fall-for-this-big-money-saving-reason/ https://preprod.newamericanfunding.com/learning-center/homebuyers/homebuyers-may-want-an-adjustable-rate-mortgages-this-fall-for-this-big-money-saving-reason/ Margaret Heidenry Mortgage rates have been on the decline lately, much to the delight of homebuyers and homeowners. Homebuyers waiting for mortgage rates to dramatically decline may be in for a longer wait—unless they choose an adjustable-rate mortgage. Fri, 26 Sep 2025 10:00:10 Z 2025-09-26T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/more-shoppers-took-advantage-of-lower-mortgage-rates-to-purchase-existing-homes/ https://preprod.newamericanfunding.com/learning-center/housing-news/more-shoppers-took-advantage-of-lower-mortgage-rates-to-purchase-existing-homes/ Clare Trapasso Existing home sales rose in August as mortgage interest rates dipped. Thu, 25 Sep 2025 18:39:41 Z 2025-09-25T18:39:41Z https://preprod.newamericanfunding.com/learning-center/homeowners/calling-fall-home-sellers-5-smart-moves-to-make-now/ https://preprod.newamericanfunding.com/learning-center/homeowners/calling-fall-home-sellers-5-smart-moves-to-make-now/ Margaret Heidenry Selling your home in the fall can be tricky. The summer rush is over, and buyers are starting to hibernate for the approaching holidays. And yet, if done right, sellers can still land a great deal. Thu, 25 Sep 2025 10:00:12 Z 2025-09-25T10:00:12Z https://preprod.newamericanfunding.com/learning-center/videos/why-homebuyers-need-title-insurance/ https://preprod.newamericanfunding.com/learning-center/videos/why-homebuyers-need-title-insurance/ Ben Lane Title insurance is essential for protecting homeowners and lenders from potential issues with someone showing up and claiming they are the rightful owners of the property. Thu, 25 Sep 2025 09:00:12 Z 2025-09-25T09:00:12Z https://preprod.newamericanfunding.com/learning-center/housing-news/new-home-sales-skyrocket-to-three-year-high/ https://preprod.newamericanfunding.com/learning-center/housing-news/new-home-sales-skyrocket-to-three-year-high/ Ben Lane New home sales hit their highest level in three-and-a-half years, thanks to the combination of falling mortgage rates and homebuilders offering more incentives and cutting prices. Wed, 24 Sep 2025 17:08:08 Z 2025-09-24T17:08:08Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-you-need-to-do-right-now-to-take-advantage-of-lower-rates/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-you-need-to-do-right-now-to-take-advantage-of-lower-rates/ Margaret Heidenry If the U.S. Federal Reserve continues to lower rates, now may be a good time to get your finances in order. Wed, 24 Sep 2025 10:00:10 Z 2025-09-24T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/bold-and-balanced-2026s-top-paint-trends/ https://preprod.newamericanfunding.com/learning-center/homeowners/bold-and-balanced-2026s-top-paint-trends/ Kelly Reilly This year’s leading colors strike a balance between bold personality and everyday livability, offering homeowners fresh options to suit a range of styles. Tue, 23 Sep 2025 10:00:12 Z 2025-09-23T10:00:12Z https://preprod.newamericanfunding.com/learning-center/homeowners/planning-home-renovations-getting-a-heloc-just-became-cheaper/ https://preprod.newamericanfunding.com/learning-center/homeowners/planning-home-renovations-getting-a-heloc-just-became-cheaper/ Rachel Murphy If you’ve been waiting for interest rates to fall before starting that big home renovation or making a large purchase, get the confetti ready. Mon, 22 Sep 2025 10:00:11 Z 2025-09-22T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-may-soon-get-some-peace-new-law-will-end-unsolicited-calls-after-mortgage-applications/ https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-may-soon-get-some-peace-new-law-will-end-unsolicited-calls-after-mortgage-applications/ Ben Lane The barrage of unsolicited offers that people experience after applying for a mortgage is about to come to an end, thanks to a new law signed in September. Fri, 19 Sep 2025 10:00:12 Z 2025-09-19T10:00:12Z https://preprod.newamericanfunding.com/learning-center/videos/whats-happening-with-interest-rates/ https://preprod.newamericanfunding.com/learning-center/videos/whats-happening-with-interest-rates/ Jason Obradovich Welcome back to the Mortgage Rundown. Today we are going to talk about what’s happening with interest rates. Thu, 18 Sep 2025 17:42:16 Z 2025-09-18T17:42:16Z https://preprod.newamericanfunding.com/learning-center/housing-news/what-goes-up-must-come-down-mortgage-interest-rates-continue-to-fall/ https://preprod.newamericanfunding.com/learning-center/housing-news/what-goes-up-must-come-down-mortgage-interest-rates-continue-to-fall/ Clare Trapasso Mortgage interest rates continued their downward slide in the last week, providing both homebuyers and homeowners with some much-needed financial relief. Thu, 18 Sep 2025 17:00:44 Z 2025-09-18T17:00:44Z https://preprod.newamericanfunding.com/learning-center/housing-news/homeowners-this-is-how-much-a-refinance-can-save-you-every-time-rates-fall/ https://preprod.newamericanfunding.com/learning-center/housing-news/homeowners-this-is-how-much-a-refinance-can-save-you-every-time-rates-fall/ Clare Trapasso Interest rates are falling. Over the course of a 30-year loan, lower rates could help homeowners save tens of thousands of dollars—or even more. Thu, 18 Sep 2025 10:00:13 Z 2025-09-18T10:00:13Z https://preprod.newamericanfunding.com/learning-center/videos/how-much-do-you-need-to-save-to-buy-a-home/ https://preprod.newamericanfunding.com/learning-center/videos/how-much-do-you-need-to-save-to-buy-a-home/ Ben Lane When planning to buy a home, many people focus on saving for the down payment. But there’s another important part of the financial equation that people shouldn’t overlook: closing costs. Thu, 18 Sep 2025 09:00:10 Z 2025-09-18T09:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-and-homeowners-rejoice-the-fed-just-cut-interest-rates/ https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-and-homeowners-rejoice-the-fed-just-cut-interest-rates/ Clare Trapasso The U.S. Federal Reserve cut interest rates a quarter of a percentage point on Wednesday, much to the delight of many homebuyers and homeowners. This is the first reduction in nine months. Wed, 17 Sep 2025 18:02:58 Z 2025-09-17T18:02:58Z https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-your-purchasing-power-went-up-how-much-more-home-you-can-afford-with-every-rate-drop/ https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-your-purchasing-power-went-up-how-much-more-home-you-can-afford-with-every-rate-drop/ Clare Trapasso Homebuyers may finally be getting some relief—and increased purchasing power as mortgage rates fall. This may put more expensive homes within reach. Wed, 17 Sep 2025 10:00:11 Z 2025-09-17T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/looking-to-save-money-you-may-want-to-refinance-your-home-loan-to-an-adjustable-rate-mortgage/ https://preprod.newamericanfunding.com/learning-center/homeowners/looking-to-save-money-you-may-want-to-refinance-your-home-loan-to-an-adjustable-rate-mortgage/ Don Sadler Most people don’t like uncertainty, especially when it comes to their finances. So, they may shy away from adjustable-rate mortgages (ARMs) because the mortgage interest rate changes over time. However, ARMs often offer big savings in the first few years of the loan. Tue, 16 Sep 2025 10:00:12 Z 2025-09-16T10:00:12Z https://preprod.newamericanfunding.com/learning-center/homebuyers/ready-set-refinance-what-homeowners-can-do-to-get-ready-to-refinance-when-interest-rates-drop/ https://preprod.newamericanfunding.com/learning-center/homebuyers/ready-set-refinance-what-homeowners-can-do-to-get-ready-to-refinance-when-interest-rates-drop/ Margaret Heidenry Before you apply for a refinance, make sure it will wind up saving you money over the short- and long-term. You may also want to refinance to shorten the length of your loan. Mon, 15 Sep 2025 10:00:11 Z 2025-09-15T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/understanding-your-credit-report-what-homebuyers-need-to-know/ https://preprod.newamericanfunding.com/learning-center/homebuyers/understanding-your-credit-report-what-homebuyers-need-to-know/ Sarah Elizabeth Adler Your credit report summarizes how well you’ve handled borrowing money to help lenders figure out likelihood you will make your monthly mortgage payments. Fri, 12 Sep 2025 10:00:13 Z 2025-09-12T10:00:13Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-just-fell-by-more-than-they-have-in-a-year/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-just-fell-by-more-than-they-have-in-a-year/ Ben Lane Attention homebuyers and homeowners: There’s more good news when it comes to mortgage interest rates. Thu, 11 Sep 2025 17:14:09 Z 2025-09-11T17:14:09Z https://preprod.newamericanfunding.com/learning-center/homebuyers/why-putting-off-buying-a-home-may-cost-you-serious-money/ https://preprod.newamericanfunding.com/learning-center/homebuyers/why-putting-off-buying-a-home-may-cost-you-serious-money/ Margaret Heidenry It isn’t just what it costs to buy a home today. It’s about what not buying a home could cost you in the long run. Thu, 11 Sep 2025 10:00:11 Z 2025-09-11T10:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/is-an-adjustable-rate-mortgage-right-for-you/ https://preprod.newamericanfunding.com/learning-center/videos/is-an-adjustable-rate-mortgage-right-for-you/ Ben Lane An adjustable-rate mortgage is just what it sounds like, a home loan where the mortgage interest rate adjusts at certain points in the life of the loan. Thu, 11 Sep 2025 09:00:12 Z 2025-09-11T09:00:12Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-real-story-behind-those-$1-homes/ https://preprod.newamericanfunding.com/learning-center/homebuyers/the-real-story-behind-those-$1-homes/ Meera Pal Everyone loves a good deal. So, when a home pops up on the market for the bargain price of just $1, it’s easy to imagine packing your bags and living mortgage-free. Wed, 10 Sep 2025 10:00:12 Z 2025-09-10T10:00:12Z https://preprod.newamericanfunding.com/learning-center/homebuyers/fall-2025-is-shaping-up-to-be-a-buyer-friendly-marketheres-how-to-play-it/ https://preprod.newamericanfunding.com/learning-center/homebuyers/fall-2025-is-shaping-up-to-be-a-buyer-friendly-marketheres-how-to-play-it/ Margaret Heidenry For years, fall has been the overlooked season in real estate. But this year, autumn is shaping up to be prime homebuying time for those still on the hunt. Tue, 09 Sep 2025 10:00:10 Z 2025-09-09T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/forget-the-myths-youve-heard.-if-youre-self-employed-you-may-still-be-able-to-buy-a-home https://preprod.newamericanfunding.com/learning-center/homebuyers/forget-the-myths-youve-heard.-if-youre-self-employed-you-may-still-be-able-to-buy-a-home Timothy Moore For many people, being self-employed is the dream. However, this can make it harder to get a traditional mortgage. That’s where non-QM loans come in. Mon, 08 Sep 2025 10:00:11 Z 2025-09-08T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-no.-1-reason-you-probably-shouldnt-try-to-time-the-housing-market https://preprod.newamericanfunding.com/learning-center/homebuyers/the-no.-1-reason-you-probably-shouldnt-try-to-time-the-housing-market Don Sadler It would be great to buy a home when prices are at rock bottom, sell it at the peak of the market, and then pocket the profits. But it's hard to predict future home prices. Fri, 05 Sep 2025 10:00:11 Z 2025-09-05T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-fall-to-lowest-level-in-nearly-a-year/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-fall-to-lowest-level-in-nearly-a-year/ Ben Lane One of the biggest trends in real estate over the last few months has been the fall of mortgage interest rates. It continued over the past week, with mortgage rates falling to levels not seen in almost a year. Thu, 04 Sep 2025 18:16:35 Z 2025-09-04T18:16:35Z https://preprod.newamericanfunding.com/learning-center/homeowners/heloc-help-tips-for-getting-approved-if-your-credit-isnt-perfect/ https://preprod.newamericanfunding.com/learning-center/homeowners/heloc-help-tips-for-getting-approved-if-your-credit-isnt-perfect/ Meera Pal Homeowners with less-than-perfect credit score may be able to qualify for a Home Equity Line of Credit (HELOC). Thu, 04 Sep 2025 10:00:10 Z 2025-09-04T10:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/what-you-need-to-know-about-1-0-buydowns/ https://preprod.newamericanfunding.com/learning-center/videos/what-you-need-to-know-about-1-0-buydowns/ Ben Lane If you want to buy a home but are concerned about starting off with a large monthly mortgage payment, you may be able to ease into homeownership with a slightly smaller bill. Thu, 04 Sep 2025 09:00:11 Z 2025-09-04T09:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/real-estate-by-the-numbers-why-2025-buyers-have-the-upper-hand/ https://preprod.newamericanfunding.com/learning-center/homebuyers/real-estate-by-the-numbers-why-2025-buyers-have-the-upper-hand/ Margaret Heidenry For the past four years, homebuyers faced a tough equation: too few homes for sale at high prices equaled a market where sellers called the shots. But that math is changing in 2025. Wed, 03 Sep 2025 10:00:12 Z 2025-09-03T10:00:12Z https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-love-your-home-again-without-breaking-the-bank/ https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-love-your-home-again-without-breaking-the-bank/ Anna Baluch Whether you’re working with a tight budget or ready to invest in more significant changes through a Home Equity Line of Credit, second mortgage, or cash-out refinance, the right design approach can help you reconnect with your home. Tue, 02 Sep 2025 10:00:11 Z 2025-09-02T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/5-ways-to-lock-in-a-lower-mortgage-rate/ https://preprod.newamericanfunding.com/learning-center/homebuyers/5-ways-to-lock-in-a-lower-mortgage-rate/ Timothy Moore There are ways homebuyers may be able to lock in a lower mortgage interest rate. They just have to get a little creative. Mon, 01 Sep 2025 10:00:12 Z 2025-09-01T10:00:12Z https://preprod.newamericanfunding.com/learning-center/homeowners/moving-out-of-state-5-pro-tips-for-a-smooth-relocation/ https://preprod.newamericanfunding.com/learning-center/homeowners/moving-out-of-state-5-pro-tips-for-a-smooth-relocation/ Anna Baluch There are ways to prepare for a big relocation that may help alleviate move-related anxiety Fri, 29 Aug 2025 10:00:12 Z 2025-08-29T10:00:12Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-come-down.-will-they-keep-falling https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-come-down.-will-they-keep-falling Clare Trapasso Mortgage interest rates ticked down slightly, making purchasing a home a little bit more affordable for buyers. Thu, 28 Aug 2025 18:58:15 Z 2025-08-28T18:58:15Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-rise-of-mortgage-rate-buydowns-how-they-can-save-buyers-thousands/ https://preprod.newamericanfunding.com/learning-center/homebuyers/the-rise-of-mortgage-rate-buydowns-how-they-can-save-buyers-thousands/ Margaret Heidenry Some builders, and even the occasional seller, are so eager to get to the closing table that they are buying down mortgage rates for home shoppers. Thu, 28 Aug 2025 10:00:11 Z 2025-08-28T10:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/why-you-need-to-know-about-pre-paid-closing-costs/ https://preprod.newamericanfunding.com/learning-center/videos/why-you-need-to-know-about-pre-paid-closing-costs/ Ben Lane When you're closing on a home loan, you'll likely encounter some upfront costs beyond your down payment. These are called closing costs. Thu, 28 Aug 2025 09:00:11 Z 2025-08-28T09:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-education-premium-how-local-schools-can-impact-home-values/ https://preprod.newamericanfunding.com/learning-center/homebuyers/the-education-premium-how-local-schools-can-impact-home-values/ Meera Pal As back-to-school season begins, local schools aren’t just a hot topic for parents. Homes in areas with top-rated public schools often attract more buyers and may be able to command higher prices. Wed, 27 Aug 2025 10:00:12 Z 2025-08-27T10:00:12Z https://preprod.newamericanfunding.com/learning-center/homeowners/thinking-about-refinancing-your-mortgage-heres-how-to-know-when-it-makes-senseand-when-it-doesnt/ https://preprod.newamericanfunding.com/learning-center/homeowners/thinking-about-refinancing-your-mortgage-heres-how-to-know-when-it-makes-senseand-when-it-doesnt/ Timothy Moore Homeowners who got saddled with high interest rates since the start of the pandemic might see this as the perfect time to refinance their mortgage to a lower rate. But is it? Tue, 26 Aug 2025 10:00:11 Z 2025-08-26T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/these-are-the-hottest-zip-codes-in-the-u.s.-right-now.-did-yours-make-the-list https://preprod.newamericanfunding.com/learning-center/housing-news/these-are-the-hottest-zip-codes-in-the-u.s.-right-now.-did-yours-make-the-list Clare Trapasso The hottest places to live in America right now are in some of the coolest parts of the country. Mon, 25 Aug 2025 10:00:12 Z 2025-08-25T10:00:12Z https://preprod.newamericanfunding.com/learning-center/housing-news/looking-for-a-bargain-home-prices-fell-the-most-in-these-15-popular-housing-markets/ https://preprod.newamericanfunding.com/learning-center/housing-news/looking-for-a-bargain-home-prices-fell-the-most-in-these-15-popular-housing-markets/ Clare Trapasso Many people would love to buy a home but worry they can’t afford to do so. However, it is getting a little easier to do so in many parts of the country. Fri, 22 Aug 2025 10:00:15 Z 2025-08-22T10:00:15Z https://preprod.newamericanfunding.com/learning-center/homeowners/how-soon-can-you-refinance-after-buying-a-home/ https://preprod.newamericanfunding.com/learning-center/homeowners/how-soon-can-you-refinance-after-buying-a-home/ Margaret Heidenry For some homeowners who locked in mortgages during a higher-rate moment, one question looms large: “How long do I have to wait before I can refinance?” Fri, 22 Aug 2025 10:00:11 Z 2025-08-22T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/running-out-of-runway-markets-brace-for-inflation-report/ https://preprod.newamericanfunding.com/learning-center/housing-news/running-out-of-runway-markets-brace-for-inflation-report/ Jason Obradovich If we see any upward movement in inflation, that could push interest rates right back up. If there isn’t any rise in inflation, the focus then becomes when and how quickly the Fed will move interest rates down. Thu, 21 Aug 2025 18:46:37 Z 2025-08-21T18:46:37Z https://preprod.newamericanfunding.com/learning-center/housing-news/buyers-snap-up-more-existing-homes-as-homeownership-becomes-more-affordable/ https://preprod.newamericanfunding.com/learning-center/housing-news/buyers-snap-up-more-existing-homes-as-homeownership-becomes-more-affordable/ Clare Trapasso The real estate market picked up a little in July as existing homes became a little more affordable for buyers. Thu, 21 Aug 2025 16:49:43 Z 2025-08-21T16:49:43Z https://preprod.newamericanfunding.com/learning-center/housing-news/nearly-5-million-homeowners-could-save-money-if-mortgage-rates-fall-to-this-number/ https://preprod.newamericanfunding.com/learning-center/housing-news/nearly-5-million-homeowners-could-save-money-if-mortgage-rates-fall-to-this-number/ Clare Trapasso Almost 5 million homeowners are just a fraction of a percentage point away from potentially being able to save money on their mortgage. Thu, 21 Aug 2025 10:00:12 Z 2025-08-21T10:00:12Z https://preprod.newamericanfunding.com/learning-center/videos/fixed-rate-vs.-adjustable-rate-mortgage https://preprod.newamericanfunding.com/learning-center/videos/fixed-rate-vs.-adjustable-rate-mortgage Ben Lane There are a lot of decisions when it comes to buying a home. One of the most important choices (beyond which home to buy, of course) is what type of home loan you’re going to use to purchase that property. Thu, 21 Aug 2025 09:00:12 Z 2025-08-21T09:00:12Z https://preprod.newamericanfunding.com/learning-center/housing-news/fannie-mae-and-freddie-mac-could-be-going-public.-what-it-could-mean-for-homebuyers-and-homeowners https://preprod.newamericanfunding.com/learning-center/housing-news/fannie-mae-and-freddie-mac-could-be-going-public.-what-it-could-mean-for-homebuyers-and-homeowners Ben Lane Fannie Mae and Freddie Mac could return to their previous status as publicly traded companies. If this comes to pass, it could have far-reaching consequences for anyone who owns a home or wants to own a home one day. Wed, 20 Aug 2025 10:01:01 Z 2025-08-20T10:01:01Z https://preprod.newamericanfunding.com/learning-center/homebuyers/freelancers-gig-workers-and-business-owners-are-buying-homes-with-these-mortgages/ https://preprod.newamericanfunding.com/learning-center/homebuyers/freelancers-gig-workers-and-business-owners-are-buying-homes-with-these-mortgages/ Rabekah Henderson Self-employed, small business owners, and gig workers may be eligible for a non-qualified (non-QM) mortgages. Wed, 20 Aug 2025 10:00:11 Z 2025-08-20T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/good-news-homebuyers.-more-newly-constructed-homes-to-soon-hit-the-market https://preprod.newamericanfunding.com/learning-center/housing-news/good-news-homebuyers.-more-newly-constructed-homes-to-soon-hit-the-market Clare Trapasso The number of homes under construction rose in July. Tue, 19 Aug 2025 17:20:20 Z 2025-08-19T17:20:20Z https://preprod.newamericanfunding.com/learning-center/homebuyers/as-a-first-time-homebuyer-can-i-use-my-401k-for-a-down-payment/ https://preprod.newamericanfunding.com/learning-center/homebuyers/as-a-first-time-homebuyer-can-i-use-my-401k-for-a-down-payment/ Margaret Heidenry If you are a first-time homebuyer and considering using your 401k as a down payment on a home, there are some things to consider. Get the answers you're looking for here. Tue, 19 Aug 2025 16:59:00 Z 2025-08-19T16:59:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-seeking-top-schools-will-pay-top-prices-in-the-10-hottest-school-districts/ https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-seeking-top-schools-will-pay-top-prices-in-the-10-hottest-school-districts/ Clare Trapasso House-hunting families are facing a tough lesson in economics this year: top-rated public schools can drastically increase the price tag of a home in the area. Tue, 19 Aug 2025 10:00:11 Z 2025-08-19T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/understanding-conforming-loans-versus-non-conforming-loansand-why-homebuyers-should-care/ https://preprod.newamericanfunding.com/learning-center/homebuyers/understanding-conforming-loans-versus-non-conforming-loansand-why-homebuyers-should-care/ Margaret Heidenry Homebuyers may want to understand the differences between conforming and non-conforming loans when choosing a mortgage. Mon, 18 Aug 2025 19:03:00 Z 2025-08-18T19:03:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/buy-now-pay-later-may-get-in-the-way-of-your-mortgage-application/ https://preprod.newamericanfunding.com/learning-center/homebuyers/buy-now-pay-later-may-get-in-the-way-of-your-mortgage-application/ Rachel Murphy Buy now, pay later platforms create debt in your name, which lenders may take into consideration when determining your creditworthiness. Mon, 18 Aug 2025 10:00:12 Z 2025-08-18T10:00:12Z https://preprod.newamericanfunding.com/learning-center/homebuyers/too-good-to-be-true-what-homebuyers-need-to-know-about-1-down-mortgages/ https://preprod.newamericanfunding.com/learning-center/homebuyers/too-good-to-be-true-what-homebuyers-need-to-know-about-1-down-mortgages/ Alex Galbraith Some lenders have begun offering ultra-low-down payment mortgages, as low as 1%, to help more people achieve homeownership. Fri, 15 Aug 2025 10:00:11 Z 2025-08-15T10:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/whats-included-in-a-mortgage-payment/ https://preprod.newamericanfunding.com/learning-center/videos/whats-included-in-a-mortgage-payment/ Ben Lane When you make a mortgage payment, you’re not just paying off your home loan itself. Your mortgage payment includes several other important costs that are part of owning a home. Fri, 15 Aug 2025 09:00:11 Z 2025-08-15T09:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-much-are-closing-costs/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-much-are-closing-costs/ Margaret Heidenry There’s one question most homebuyers want answered right after their offer is accepted on a home: “How much are closing costs?” Thu, 14 Aug 2025 18:11:00 Z 2025-08-14T18:11:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/your-credit-score-could-be-the-key-to-homeownershipheres-why/ https://preprod.newamericanfunding.com/learning-center/homebuyers/your-credit-score-could-be-the-key-to-homeownershipheres-why/ Margaret Heidenry If you’re thinking about buying a home this year, there’s one number you can’t afford to ignore: your credit score. Thu, 14 Aug 2025 10:00:11 Z 2025-08-14T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/still-waiting-to-buy-a-home-these-popular-excuses-might-be-hurting-you/ https://preprod.newamericanfunding.com/learning-center/homebuyers/still-waiting-to-buy-a-home-these-popular-excuses-might-be-hurting-you/ Margaret Heidenry Hesitations may seem logical at first glance. But this mindset may prevent buyers from building wealth through homeownership. Wed, 13 Aug 2025 10:00:11 Z 2025-08-13T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/a-fed-rate-cut-looks-likely-next-month.-that-could-give-the-housing-market-a-boost https://preprod.newamericanfunding.com/learning-center/housing-news/a-fed-rate-cut-looks-likely-next-month.-that-could-give-the-housing-market-a-boost Clare Trapasso The odds of interest rates falling later this year just improved. This could be good news for homebuyers and homeowners who would like to refinance their mortgages. Tue, 12 Aug 2025 18:19:08 Z 2025-08-12T18:19:08Z https://preprod.newamericanfunding.com/learning-center/homeowners/get-your-home-ready-for-back-to-school-season/ https://preprod.newamericanfunding.com/learning-center/homeowners/get-your-home-ready-for-back-to-school-season/ Anna Baluch As your family settles into back-to-school season, you may want to create a study space that encourages academic success. The good news is it doesn’t have to cost you a fortune to get started. Tue, 12 Aug 2025 10:00:11 Z 2025-08-12T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/future-proof-your-home-purchase-how-to-buy-a-home-with-resale-value-in-mind/ https://preprod.newamericanfunding.com/learning-center/homebuyers/future-proof-your-home-purchase-how-to-buy-a-home-with-resale-value-in-mind/ Margaret Heidenry In a real estate market where every dollar counts, buyers are wise to ask: Will this home be hard to sell later? Mon, 11 Aug 2025 10:00:11 Z 2025-08-11T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/cold-feet-before-closing-6-ways-homebuyers-can-overcome-their-fears/ https://preprod.newamericanfunding.com/learning-center/homebuyers/cold-feet-before-closing-6-ways-homebuyers-can-overcome-their-fears/ Margaret Heidenry Having cold feet before buying a home is normal. Here are six ways to conquer it. Fri, 08 Aug 2025 10:00:10 Z 2025-08-08T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-dropped.-will-they-fall-even-further-this-year https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-dropped.-will-they-fall-even-further-this-year Clare Trapasso Mortgage interest rates recently came down—and many homebuyers and homeowners are wondering if they will fall further. Thu, 07 Aug 2025 18:14:56 Z 2025-08-07T18:14:56Z https://preprod.newamericanfunding.com/learning-center/homebuyers/buy-a-home-in-one-of-the-14-states-that-offers-free-college-tuition/ https://preprod.newamericanfunding.com/learning-center/homebuyers/buy-a-home-in-one-of-the-14-states-that-offers-free-college-tuition/ Margaret Heidenry Some families may want to consider moving to or remaining in one of the many states that offer free college tuition. Thu, 07 Aug 2025 10:00:11 Z 2025-08-07T10:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/what-is-mortgage-insurance-why-it-could-affect-your-bottom-line/ https://preprod.newamericanfunding.com/learning-center/videos/what-is-mortgage-insurance-why-it-could-affect-your-bottom-line/ Clare Trapasso Buyers generally pay mortgage insurance every month, rolled into their monthly payments. Thu, 07 Aug 2025 09:00:11 Z 2025-08-07T09:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/mortgage-terminology-explained-a-comprehensive-home-loan-dictionary/ https://preprod.newamericanfunding.com/learning-center/homebuyers/mortgage-terminology-explained-a-comprehensive-home-loan-dictionary/ Ben Lane Regardless of where you are in your home loan journey, it’s important to understand mortgage terminology. This glossary can help. Wed, 06 Aug 2025 10:00:12 Z 2025-08-06T10:00:12Z https://preprod.newamericanfunding.com/learning-center/homebuyers/more-homes-are-for-sale.-how-buyers-can-use-that-to-their-advantage https://preprod.newamericanfunding.com/learning-center/homebuyers/more-homes-are-for-sale.-how-buyers-can-use-that-to-their-advantage Margaret Heidenry It’s been a while since homebuyers had the upper hand. But this summer, that balance is finally beginning to shift. Tue, 05 Aug 2025 10:00:10 Z 2025-08-05T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/fha-loan-limits-in-2025-what-homebuyers-need-to-know/ https://preprod.newamericanfunding.com/learning-center/homebuyers/fha-loan-limits-in-2025-what-homebuyers-need-to-know/ Margaret Heidenry If you’re planning to buy a home with a Federal Housing Administration (FHA) loan in 2025, there’s good news: You might be able to borrow more this year. Mon, 04 Aug 2025 10:00:11 Z 2025-08-04T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/what-is-resortcore-a-home-design-trend-to-relax-into-this-summer/ https://preprod.newamericanfunding.com/learning-center/homeowners/what-is-resortcore-a-home-design-trend-to-relax-into-this-summer/ Margaret Heidenry A new aesthetic is rising—one with a pampering, transportive spirit: Resortcore. Fri, 01 Aug 2025 10:00:11 Z 2025-08-01T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-fall-for-the-second-week-in-a-rowwith-all-eyes-now-on-the-fall/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-fall-for-the-second-week-in-a-rowwith-all-eyes-now-on-the-fall/ Margaret Heidenry There’s good news for anyone thinking about buying a home: mortgage interest rates dipped for the second week in a row. Thu, 31 Jul 2025 19:26:14 Z 2025-07-31T19:26:14Z https://preprod.newamericanfunding.com/learning-center/videos/mortgage-rates-hold-steady-again-what-the-feds-pause-means/ https://preprod.newamericanfunding.com/learning-center/videos/mortgage-rates-hold-steady-again-what-the-feds-pause-means/ Jason Obradovich New American Funding Chief Investment Officer Jason Obradovich breaks down what the latest Fed decision means for mortgage rates. Thu, 31 Jul 2025 15:58:26 Z 2025-07-31T15:58:26Z https://preprod.newamericanfunding.com/learning-center/housing-news/this-is-how-much-the-typical-home-costs-in-every-state/ https://preprod.newamericanfunding.com/learning-center/housing-news/this-is-how-much-the-typical-home-costs-in-every-state/ Clare Trapasso Homebuyers looking for a real estate deal may want to head to this state, which boasts the lowest home prices in the nation. Thu, 31 Jul 2025 10:00:11 Z 2025-07-31T10:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/should-you-lockor-floatyour-mortgage-interest-rate/ https://preprod.newamericanfunding.com/learning-center/videos/should-you-lockor-floatyour-mortgage-interest-rate/ Clare Trapasso A big question that many home shoppers have is whether to lock in their mortgage interest rate—or float it and hope that rates will fall. Thu, 31 Jul 2025 09:00:11 Z 2025-07-31T09:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-fed-didnt-lower-ratesbut-mortgage-rates-may-still-fall-this-year/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-fed-didnt-lower-ratesbut-mortgage-rates-may-still-fall-this-year/ Clare Trapasso Mortgage rates won’t be heading south just yet, but could be poised to come down this fall. Wed, 30 Jul 2025 18:12:23 Z 2025-07-30T18:12:23Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-mortgage-fine-print-every-homebuyer-should-read-carefully/ https://preprod.newamericanfunding.com/learning-center/homebuyers/the-mortgage-fine-print-every-homebuyer-should-read-carefully/ Margaret Heidenry A mortgage comes with a lot of paperwork. And in that thick stack of disclosures and agreements are details that could shape your monthly budget for years.  Wed, 30 Jul 2025 10:00:11 Z 2025-07-30T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/when-is-a-cheap-home-a-red-flag/ https://preprod.newamericanfunding.com/learning-center/homebuyers/when-is-a-cheap-home-a-red-flag/ Margaret Heidenry Not every bargain home is a wise investment. Some homes are underpriced for strategic reasons, while others come with serious issues. Tue, 29 Jul 2025 10:00:10 Z 2025-07-29T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/you-bought-a-home.-the-7-things-you-need-to-do-before-moving-in https://preprod.newamericanfunding.com/learning-center/homeowners/you-bought-a-home.-the-7-things-you-need-to-do-before-moving-in Rabekah Henderson By taking the time to do things like renovations, safety checks, and deep cleans, you can do your best to ensure those first few months—and years—in your new home are as stress-free as can be. Mon, 28 Jul 2025 10:00:10 Z 2025-07-28T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/buying-a-home-in-the-digital-age-with-hybrid-appraisals-and-remote-closings/ https://preprod.newamericanfunding.com/learning-center/homebuyers/buying-a-home-in-the-digital-age-with-hybrid-appraisals-and-remote-closings/ Mia Taylor Newer processes, like hybrid home appraisals and remote closings, can speed up the homebuying process. They can also often lower costs, a big benefit for buyers trying to save some money. Fri, 25 Jul 2025 10:00:10 Z 2025-07-25T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-dip-slightly-as-mortgage-applications-tick-up/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-dip-slightly-as-mortgage-applications-tick-up/ Margaret Heidenry Mortgage interest rates dipped slightly after two consecutive weeks of increases. Thu, 24 Jul 2025 18:16:40 Z 2025-07-24T18:16:40Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-due-diligence-in-real-estate-a-buyers-guide-to-getting-it-right/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-due-diligence-in-real-estate-a-buyers-guide-to-getting-it-right/ Margaret Heidenry Between an accepted offer and the closing table lies one of the most essential phases of a home sale: due diligence. Thu, 24 Jul 2025 10:01:13 Z 2025-07-24T10:01:13Z https://preprod.newamericanfunding.com/learning-center/homebuyers/saving-for-a-home-4-viral-challenges-that-could-help-you-become-a-homeowner/ https://preprod.newamericanfunding.com/learning-center/homebuyers/saving-for-a-home-4-viral-challenges-that-could-help-you-become-a-homeowner/ Anna Baluch Viral savings challenges can make it easier and more enjoyable to put money away for a down payment on a home. Thu, 24 Jul 2025 10:00:11 Z 2025-07-24T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/these-are-the-best-cities-for-first-time-homebuyers-in-2025/ https://preprod.newamericanfunding.com/learning-center/homebuyers/these-are-the-best-cities-for-first-time-homebuyers-in-2025/ Clare Trapasso These are the 10 best places for first-time homebuyers. Wed, 23 Jul 2025 10:00:10 Z 2025-07-23T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-pandemic-homebuying-mistakes-some-buyers-are-still-making/ https://preprod.newamericanfunding.com/learning-center/homebuyers/the-pandemic-homebuying-mistakes-some-buyers-are-still-making/ Margaret Heidenry For some homebuyers, the habits honed during those hypercompetitive years at the height of COVID-19—rushed decisions, bidding high, ignoring red flags—are proving hard to shake. Tue, 22 Jul 2025 10:00:10 Z 2025-07-22T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/gen-z-is-breaking-into-the-housing-marketheres-how-theyre-pulling-it-off/ https://preprod.newamericanfunding.com/learning-center/homebuyers/gen-z-is-breaking-into-the-housing-marketheres-how-theyre-pulling-it-off/ Margaret Heidenry Members of Generation Z aren't sitting this housing market out. Mon, 21 Jul 2025 10:00:11 Z 2025-07-21T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-are-comps-in-real-estate-you-cant-afford-to-ignore-them/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-are-comps-in-real-estate-you-cant-afford-to-ignore-them/ Margaret Heidenry Short for “comparable sales,” comps are vital to understanding the market whether you’re selling, buying, or just keeping tabs on real estate activity. Fri, 18 Jul 2025 10:00:10 Z 2025-07-18T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/if-you-need-help-funding-your-retirement-you-may-want-to-consider-a-reverse-mortgage/ https://preprod.newamericanfunding.com/learning-center/homeowners/if-you-need-help-funding-your-retirement-you-may-want-to-consider-a-reverse-mortgage/ Bridget Shirvell Here’s what you need to know about reverse mortgages, including how they work and who might gain the most from them. Thu, 17 Jul 2025 10:00:10 Z 2025-07-17T10:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/what-are-mortgage-contingenciesand-why-homebuyers-need-them/ https://preprod.newamericanfunding.com/learning-center/videos/what-are-mortgage-contingenciesand-why-homebuyers-need-them/ Clare Trapasso Don’t overlook the importance of contingencies when you’re putting your offer together. These powerful, little clauses can provide you with financial peace of mind. Thu, 17 Jul 2025 09:00:11 Z 2025-07-17T09:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/when-should-you-lock-in-a-mortgage-rate/ https://preprod.newamericanfunding.com/learning-center/homebuyers/when-should-you-lock-in-a-mortgage-rate/ Clare Trapasso Mortgage rates often change multiple times a day. That’s why homebuyers who have an offer accepted on a property may want lock in their rate. This is what to consider. Wed, 16 Jul 2025 10:00:12 Z 2025-07-16T10:00:12Z https://preprod.newamericanfunding.com/learning-center/homebuyers/is-buying-a-home-a-smart-financial-decision-in-2025/ https://preprod.newamericanfunding.com/learning-center/homebuyers/is-buying-a-home-a-smart-financial-decision-in-2025/ Sarah Elizabeth Adler As more homes go onto the market and sellers are increasingly cutting price tags, many potential homebuyers are wondering whether to make a move now—or wait for a better deal. Tue, 15 Jul 2025 10:00:10 Z 2025-07-15T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-lower-your-mortgage-payments-smart-moves-that-can-save-you-thousands/ https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-lower-your-mortgage-payments-smart-moves-that-can-save-you-thousands/ Margaret Heidenry Whether you’re a recent homebuyer or a long-time homeowner, there are several ways to reduce your monthly mortgage payment. Mon, 14 Jul 2025 10:00:12 Z 2025-07-14T10:00:12Z https://preprod.newamericanfunding.com/learning-center/homeowners/6-ways-to-make-moving-this-summer-easier-on-kids/ https://preprod.newamericanfunding.com/learning-center/homeowners/6-ways-to-make-moving-this-summer-easier-on-kids/ Meera Pal A summer move can feel like an emotional rollercoaster, especially for kids. This is how to make it easier for everyone. Fri, 11 Jul 2025 10:00:11 Z 2025-07-11T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/heres-how-the-big-beautiful-bill-will-impact-housing-and-real-estate/ https://preprod.newamericanfunding.com/learning-center/housing-news/heres-how-the-big-beautiful-bill-will-impact-housing-and-real-estate/ Ben Lane The “One Big Beautiful Bill Act” will bring significant change to the U.S. housing market, particularly around the tax benefits of homeownership. Thu, 10 Jul 2025 10:00:11 Z 2025-07-10T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-4-paint-colors-that-will-boost-your-homes-valueand-the-ones-that-could-cost-you-thousands/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-4-paint-colors-that-will-boost-your-homes-valueand-the-ones-that-could-cost-you-thousands/ Clare Trapasso If you’re hoping to increase your home’s value, avoid light and bright colors and choose dark, moody paint colors instead.   Wed, 09 Jul 2025 10:00:12 Z 2025-07-09T10:00:12Z https://preprod.newamericanfunding.com/learning-center/homeowners/launching-a-new-business-you-may-want-to-tap-into-your-home-equity-to-cover-startup-costs/ https://preprod.newamericanfunding.com/learning-center/homeowners/launching-a-new-business-you-may-want-to-tap-into-your-home-equity-to-cover-startup-costs/ Timothy Moore Many small business owners turn to traditional business loans or credit cards. But homeowners launching a new company have another option: a home equity loan. Tue, 08 Jul 2025 10:00:11 Z 2025-07-08T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/love-rustic-homes-how-to-get-a-mortgage-for-a-barndominiumyes-its-possible/ https://preprod.newamericanfunding.com/learning-center/homebuyers/love-rustic-homes-how-to-get-a-mortgage-for-a-barndominiumyes-its-possible/ Margaret Heidenry Once relegated to off-grid dreamers, barndominiums—aka barndos—have officially graduated into the mainstream. While the aesthetic is easy to love, financing a barndominium takes a bit of extra work. Mon, 07 Jul 2025 10:00:10 Z 2025-07-07T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/summer-2025s-8-chicest-outdoor-decor-trends-are-all-about-layered-light-luxe-lounging-and-water-with-wow/ https://preprod.newamericanfunding.com/learning-center/housing-news/summer-2025s-8-chicest-outdoor-decor-trends-are-all-about-layered-light-luxe-lounging-and-water-with-wow/ Margaret Heidenry As summer kicks off, outdoor spaces are getting the designer treatment with curated materials, clever lighting, and all-day, all-night livability. Fri, 04 Jul 2025 10:00:10 Z 2025-07-04T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-continue-to-tick-down-offering-homebuyers-some-relief/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-continue-to-tick-down-offering-homebuyers-some-relief/ Clare Trapasso For the fifth week in a row, mortgage interest rates continued to come down. Thu, 03 Jul 2025 18:33:46 Z 2025-07-03T18:33:46Z https://preprod.newamericanfunding.com/learning-center/homebuyers/more-home-sellers-are-offering-concessions.-this-is-how-homebuyers-can-save-big https://preprod.newamericanfunding.com/learning-center/homebuyers/more-home-sellers-are-offering-concessions.-this-is-how-homebuyers-can-save-big Margaret Heidenry More sellers are offering valuable concessions, which can range from contributing to closing costs to making expensive repairs. Thu, 03 Jul 2025 10:00:11 Z 2025-07-03T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/why-homeowners-are-refinancing-their-mortgages-despite-higher-rates/ https://preprod.newamericanfunding.com/learning-center/homebuyers/why-homeowners-are-refinancing-their-mortgages-despite-higher-rates/ Rachel Murphy Even if you have a low rate on your mortgage, there are some situations where refinancing your existing loan makes sense. Wed, 02 Jul 2025 10:06:00 Z 2025-07-02T10:06:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/a-mini-correction-may-be-brewing-in-the-housing-marketand-it-could-give-buyers-some-relief/ https://preprod.newamericanfunding.com/learning-center/housing-news/a-mini-correction-may-be-brewing-in-the-housing-marketand-it-could-give-buyers-some-relief/ Margaret Heidenry There are signs that the U.S. housing market is slowly shifting to favor buyers in a growing number of places. Tue, 01 Jul 2025 10:00:10 Z 2025-07-01T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/millennials-are-warming-up-to-homebuyingheres-how-they-can-close-the-deal/ https://preprod.newamericanfunding.com/learning-center/homebuyers/millennials-are-warming-up-to-homebuyingheres-how-they-can-close-the-deal/ Margaret Heidenry More millennials are interested in buying homes, suggesting growing confidence among a generation that has long been priced out of the real estate market. Mon, 30 Jun 2025 10:07:00 Z 2025-06-30T10:07:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/wallpapered-kitchen-islands-statement-ceilings-the-9-hottest-home-decor-trends-this-summer/ https://preprod.newamericanfunding.com/learning-center/housing-news/wallpapered-kitchen-islands-statement-ceilings-the-9-hottest-home-decor-trends-this-summer/ Margaret Heidenry A fresh wave of design trends is sweeping through the rooms of many homes this summer. This season’s styles blend natural textures, sun-washed palettes, and playful elements that are as trendy as they are livable.  Fri, 27 Jun 2025 10:00:10 Z 2025-06-27T10:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/continued-uncertainty-over-the-direction-of-mortgage-rates/ https://preprod.newamericanfunding.com/learning-center/videos/continued-uncertainty-over-the-direction-of-mortgage-rates/ Jason Obradovich This is what's going on with mortgage rates and why they haven't fallen further. Thu, 26 Jun 2025 21:28:24 Z 2025-06-26T21:28:24Z https://preprod.newamericanfunding.com/learning-center/housing-news/bitcoin-ethereum-and-buying-a-home-homebuyers-may-soon-be-able-to-use-crypto-to-secure-a-mortgage/ https://preprod.newamericanfunding.com/learning-center/housing-news/bitcoin-ethereum-and-buying-a-home-homebuyers-may-soon-be-able-to-use-crypto-to-secure-a-mortgage/ Clare Trapasso Homebuyers may soon be able to use cryptocurrency to help them purchase a home. Thu, 26 Jun 2025 17:38:00 Z 2025-06-26T17:38:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/home-sales-set-to-increase-as-mortgage-rates-continue-to-fall/ https://preprod.newamericanfunding.com/learning-center/housing-news/home-sales-set-to-increase-as-mortgage-rates-continue-to-fall/ Ben Lane The summer housing market is getting hot—and it’s not just thanks to the heat dome blanketing much of the country. Thu, 26 Jun 2025 17:05:55 Z 2025-06-26T17:05:55Z https://preprod.newamericanfunding.com/learning-center/housing-news/enjoy-your-golden-years-these-are-the-10-best-places-to-retire-in-america-in-2025/ https://preprod.newamericanfunding.com/learning-center/housing-news/enjoy-your-golden-years-these-are-the-10-best-places-to-retire-in-america-in-2025/ Clare Trapasso Hoping to retire soon? You may want to check out the best places in the U.S. to retire. Thu, 26 Jun 2025 10:00:10 Z 2025-06-26T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/homeownership-helps-fuel-the-rise-of-everyday-millionaires/ https://preprod.newamericanfunding.com/learning-center/housing-news/homeownership-helps-fuel-the-rise-of-everyday-millionaires/ Margaret Heidenry Homeownership helped to turn more Americans into "everyday millionaires" with seven-figures to their name. Wed, 25 Jun 2025 19:52:15 Z 2025-06-25T19:52:15Z https://preprod.newamericanfunding.com/learning-center/homeowners/garden-goals-7-tips-to-transform-your-yard-into-a-lush-garden-oasis/ https://preprod.newamericanfunding.com/learning-center/homeowners/garden-goals-7-tips-to-transform-your-yard-into-a-lush-garden-oasis/ Erica Lamberg When you’re planning a garden, it’s important to think through how the space will be used, what’s possible given the property, and what you hope to grow. Then you can begin to plan how you will landscape your yard. Wed, 25 Jun 2025 10:00:10 Z 2025-06-25T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/is-flood-insurance-really-necessary-understanding-flood-zone-risk/ https://preprod.newamericanfunding.com/learning-center/homeowners/is-flood-insurance-really-necessary-understanding-flood-zone-risk/ Angela Colley Here’s something many homeowners don’t realize: standard homeowners insurance does not cover flood damage. Tue, 24 Jun 2025 10:00:10 Z 2025-06-24T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/more-properties-are-hitting-the-market-as-existing-home-sales-remain-stable/ https://preprod.newamericanfunding.com/learning-center/housing-news/more-properties-are-hitting-the-market-as-existing-home-sales-remain-stable/ Ben Lane The big story in the housing market these days appears to be the growing number of homeowners who are listing their homes for sale after years of hardly any ‘For Sale’ signs. Mon, 23 Jun 2025 21:10:25 Z 2025-06-23T21:10:25Z https://preprod.newamericanfunding.com/learning-center/homebuyers/creative-ways-for-veterans-to-tap-into-their-home-equity/ https://preprod.newamericanfunding.com/learning-center/homebuyers/creative-ways-for-veterans-to-tap-into-their-home-equity/ Don Sadler Eligible service members, veterans, and military spouses can tap into the equity in their homes to get cash to pay for many expenses through one of several different loan programs. Mon, 23 Jun 2025 10:00:00 Z 2025-06-23T10:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/the-challenges-facing-transgender-homebuyersand-how-to-overcome-them/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/the-challenges-facing-transgender-homebuyersand-how-to-overcome-them/ Angela Colley For many transgender homebuyers, the path to ownership may be fraught. However, there are steps trans buyers can take for a less stressful homebuying experience.  Fri, 20 Jun 2025 10:00:10 Z 2025-06-20T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/student-loan-delinquency-a-new-barrier-to-homeownership2/ https://preprod.newamericanfunding.com/learning-center/housing-news/student-loan-delinquency-a-new-barrier-to-homeownership2/ Mia Taylor As the federal government resumes student loan collections following a years long pandemic pause, many borrowers are putting their plans to buy a home on hold. Fri, 20 Jun 2025 09:00:11 Z 2025-06-20T09:00:11Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/breaking-barriers-how-single-black-women-are-redefining-homeownership/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/breaking-barriers-how-single-black-women-are-redefining-homeownership/ Kelly Reilly In a housing market where high prices and mortgage rates are sidelining many aspiring homeowners, one group of buyers is forging ahead: single, Black women. Thu, 19 Jun 2025 10:00:11 Z 2025-06-19T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-fall-to-four-week-low/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-fall-to-four-week-low/ Ben Lane Homebuyers and homeowners are getting a little bit of good news this week, as mortgage rates dropped for the third week in a row. Wed, 18 Jun 2025 20:10:33 Z 2025-06-18T20:10:33Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-fed-leaves-interest-rates-unchanged-how-this-will-affect-the-housing-market/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-fed-leaves-interest-rates-unchanged-how-this-will-affect-the-housing-market/ Clare Trapasso Homebuyers who were hoping that mortgage rates would drop this summer may be disappointed. However, they may still get a break. Wed, 18 Jun 2025 18:12:43 Z 2025-06-18T18:12:43Z https://preprod.newamericanfunding.com/learning-center/homeowners/why-this-summer-may-be-the-perfect-time-to-list-your-home/ https://preprod.newamericanfunding.com/learning-center/homeowners/why-this-summer-may-be-the-perfect-time-to-list-your-home/ Margaret Heidenry The summer offers buyers eager to close a deal before the school year begins, good weather, and a window when there won’t be as many sellers competing for listing views. Wed, 18 Jun 2025 10:00:10 Z 2025-06-18T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/here-are-the-best-places-to-live-in-2025/ https://preprod.newamericanfunding.com/learning-center/housing-news/here-are-the-best-places-to-live-in-2025/ Ben Lane If you’re looking for an ideal place to live, it might be a good idea to look at some of the growing suburbs outside of large major cities. That’s because each of the 10 best places to live over the next year are exactly that—growing suburbs. Tue, 17 Jun 2025 10:00:11 Z 2025-06-17T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/home-prices-are-slipping.-for-buyers-that-might-be-the-best-news-all-year https://preprod.newamericanfunding.com/learning-center/homebuyers/home-prices-are-slipping.-for-buyers-that-might-be-the-best-news-all-year Margaret Heidenry Good news homebuyers, prices may be coming down a little. Mon, 16 Jun 2025 10:00:10 Z 2025-06-16T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/fha-loan-closing-costs-understanding-whats-included-and-how-you-may-be-able-to-save-money/ https://preprod.newamericanfunding.com/learning-center/homebuyers/fha-loan-closing-costs-understanding-whats-included-and-how-you-may-be-able-to-save-money/ Sarah Elizabeth Adler Many homebuyers choose Federal Housing Administration (FHA) loans because they don’t need to bring as much money to the closing table. But they will still need to pay for FHA closing costs. Fri, 13 Jun 2025 10:00:12 Z 2025-06-13T10:00:12Z https://preprod.newamericanfunding.com/learning-center/homeowners/if-your-home-is-damaged-by-a-wildfire-these-programs-may-help-you-pay-your-bills/ https://preprod.newamericanfunding.com/learning-center/homeowners/if-your-home-is-damaged-by-a-wildfire-these-programs-may-help-you-pay-your-bills/ Meera Pal Wildfire survivors often find themselves juggling insurance claims, temporary housing, and ongoing mortgage payments. Fortunately, there are a range of relief programs. Fri, 13 Jun 2025 10:00:11 Z 2025-06-13T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-tick-down-for-second-week-in-a-row/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-tick-down-for-second-week-in-a-row/ Clare Trapasso Mortgage interest rates fell slightly this week. Thu, 12 Jun 2025 19:49:21 Z 2025-06-12T19:49:21Z https://preprod.newamericanfunding.com/learning-center/homebuyers/adjustable-rate-mortgages-are-back-heres-what-you-need-to-know/ https://preprod.newamericanfunding.com/learning-center/homebuyers/adjustable-rate-mortgages-are-back-heres-what-you-need-to-know/ Margaret Heidenry Homebuyers are increasingly turning to adjustable-rate mortgages (ARMs) as a potential solution to manage higher borrowing costs. Thu, 12 Jun 2025 10:00:10 Z 2025-06-12T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-benefits-of-homeownership-is-buying-a-home-right-for-you/ https://preprod.newamericanfunding.com/learning-center/homebuyers/the-benefits-of-homeownership-is-buying-a-home-right-for-you/ Rabekah Henderson Owning a home allows you to build equity in your property, stabilize the majority of your housing costs, and personalize your residence. Wed, 11 Jun 2025 10:00:11 Z 2025-06-11T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/need-some-extra-money-heres-when-a-cash-out-refinance-might-make-sense/ https://preprod.newamericanfunding.com/learning-center/homeowners/need-some-extra-money-heres-when-a-cash-out-refinance-might-make-sense/ Timothy Moore Emergency expenses, major life events, debt consolidation, home improvements—real life can get expensive. A cash-out refinance may help. Tue, 10 Jun 2025 10:00:10 Z 2025-06-10T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/craving-surf-and-sand-12-budget-friendly-beach-towns-to-buy-a-vacation-home/ https://preprod.newamericanfunding.com/learning-center/housing-news/craving-surf-and-sand-12-budget-friendly-beach-towns-to-buy-a-vacation-home/ Margaret Heidenry While beachfront real estate often conjures up visions of million-dollar price tags, the good news is you don’t need a fortune to make that dream come true. Mon, 09 Jun 2025 10:00:10 Z 2025-06-09T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/ready-to-unplug-from-everyday-life-add-a-quiet-room-to-your-home/ https://preprod.newamericanfunding.com/learning-center/housing-news/ready-to-unplug-from-everyday-life-add-a-quiet-room-to-your-home/ Anna Baluch If you’re craving a calm, cozy space, you may want to consider adding a quiet room to your home. Fri, 06 Jun 2025 10:00:11 Z 2025-06-06T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/scrolling-through-listings-how-buyers-can-score-the-right-home-this-summer/ https://preprod.newamericanfunding.com/learning-center/homeowners/scrolling-through-listings-how-buyers-can-score-the-right-home-this-summer/ Margaret Heidenry This summer may be shaping up to offer buyers something spring didn’t: leverage. Thu, 05 Jun 2025 10:00:11 Z 2025-06-05T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/kid-friendly-meccas-these-are-the-10-best-places-to-raise-a-family-in-2025/ https://preprod.newamericanfunding.com/learning-center/housing-news/kid-friendly-meccas-these-are-the-10-best-places-to-raise-a-family-in-2025/ Clare Trapasso An under-the-radar, Bay Area city was named the best place in America to raise a family in 2025. Wed, 04 Jun 2025 10:00:11 Z 2025-06-04T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/second-mortgages-are-a-great-way-to-access-cashbut-are-they-right-for-you/ https://preprod.newamericanfunding.com/learning-center/homeowners/second-mortgages-are-a-great-way-to-access-cashbut-are-they-right-for-you/ Margaret Heidenry Are you a homeowner who needs cash to cover college tuition, home repairs, or a surprise medical expense? A second mortgage might be your answer. Tue, 03 Jun 2025 10:00:00 Z 2025-06-03T10:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/pride-in-homeownership-what-lgbtq-buyers-should-know-before-purchasing-a-home/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/pride-in-homeownership-what-lgbtq-buyers-should-know-before-purchasing-a-home/ Angela Colley Before making an offer on a home, some LGBTQ+ buyers are doing more than checking the list prices and number of bedrooms—they’re scanning for subtle signs of inclusion. Mon, 02 Jun 2025 10:00:11 Z 2025-06-02T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/understanding-california-property-taxes-a-guide-for-homeowners/ https://preprod.newamericanfunding.com/learning-center/homeowners/understanding-california-property-taxes-a-guide-for-homeowners/ Ben Lane Let’s look at how property taxes work in California, including supplemental property taxes that can add to your housing bill. Sat, 31 May 2025 20:18:00 Z 2025-05-31T20:18:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-upsize-your-home-without-breaking-the-bank/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-upsize-your-home-without-breaking-the-bank/ Margaret Heidenry Upsizing, when you trade up to a home with more square footage, isn’t always as simple as picking a bigger place and calling the movers. Fri, 30 May 2025 10:00:10 Z 2025-05-30T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/9-key-places-in-your-home-that-youre-forgetting-to-clean-before-showings/ https://preprod.newamericanfunding.com/learning-center/homeowners/9-key-places-in-your-home-that-youre-forgetting-to-clean-before-showings/ Kelly Reilly If you’re selling your home, you have probably forgotten to clean a few spots you no longer notice—but buyers definitely will. Thu, 29 May 2025 10:00:10 Z 2025-05-29T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-hire-the-best-affordable-contractors-to-work-on-your-home-this-year/ https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-hire-the-best-affordable-contractors-to-work-on-your-home-this-year/ Timothy Moore It's important to keep home repair and remodel costs down while still hiring a qualified contractor to tackle the job safely and correctly. Wed, 28 May 2025 10:00:11 Z 2025-05-28T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/how-much-home-can-$400000-buy-you-across-the-country/ https://preprod.newamericanfunding.com/learning-center/housing-news/how-much-home-can-$400000-buy-you-across-the-country/ Clare Trapasso What kind of home will $400,000 get you across the country? Tue, 27 May 2025 10:00:10 Z 2025-05-27T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/make-a-splash-6-ways-to-finance-a-new-pool-for-your-home/ https://preprod.newamericanfunding.com/learning-center/homeowners/make-a-splash-6-ways-to-finance-a-new-pool-for-your-home/ Timothy Moore Homeowners may be able to tap into their home equity to help pay for a pool just in time for summer. Mon, 26 May 2025 10:00:10 Z 2025-05-26T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/new-home-sales-rise-as-builders-cut-prices/ https://preprod.newamericanfunding.com/learning-center/housing-news/new-home-sales-rise-as-builders-cut-prices/ Clare Trapasso More newly constructed homes are hitting the market, many with lower price tags. Fri, 23 May 2025 18:50:57 Z 2025-05-23T18:50:57Z https://preprod.newamericanfunding.com/learning-center/housing-news/why-is-this-the-best-state-in-america-for-the-third-year-in-a-row/ https://preprod.newamericanfunding.com/learning-center/housing-news/why-is-this-the-best-state-in-america-for-the-third-year-in-a-row/ Clare Trapasso This state was named the best in America for these important reasons. Fri, 23 May 2025 10:00:11 Z 2025-05-23T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/pre-approved-homebuyers-can-still-lose-out-on-loans--heres-why/ https://preprod.newamericanfunding.com/learning-center/homebuyers/pre-approved-homebuyers-can-still-lose-out-on-loans--heres-why/ Sarah Elizabeth Adler You may have been pre-approved for a mortgage—only to be denied a home loan or approved for less than the amount you were expecting. Here are some possible explanations. Thu, 22 May 2025 10:00:11 Z 2025-05-22T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/selling-a-home-with-a-mortgage-what-you-need-to-know/ https://preprod.newamericanfunding.com/learning-center/homeowners/selling-a-home-with-a-mortgage-what-you-need-to-know/ Margaret Heidenry Putting your home on the market with an outstanding mortgage is the norm. Most sellers are still paying off their loans when that “For Sale” sign hits the lawn. Wed, 21 May 2025 10:00:10 Z 2025-05-21T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/starter-homes-how-they-can-get-you-on-the-property-ladder/ https://preprod.newamericanfunding.com/learning-center/homebuyers/starter-homes-how-they-can-get-you-on-the-property-ladder/ Margaret Heidenry If you embrace the concept of a starter home, you may find yourself unlocking the door to your very own place sooner than you think. Tue, 20 May 2025 10:00:11 Z 2025-05-20T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-va-loan-buyers-can-compete-in-todays-housing-market/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-va-loan-buyers-can-compete-in-todays-housing-market/ Meera Pal With no down payment required and stricter appraisal and inspection standards, VA loans are often misunderstood by home sellers. Here's how VA buyers can make their offers more attractive. Mon, 19 May 2025 10:00:11 Z 2025-05-19T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/will-super-low-mortgage-rates-make-a-comebackor-have-they-hit-a-new-normal/ https://preprod.newamericanfunding.com/learning-center/housing-news/will-super-low-mortgage-rates-make-a-comebackor-have-they-hit-a-new-normal/ Clare Trapasso Mortgage rates in the mid- to high-6% range may be the “new normal” in the housing market—at least for now. That may be a good thing. Fri, 16 May 2025 10:00:11 Z 2025-05-16T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/sellers-dont-panic-what-to-do-if-your-home-doesnt-receive-any-offers/ https://preprod.newamericanfunding.com/learning-center/homeowners/sellers-dont-panic-what-to-do-if-your-home-doesnt-receive-any-offers/ Sarah Li-Cain You may wonder why your home isn’t selling. Fortunately, there are steps you can take to (hopefully) ensure that it does. Thu, 15 May 2025 10:00:11 Z 2025-05-15T10:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/what-happens-after-your-offer-on-a-home-has-been-accepted/ https://preprod.newamericanfunding.com/learning-center/videos/what-happens-after-your-offer-on-a-home-has-been-accepted/ Clare Trapasso Congratulations, your offer on a home has been accepted. These are the costs you should expect as you close. Thu, 15 May 2025 09:00:10 Z 2025-05-15T09:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-do-lenders-verify-income-on-mortgage-loan-applications/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-do-lenders-verify-income-on-mortgage-loan-applications/ Don Sadler Lenders examine a buyer’s financial picture as part of the process of determining whether to lend to a potential borrower. They must verify a potential borrower's income and employment. Wed, 14 May 2025 10:00:10 Z 2025-05-14T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/choosing-a-mortgage-conventional-loans-vs.-fha-va-and-usda-loans https://preprod.newamericanfunding.com/learning-center/homebuyers/choosing-a-mortgage-conventional-loans-vs.-fha-va-and-usda-loans Jess Ullrich If you’re shopping for a mortgage, you likely have more loan options than you realize. Conventional Loans are one of the most popular choices. But FHA, USDA, and VA loans may be a better fit. Tue, 13 May 2025 19:22:24 Z 2025-05-13T19:22:24Z https://preprod.newamericanfunding.com/learning-center/homeowners/budget-savvy-remodels-6-tips-on-how-to-renovate-your-home-for-less/ https://preprod.newamericanfunding.com/learning-center/homeowners/budget-savvy-remodels-6-tips-on-how-to-renovate-your-home-for-less/ Margaret Heidenry Home renovations are rarely just about aesthetics. They’re about solving a problem—sometimes many at once—while trying to hold the line on cost. Tue, 13 May 2025 10:00:11 Z 2025-05-13T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/good-news-for-buyers-the-housing-market-is-leaning-more-in-their-favor/ https://preprod.newamericanfunding.com/learning-center/homebuyers/good-news-for-buyers-the-housing-market-is-leaning-more-in-their-favor/ Margaret Heidenry There are more homes for sale, slowing home price growth, and an increasing number of sellers are trimming their initial asking prices. Mon, 12 May 2025 10:00:11 Z 2025-05-12T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/your-offer-on-a-home-was-accepted.-this-is-what-happens-next https://preprod.newamericanfunding.com/learning-center/homebuyers/your-offer-on-a-home-was-accepted.-this-is-what-happens-next Sarah Li-Cain After your offer on a home is accepted, the real work begins. This is what to expect. Fri, 09 May 2025 10:00:10 Z 2025-05-09T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/new-doesnt-mean-perfect-what-to-look-for-in-a-new-construction-home-walk-through/ https://preprod.newamericanfunding.com/learning-center/homebuyers/new-doesnt-mean-perfect-what-to-look-for-in-a-new-construction-home-walk-through/ Margaret Heidenry Your final walk-through in a newly built home isn’t just a formality—it’s your last chance to ensure everything is as it should be before the home officially becomes yours. Thu, 08 May 2025 10:00:11 Z 2025-05-08T10:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/how-to-navigate-a-sellers-market/ https://preprod.newamericanfunding.com/learning-center/videos/how-to-navigate-a-sellers-market/ Clare Trapasso Even in a seller's market, it’s important for buyers to stick to their budgets and not to fall in love with homes that aren’t theirs (yet). Thu, 08 May 2025 09:00:10 Z 2025-05-08T09:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/buying-or-selling-a-home-why-understanding-days-on-market-is-key/ https://preprod.newamericanfunding.com/learning-center/homebuyers/buying-or-selling-a-home-why-understanding-days-on-market-is-key/ Margaret Heidenry Days on market reveals real insight to the market—and hints at what kind of deal you might be able to strike as a buyer or a seller. Wed, 07 May 2025 21:37:28 Z 2025-05-07T21:37:28Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-fed-left-rates-unchanged.-what-does-this-mean-for-mortgage-rates https://preprod.newamericanfunding.com/learning-center/housing-news/the-fed-left-rates-unchanged.-what-does-this-mean-for-mortgage-rates Clare Trapasso The U.S. Federal Reserve announced it would leave its interest rates unchanged. Does this mean mortgage rates will rise, fall, or stay about where they are now? Wed, 07 May 2025 19:02:08 Z 2025-05-07T19:02:08Z https://preprod.newamericanfunding.com/learning-center/homeowners/7-homeownership-surprises-that-might-hit-in-year-oneand-how-to-handle-them/ https://preprod.newamericanfunding.com/learning-center/homeowners/7-homeownership-surprises-that-might-hit-in-year-oneand-how-to-handle-them/ Margaret Heidenry No matter how meticulous your inspection was, the first year in a new home is usually full of surprises. Wed, 07 May 2025 10:00:10 Z 2025-05-07T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-save-money-on-your-next-move-without-relying-on-family-and-friends/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-save-money-on-your-next-move-without-relying-on-family-and-friends/ Timothy Moore There are ways you can save money on your next move that doesn’t involve asking your family and friends to help do it for you. Tue, 06 May 2025 10:00:11 Z 2025-05-06T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/read-this-before-working-with-a-real-estate-agent-what-homebuyers-should-know/ https://preprod.newamericanfunding.com/learning-center/homebuyers/read-this-before-working-with-a-real-estate-agent-what-homebuyers-should-know/ Laura Gariepy Homebuyers now need to come to an agreement with their agents on what services the agent will provide and how much the agent will be paid. Tue, 06 May 2025 10:00:11 Z 2025-05-06T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/hope-to-become-a-homeowner-the-dos-and-donts-of-applying-for-a-mortgage/ https://preprod.newamericanfunding.com/learning-center/homebuyers/hope-to-become-a-homeowner-the-dos-and-donts-of-applying-for-a-mortgage/ Rabekah Henderson There are plenty of things you can do (and a few big things to avoid) to make your mortgage application process go as smoothly as possible. Mon, 05 May 2025 10:00:10 Z 2025-05-05T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/escrow-fees-explained-what-every-homebuyer-should-know/ https://preprod.newamericanfunding.com/learning-center/homebuyers/escrow-fees-explained-what-every-homebuyer-should-know/ Karon Warren Homebuyers are also responsible for paying closing costs, which generally includes putting money into an escrow account until the sale goes through. Fri, 02 May 2025 10:00:10 Z 2025-05-02T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-interest-rates-stabilize-tick-down-a-little/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-interest-rates-stabilize-tick-down-a-little/ Clare Trapasso Mortgage interest rates fell, then they rose, and now they appear to be stabilizing and slowly dropping. Thu, 01 May 2025 18:05:24 Z 2025-05-01T18:05:24Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-homebuyers-need-to-know-about-hoas/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-homebuyers-need-to-know-about-hoas/ Erica Lamberg Homeowners associations, known as HOAs, are member organizations that maintain the appearance of common areas and enforce rules. Thu, 01 May 2025 10:00:10 Z 2025-05-01T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/home-sales-set-to-increase-as-housing-market-begins-to-thaw/ https://preprod.newamericanfunding.com/learning-center/housing-news/home-sales-set-to-increase-as-housing-market-begins-to-thaw/ Clare Trapasso Buyers snapped up more homes in March as the housing market began to thaw. Wed, 30 Apr 2025 19:12:22 Z 2025-04-30T19:12:22Z https://preprod.newamericanfunding.com/learning-center/homeowners/are-your-property-taxes-too-high-how-homeowners-may-be-able-to-save-$539-a-year/ https://preprod.newamericanfunding.com/learning-center/homeowners/are-your-property-taxes-too-high-how-homeowners-may-be-able-to-save-$539-a-year/ Clare Trapasso Savvy homeowners may be able to have their property tax bills reduced. Wed, 30 Apr 2025 11:00:11 Z 2025-04-30T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/what-happens-to-a-shared-home-after-a-divorce-or-breakup-heres-what-to-know-whether-youre-married-or-not/ https://preprod.newamericanfunding.com/learning-center/homeowners/what-happens-to-a-shared-home-after-a-divorce-or-breakup-heres-what-to-know-whether-youre-married-or-not/ Margaret Heidenry This is what homeowners need to know if they're going through a breakup or divorce. Wed, 30 Apr 2025 10:00:10 Z 2025-04-30T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/memphis-deco-dopamine-decor-and-pastels-all-the-best-new-spring-2025-decor-trends/ https://preprod.newamericanfunding.com/learning-center/housing-news/memphis-deco-dopamine-decor-and-pastels-all-the-best-new-spring-2025-decor-trends/ Margaret Heidenry The sunny spring season is all about fresh colors and new textures with a healthy dose of personality. Tue, 29 Apr 2025 15:18:08 Z 2025-04-29T15:18:08Z https://preprod.newamericanfunding.com/learning-center/homeowners/thinking-of-listing-your-property-how-much-it-costs-to-sell-a-home/ https://preprod.newamericanfunding.com/learning-center/homeowners/thinking-of-listing-your-property-how-much-it-costs-to-sell-a-home/ Bridget Shirvell Expenses to sell a home include everything from real estate agent commissions to home preparation and staging costs, to administrative fees. Understanding the costs is crucial to assessing your potential profits and avoiding unexpected financial burdens. Tue, 29 Apr 2025 10:00:11 Z 2025-04-29T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-10-cheapest-states-to-buy-a-home-right-now/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-10-cheapest-states-to-buy-a-home-right-now/ Margaret Heidenry These are the 10 states with the lowest median home prices. Mon, 28 Apr 2025 10:00:10 Z 2025-04-28T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/whats-going-on-with-mortgage-rates-what-homebuyers-and-homeowners-need-to-know/ https://preprod.newamericanfunding.com/learning-center/homebuyers/whats-going-on-with-mortgage-rates-what-homebuyers-and-homeowners-need-to-know/ Clare Trapasso Mortgage rates have been rising and falling recently for many reasons, including being impacted by the volatility in the bond market. Fri, 25 Apr 2025 10:00:11 Z 2025-04-25T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/calling-all-homeowners-how-a-homestead-tax-exemption-may-save-you-money/ https://preprod.newamericanfunding.com/learning-center/homeowners/calling-all-homeowners-how-a-homestead-tax-exemption-may-save-you-money/ Stephanie Anderson Witmer A homestead tax exemption could potentially save you hundreds, or even thousands, of dollars each year on your property taxes. Thu, 24 Apr 2025 10:00:10 Z 2025-04-24T10:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/can-homebuyers-save-money-by-buying-mortgage-points/ https://preprod.newamericanfunding.com/learning-center/videos/can-homebuyers-save-money-by-buying-mortgage-points/ Clare Trapasso Homebuyers hoping to save money every month on their housing payments may want to consider purchasing mortgage discount points. Thu, 24 Apr 2025 09:00:10 Z 2025-04-24T09:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-seeking-deals-snap-up-new-homes/ https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-seeking-deals-snap-up-new-homes/ Ben Lane Given that the prices for existing homes continue to rise, homebuyers are increasingly shifting their attention to new homes—which are hitting the market with lower price tags. Wed, 23 Apr 2025 19:55:35 Z 2025-04-23T19:55:35Z https://preprod.newamericanfunding.com/learning-center/homeowners/10-cheap-ways-home-sellers-can-boost-their-curb-appeal/ https://preprod.newamericanfunding.com/learning-center/homeowners/10-cheap-ways-home-sellers-can-boost-their-curb-appeal/ Kelly Reilly Your home’s curb appeal—or lack thereof—also has a powerful impact on would-be buyers. Wed, 23 Apr 2025 10:00:10 Z 2025-04-23T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/welcome-home-7-affordable-housewarming-gift-ideas/ https://preprod.newamericanfunding.com/learning-center/homeowners/welcome-home-7-affordable-housewarming-gift-ideas/ Kelly Reilly Affordable housewarming gifts celebrate your loved one’s new space without overspending. See our best ideas for movers of all ages and stages. Tue, 22 Apr 2025 10:00:10 Z 2025-04-22T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/a-tale-of-two-markets-what-buyers-and-sellers-need-to-know-this-spring/ https://preprod.newamericanfunding.com/learning-center/homebuyers/a-tale-of-two-markets-what-buyers-and-sellers-need-to-know-this-spring/ Margaret Heidenry Whether you’re buying or selling this season, success may come down to reading your local market—and adjusting your strategy accordingly. Mon, 21 Apr 2025 10:00:11 Z 2025-04-21T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/top-destinations-these-10-cities-gained-the-most-new-residents/ https://preprod.newamericanfunding.com/learning-center/housing-news/top-destinations-these-10-cities-gained-the-most-new-residents/ Clare Trapasso Why did this metropolitan area see its population boom? Fri, 18 Apr 2025 17:23:56 Z 2025-04-18T17:23:56Z https://preprod.newamericanfunding.com/learning-center/homebuyers/some-companies-are-offering-discounted-mortgages-as-an-employee-perk.-heres-what-to-know https://preprod.newamericanfunding.com/learning-center/homebuyers/some-companies-are-offering-discounted-mortgages-as-an-employee-perk.-heres-what-to-know Nicole Pajer As employers seek new perks to attract and retain workers, some companies are now partnering with mortgage lenders to offer employees discounts on home loans. Fri, 18 Apr 2025 10:00:11 Z 2025-04-18T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/renovating-in-the-age-of-tariffs-how-homeowners-can-save-money-now/ https://preprod.newamericanfunding.com/learning-center/homeowners/renovating-in-the-age-of-tariffs-how-homeowners-can-save-money-now/ Margaret Heidenry Prices may be rising, that doesn’t mean savings are off the table. Thu, 17 Apr 2025 10:00:10 Z 2025-04-17T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/homeowners-its-not-just-you.-property-taxes-are-on-the-rise-nationwide https://preprod.newamericanfunding.com/learning-center/housing-news/homeowners-its-not-just-you.-property-taxes-are-on-the-rise-nationwide Ben Lane Did your property taxes go up in 2024? If so, you’re hardly alone. Thu, 17 Apr 2025 10:00:10 Z 2025-04-17T10:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/how-to-boost-your-credit-score/ https://preprod.newamericanfunding.com/learning-center/videos/how-to-boost-your-credit-score/ Clare Trapasso If you’re hoping to qualify for a mortgage, having a high credit score can pay off. Thu, 17 Apr 2025 09:00:10 Z 2025-04-17T09:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/existing-homes-vs.-new-home-construction-which-option-is-right-for-you https://preprod.newamericanfunding.com/learning-center/homebuyers/existing-homes-vs.-new-home-construction-which-option-is-right-for-you Anna Baluch Shopping for a home is so much more than location and square footage. Buyers must also choose between existing homes and new construction. Wed, 16 Apr 2025 10:00:10 Z 2025-04-16T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/can-you-really-afford-a-vacation-home-heres-how-to-find-out/ https://preprod.newamericanfunding.com/learning-center/homebuyers/can-you-really-afford-a-vacation-home-heres-how-to-find-out/ Karen Rodriguez Whether you dream of a lakeside retreat, a cozy mountain cabin, or a beachfront escape, understanding whether you can afford a second home requires a deep dive into your finances, long-term goals, and investment strategy.  Tue, 15 Apr 2025 10:00:11 Z 2025-04-15T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/is-the-mortgage-lock-in-effect-finally-loosening-its-grip-on-the-housing-market/ https://preprod.newamericanfunding.com/learning-center/housing-news/is-the-mortgage-lock-in-effect-finally-loosening-its-grip-on-the-housing-market/ Margaret Heidenry The so-called low mortgage rate “golden handcuffs” may be loosening. That’s because the reality of today’s rates has started to sink in. Mon, 14 Apr 2025 10:00:10 Z 2025-04-14T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/these-are-the-20-happiest-cities-in-america.-do-you-live-in-one https://preprod.newamericanfunding.com/learning-center/housing-news/these-are-the-20-happiest-cities-in-america.-do-you-live-in-one Nancy A. Ruhling Half of the top 10 happiest cities in America were in this surprising state. Fri, 11 Apr 2025 10:00:11 Z 2025-04-11T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/housing-market-opportunity-knocks-as-mortgage-rates-continue-trending-down/ https://preprod.newamericanfunding.com/learning-center/housing-news/housing-market-opportunity-knocks-as-mortgage-rates-continue-trending-down/ Ben Lane If homeowners and potential homebuyers are looking for some good news these days, it can be found in the form of mortgage rates. Thu, 10 Apr 2025 17:59:53 Z 2025-04-10T17:59:53Z https://preprod.newamericanfunding.com/learning-center/homeowners/home-office-tax-write-offs-what-self-employed-and-gig-workers-need-to-know/ https://preprod.newamericanfunding.com/learning-center/homeowners/home-office-tax-write-offs-what-self-employed-and-gig-workers-need-to-know/ Karen Rodriguez If you're self-employed or part of the gig economy—and you've carved out a corner of your home to run your business—you might be leaving money on the table come tax time. Thu, 10 Apr 2025 10:00:10 Z 2025-04-10T10:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/how-to-navigate-a-buyers-market/ https://preprod.newamericanfunding.com/learning-center/videos/how-to-navigate-a-buyers-market/ Clare Trapasso Buyers may be able to negotiate more with sellers in a buyer’s market, asking for lower prices, closing cost assistance, and costly repairs. Thu, 10 Apr 2025 09:00:11 Z 2025-04-10T09:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/homeowners-get-the-most-joy-from-these-renovations.-can-you-guess-the-top-project https://preprod.newamericanfunding.com/learning-center/housing-news/homeowners-get-the-most-joy-from-these-renovations.-can-you-guess-the-top-project Clare Trapasso When it comes to home remodeling projects, some bring homeowners the most joy—while others give them the highest returns on their investments. Wed, 09 Apr 2025 18:00:57 Z 2025-04-09T18:00:57Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/know-your-fair-housing-rightsand-what-to-do-if-you-think-theyve-been-violated/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/know-your-fair-housing-rightsand-what-to-do-if-you-think-theyve-been-violated/ Margaret Heidenry If you suspect you may have been a victim of housing discrimination, it’s important to know what the Fair Housing Act covers and doesn’t cover. Wed, 09 Apr 2025 10:00:11 Z 2025-04-09T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-lowball-offer-on-a-home-the-pros-cons-pitfalls-and-how-to-do-it-right2/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-lowball-offer-on-a-home-the-pros-cons-pitfalls-and-how-to-do-it-right2/ Margaret Heidenry In today’s housing market, where home prices sometimes seem stubbornly out of reach, some buyers are taking a different approach: Making lowball offers.   Tue, 08 Apr 2025 10:00:10 Z 2025-04-08T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/all-cash-offers-how-homebuyers-can-stay-competitive-with-investors/ https://preprod.newamericanfunding.com/learning-center/homebuyers/all-cash-offers-how-homebuyers-can-stay-competitive-with-investors/ Timothy Moore How can homebuyers compete with investors? Making a cash offer may level the playing field. Mon, 07 Apr 2025 10:00:11 Z 2025-04-07T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-tumble-to-lowest-level-of-the-year/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-tumble-to-lowest-level-of-the-year/ Clare Trapasso Mortgage interest rates fell to the lowest level of 2025, giving homebuyers a bit of a financial break in the spring housing market. Fri, 04 Apr 2025 19:43:28 Z 2025-04-04T19:43:28Z https://preprod.newamericanfunding.com/learning-center/housing-news/top-20-home-features-that-help-a-home-sell-for-over-the-asking-price/ https://preprod.newamericanfunding.com/learning-center/housing-news/top-20-home-features-that-help-a-home-sell-for-over-the-asking-price/ Anna Baluch Sellers who want to fetch top dollar for their properties may want to incorporate nature-inspired design into their homes. These are the top 20 home features. Fri, 04 Apr 2025 15:45:48 Z 2025-04-04T15:45:48Z https://preprod.newamericanfunding.com/learning-center/homeowners/5-ways-homeowners-can-make-their-lawns-look-great-on-a-budget/ https://preprod.newamericanfunding.com/learning-center/homeowners/5-ways-homeowners-can-make-their-lawns-look-great-on-a-budget/ Karen Rodriguez A well-maintained yard can completely transform a home’s appearance—and you don’t have to spend a fortune on it. With a few strategic upgrades, you can make your lawn lush, polished, and inviting without breaking the bank. Fri, 04 Apr 2025 15:38:33 Z 2025-04-04T15:38:33Z https://preprod.newamericanfunding.com/learning-center/housing-news/gen-z-are-buying-the-most-homes-in-these-10-cities/ https://preprod.newamericanfunding.com/learning-center/housing-news/gen-z-are-buying-the-most-homes-in-these-10-cities/ Nancy A. Ruhling Members of Generation Z are buying the most homes in these 10 metropolitan areas. Fri, 04 Apr 2025 10:00:10 Z 2025-04-04T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/hoping-to-purchase-a-home-this-spring-what-homebuyers-need-to-know/ https://preprod.newamericanfunding.com/learning-center/homebuyers/hoping-to-purchase-a-home-this-spring-what-homebuyers-need-to-know/ Margaret Heidenry If you’re hoping to buy a home, you’ll need a mix of strategy, patience, and a willingness to act fast. Let’s break down what buyers should keep in mind. Thu, 03 Apr 2025 10:00:11 Z 2025-04-03T10:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/what-is-a-reverse-mortgage/ https://preprod.newamericanfunding.com/learning-center/videos/what-is-a-reverse-mortgage/ Clare Trapasso Using a reverse mortgage, homeowners age 62 and older can tap into their home’s equity to receive money they can use in a variety of ways. Thu, 03 Apr 2025 09:00:14 Z 2025-04-03T09:00:14Z https://preprod.newamericanfunding.com/learning-center/housing-news/millennials-buy-fewer-homes-while-baby-boomers-purchase-more-properties/ https://preprod.newamericanfunding.com/learning-center/housing-news/millennials-buy-fewer-homes-while-baby-boomers-purchase-more-properties/ Clare Trapasso Stymied by high costs, fewer millennials purchased homes last year. Baby boomers filled the gap. Wed, 02 Apr 2025 15:53:44 Z 2025-04-02T15:53:44Z https://preprod.newamericanfunding.com/learning-center/homebuyers/bridge-the-gap-how-homebuyers-can-use-down-payment-assistance-on-conventional-loans/ https://preprod.newamericanfunding.com/learning-center/homebuyers/bridge-the-gap-how-homebuyers-can-use-down-payment-assistance-on-conventional-loans/ Rachel Murphy Homebuyers using Conventional loans may be able to use down payment assistance to help them to afford a home. Wed, 02 Apr 2025 10:00:11 Z 2025-04-02T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-financially-prepare-for-buying-a-home-in-2025/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-financially-prepare-for-buying-a-home-in-2025/ Karen Rodriguez April is Financial Literacy Month. That means it’s time to take stock of your money habits, learn new financial skills, and figure out your big-picture goals. For many people, one of those goals is buying a home. Tue, 01 Apr 2025 10:00:10 Z 2025-04-01T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/planning-to-sell-your-home-this-is-the-best-week-of-the-year-to-list-in-2025/ https://preprod.newamericanfunding.com/learning-center/housing-news/planning-to-sell-your-home-this-is-the-best-week-of-the-year-to-list-in-2025/ Nancy A. Ruhling If you’re planning to sell your house, you’re likely to get the highest price and swiftest sale if you list on this week. Mon, 31 Mar 2025 10:00:10 Z 2025-03-31T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/black-homeownership-rate-increases-but-homeownership-gap-persists/ https://preprod.newamericanfunding.com/learning-center/housing-news/black-homeownership-rate-increases-but-homeownership-gap-persists/ Clare Trapasso Despite the affordability challenges homebuyer face in today’s real estate market, more Black Americans are becoming homeowners. Fri, 28 Mar 2025 10:00:11 Z 2025-03-28T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-tick-down-as-homebuyers-head-into-the-market/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-tick-down-as-homebuyers-head-into-the-market/ Ben Lane Homebuyers are seeing an ever-so-slight relief, as mortgage interest rates declined a little in the last week back down to where they were two weeks ago. Thu, 27 Mar 2025 20:54:10 Z 2025-03-27T20:54:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/see-it-believe-it-own-it-how-a-vision-board-can-help-you-buy-a-home/ https://preprod.newamericanfunding.com/learning-center/housing-news/see-it-believe-it-own-it-how-a-vision-board-can-help-you-buy-a-home/ Karen Rodriguez Manifest your dream home with a vision board! Learn how visualization, financial preparation, and an abundance mindset can help turn homeownership from 'someday' to 'soon.' Thu, 27 Mar 2025 10:00:10 Z 2025-03-27T10:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/why-homebuyers-need-an-appraisal/ https://preprod.newamericanfunding.com/learning-center/videos/why-homebuyers-need-an-appraisal/ Clare Trapasso An appraiser will make sure the home you hope to purchase is priced fairly. This protects the buyer and the lender. Thu, 27 Mar 2025 09:00:11 Z 2025-03-27T09:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/seasonal-home-maintenance-protecting-your-biggest-investment-year-round/ https://preprod.newamericanfunding.com/learning-center/homeowners/seasonal-home-maintenance-protecting-your-biggest-investment-year-round/ Rachel Murphy Your home is likely your largest financial asset, so maintaining its structural integrity should be a priority. While home renovations often bring issues to light, a few seasonal chores will help you spot issues before they become problems.  Wed, 26 Mar 2025 10:00:11 Z 2025-03-26T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/new-home-sales-rise-as-prices-fall/ https://preprod.newamericanfunding.com/learning-center/housing-news/new-home-sales-rise-as-prices-fall/ Clare Trapasso More newly built homes hit the market, resulting in higher sales and lower prices for new construction. Tue, 25 Mar 2025 17:50:50 Z 2025-03-25T17:50:50Z https://preprod.newamericanfunding.com/learning-center/homebuyers/planning-to-use-a-0-down-usda-loan-what-to-know-about-usda-appraisals/ https://preprod.newamericanfunding.com/learning-center/homebuyers/planning-to-use-a-0-down-usda-loan-what-to-know-about-usda-appraisals/ Rabekah Henderson Homebuyers using a USDA loan must undergo a USDA appraisal. Here's what that entails. Tue, 25 Mar 2025 10:00:10 Z 2025-03-25T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/hispanic-homeownership-hits-record-numbers-despite-affordability-challenges/ https://preprod.newamericanfunding.com/learning-center/housing-news/hispanic-homeownership-hits-record-numbers-despite-affordability-challenges/ Nancy A. Ruhling Even with affordability challenges in the housing market, the number of Hispanic homeowners hit a record high in 2024, according to a recent report. Mon, 24 Mar 2025 18:40:31 Z 2025-03-24T18:40:31Z https://preprod.newamericanfunding.com/learning-center/homeowners/should-you-sell-your-home-this-spring-what-every-seller-needs-to-know-in-2025/ https://preprod.newamericanfunding.com/learning-center/homeowners/should-you-sell-your-home-this-spring-what-every-seller-needs-to-know-in-2025/ Margaret Heidenry If you’ve been sitting on the fence about whether to list your home in the next few months, here’s what you need to know before you plant that “For Sale” sign in the yard. Mon, 24 Mar 2025 10:00:11 Z 2025-03-24T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/whos-who-in-buying-a-home-meet-the-team-that-makes-it-happen/ https://preprod.newamericanfunding.com/learning-center/homebuyers/whos-who-in-buying-a-home-meet-the-team-that-makes-it-happen/ Karen Rodriguez Buying a home is one of the biggest purchases you may ever make. That’s why it’s so important to have a team of professionals working alongside you to help make your dream of homeownership possible. Fri, 21 Mar 2025 10:00:11 Z 2025-03-21T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/more-buyers-snapped-up-existing-homes-in-february/ https://preprod.newamericanfunding.com/learning-center/housing-news/more-buyers-snapped-up-existing-homes-in-february/ Clare Trapasso In an encouraging start to the spring housing market, more buyers are snapping up existing homes. Thu, 20 Mar 2025 16:42:30 Z 2025-03-20T16:42:30Z https://preprod.newamericanfunding.com/learning-center/housing-news/if-walls-could-talk-what-your-home-says-about-you/ https://preprod.newamericanfunding.com/learning-center/housing-news/if-walls-could-talk-what-your-home-says-about-you/ Karen Rodriguez Your home's aesthetic—from millennial gray to mid-century modern—reveals your personality and values, and a cash-out refinance can help you transform it into your dream space. Thu, 20 Mar 2025 10:00:10 Z 2025-03-20T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/mortgage-forbearance-a-lifeline-for-natural-disaster-stricken-homeowners2/ https://preprod.newamericanfunding.com/learning-center/homeowners/mortgage-forbearance-a-lifeline-for-natural-disaster-stricken-homeowners2/ Alex Galbraith Homeowners whose properties have been damaged or destroyed by natural disasters may be eligible for mortgage forbearance. Wed, 19 Mar 2025 10:00:10 Z 2025-03-19T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/is-spring-the-best-time-to-buy-a-home-weighing-the-pros-and-cons/ https://preprod.newamericanfunding.com/learning-center/homebuyers/is-spring-the-best-time-to-buy-a-home-weighing-the-pros-and-cons/ Karen Rodriguez Spring has long been the season when the housing market comes alive. More homes hit the market, the weather is ideal for house hunting, and many families aim to move before the new school year. But is this season truly the best time to buy a home—or is it just the busiest? Tue, 18 Mar 2025 10:00:10 Z 2025-03-18T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-fight-for-fairness-when-women-were-denied-mortgages/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-fight-for-fairness-when-women-were-denied-mortgages/ Clare Trapasso In the not-so-distant past, it was nearly impossible for many women to get credit cards, auto loans, and mortgages in their own names. This is what changed. Mon, 17 Mar 2025 10:00:10 Z 2025-03-17T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/home-staging-the-secret-weapon-in-attracting-more-buyers-and-higher-offers/ https://preprod.newamericanfunding.com/learning-center/homeowners/home-staging-the-secret-weapon-in-attracting-more-buyers-and-higher-offers/ Sarah Elizabeth Adler Are you ready to sell your home? If you’re among the growing wave of sellers entering the market, you may want to consider staging your property. Fri, 14 Mar 2025 10:00:10 Z 2025-03-14T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-barely-budge-as-the-housing-market-heats-up/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-barely-budge-as-the-housing-market-heats-up/ Clare Trapasso Mortgage interest rates barely budged this week as the housing market enters into the historically busy spring homebuying season. Thu, 13 Mar 2025 19:12:55 Z 2025-03-13T19:12:55Z https://preprod.newamericanfunding.com/learning-center/housing-news/trying-to-save-money-the-20-most-affordable-places-to-buy-a-home/ https://preprod.newamericanfunding.com/learning-center/housing-news/trying-to-save-money-the-20-most-affordable-places-to-buy-a-home/ Angela Colley These were the most affordable places to buy a home in early 2025. Thu, 13 Mar 2025 10:00:11 Z 2025-03-13T10:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/can-you-afford-a-mortgage-payment/ https://preprod.newamericanfunding.com/learning-center/videos/can-you-afford-a-mortgage-payment/ Clare Trapasso It’s important to make sure you can afford a home, before purchasing one. Thu, 13 Mar 2025 09:00:10 Z 2025-03-13T09:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/these-are-the-states-with-the-lowest-and-highest-property-taxes/ https://preprod.newamericanfunding.com/learning-center/homeowners/these-are-the-states-with-the-lowest-and-highest-property-taxes/ Nancy A. Ruhling There are quite a few pieces to the financial puzzle when you’re buying a home. One that often gets overlooked is property taxes. Wed, 12 Mar 2025 10:00:11 Z 2025-03-12T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/home-loans-for-lower-income-buyers-what-you-should-know/ https://preprod.newamericanfunding.com/learning-center/homebuyers/home-loans-for-lower-income-buyers-what-you-should-know/ Karen Rodriguez Discover mortgage programs designed to help lower-income homebuyers with down payments, closing costs, and affordable financing options, making homeownership more accessible. Tue, 11 Mar 2025 10:00:10 Z 2025-03-11T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/how-about-a-new-old-home-pandemic-era-remodels-are-selling-for-top-dollar/ https://preprod.newamericanfunding.com/learning-center/housing-news/how-about-a-new-old-home-pandemic-era-remodels-are-selling-for-top-dollar/ Nancy A. Ruhling The pandemic helping homeowners see the potential in their properties and mortgage rates falling to record lows led to an explosion in renovations. Now, those remodeled homes are hitting the market for a premium. Mon, 10 Mar 2025 10:00:11 Z 2025-03-10T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/what-homeowners-need-to-know-before-filing-their-taxes/ https://preprod.newamericanfunding.com/learning-center/homeowners/what-homeowners-need-to-know-before-filing-their-taxes/ Margaret Heidenry Tax season is approaching, and if you own a home, your return may be a little more complicated. However, owning a home unlocks valuable deductions and credits that can lower your tax bill or even boost your refund. Fri, 07 Mar 2025 11:00:11 Z 2025-03-07T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/housing-market-continues-to-heat-up-as-mortgage-rates-keep-falling/ https://preprod.newamericanfunding.com/learning-center/housing-news/housing-market-continues-to-heat-up-as-mortgage-rates-keep-falling/ Ben Lane With Spring just around the corner, the housing market appears to be gathering steam. Mortgage rates continued falling in the last week, continuing a downward trend that’s lasted nearly two months. Thu, 06 Mar 2025 18:47:17 Z 2025-03-06T18:47:17Z https://preprod.newamericanfunding.com/learning-center/homebuyers/condo-conundrum-your-guide-on-how-to-purchase-a-condo-with-an-fha-loan/ https://preprod.newamericanfunding.com/learning-center/homebuyers/condo-conundrum-your-guide-on-how-to-purchase-a-condo-with-an-fha-loan/ Rabekah Henderson Getting an FHA loan for a condo can be tricky. Here's what buyers need to know. Thu, 06 Mar 2025 11:00:10 Z 2025-03-06T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/a-journey-through-americas-architecture-10-iconic-home-styles-explained/ https://preprod.newamericanfunding.com/learning-center/housing-news/a-journey-through-americas-architecture-10-iconic-home-styles-explained/ Angela Colley Here’s a look at 10 of the most popular architectural styles across the nation and how to identify them. Wed, 05 Mar 2025 11:00:10 Z 2025-03-05T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/feng-shui-5-easy-ways-to-create-balance-and-prosperity-in-your-home/ https://preprod.newamericanfunding.com/learning-center/housing-news/feng-shui-5-easy-ways-to-create-balance-and-prosperity-in-your-home/ Karen Rodriguez Discover five simple Feng Shui tips to create balance, invite prosperity, and optimize energy flow in your home. Tue, 04 Mar 2025 11:01:00 Z 2025-03-04T11:01:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/hacking-your-home-5-creative-ways-to-make-money-off-your-place/ https://preprod.newamericanfunding.com/learning-center/homeowners/hacking-your-home-5-creative-ways-to-make-money-off-your-place/ Jaymi Naciri From splitting your space with a roommate to renting out your garage, your pool, or even your driveway, there are numerous ways to hack your home to make a few hundred, or even thousand, extra bucks. Tue, 04 Mar 2025 11:00:10 Z 2025-03-04T11:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/maximize-your-home-equity-consider-a-cash-out-refinance/ https://preprod.newamericanfunding.com/learning-center/videos/maximize-your-home-equity-consider-a-cash-out-refinance/ Clare Trapasso Homeowners facing large expenses or saddled with debt may want to consider a cash-out refinance. Tue, 04 Mar 2025 10:00:10 Z 2025-03-04T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/from-homesteaders-to-modern-homeowners-the-rise-of-single-women/ https://preprod.newamericanfunding.com/learning-center/housing-news/from-homesteaders-to-modern-homeowners-the-rise-of-single-women/ Margaret Heidenry In the late 1800s, a homesteading act allowed single women to receive 160 acres of federal land. This gave intrepid women the opportunity to strike out on their own. Mon, 03 Mar 2025 11:00:10 Z 2025-03-03T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/where-homebuyers-are-heading-the-20-hottest-housing-markets-of-early-2025/ https://preprod.newamericanfunding.com/learning-center/housing-news/where-homebuyers-are-heading-the-20-hottest-housing-markets-of-early-2025/ Margaret Heidenry In January 2025, the hottest housing markets in the nation were in the Northeast and Midwest, where demand is high and homes are selling fast, according to a Realtor.com report. Fri, 28 Feb 2025 11:00:11 Z 2025-02-28T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/spring-housing-market-kicks-off-with-lower-mortgage-rates/ https://preprod.newamericanfunding.com/learning-center/housing-news/spring-housing-market-kicks-off-with-lower-mortgage-rates/ Clare Trapasso The spring housing market is kicking off with lower mortgage rates, much to the delight of homebuyers. Thu, 27 Feb 2025 18:34:01 Z 2025-02-27T18:34:01Z https://preprod.newamericanfunding.com/learning-center/homeowners/should-you-sell-your-home-6-reasons-to-list/ https://preprod.newamericanfunding.com/learning-center/homeowners/should-you-sell-your-home-6-reasons-to-list/ Sarah Elizabeth Adler Should you stay or go? This is how homeowners can decide if it's time to sell their homes. Thu, 27 Feb 2025 11:00:10 Z 2025-02-27T11:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/the-4-dos-and-donts-for-submitting-an-offer-on-a-home/ https://preprod.newamericanfunding.com/learning-center/videos/the-4-dos-and-donts-for-submitting-an-offer-on-a-home/ Clare Trapasso If you plan to put in an offer on a home, there are certain things you should do, and other things that you shouldn’t. Thu, 27 Feb 2025 10:00:10 Z 2025-02-27T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/quitclaim-deeds-easy-to-use-but-beware-the-risks/ https://preprod.newamericanfunding.com/learning-center/homeowners/quitclaim-deeds-easy-to-use-but-beware-the-risks/ Nancy A. Ruhling Quitclaim deeds are used in private sales, such as when a home is passed to family members. They are also common in marriages or divorces. Wed, 26 Feb 2025 11:00:10 Z 2025-02-26T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/need-cash-why-homeowners-may-want-to-consider-an-fha-cash-out-refinance-loan/ https://preprod.newamericanfunding.com/learning-center/homeowners/need-cash-why-homeowners-may-want-to-consider-an-fha-cash-out-refinance-loan/ Nicole Beckley One way those with Federal Housing Administration (FHA) loans can tap into their home equity is through a cash-out refinance. Tue, 25 Feb 2025 11:00:11 Z 2025-02-25T11:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/you-can-buy-a-home-with-a-reverse-mortgage.-heres-how-to-do-it https://preprod.newamericanfunding.com/learning-center/videos/you-can-buy-a-home-with-a-reverse-mortgage.-heres-how-to-do-it Clare Trapasso Many older homeowners may not realize they may be able to purchase a new home using a reverse mortgage. Tue, 25 Feb 2025 10:00:10 Z 2025-02-25T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-va-loan-advantage-100-financing-for-veterans-buying-homes/ https://preprod.newamericanfunding.com/learning-center/homebuyers/the-va-loan-advantage-100-financing-for-veterans-buying-homes/ Karen Rodriguez VA loans offer veterans and active-duty service members 100% financing, no PMI, and lower interest rates, making homeownership more accessible and affordable. Mon, 24 Feb 2025 11:00:12 Z 2025-02-24T11:00:12Z https://preprod.newamericanfunding.com/learning-center/homebuyers/fixed-rate-or-adjustable-rate-mortgages-which-home-loan-is-right-for-you/ https://preprod.newamericanfunding.com/learning-center/homebuyers/fixed-rate-or-adjustable-rate-mortgages-which-home-loan-is-right-for-you/ Amanda Finn The two main types of mortgages are fixed-rate loans and adjustable-rate loans. These are the differences between the two. Fri, 21 Feb 2025 11:00:10 Z 2025-02-21T11:00:10Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/hidden-in-plain-sight-the-lingering-shadow-of-racial-covenants-on-american-homeownership/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/hidden-in-plain-sight-the-lingering-shadow-of-racial-covenants-on-american-homeownership/ Karen Rodriguez Racial covenants may be unenforceable, but their impact still lingers—shaping homeownership rates, wealth gaps, and community landscapes across the U.S. Thu, 20 Feb 2025 15:51:12 Z 2025-02-20T15:51:12Z https://preprod.newamericanfunding.com/learning-center/videos/what-are-closing-costs/ https://preprod.newamericanfunding.com/learning-center/videos/what-are-closing-costs/ Clare Trapasso Closing costs are generally 2% to 6% of your mortgage amount. This covers things like the home appraisal, legal fees, lender fees, homeowner association assessments, taxes, and the costs of pulling credit reports. Thu, 20 Feb 2025 10:00:10 Z 2025-02-20T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/navigating-property-taxes-what-homeowners-need-to-know/ https://preprod.newamericanfunding.com/learning-center/homeowners/navigating-property-taxes-what-homeowners-need-to-know/ Nicole Pajer Most homebuyers focus on the sticker price of a home—not realizing that property taxes may make or break their purchases. Wed, 19 Feb 2025 11:00:10 Z 2025-02-19T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/hope-to-become-a-real-estate-investor-how-homeowners-can-use-a-cash-out-refinance-to-do-it/ https://preprod.newamericanfunding.com/learning-center/homeowners/hope-to-become-a-real-estate-investor-how-homeowners-can-use-a-cash-out-refinance-to-do-it/ Nancy A. Ruhling Cash-out refinances can help homeowners fund the purchase of investment properties that can bring in passive income. Tue, 18 Feb 2025 11:00:11 Z 2025-02-18T11:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/buying-an-expensive-home-you-may-need-a-jumbo-mortgage2/ https://preprod.newamericanfunding.com/learning-center/videos/buying-an-expensive-home-you-may-need-a-jumbo-mortgage2/ Clare Trapasso If you’re hoping to buy an expensive home, you may want to consider using a jumbo mortgage. Tue, 18 Feb 2025 10:00:11 Z 2025-02-18T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/why-buying-a-home-with-all-cash-this-spring-could-buyers-an-edge/ https://preprod.newamericanfunding.com/learning-center/homebuyers/why-buying-a-home-with-all-cash-this-spring-could-buyers-an-edge/ Margaret Heidenry Making an all-cash offer on a home is a power move that could put you ahead of the pack. Mon, 17 Feb 2025 11:00:10 Z 2025-02-17T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/big-day-or-buy-a-home-why-more-unmarried-couples-are-becoming-homeowners/ https://preprod.newamericanfunding.com/learning-center/homebuyers/big-day-or-buy-a-home-why-more-unmarried-couples-are-becoming-homeowners/ Clare Trapasso Facing high housing and living costs, many unmarried couples are pooling their savings and buying homes together before tying the knot. Fri, 14 Feb 2025 19:25:20 Z 2025-02-14T19:25:20Z https://preprod.newamericanfunding.com/learning-center/homeowners/fall-back-in-love-with-your-home-this-valentines-day-3-ways-to-rekindle-the-spark/ https://preprod.newamericanfunding.com/learning-center/homeowners/fall-back-in-love-with-your-home-this-valentines-day-3-ways-to-rekindle-the-spark/ Rabekah Henderson This Valentine’s Day, it’s time to rekindle the spark—with your home. Here are three ways to do so. Fri, 14 Feb 2025 11:00:10 Z 2025-02-14T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-take-note-more-price-cuts-and-discounts-heading-into-the-spring-market/ https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-take-note-more-price-cuts-and-discounts-heading-into-the-spring-market/ Margaret Heidenry The number of home sellers cutting prices hit a two-year high in January, according to the latest monthly housing report from Zillow.com. Fri, 14 Feb 2025 10:59:00 Z 2025-02-14T10:59:00Z https://preprod.newamericanfunding.com/learning-center/videos/los-cinco-profesionales-que-necesitas-para-comprar-una-casa/ https://preprod.newamericanfunding.com/learning-center/videos/los-cinco-profesionales-que-necesitas-para-comprar-una-casa/ Karen Rodriguez Comprar una casa es un proceso importante, y contar con los profesionales adecuados marca la diferencia. Thu, 13 Feb 2025 19:14:00 Z 2025-02-13T19:14:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-interest-rates-fall-to-lowest-levels-in-2025/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-interest-rates-fall-to-lowest-levels-in-2025/ Clare Trapasso Stubbornly high mortgage interest rates ticked down to their lowest levels of the year—just in time for the Spring homebuying season. Thu, 13 Feb 2025 18:12:58 Z 2025-02-13T18:12:58Z https://preprod.newamericanfunding.com/learning-center/homebuyers/applying-for-an-fha-loan-here-are-5-ways-to-help-you-get-approved/ https://preprod.newamericanfunding.com/learning-center/homebuyers/applying-for-an-fha-loan-here-are-5-ways-to-help-you-get-approved/ Alex Galbraith Government-backed Federal Housing Administration (FHA) loans were created to help people who might not be approved for other types of mortgages buy a home. Thu, 13 Feb 2025 11:00:10 Z 2025-02-13T11:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/3-reasons-why-new-homes-may-be-affordable-than-you-think/ https://preprod.newamericanfunding.com/learning-center/videos/3-reasons-why-new-homes-may-be-affordable-than-you-think/ Clare Trapasso Many buyers may believe they can’t afford to purchase a new home, not realizing they may be passing up potential savings.  Thu, 13 Feb 2025 10:00:11 Z 2025-02-13T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/fha-loans-for-home-renovations-a-guide-for-homebuyers/ https://preprod.newamericanfunding.com/learning-center/homeowners/fha-loans-for-home-renovations-a-guide-for-homebuyers/ Karen Rodriguez Discover how FHA 203(k) renovation loans can help you finance both the purchase and transformation of a fixer-upper into your ideal home—combining affordability with possibility. Wed, 12 Feb 2025 11:00:11 Z 2025-02-12T11:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/lo-que-los-duenos-de-negocios-deben-saber-antes-de-solicitar-un-prestamo-para-comprar-casa/ https://preprod.newamericanfunding.com/learning-center/videos/lo-que-los-duenos-de-negocios-deben-saber-antes-de-solicitar-un-prestamo-para-comprar-casa/ Karen Rodriguez Es normal sentir cierta preocupación, especialmente cuando los ingresos no provienen de un empleador tradicional. Tue, 11 Feb 2025 19:13:00 Z 2025-02-11T19:13:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/homeowners-in-need-of-cash-choosing-between-a-cash-out-refinance-or-a-personal-loan2/ https://preprod.newamericanfunding.com/learning-center/homeowners/homeowners-in-need-of-cash-choosing-between-a-cash-out-refinance-or-a-personal-loan2/ Rachel Murphy Homeowners who need a lot of cash may want to consider a cash-out refinance over a personal loan. Tue, 11 Feb 2025 11:00:10 Z 2025-02-11T11:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/the-power-of-cash-how-to-save-money-and-win-bidding-wars/ https://preprod.newamericanfunding.com/learning-center/videos/the-power-of-cash-how-to-save-money-and-win-bidding-wars/ Clare Trapasso If you’re buying a home in a competitive housing market, you may want to consider making a cash offer. Tue, 11 Feb 2025 10:00:10 Z 2025-02-11T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/historic-home-equity-a-boon-for-homeowners/ https://preprod.newamericanfunding.com/learning-center/housing-news/historic-home-equity-a-boon-for-homeowners/ Nancy A. Ruhling Homeowners have historically high amounts of equity in their properties. Mon, 10 Feb 2025 11:00:10 Z 2025-02-10T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/rent-vs-buy-homeowners-will-save-the-most-money-in-these-places/ https://preprod.newamericanfunding.com/learning-center/housing-news/rent-vs-buy-homeowners-will-save-the-most-money-in-these-places/ Nancy A. Ruhling Owning a home is still cheaper than renting a three-bedroom apartment in more than half of the nation. Fri, 07 Feb 2025 12:00:21 Z 2025-02-07T12:00:21Z https://preprod.newamericanfunding.com/learning-center/homebuyers/whats-really-in-your-monthly-mortgage-payment-breaking-down-the-costs/ https://preprod.newamericanfunding.com/learning-center/homebuyers/whats-really-in-your-monthly-mortgage-payment-breaking-down-the-costs/ Karen Rodriguez Confused by your mortgage payment? Learn how principal, interest, escrow, and other costs come together to make homeownership a smart, long-term investment. Fri, 07 Feb 2025 11:00:10 Z 2025-02-07T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/dont-have-a-down-payment-get-100-financing-on-a-home-with-a-usda-loan/ https://preprod.newamericanfunding.com/learning-center/homebuyers/dont-have-a-down-payment-get-100-financing-on-a-home-with-a-usda-loan/ Karen Rodriguez Discover how USDA loans make homeownership accessible with 0% down, competitive rates, and options for rural and suburban buyers—turning the dream of owning a home into reality. Thu, 06 Feb 2025 11:00:11 Z 2025-02-06T11:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/4-ways-to-save-on-a-move/ https://preprod.newamericanfunding.com/learning-center/videos/4-ways-to-save-on-a-move/ Clare Trapasso Here are four tips on how you can save on movers. Thu, 06 Feb 2025 10:00:11 Z 2025-02-06T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/which-of-these-6-home-types-is-right-for-you-choosing-the-right-property-for-your-needs/ https://preprod.newamericanfunding.com/learning-center/homebuyers/which-of-these-6-home-types-is-right-for-you-choosing-the-right-property-for-your-needs/ Sarah Elizabeth Adler From single-family homes to condos and tiny homes, here are the things homebuyers should consider when choosing a home to fit their needs. Wed, 05 Feb 2025 11:00:10 Z 2025-02-05T11:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/las-3-cosas-que-los-prestamistas-quieren-ver-al-comprar-una-casa/ https://preprod.newamericanfunding.com/learning-center/videos/las-3-cosas-que-los-prestamistas-quieren-ver-al-comprar-una-casa/ Karen Rodriguez Entender qué evalúan los prestamistas te ayudará a prepararte para una aprobación hipotecaria sin problemas. Tue, 04 Feb 2025 19:09:00 Z 2025-02-04T19:09:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-title-insurance-and-how-can-it-save-you-money-in-the-long-run/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-title-insurance-and-how-can-it-save-you-money-in-the-long-run/ Jaymi Naciri If you’ve ever bought a home before, you’ve probably dealt with title insurance in some form or fashion. But what exactly is title insurance and why is it important? Tue, 04 Feb 2025 11:00:10 Z 2025-02-04T11:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/buying-a-home-pay-attention-to-your-debt-to-income-ratio/ https://preprod.newamericanfunding.com/learning-center/videos/buying-a-home-pay-attention-to-your-debt-to-income-ratio/ Clare Trapasso One of the most important things that your loan officer will look at is your debt-to-income ratio. This helps them decide how large of a loan you may be eligible to receive. Tue, 04 Feb 2025 10:00:10 Z 2025-02-04T10:00:10Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/barriers-to-homeownership-why-black-homeownership-rates-remain-low/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/barriers-to-homeownership-why-black-homeownership-rates-remain-low/ Clare Trapasso Less than half of Black Americans are homeowners. These are some of the barriers they face. Mon, 03 Feb 2025 17:52:20 Z 2025-02-03T17:52:20Z https://preprod.newamericanfunding.com/learning-center/guides/dallas-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/dallas-first-time-homebuyer-guide/ Ailin Goode Learn about buying a home in Dallas as a first-time homebuyer. Find out what programs and loans might be available to help you make your dream of homeownership come true. Sat, 01 Feb 2025 19:36:00 Z 2025-02-01T19:36:00Z https://preprod.newamericanfunding.com/learning-center/guides/san-antonio-texas-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/san-antonio-texas-first-time-homebuyer-guide/ Ailin Goode Learn about buying a home in San Antonio as a first-time homebuyer. Find out what programs and loans might be available to help you make your dream of homeownership come true. Sat, 01 Feb 2025 19:36:00 Z 2025-02-01T19:36:00Z https://preprod.newamericanfunding.com/learning-center/guides/los-angeles-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/los-angeles-first-time-homebuyer-guide/ Ailin Goode Learn about buying a home in Los Angeles as a first-time homebuyer. Find out what programs and loans might be available to help you make your dream of homeownership come true. Sat, 01 Feb 2025 19:36:00 Z 2025-02-01T19:36:00Z https://preprod.newamericanfunding.com/learning-center/guides/houston-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/houston-first-time-homebuyer-guide/ Ailin Goode Learn about buying a home in Houston as a first-time homebuyer. Find out what programs and loans might be available to help you make your dream of homeownership come true. Sat, 01 Feb 2025 19:36:00 Z 2025-02-01T19:36:00Z https://preprod.newamericanfunding.com/learning-center/guides/san-diego-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/san-diego-first-time-homebuyer-guide/ Ailin Goode Learn about buying a home in San Diego as a first-time homebuyer. Find out what programs and loans might be available to help you make your dream of homeownership come true. Sat, 01 Feb 2025 19:36:00 Z 2025-02-01T19:36:00Z https://preprod.newamericanfunding.com/learning-center/guides/Austin-texas-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/Austin-texas-first-time-homebuyer-guide/ Ailin Goode Learn about buying a home in Austin, Texas as a first-time homebuyer. Find out what programs and loans might be available to help you make your dream of homeownership come true. Sat, 01 Feb 2025 19:36:00 Z 2025-02-01T19:36:00Z https://preprod.newamericanfunding.com/learning-center/guides/boston-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/boston-first-time-homebuyer-guide/ Ailin Goode Learn about buying a home in Boston as a first-time homebuyer. Find out what programs and loans might be available to help you make your dream of homeownership come true. Sat, 01 Feb 2025 19:36:00 Z 2025-02-01T19:36:00Z https://preprod.newamericanfunding.com/learning-center/guides/orlando-florida-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/orlando-florida-first-time-homebuyer-guide/ Ailin Goode Learn about buying a home in Orlando as a first-time homebuyer. Find out what programs and loans might be available to help you make your dream of homeownership come true. Sat, 01 Feb 2025 19:36:00 Z 2025-02-01T19:36:00Z https://preprod.newamericanfunding.com/learning-center/guides/chicago-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/chicago-first-time-homebuyer-guide/ Ailin Goode Learn about buying a home in Chicago as a first-time homebuyer. Find out what programs and loans might be available to help you make your dream of homeownership come true. Sat, 01 Feb 2025 19:36:00 Z 2025-02-01T19:36:00Z https://preprod.newamericanfunding.com/learning-center/videos/comprando-casa-que-no-hacer/ https://preprod.newamericanfunding.com/learning-center/videos/comprando-casa-que-no-hacer/ Karen Rodriguez Durante el proceso de compra, hay ciertas acciones que podrían perjudicar tu aprobación de préstamo y poner en riesgo la compra de su hogar. Aquí le compartimos cuatro cosas importantes que debe evitar. Sat, 01 Feb 2025 05:00:00 Z 2025-02-01T05:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/thinking-of-buying-a-home-you-may-want-to-start-with-a-mortgage-pre-qualification/ https://preprod.newamericanfunding.com/learning-center/homebuyers/thinking-of-buying-a-home-you-may-want-to-start-with-a-mortgage-pre-qualification/ Alex Galbraith A mortgage pre-qualification can be an important first in the homebuying process. Fri, 31 Jan 2025 11:00:10 Z 2025-01-31T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/myth-busting-cash-out-refinances-what-homeowners-get-wrong/ https://preprod.newamericanfunding.com/learning-center/homeowners/myth-busting-cash-out-refinances-what-homeowners-get-wrong/ Karen Rodriguez Debunk common myths about cash-out refinances and discover how this powerful financial tool can help homeowners tap into their equity for debt consolidation, investments, and more. Thu, 30 Jan 2025 11:00:11 Z 2025-01-30T11:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/figuring-out-how-much-home-you-can-afford/ https://preprod.newamericanfunding.com/learning-center/videos/figuring-out-how-much-home-you-can-afford/ Clare Trapasso When you begin your homebuying journey, it’s important to figure out just how much home you can afford. Thu, 30 Jan 2025 10:00:10 Z 2025-01-30T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-federal-reserve-kept-interest-rates-steady.-what-does-that-mean-for-housing https://preprod.newamericanfunding.com/learning-center/housing-news/the-federal-reserve-kept-interest-rates-steady.-what-does-that-mean-for-housing Clare Trapasso The Federal Reserve didn't lower or raise interest rates. What does that mean for mortgage rates? Wed, 29 Jan 2025 19:56:45 Z 2025-01-29T19:56:45Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-kitchen-makeover-you-didnt-know-you-needed-6-trendy-updates-for-2025/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-kitchen-makeover-you-didnt-know-you-needed-6-trendy-updates-for-2025/ Karen Rodriguez From style makeovers to innovative storage solutions, the trends shaping kitchen renovations this year reflect a desire for both functionality and beauty. Wed, 29 Jan 2025 11:00:11 Z 2025-01-29T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/navigating-a-shifting-market-what-buyers-and-sellers-need-to-know-in-early-2025/ https://preprod.newamericanfunding.com/learning-center/homebuyers/navigating-a-shifting-market-what-buyers-and-sellers-need-to-know-in-early-2025/ Karen Rodriguez Explore key insights for navigating the unpredictable real estate market in early 2025, with expert advice for both buyers and sellers facing steady mortgage rates and increasing competition. Tue, 28 Jan 2025 11:00:11 Z 2025-01-28T11:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/loan-to-value-ratios-explained/ https://preprod.newamericanfunding.com/learning-center/videos/loan-to-value-ratios-explained/ Clare Trapasso If you’re applying for a mortgage or hoping to refinance your existing loan, you’re probably going to hear the term loan-to-value ratio. Tue, 28 Jan 2025 10:00:11 Z 2025-01-28T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-5-states-attracting-the-most-new-residentsand-the-5-states-people-are-leaving/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-5-states-attracting-the-most-new-residentsand-the-5-states-people-are-leaving/ Nancy A. Ruhling More Americans are moving to Texas and other more affordable states in the South and leaving more expensive states like California. Mon, 27 Jan 2025 11:00:10 Z 2025-01-27T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/existing-home-sales-fell-in-2024-but-more-buyers-are-returning-to-the-market/ https://preprod.newamericanfunding.com/learning-center/housing-news/existing-home-sales-fell-in-2024-but-more-buyers-are-returning-to-the-market/ Clare Trapasso Buyers purchased few existing homes in 2024. However, the housing market is beginning to perk back up.   Fri, 24 Jan 2025 19:25:03 Z 2025-01-24T19:25:03Z https://preprod.newamericanfunding.com/learning-center/homebuyers/5-red-flags-youre-ignoring-when-buying-a-home/ https://preprod.newamericanfunding.com/learning-center/homebuyers/5-red-flags-youre-ignoring-when-buying-a-home/ Karen Rodriguez Don't overlook these 5 red flags when buying a home, from hidden maintenance issues to difficult sellers, as they could lead to costly regrets down the road. Fri, 24 Jan 2025 11:00:10 Z 2025-01-24T11:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/housing-market-outlook-for-2025/ https://preprod.newamericanfunding.com/learning-center/videos/housing-market-outlook-for-2025/ Karen Rodriguez Kick off 2025 with insights on high interest rates, inflation concerns, and market trends—connect with a loan officer today to secure your home financing! Thu, 23 Jan 2025 23:07:16 Z 2025-01-23T23:07:16Z https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-rejoice-mortgage-rates-fall-below-7/ https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-rejoice-mortgage-rates-fall-below-7/ Clare Trapasso After a brief surge, mortgage rates are back below 7%. Thu, 23 Jan 2025 19:14:08 Z 2025-01-23T19:14:08Z https://preprod.newamericanfunding.com/learning-center/homebuyers/fha-myths-debunked-what-every-homebuyer-should-know-about-these-popular-mortgages/ https://preprod.newamericanfunding.com/learning-center/homebuyers/fha-myths-debunked-what-every-homebuyer-should-know-about-these-popular-mortgages/ Karen Rodriguez Debunk common FHA loan myths and discover how these flexible mortgages can help more buyers achieve homeownership. Thu, 23 Jan 2025 11:00:11 Z 2025-01-23T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/sitting-not-selling-the-real-cost-of-overpricing-your-home/ https://preprod.newamericanfunding.com/learning-center/homeowners/sitting-not-selling-the-real-cost-of-overpricing-your-home/ Karen Rodriguez Overpricing your home can lead to it sitting unsold for longer, costing you time and money, so it's crucial to set a competitive price from the start. Wed, 22 Jan 2025 11:00:10 Z 2025-01-22T11:00:10Z https://preprod.newamericanfunding.com/learning-center/guides/puerto-rico-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/puerto-rico-first-time-homebuyer-guide/ Ailin Goode This is a step-by-step guide on how to buy a home in Puerto Rico. Tue, 21 Jan 2025 11:00:11 Z 2025-01-21T11:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/home-equity-loan-or-mortgage-refinance-what-homeowners-should-consider/ https://preprod.newamericanfunding.com/learning-center/videos/home-equity-loan-or-mortgage-refinance-what-homeowners-should-consider/ Clare Trapasso Homeowners who want to take out a loan may want to consider both home equity loans as well as refinancing their existing mortgages. Tue, 21 Jan 2025 10:00:10 Z 2025-01-21T10:00:10Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/the-long-road-to-fair-housing-how-civil-rights-leaders-paved-the-way/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/the-long-road-to-fair-housing-how-civil-rights-leaders-paved-the-way/ Angela Colley The Fair Housing Act made it illegal refuse to rent, sell, or finance home purchases based on someone’s race, color, national origin, and religion. Mon, 20 Jan 2025 11:00:11 Z 2025-01-20T11:00:11Z https://preprod.newamericanfunding.com/learning-center/guides/washington-d.c.-first-time-homebuyer-guide https://preprod.newamericanfunding.com/learning-center/guides/washington-d.c.-first-time-homebuyer-guide Ailin Goode This is how first-time homebuyers can purchase a home in Washington, D.C. Fri, 17 Jan 2025 11:00:11 Z 2025-01-17T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/the-top-maintenance-tasks-homeowners-should-do-as-the-weather-cools/ https://preprod.newamericanfunding.com/learning-center/homeowners/the-top-maintenance-tasks-homeowners-should-do-as-the-weather-cools/ Rabekah Henderson Cooler winter weather often means a months-long break from yard and garden chores. But as many homeowners know, that doesn’t mean you get a break from other important home maintenance tasks. Thu, 16 Jan 2025 11:00:10 Z 2025-01-16T11:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/the-5-professionals-homebuyers-want-on-their-real-estate-team/ https://preprod.newamericanfunding.com/learning-center/videos/the-5-professionals-homebuyers-want-on-their-real-estate-team/ Clare Trapasso In today’s competitive real estate market, it often takes a team to help homebuyers be successful. These are the four professionals you want on your team. Thu, 16 Jan 2025 10:00:10 Z 2025-01-16T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-american-dream-is-alive-younger-americans-want-to-become-homeowners-for-this-big-reason/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-american-dream-is-alive-younger-americans-want-to-become-homeowners-for-this-big-reason/ Clare Trapasso Homeownership is a goal that nearly two-thirds of Americans hope to achieve. Wed, 15 Jan 2025 11:00:11 Z 2025-01-15T11:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/here-are-the-best-states-to-raise-a-family-in-2025/ https://preprod.newamericanfunding.com/learning-center/housing-news/here-are-the-best-states-to-raise-a-family-in-2025/ Ben Lane Raising a family can be challenging, but it can also be one of life’s most rewarding endeavors. Where you choose to put down roots can significantly impact your family’s well-being, happiness, and quality of life. Tue, 14 Jan 2025 11:00:11 Z 2025-01-14T11:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/hoping-to-save-money-consider-paying-your-mortgage-off-early/ https://preprod.newamericanfunding.com/learning-center/videos/hoping-to-save-money-consider-paying-your-mortgage-off-early/ Clare Trapasso Making extra mortgage payments may save you money over the life of your loan. Tue, 14 Jan 2025 10:00:11 Z 2025-01-14T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/applying-for-a-mortgage-the-crucial-documents-homebuyers-will-need/ https://preprod.newamericanfunding.com/learning-center/homebuyers/applying-for-a-mortgage-the-crucial-documents-homebuyers-will-need/ Rabekah Henderson If you're applying for a mortgage, it may be a good idea to keep these documents handy. Mon, 13 Jan 2025 11:00:10 Z 2025-01-13T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/is-it-more-affordable-to-build-a-home-or-buy-a-new-one/ https://preprod.newamericanfunding.com/learning-center/homebuyers/is-it-more-affordable-to-build-a-home-or-buy-a-new-one/ Amanda Finn Many budget-conscious homebuyers may be wondering if it’s more affordable to buy an existing home—or build their dream abode. Fri, 10 Jan 2025 11:00:10 Z 2025-01-10T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-10-best-housing-markets-for-first-time-buyers-in-2025/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-10-best-housing-markets-for-first-time-buyers-in-2025/ Nancy A. Ruhling Harrisburg, Penn. was named the best housing market for first-time homebuyers in 2025. Thu, 09 Jan 2025 12:00:21 Z 2025-01-09T12:00:21Z https://preprod.newamericanfunding.com/learning-center/videos/the-4-things-homebuyers-shouldnt-do-when-applying-for-a-mortgage/ https://preprod.newamericanfunding.com/learning-center/videos/the-4-things-homebuyers-shouldnt-do-when-applying-for-a-mortgage/ Clare Trapasso It's important not to do these four key things if you're applying for a mortgage. Thu, 09 Jan 2025 11:00:11 Z 2025-01-09T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/rebuilding-your-home-after-a-natural-disaster-an-fha-203h-loan-can-help/ https://preprod.newamericanfunding.com/learning-center/homeowners/rebuilding-your-home-after-a-natural-disaster-an-fha-203h-loan-can-help/ Sarah Elizabeth Adler FHA 203(h) loans may allow borrowers in presidentially declared major disaster areas to rebuild damaged homes or purchase a new home with no money down. Wed, 08 Jan 2025 11:00:10 Z 2025-01-08T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/refinancing-your-mortgage-a-homeowners-step-by-step-guide-to-refinancing-your-loan/ https://preprod.newamericanfunding.com/learning-center/homeowners/refinancing-your-mortgage-a-homeowners-step-by-step-guide-to-refinancing-your-loan/ Karen Rodriguez Step-by-Step Guide to Mortgage Refinancing: Save Money, Access Equity, and Streamline Your Loan Tue, 07 Jan 2025 15:07:25 Z 2025-01-07T15:07:25Z https://preprod.newamericanfunding.com/learning-center/videos/4-tips-for-first-time-homebuyers/ https://preprod.newamericanfunding.com/learning-center/videos/4-tips-for-first-time-homebuyers/ Ben Lane There is a lot to consider when you’re trying to buy your first home. However, by taking the proper steps, you can buy the home that’s right for you. Tue, 07 Jan 2025 15:07:02 Z 2025-01-07T15:07:02Z https://preprod.newamericanfunding.com/learning-center/homebuyers/5-tips-every-buyer-needs-to-know-before-purchasing-a-home-in-2025/ https://preprod.newamericanfunding.com/learning-center/homebuyers/5-tips-every-buyer-needs-to-know-before-purchasing-a-home-in-2025/ Karen Rodriguez Discover the top 5 tips every homebuyer needs to know to navigate the 2025 housing market, from mortgage rate strategies to finding the perfect property that fits your budget and needs. Mon, 06 Jan 2025 11:00:11 Z 2025-01-06T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/everything-you-need-to-know-about-home-equity-loans/ https://preprod.newamericanfunding.com/learning-center/homeowners/everything-you-need-to-know-about-home-equity-loans/ Nancy A. Ruhling Homeowners in need of extra cash may be able to tap into the value of their properties through a home equity loan. Fri, 03 Jan 2025 11:00:10 Z 2025-01-03T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/goodbye-grey-hello-mocha-mousse-2025s-polarizing-color-trend/ https://preprod.newamericanfunding.com/learning-center/housing-news/goodbye-grey-hello-mocha-mousse-2025s-polarizing-color-trend/ Karen Rodriguez Mocha Mousse: The rich, warming brown hue of 2025 that has homeowners divided—luxurious, grounding, and perfect for creating a cozy retreat. Thu, 02 Jan 2025 11:00:11 Z 2025-01-02T11:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/is-a-reverse-mortgage-right-for-you/ https://preprod.newamericanfunding.com/learning-center/videos/is-a-reverse-mortgage-right-for-you/ Ben Lane If you are nearing retirement age, you may be wondering how you will be able to maintain your lifestyle. It turns out that your home could be the answer. Thu, 02 Jan 2025 10:00:11 Z 2025-01-02T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/looking-for-a-single-family-home-of-your-own-consider-these-more-affordable-alternatives/ https://preprod.newamericanfunding.com/learning-center/homebuyers/looking-for-a-single-family-home-of-your-own-consider-these-more-affordable-alternatives/ Ailin Goode When people think of buying their own abode, they often assume that means a single-family home that they purchase on their own or with a partner. But there may be more options available. Wed, 01 Jan 2025 11:00:10 Z 2025-01-01T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/5-ways-homeowners-can-get-financially-fit-in-the-new-year/ https://preprod.newamericanfunding.com/learning-center/homeowners/5-ways-homeowners-can-get-financially-fit-in-the-new-year/ Nancy A. Ruhling It’s a new year. That means it’s time to get fit—financially fit, that is. One of the best gifts that homeowners can give themselves in 2025 is to whip their finances into shape. Tue, 31 Dec 2024 11:00:11 Z 2024-12-31T11:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/buying-a-home-with-a-usda-loan/ https://preprod.newamericanfunding.com/learning-center/videos/buying-a-home-with-a-usda-loan/ Ben Lane Would you like to buy a home without a down payment? It’s a real possibility for many buyers. Tue, 31 Dec 2024 10:00:00 Z 2024-12-31T10:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/selling-your-home-what-homeowners-should-understand-about-capital-gains-taxes/ https://preprod.newamericanfunding.com/learning-center/homeowners/selling-your-home-what-homeowners-should-understand-about-capital-gains-taxes/ Karon Warren Homeowners should understand capital gains taxes, and how they may be able to avoid the taxes, before they sell their home. Mon, 30 Dec 2024 11:00:10 Z 2024-12-30T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/seller-credits-why-homebuyers-should-take-advantage-of-them/ https://preprod.newamericanfunding.com/learning-center/homebuyers/seller-credits-why-homebuyers-should-take-advantage-of-them/ Meera Pal Seller credits are financial assistance offered by home sellers to help buyers cover certain costs. Fri, 27 Dec 2024 11:00:10 Z 2024-12-27T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/mortgage-myths-debunked-what-every-homebuyer-should-know/ https://preprod.newamericanfunding.com/learning-center/homebuyers/mortgage-myths-debunked-what-every-homebuyer-should-know/ Karen Rodriguez Debunk common mortgage myths and learn the truths that can save you time, money, and stress on your homebuying journey. Thu, 26 Dec 2024 11:00:11 Z 2024-12-26T11:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/buying-a-condo-the-pros-and-cons-you-should-know/ https://preprod.newamericanfunding.com/learning-center/videos/buying-a-condo-the-pros-and-cons-you-should-know/ Clare Trapasso Homebuyers looking for more affordable housing options may want to consider purchasing a condo. Thu, 26 Dec 2024 10:00:11 Z 2024-12-26T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/living-small-saving-big-what-to-consider-before-buying-a-tiny-home/ https://preprod.newamericanfunding.com/learning-center/homebuyers/living-small-saving-big-what-to-consider-before-buying-a-tiny-home/ Amanda Finn Buyers looking for a more affordable home may want to consider a tiny home. Wed, 25 Dec 2024 11:00:10 Z 2024-12-25T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/family-friends-and-affordability-why-more-homebuyers-are-heading-south/ https://preprod.newamericanfunding.com/learning-center/housing-news/family-friends-and-affordability-why-more-homebuyers-are-heading-south/ Clare Trapasso This is the top destination for homebuyers who are relocating to chase affordability and seek to be closer to family and friends. Tue, 24 Dec 2024 11:00:11 Z 2024-12-24T11:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/mortgage-anxiety-heres-how-to-handle-it/ https://preprod.newamericanfunding.com/learning-center/videos/mortgage-anxiety-heres-how-to-handle-it/ Clare Trapasso Those who dream about purchasing a home shouldn’t let their fears stand in the way of applying for a mortgage. Tue, 24 Dec 2024 10:00:10 Z 2024-12-24T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/downsizing-done-right-how-a-smaller-home-can-transform-your-life/ https://preprod.newamericanfunding.com/learning-center/homeowners/downsizing-done-right-how-a-smaller-home-can-transform-your-life/ Karen Rodriguez Downsizing isn’t just about a smaller home—it’s about unlocking a simpler, more fulfilling life with less stress and more financial freedom. Mon, 23 Dec 2024 11:00:11 Z 2024-12-23T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-know-youve-found-the-one--real-estate-agent-who-is-right-for-you/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-know-youve-found-the-one--real-estate-agent-who-is-right-for-you/ Sarah Elizabeth Adler Whether you’re a first-time homebuyer or a seasoned seller, finding the right real estate agent for you is key. Fri, 20 Dec 2024 11:00:10 Z 2024-12-20T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-continued-to-snap-up-existing-homes-boosting-sales/ https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-continued-to-snap-up-existing-homes-boosting-sales/ Clare Trapasso Homebuyers jumped back into the market in November, purchasing the most existing homes since March. Thu, 19 Dec 2024 20:03:14 Z 2024-12-19T20:03:14Z https://preprod.newamericanfunding.com/learning-center/housing-news/old-meets-new-the-hottest-2025-home-design-trends/ https://preprod.newamericanfunding.com/learning-center/housing-news/old-meets-new-the-hottest-2025-home-design-trends/ Karen Rodriguez In 2025, homeowners are blending advanced technology with vintage aesthetics, integrating features like whole-home batteries and EV chargers alongside Victorian-inspired sculleries and home libraries. Thu, 19 Dec 2024 11:00:10 Z 2024-12-19T11:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/mortgage-rate-vs-apr-what-you-need-to-know/ https://preprod.newamericanfunding.com/learning-center/videos/mortgage-rate-vs-apr-what-you-need-to-know/ Clare Trapasso This is the difference between mortgage rates and the annual percentage rate (APR) on a home loan. Thu, 19 Dec 2024 10:00:11 Z 2024-12-19T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/are-mortgage-rates-finally-coming-down-the-fed-just-cut-rates-again/ https://preprod.newamericanfunding.com/learning-center/housing-news/are-mortgage-rates-finally-coming-down-the-fed-just-cut-rates-again/ Clare Trapasso The Fed cut interest rates in December, but mortgage rates are expected to make a more gradual descent. Wed, 18 Dec 2024 19:19:09 Z 2024-12-18T19:19:09Z https://preprod.newamericanfunding.com/learning-center/housing-news/holiday-home-hacks-affordable-ways-to-transform-your-space-for-the-season/ https://preprod.newamericanfunding.com/learning-center/housing-news/holiday-home-hacks-affordable-ways-to-transform-your-space-for-the-season/ Karen Rodriguez Transform your home into a festive haven with affordable holiday hacks that celebrate creativity, tradition, and sustainability. Wed, 18 Dec 2024 11:00:10 Z 2024-12-18T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/how-to-declutter-your-home-and-why-it-matters/ https://preprod.newamericanfunding.com/learning-center/housing-news/how-to-declutter-your-home-and-why-it-matters/ Ailin Goode Less clutter in my home translates into more space in my head. In a world where everything demands my attention, limiting the physical things that can have it makes me feel calmer and helps keep me focused on what’s actually important. Tue, 17 Dec 2024 11:00:11 Z 2024-12-17T11:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/lower-your-mortgage-rate-now-with-a-buydown/ https://preprod.newamericanfunding.com/learning-center/videos/lower-your-mortgage-rate-now-with-a-buydown/ Ben Lane If you’re hoping to buy a home, but are feeling deterred by mortgage rates that stubbornly refuse to come down, there are ways to ease those rate-related concerns. Tue, 17 Dec 2024 10:00:10 Z 2024-12-17T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/is-2025-your-year-to-buy-a-home-check-out-the-top-10-hottest-housing-markets-predicted-for-the-new-year/ https://preprod.newamericanfunding.com/learning-center/housing-news/is-2025-your-year-to-buy-a-home-check-out-the-top-10-hottest-housing-markets-predicted-for-the-new-year/ Ailin Goode The Colorado Springs, Colo. metropolitan region, at the edge of the Rocky Mountains, was named the top housing market in 2025, according to a recent Realtor.com report. Mon, 16 Dec 2024 19:56:27 Z 2024-12-16T19:56:27Z https://preprod.newamericanfunding.com/learning-center/homeowners/inherited-a-home-heres-what-to-do-next/ https://preprod.newamericanfunding.com/learning-center/homeowners/inherited-a-home-heres-what-to-do-next/ Tonya Russell If you inherit a home, there are some steps you may need to take before you break out the champagne. Mon, 16 Dec 2024 11:00:10 Z 2024-12-16T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/after-the-disaster-advice-for-homeowners-after-a-wildfire/ https://preprod.newamericanfunding.com/learning-center/homeowners/after-the-disaster-advice-for-homeowners-after-a-wildfire/ Nancy A. Ruhling Wildfires have become an increasing problem for homeowners across the country. That’s why it’s important to know what to do if you have been affected by one. Fri, 13 Dec 2024 11:00:11 Z 2024-12-13T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/from-debt-to-dti-the-real-life-costs-that-impact-home-affordability/ https://preprod.newamericanfunding.com/learning-center/homebuyers/from-debt-to-dti-the-real-life-costs-that-impact-home-affordability/ Karen Rodriguez Homeownership costs go beyond the mortgage—budget for repairs, maintenance, and unexpected expenses. Thu, 12 Dec 2024 11:00:11 Z 2024-12-12T11:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/how-to-figure-out-how-much-home-can-you-afford/ https://preprod.newamericanfunding.com/learning-center/videos/how-to-figure-out-how-much-home-can-you-afford/ Ben Lane Unless you’ve already used a Home Affordability Tool or undergone a homebuying assessment, it may be difficult to figure out how much home you can afford. Thu, 12 Dec 2024 10:00:11 Z 2024-12-12T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/what-first-time-homeowners-need-to-know-about-their-property/ https://preprod.newamericanfunding.com/learning-center/homeowners/what-first-time-homeowners-need-to-know-about-their-property/ Rabekah Henderson After you purchase your first home, it’s hard to know what to do first. This is what first-time homeowners need to know. Wed, 11 Dec 2024 11:00:10 Z 2024-12-11T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/surviving-the-stress-of-homebuying-tips-to-keep-your-cool/ https://preprod.newamericanfunding.com/learning-center/homebuyers/surviving-the-stress-of-homebuying-tips-to-keep-your-cool/ Karen Rodriguez Navigate the emotional rollercoaster of homebuying with expert-backed strategies to stay grounded, manage stress, and make confident decisions in today’s high-stakes market. Tue, 10 Dec 2024 11:00:10 Z 2024-12-10T11:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/reverse-mortgage-myths/ https://preprod.newamericanfunding.com/learning-center/videos/reverse-mortgage-myths/ Clare Trapasso New American Funding's Lorraine Geraci busts myths around reverse mortgages. Tue, 10 Dec 2024 10:00:10 Z 2024-12-10T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/all-about-ltv-the-acronym-you-need-to-know-when-buying-a-home/ https://preprod.newamericanfunding.com/learning-center/homebuyers/all-about-ltv-the-acronym-you-need-to-know-when-buying-a-home/ Jaymi Naciri Loan-to-value ratios, aka LTVs, are used by lenders to determine how large of a loan someone may receive. Mon, 09 Dec 2024 11:00:10 Z 2024-12-09T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/buying-a-home-with-gift-funds-homeownership-made-possible-with-the-help-of-family/ https://preprod.newamericanfunding.com/learning-center/homebuyers/buying-a-home-with-gift-funds-homeownership-made-possible-with-the-help-of-family/ Nancy A. Ruhling More homebuyers are receiving gift funds from family members to help them afford homeownership. Fri, 06 Dec 2024 11:00:10 Z 2024-12-06T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/power-moves-how-single-women-are-outpacing-single-men-in-homeownership/ https://preprod.newamericanfunding.com/learning-center/housing-news/power-moves-how-single-women-are-outpacing-single-men-in-homeownership/ Karen Rodriguez Discover how single women are dominating the homeownership market, outpacing single men and securing their independence despite income challenges. Thu, 05 Dec 2024 11:00:11 Z 2024-12-05T11:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/what-self-employed-homebuyers-need-to-know/ https://preprod.newamericanfunding.com/learning-center/videos/what-self-employed-homebuyers-need-to-know/ Clare Trapasso New American Funding's Raulyer Hernandez discusses how self-employed homebuyers may be able to get a mortgage. Thu, 05 Dec 2024 10:00:00 Z 2024-12-05T10:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/housing-predictions-for-2025-what-to-anticipate-in-the-year-ahead/ https://preprod.newamericanfunding.com/learning-center/housing-news/housing-predictions-for-2025-what-to-anticipate-in-the-year-ahead/ Clare Trapasso Homebuyers have had a rough couple of years. However, the housing market is expected to improve a bit for buyers and those hoping to refinance their mortgages in 2025. Wed, 04 Dec 2024 13:00:10 Z 2024-12-04T13:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/bargain-hunting-for-a-home-heres-the-best-day-to-buy/ https://preprod.newamericanfunding.com/learning-center/housing-news/bargain-hunting-for-a-home-heres-the-best-day-to-buy/ Ben Lane From Black Friday to Cyber Monday, the holiday shopping season is nigh upon us. And while there may be good deals on blenders or TVs, did you know that you could get a great deal on a home right now too? Tue, 03 Dec 2024 11:00:10 Z 2024-12-03T11:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/what-is-a-homebuying-assessment/ https://preprod.newamericanfunding.com/learning-center/videos/what-is-a-homebuying-assessment/ Clare Trapasso New American Funding's Mosi Gatling discusses the importance of homebuyer assessments. Tue, 03 Dec 2024 10:00:00 Z 2024-12-03T10:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-20-most-affordable-places-in-america-to-buy-a-home/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-20-most-affordable-places-in-america-to-buy-a-home/ Meera Pal There are still relatively affordable housing markets if you know where to look. These are the 20 metropolitan areas with the lowest median list prices. Mon, 02 Dec 2024 11:00:10 Z 2024-12-02T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/staying-home-to-save-how-moving-back-with-parents-can-fast-track-a-down-payment/ https://preprod.newamericanfunding.com/learning-center/homebuyers/staying-home-to-save-how-moving-back-with-parents-can-fast-track-a-down-payment/ Karen Rodriguez Moving back in with family allows young adults to save on rent and daily expenses, accelerating their path to homeownership amid rising housing costs. Fri, 29 Nov 2024 11:00:10 Z 2024-11-29T11:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/what-first-time-homebuyers-should-compromise-on--and-when-they-should-stay-firm/ https://preprod.newamericanfunding.com/learning-center/videos/what-first-time-homebuyers-should-compromise-on--and-when-they-should-stay-firm/ Ben Lane As much as we’d like to get everything we want when buying our first home, you’ll likely have to make some decisions about what is most important to you. Fri, 29 Nov 2024 06:00:00 Z 2024-11-29T06:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/homeownership-a-reason-to-be-thankful-this-season/ https://preprod.newamericanfunding.com/learning-center/homeowners/homeownership-a-reason-to-be-thankful-this-season/ Karen Rodriguez Homeownership is something that many are grateful for this holiday season. Thu, 28 Nov 2024 11:00:10 Z 2024-11-28T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/if-youre-planning-to-buy-a-home-or-refinance-in-2025-here-are-the-new-loan-limits/ https://preprod.newamericanfunding.com/learning-center/housing-news/if-youre-planning-to-buy-a-home-or-refinance-in-2025-here-are-the-new-loan-limits/ Ben Lane Given that home prices have continued to rise over the last year, it’s not surprising that the federal government would raise the loan limits on the most popular mortgages. Wed, 27 Nov 2024 11:00:10 Z 2024-11-27T11:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/three-things-to-look-for-in-a-real-estate-agent/ https://preprod.newamericanfunding.com/learning-center/videos/three-things-to-look-for-in-a-real-estate-agent/ Clare Trapasso Realty One Group's Daniel Hernandez discusses what homebuyers should consider when choosing a real estate agent. Wed, 27 Nov 2024 10:00:11 Z 2024-11-27T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/5-ways-owning-a-home-can-help-you-save-on-your-taxes/ https://preprod.newamericanfunding.com/learning-center/homeowners/5-ways-owning-a-home-can-help-you-save-on-your-taxes/ Ben Lane If you are self-employed and work from home, you may be able to deduct expenses related to your home office. Tue, 26 Nov 2024 11:00:10 Z 2024-11-26T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/can-you-purchase-a-home-after-bankruptcy-what-buyers-need-to-know/ https://preprod.newamericanfunding.com/learning-center/homebuyers/can-you-purchase-a-home-after-bankruptcy-what-buyers-need-to-know/ Alex Galbraith It may be possible for homebuyers to eventually secure a mortgage even after a bankruptcy. Mon, 25 Nov 2024 11:00:11 Z 2024-11-25T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/the-true-cost-of-selling-a-home-what-to-expect/ https://preprod.newamericanfunding.com/learning-center/homeowners/the-true-cost-of-selling-a-home-what-to-expect/ Karen Rodriguez Discover the often-overlooked expenses of selling a home—from closing costs to repairs—that can quickly add up and impact your final profit. Fri, 22 Nov 2024 11:00:10 Z 2024-11-22T11:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/what-to-know-about-buying-a-fixer-upper/ https://preprod.newamericanfunding.com/learning-center/videos/what-to-know-about-buying-a-fixer-upper/ Ben Lane When the number of homes on the market aren’t enough to meet demand, it may be worth exploring properties that need a little work. Fri, 22 Nov 2024 06:00:00 Z 2024-11-22T06:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/more-choices-for-buyers-pushes-existing-home-sales-to-first-annual-increase-in-more-than-three-years/ https://preprod.newamericanfunding.com/learning-center/housing-news/more-choices-for-buyers-pushes-existing-home-sales-to-first-annual-increase-in-more-than-three-years/ Clare Trapasso Sales of existing homes rose 2.9% in October compared to the same month a year ago, according to the National Association of Realtors. Thu, 21 Nov 2024 20:23:26 Z 2024-11-21T20:23:26Z https://preprod.newamericanfunding.com/learning-center/homebuyers/low-payments-now-high-costs-later-the-truth-about-interest-only-mortgages/ https://preprod.newamericanfunding.com/learning-center/homebuyers/low-payments-now-high-costs-later-the-truth-about-interest-only-mortgages/ Meera Pal Interest-only loans allow borrowers to pay just the interest on a loan for a set period. But then monthly mortgage payments may increase substantially. Thu, 21 Nov 2024 11:00:10 Z 2024-11-21T11:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/how-to-get-free-money-to-purchase-a-home/ https://preprod.newamericanfunding.com/learning-center/videos/how-to-get-free-money-to-purchase-a-home/ Clare Trapasso Down payment assistance may help homebuyers purchase a home even if they don't have substantial savings. Thu, 21 Nov 2024 10:00:10 Z 2024-11-21T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/fixer-uppers-affordable-dream-homes-or-expensive-money-pits/ https://preprod.newamericanfunding.com/learning-center/homebuyers/fixer-uppers-affordable-dream-homes-or-expensive-money-pits/ Nancy A. Ruhling Fixer-uppers may be affordable options to get into pricier neighborhoods, but buyers could wind up spending much more than they anticipated on renovations. Wed, 20 Nov 2024 11:00:11 Z 2024-11-20T11:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-pmi-what-you-need-to-know-and-how-you-can-avoid-it/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-pmi-what-you-need-to-know-and-how-you-can-avoid-it/ Meera Pal Homebuyers who make smaller down payments may need to pay private mortgage insurance, also known as PMI. Here's how to avoid it—or get rid of it. Tue, 19 Nov 2024 11:00:11 Z 2024-11-19T11:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/buying-a-home-with-gift-funds/ https://preprod.newamericanfunding.com/learning-center/videos/buying-a-home-with-gift-funds/ Clare Trapasso New American Funding's Melyssa Caban explains how homebuyers can use gift funds to become homeowners. Tue, 19 Nov 2024 10:00:10 Z 2024-11-19T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/this-is-how-much-home-you-can-you-afford-on-your-salary/ https://preprod.newamericanfunding.com/learning-center/housing-news/this-is-how-much-home-you-can-you-afford-on-your-salary/ Clare Trapasso A homebuyer's income helps to determine how much home they can afford. Mon, 18 Nov 2024 11:00:10 Z 2024-11-18T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-homeownership-gap-is-growing-for-black-millennials/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-homeownership-gap-is-growing-for-black-millennials/ Clare Trapasso Faced with a challenging housing market, fewer Black millennials are purchasing homes. Fri, 15 Nov 2024 20:19:13 Z 2024-11-15T20:19:13Z https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-use-your-home-equity-to-buy-your-next-home/ https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-use-your-home-equity-to-buy-your-next-home/ Ben Lane It’s long been said that a person’s home is often the most valuable thing they will ever own. But many people may not know how it can help them to purchase their next one. Fri, 15 Nov 2024 11:00:11 Z 2024-11-15T11:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/buying-a-home-with-student-loan-debt2/ https://preprod.newamericanfunding.com/learning-center/videos/buying-a-home-with-student-loan-debt2/ Clare Trapasso Aspiring homebuyers with student loan debt may still be able to get a mortgage. Thu, 14 Nov 2024 14:00:11 Z 2024-11-14T14:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-earnest-money-and-how-does-it-work/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-earnest-money-and-how-does-it-work/ Meera Pal Given the state of the market, homebuyers may need to take advantage of every opportunity to make their offers stand out. For some, that could include waiving contingencies or putting down an earnest money deposit. Thu, 14 Nov 2024 11:00:10 Z 2024-11-14T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/disaster-awareness-how-to-protect-your-home-from-wildfires/ https://preprod.newamericanfunding.com/learning-center/homeowners/disaster-awareness-how-to-protect-your-home-from-wildfires/ Ailin Goode The home is only as resilient as the weakest link in the system of things that work together to provide the highest level of protection from a wildfire. Wed, 13 Nov 2024 11:00:10 Z 2024-11-13T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/ready-for-a-change-these-cities-will-pay-you-to-move-there/ https://preprod.newamericanfunding.com/learning-center/homebuyers/ready-for-a-change-these-cities-will-pay-you-to-move-there/ Karen Rodriguez Looking to make a move? These U.S. cities are offering financial incentives, perks like coworking space memberships, and a chance to boost their economies in exchange for remote workers relocating to their communities. Tue, 12 Nov 2024 11:00:10 Z 2024-11-12T11:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/what-buyers-need-to-know-about-va-loans/ https://preprod.newamericanfunding.com/learning-center/videos/what-buyers-need-to-know-about-va-loans/ Clare Trapasso VA loans may save homebuyers thousands of dollars, but most buyers will still need cash to cover certain expenses. Mon, 11 Nov 2024 18:08:04 Z 2024-11-11T18:08:04Z https://preprod.newamericanfunding.com/learning-center/homebuyers/buying-a-home-as-a-disabled-veteran-what-you-need-to-know/ https://preprod.newamericanfunding.com/learning-center/homebuyers/buying-a-home-as-a-disabled-veteran-what-you-need-to-know/ Ailin Goode The main things that disabled Veterans should focus on when trying to buy a home are choosing the right lender and ensuring they are purchasing a home that meets their needs. Mon, 11 Nov 2024 11:00:10 Z 2024-11-11T11:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/more-than-location-what-makes-a-neighborhood-truly-feel-like-home/ https://preprod.newamericanfunding.com/learning-center/homebuyers/more-than-location-what-makes-a-neighborhood-truly-feel-like-home/ Karen Rodriguez Discover the small but significant factors—like nearby parks, friendly neighbors, and local amenities—that create a sense of belonging and make a neighborhood truly feel like home. Fri, 08 Nov 2024 11:00:10 Z 2024-11-08T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-fed-made-another-rate-cut.-should-homebuyers-expect-lower-mortgage-rates https://preprod.newamericanfunding.com/learning-center/housing-news/the-fed-made-another-rate-cut.-should-homebuyers-expect-lower-mortgage-rates Clare Trapasso Despite the Fed's interest rate cut, mortgage rates may not move down as quickly as many homebuyers had hoped. Thu, 07 Nov 2024 19:12:07 Z 2024-11-07T19:12:07Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-an-escalation-clause-this-little-known-strategy-can-help-homebuyers-in-competitive-markets/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-an-escalation-clause-this-little-known-strategy-can-help-homebuyers-in-competitive-markets/ Meera Pal An escalation clause is a tool homebuyers can use to win a bidding war—but it could backfire. Thu, 07 Nov 2024 11:00:10 Z 2024-11-07T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/first-time-buyers-face-challenges-but-there-are-many-ways-to-achieve-homeownership/ https://preprod.newamericanfunding.com/learning-center/housing-news/first-time-buyers-face-challenges-but-there-are-many-ways-to-achieve-homeownership/ Karen Rodriguez Fewer first-time buyers are able to afford homes in today’s high-cost market, with rising mortgage rates, limited inventory, and record-high prices creating steep challenges. Wed, 06 Nov 2024 16:33:35 Z 2024-11-06T16:33:35Z https://preprod.newamericanfunding.com/learning-center/videos/why-escrow-payments-change-over-time/ https://preprod.newamericanfunding.com/learning-center/videos/why-escrow-payments-change-over-time/ Clare Trapasso Mortgage payments may fluctuate over time as property taxes and homeowner's insurance change. These expenses are generally paid out of an escrow account. Wed, 06 Nov 2024 14:00:11 Z 2024-11-06T14:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/want-to-become-a-real-estate-investor-read-this-first/ https://preprod.newamericanfunding.com/learning-center/homebuyers/want-to-become-a-real-estate-investor-read-this-first/ Nancy A. Ruhling There are several types of real estate investment. Potential investors should explore the pros and ons of home flipping, buying a rental property, or investing in a REIT. Wed, 06 Nov 2024 11:00:10 Z 2024-11-06T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/more-first-time-buyers-are-purchasing-homes-in-these-surprising-states/ https://preprod.newamericanfunding.com/learning-center/housing-news/more-first-time-buyers-are-purchasing-homes-in-these-surprising-states/ Clare Trapasso Since 2019, there has been a jump in first-time buyers successfully purchasing homes in the Northeast and the Midwest. Tue, 05 Nov 2024 11:00:10 Z 2024-11-05T11:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/forget-90210-these-are-the-10-most-expensive-zip-codes-in-america/ https://preprod.newamericanfunding.com/learning-center/housing-news/forget-90210-these-are-the-10-most-expensive-zip-codes-in-america/ Nancy A. Ruhling These ZIP Codes have some of the most expensive real estate in the nation. Mon, 04 Nov 2024 11:00:10 Z 2024-11-04T11:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/nailing-your-offer-on-a-home/ https://preprod.newamericanfunding.com/learning-center/videos/nailing-your-offer-on-a-home/ Ben Lane In today’s competitive housing market, homebuyers may need to pull out all the stops to be able to buy the home they want. Here's how you can do it. Fri, 01 Nov 2024 15:00:11 Z 2024-11-01T15:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/good-news-for-homebuyers-it-may-get-a-little-cheaper-to-purchase-a-home/ https://preprod.newamericanfunding.com/learning-center/homebuyers/good-news-for-homebuyers-it-may-get-a-little-cheaper-to-purchase-a-home/ Ben Lane Homebuyers are always looking to save money. Good news is on the way. More homebuyers will soon be able to buy a home without needing to pay for an appraisal. Fri, 01 Nov 2024 10:00:11 Z 2024-11-01T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/market-update-october-31st-back-and-forth-on-interest-rates--mortgage-rundown/ https://preprod.newamericanfunding.com/learning-center/housing-news/market-update-october-31st-back-and-forth-on-interest-rates--mortgage-rundown/ Jason Obradovich In today's episode of the Mortgage Rundown, we discuss the impact of recent interest rate changes, economic data, and the upcoming election on the financial markets. Thu, 31 Oct 2024 18:57:29 Z 2024-10-31T18:57:29Z https://preprod.newamericanfunding.com/learning-center/housing-news/most-americans-would-purchase-a-haunted-homeif-the-price-was-right/ https://preprod.newamericanfunding.com/learning-center/housing-news/most-americans-would-purchase-a-haunted-homeif-the-price-was-right/ Clare Trapasso Many Americans would purchase a haunted home—if it was discounted. Thu, 31 Oct 2024 10:00:11 Z 2024-10-31T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-impact-of-lower-mortgage-rates-home-sales-set-to-rise-after-september-rate-retreat/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-impact-of-lower-mortgage-rates-home-sales-set-to-rise-after-september-rate-retreat/ Ben Lane If anyone ever doubted the impact of lower mortgage rates, consider what happened in September. Rates fell precipitously and people jumped right back into the housing market. Wed, 30 Oct 2024 21:09:51 Z 2024-10-30T21:09:51Z https://preprod.newamericanfunding.com/learning-center/homeowners/what-you-need-to-know-about-fha-streamline-refinances/ https://preprod.newamericanfunding.com/learning-center/homeowners/what-you-need-to-know-about-fha-streamline-refinances/ Rabekah Henderson One of the nice things about FHA loans is that they come with a unique refinancing option, the FHA streamline refinance, which can cost less than other options. Wed, 30 Oct 2024 10:00:10 Z 2024-10-30T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/unlock-big-savings-why-cash-offers-can-save-you-more-on-your-home/ https://preprod.newamericanfunding.com/learning-center/homebuyers/unlock-big-savings-why-cash-offers-can-save-you-more-on-your-home/ Karen Rodriguez Discover how cash offers can save you money on your home purchase by reducing interest costs, speeding up closing, and giving you more negotiating power. Tue, 29 Oct 2024 10:00:10 Z 2024-10-29T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/homeowners-are-tapping-into-their-home-equity-like-its-2008/ https://preprod.newamericanfunding.com/learning-center/homeowners/homeowners-are-tapping-into-their-home-equity-like-its-2008/ Nancy A. Ruhling A perfect storm of circumstances pushed homeowners to tap into their home equity at levels not seen in more than 15 years. Mon, 28 Oct 2024 10:00:11 Z 2024-10-28T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/keeping-an-eye-on-your-dti-why-debt-to-income-ratios-matter-for-homebuyers/ https://preprod.newamericanfunding.com/learning-center/homebuyers/keeping-an-eye-on-your-dti-why-debt-to-income-ratios-matter-for-homebuyers/ Ailin Goode If you’re hoping to buy a home, you may want to consider paying down your debt. How much debt you have can make or break your ability to qualify for a home loan. Fri, 25 Oct 2024 10:00:10 Z 2024-10-25T10:00:10Z https://preprod.newamericanfunding.com/learning-center/housing-news/deals-to-die-for-are-murder-homes-worth-the-discounts/ https://preprod.newamericanfunding.com/learning-center/housing-news/deals-to-die-for-are-murder-homes-worth-the-discounts/ Clare Trapasso Properties where someone was murdered are often discounted, but buyers will pay a different kind of price. Thu, 24 Oct 2024 10:00:11 Z 2024-10-24T10:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/how-to-win-a-bidding-war/ https://preprod.newamericanfunding.com/learning-center/videos/how-to-win-a-bidding-war/ Clare Trapasso New American Funding's Shanta Patton-Golar discusses tactics that homebuyers can take to help them to win a bidding war—and know when to walk away. Wed, 23 Oct 2024 13:00:10 Z 2024-10-23T13:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-much-home-can-you-really-afford/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-much-home-can-you-really-afford/ Karen Rodriguez Before you start looking for your dream home, it's important to figure out what you can actually afford so you stay financially secure. Tue, 22 Oct 2024 10:00:11 Z 2024-10-22T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/jumbo-loans-the-super-sized-mortgages-for-more-expensive-homes/ https://preprod.newamericanfunding.com/learning-center/homebuyers/jumbo-loans-the-super-sized-mortgages-for-more-expensive-homes/ Nancy A. Ruhling Jumbo loans may help homebuyers finance more expensive home purchases. Mon, 21 Oct 2024 10:00:10 Z 2024-10-21T10:00:10Z https://preprod.newamericanfunding.com/learning-center/videos/how-to-ace-an-open-house/ https://preprod.newamericanfunding.com/learning-center/videos/how-to-ace-an-open-house/ Ben Lane An open house is a great way to get a look at a property, but home shoppers also need to be careful not to allow their enthusiasm to get the better of them. Fri, 18 Oct 2024 13:00:10 Z 2024-10-18T13:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/homebuyers-beware-why-you-shouldnt-skip-home-inspections/ https://preprod.newamericanfunding.com/learning-center/homebuyers/homebuyers-beware-why-you-shouldnt-skip-home-inspections/ Rabekah Henderson Home inspections can seem like one more hurdle in what can be a complicated (and expensive) closing period before the sale goes through. But they shouldn’t be skipped as many potential problems may not be visible to the naked eye. Fri, 18 Oct 2024 10:00:10 Z 2024-10-18T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homeowners/planning-to-upgrade-your-home-these-10-improvements-offer-the-best-roi/ https://preprod.newamericanfunding.com/learning-center/homeowners/planning-to-upgrade-your-home-these-10-improvements-offer-the-best-roi/ Clare Trapasso Homeowners hoping to get the best return on their investment may want to forgo the high-end kitchen and chic bathroom remodels—and focus on this home improvement instead. Thu, 17 Oct 2024 10:00:11 Z 2024-10-17T10:00:11Z https://preprod.newamericanfunding.com/learning-center/homebuyers/texas-tops-the-charts-the-top-20-cities-for-new-home-sales/ https://preprod.newamericanfunding.com/learning-center/homebuyers/texas-tops-the-charts-the-top-20-cities-for-new-home-sales/ Nancy A. Ruhling Buyers looking for the best selection of newly built homes—and possibly even lower prices—might want to set their sights on Texas and other Southern states. Wed, 16 Oct 2024 10:00:11 Z 2024-10-16T10:00:11Z https://preprod.newamericanfunding.com/learning-center/videos/what-to-know-about-assumable-mortgages/ https://preprod.newamericanfunding.com/learning-center/videos/what-to-know-about-assumable-mortgages/ Clare Trapasso Homebuyers may be able to secure lower mortgage rates with an assumable mortgage—but they may not save as much money as they expected. Tue, 15 Oct 2024 13:00:11 Z 2024-10-15T13:00:11Z https://preprod.newamericanfunding.com/learning-center/homeowners/what-is-a-cash-out-refinance-loanand-is-it-right-for-you/ https://preprod.newamericanfunding.com/learning-center/homeowners/what-is-a-cash-out-refinance-loanand-is-it-right-for-you/ Rabekah Henderson A cash-out refinance allows the homeowner to access the equity they’ve built up in their home and use those funds how they choose. Tue, 15 Oct 2024 10:00:10 Z 2024-10-15T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/home-appraisals-why-they-can-makeor-breaka-deal/ https://preprod.newamericanfunding.com/learning-center/homebuyers/home-appraisals-why-they-can-makeor-breaka-deal/ Nancy A. Ruhling A home appraisal, which calculates the fair-market value of the property, can make or break a sale. Mon, 14 Oct 2024 10:00:11 Z 2024-10-14T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/renting-to-save-money-buying-a-home-is-cheaper-than-rent-in-these-cities/ https://preprod.newamericanfunding.com/learning-center/housing-news/renting-to-save-money-buying-a-home-is-cheaper-than-rent-in-these-cities/ Ailin Goode There are quite a few markets where buying is a better financial option than renting. In fact, in some places, homebuyers may save more than $400 per month over renters. Fri, 11 Oct 2024 10:00:10 Z 2024-10-11T10:00:10Z https://preprod.newamericanfunding.com/learning-center/homebuyers/unlocking-homeownership-how-fha-loans-may-help-first-time-buyers/ https://preprod.newamericanfunding.com/learning-center/homebuyers/unlocking-homeownership-how-fha-loans-may-help-first-time-buyers/ Karen Rodriguez Learn how FHA loans can open the door to homeownership for first-time buyers with low down payments, flexible credit requirements, and affordable mortgage rates. Thu, 10 Oct 2024 14:02:21 Z 2024-10-10T14:02:21Z https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-prevent-foreclosure-navigating-your-options/ https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-prevent-foreclosure-navigating-your-options/ Karen Rodriguez Learn how to explore your options and take proactive steps to prevent foreclosure, protect your home, and navigate financial hardships with confidence. Wed, 09 Oct 2024 14:16:40 Z 2024-10-09T14:16:40Z https://preprod.newamericanfunding.com/learning-center/homeowners/managing-the-aftermath-advice-for-homeowners-for-after-a-hurricane/ https://preprod.newamericanfunding.com/learning-center/homeowners/managing-the-aftermath-advice-for-homeowners-for-after-a-hurricane/ Ailin Goode The safety of you and your family should be your first priorities after a hurricane. If you are evacuated, do not return to your home to assess the damage or salvage belongings until you are given the all-clear. Tue, 08 Oct 2024 13:18:39 Z 2024-10-08T13:18:39Z https://preprod.newamericanfunding.com/learning-center/homeowners/understanding-the-mortgage-amortization-schedule-can-help-homeowners-save-money/ https://preprod.newamericanfunding.com/learning-center/homeowners/understanding-the-mortgage-amortization-schedule-can-help-homeowners-save-money/ Meera Pal Homeowners with a mortgage receive an amortization schedule. It shows homeowners how much they will pay over the life of their loan and how long it will take to pay it off. Mon, 07 Oct 2024 10:00:11 Z 2024-10-07T10:00:11Z https://preprod.newamericanfunding.com/learning-center/housing-news/looking-for-a-bargain-10-cities-where-home-prices-have-fallen-the-most/ https://preprod.newamericanfunding.com/learning-center/housing-news/looking-for-a-bargain-10-cities-where-home-prices-have-fallen-the-most/ Karen Rodriguez After years of rising prices, homebuyers are finally seeing some relief as home prices are falling in many parts of the country Fri, 04 Oct 2024 13:05:00 Z 2024-10-04T13:05:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/autumn-vibes-6-design-trends-to-warm-up-your-home-for-fall-2024/ https://preprod.newamericanfunding.com/learning-center/housing-news/autumn-vibes-6-design-trends-to-warm-up-your-home-for-fall-2024/ Karen Rodriguez This fall, home design trends are all about bringing warmth, drama, and personality into your space with rich colors, bold architectural details, and cozy, oversized furniture, offering homeowners a chance to refresh their homes with everything from fluted textures to colorful cabinetry and timeless arches. Thu, 03 Oct 2024 10:00:00 Z 2024-10-03T10:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/creating-a-budget-when-youre-saving-up-for-your-first-home/ https://preprod.newamericanfunding.com/learning-center/homebuyers/creating-a-budget-when-youre-saving-up-for-your-first-home/ Nicole Beckley If you’re ready to take the next step towards homeownership, you’re not alone. So, how do you get from wanting a home to being able to buy one? Wed, 02 Oct 2024 20:05:38 Z 2024-10-02T20:05:38Z https://preprod.newamericanfunding.com/learning-center/housing-news/these-are-the-10-best-small-cities-in-america-in-2024-and-the-worst-one-too/ https://preprod.newamericanfunding.com/learning-center/housing-news/these-are-the-10-best-small-cities-in-america-in-2024-and-the-worst-one-too/ Clare Trapasso The best small town in America boasts low unemployment, a reasonable cost of living, and residents there are generally healthy. Wed, 02 Oct 2024 10:00:00 Z 2024-10-02T10:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/eager-to-update-your-home-these-home-improvement-loans-may-help/ https://preprod.newamericanfunding.com/learning-center/homeowners/eager-to-update-your-home-these-home-improvement-loans-may-help/ Rabekah Henderson Homeowners may be able to use home improvement loans to fund kitchen and bathroom renovations, landscape overhauls, and whole-house updates. Tue, 01 Oct 2024 10:00:00 Z 2024-10-01T10:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/buying-a-home-how-to-negotiate-your-real-estate-agent-commission/ https://preprod.newamericanfunding.com/learning-center/homebuyers/buying-a-home-how-to-negotiate-your-real-estate-agent-commission/ Ailin Goode It’s important not to assume the seller will cover your real estate agent fees, only to learn that they won’t— and then the deal falls apart. Mon, 30 Sep 2024 10:00:00 Z 2024-09-30T10:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/weathering-the-storm-essential-hurricane-preparedness-for-your-home/ https://preprod.newamericanfunding.com/learning-center/homeowners/weathering-the-storm-essential-hurricane-preparedness-for-your-home/ Ailin Goode The two biggest risks that homeowners face from hurricanes are wind damage and flooding, according to experts. Fri, 27 Sep 2024 10:00:00 Z 2024-09-27T10:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/going-down-mortgage-rates-fall-to-two-year-lows/ https://preprod.newamericanfunding.com/learning-center/housing-news/going-down-mortgage-rates-fall-to-two-year-lows/ Clare Trapasso Homebuyers finally have something to celebrate: Mortgage rates fell to a two-year low. Thu, 26 Sep 2024 18:55:22 Z 2024-09-26T18:55:22Z https://preprod.newamericanfunding.com/learning-center/housing-news/more-homes-more-choices-how-an-increase-in-homes-for-sale-is-benefiting-buyers/ https://preprod.newamericanfunding.com/learning-center/housing-news/more-homes-more-choices-how-an-increase-in-homes-for-sale-is-benefiting-buyers/ Karen Rodriguez As more homes hit the market, buyers may finally find the breathing room they've been waiting for. Thu, 26 Sep 2024 13:41:00 Z 2024-09-26T13:41:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-10-best-cities-for-women-in-2024/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-10-best-cities-for-women-in-2024/ Ailin Goode When choosing a place to live, experts say women should consider their personal goals, community support, economic opportunities as well as access to healthcare. Thu, 26 Sep 2024 10:00:00 Z 2024-09-26T10:00:00Z https://preprod.newamericanfunding.com/learning-center/videos/how-falling-mortgage-rates-can-help-you-get-more-home-for-your-money/ https://preprod.newamericanfunding.com/learning-center/videos/how-falling-mortgage-rates-can-help-you-get-more-home-for-your-money/ Clare Trapasso New American Funding Regional Vice President Miguel Mouriz talks about how lower mortgage interest rates can boost the budgets of homebuyers. Wed, 25 Sep 2024 14:00:00 Z 2024-09-25T14:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/accessibility-in-housing-expert-advice-on-buying-a-home-while-disabled/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/accessibility-in-housing-expert-advice-on-buying-a-home-while-disabled/ Ailin Goode Owning a home can provide stability, security, and community support. However, homeownership is often more challenging for people who are disabled. Wed, 25 Sep 2024 10:00:00 Z 2024-09-25T10:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/hoping-to-buy-a-more-expensive-home-lower-mortgage-rates-are-here-to-help/ https://preprod.newamericanfunding.com/learning-center/homebuyers/hoping-to-buy-a-more-expensive-home-lower-mortgage-rates-are-here-to-help/ Karen Rodriguez As mortgage rates dip, homebuyers may be able to afford homes that were previously out of their financial reach. Tue, 24 Sep 2024 15:47:42 Z 2024-09-24T15:47:42Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-best-is-yet-to-come-october-is-the-best-month-to-buy-a-home-in-2024/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-best-is-yet-to-come-october-is-the-best-month-to-buy-a-home-in-2024/ Ailin Goode October offers treats, not tricks, for potential homebuyers. Historically, the month offers more homes for sale, lower prices, a slowing market, and less demand. Tue, 24 Sep 2024 10:00:00 Z 2024-09-24T10:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/hispanic-homeowners-are-building-wealth-this-is-how-much-its-paying-off/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/hispanic-homeowners-are-building-wealth-this-is-how-much-its-paying-off/ Karen Rodriguez With Hispanic Heritage Month in full swing, there's plenty to celebrate—especially when it comes to Hispanic homeownership. Mon, 23 Sep 2024 10:00:00 Z 2024-09-23T10:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/what-lower-interest-rates-mean-for-adjustable-rate-mortgages/ https://preprod.newamericanfunding.com/learning-center/housing-news/what-lower-interest-rates-mean-for-adjustable-rate-mortgages/ Karen Rodriguez Mortgage interest rates have been on a bit of a rollercoaster in the last few years. That rise pushed many people to turn to an ARM, which typically offers lower rates, but what happens when long-term rates fall? Fri, 20 Sep 2024 15:52:00 Z 2024-09-20T15:52:00Z https://preprod.newamericanfunding.com/learning-center/videos/will-lower-mortgage-rates-make-buying-a-home-more-affordable/ https://preprod.newamericanfunding.com/learning-center/videos/will-lower-mortgage-rates-make-buying-a-home-more-affordable/ Clare Trapasso New American Funding Regional Vice President Ralph DiBugnara talks about why buying a home will—and will not—become less expensive as mortgage rates come down. Thu, 19 Sep 2024 20:09:00 Z 2024-09-19T20:09:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/interest-rates-have-finally-dropped/ https://preprod.newamericanfunding.com/learning-center/housing-news/interest-rates-have-finally-dropped/ Jason Obradovich Here we are, one day after the Federal Open Market Committee (FOMC) lowered rates 50bps. This is the first time the Fed has lowered rates in 4.5 years. Thu, 19 Sep 2024 19:34:00 Z 2024-09-19T19:34:00Z https://preprod.newamericanfunding.com/learning-center/videos/should-you-refinance-your-mortgage-as-rates-drop/ https://preprod.newamericanfunding.com/learning-center/videos/should-you-refinance-your-mortgage-as-rates-drop/ Clare Trapasso New American Funding Sales Manager Ken Smith explains how homeowners can decide whether it makes financial sense to refinance their mortgages. Thu, 19 Sep 2024 17:43:00 Z 2024-09-19T17:43:00Z https://preprod.newamericanfunding.com/learning-center/videos/why-mortgage-rates-rise-and-fall/ https://preprod.newamericanfunding.com/learning-center/videos/why-mortgage-rates-rise-and-fall/ Clare Trapasso New American Funding Regional Vice President Miguel Mouriz explains why mortgage rates move up and down. Thu, 19 Sep 2024 13:48:39 Z 2024-09-19T13:48:39Z https://preprod.newamericanfunding.com/learning-center/housing-news/heres-how-much-money-homebuyers-will-save-with-every-mortgage-rate-drop/ https://preprod.newamericanfunding.com/learning-center/housing-news/heres-how-much-money-homebuyers-will-save-with-every-mortgage-rate-drop/ Clare Trapasso Even the smallest changes in mortgage rates can result in big savings. This is how much homebuyers may be able to save a month every time mortgage rates drop. Thu, 19 Sep 2024 13:16:38 Z 2024-09-19T13:16:38Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-fed-cut-interest-rates.-will-mortgage-rates-go-down-too https://preprod.newamericanfunding.com/learning-center/housing-news/the-fed-cut-interest-rates.-will-mortgage-rates-go-down-too Clare Trapasso Mortgage rates may not come down to correspond with the U.S. Federal Reserve's interest rate cut as many homebuyers had hoped. Wed, 18 Sep 2024 19:26:03 Z 2024-09-18T19:26:03Z https://preprod.newamericanfunding.com/learning-center/videos/should-you-buy-a-home-nowor-wait-until-mortgage-rates-fall/ https://preprod.newamericanfunding.com/learning-center/videos/should-you-buy-a-home-nowor-wait-until-mortgage-rates-fall/ Clare Trapasso New American Funding Regional Vice President Ralph DiBugnara discusses whether homebuyers may want to wait until mortgage rates fall to purchase a home—and the risks to doing so. Wed, 18 Sep 2024 03:52:07 Z 2024-09-18T03:52:07Z https://preprod.newamericanfunding.com/learning-center/homebuyers/calling-all-first-time-homebuyers-lower-mortgage-rates-can-mean-big-savings/ https://preprod.newamericanfunding.com/learning-center/homebuyers/calling-all-first-time-homebuyers-lower-mortgage-rates-can-mean-big-savings/ Karen Rodriguez Over the last few years, the rise in mortgage rates has prevented many would-be homebuyers from purchasing homes. However, now might be a good time for them to jump back in. Tue, 17 Sep 2024 16:00:00 Z 2024-09-17T16:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/first-time-homebuyer-guide-your-step-by-step-path-to-homeownership/ https://preprod.newamericanfunding.com/learning-center/guides/first-time-homebuyer-guide-your-step-by-step-path-to-homeownership/ Karen Rodriguez Buying your first home can be both thrilling and a bit intimidating. It is the largest purchase you may ever make. But with the right help and preparation, you may be able to turn your homeownership dreams into reality. Mon, 16 Sep 2024 16:00:00 Z 2024-09-16T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/why-mortgage-rates-change-and-what-it-means-for-you/ https://preprod.newamericanfunding.com/learning-center/homebuyers/why-mortgage-rates-change-and-what-it-means-for-you/ Karen Rodriguez Mortgage rates are constantly changing. Those changes affect how much you'll pay in interest each month. Knowing what causes these changes may help you stay ahead as you buy a home or refinance your mortgage. Fri, 13 Sep 2024 16:00:00 Z 2024-09-13T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/the-truth-about-reverse-mortgages-are-they-right-for-you/ https://preprod.newamericanfunding.com/learning-center/homeowners/the-truth-about-reverse-mortgages-are-they-right-for-you/ Karen Rodriguez As you approach retirement, maintaining your lifestyle without a steady paycheck may be one of the many things that are on your mind. One way to do that is with reverse mortgage. Here's everything you need to know. Thu, 12 Sep 2024 16:00:00 Z 2024-09-12T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/a-guide-to-preventing-mortgage-fraud/ https://preprod.newamericanfunding.com/learning-center/homebuyers/a-guide-to-preventing-mortgage-fraud/ Karen Rodriguez In today's digital age, one wrong click could turn your dream of homeownership into a nightmare as cybercriminals are increasingly targeting homebuyers through sophisticated email scams. Here's how to avoid them. Wed, 11 Sep 2024 16:00:00 Z 2024-09-11T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/mortgage-rates-vs-apr-knowing-the-difference-may-save-homebuyers-big-money/ https://preprod.newamericanfunding.com/learning-center/homebuyers/mortgage-rates-vs-apr-knowing-the-difference-may-save-homebuyers-big-money/ Meera Pal Two important terms every potential homebuyer should learn are mortgage interest rates and annual percentage rate (APR). Both terms directly relate to how much money you'll pay each year, but there are some key differences that can really add up. Tue, 10 Sep 2024 20:00:00 Z 2024-09-10T20:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/house-hacking-to-save-money-why-some-homebuyers-are-co-buying-a-home-with-friends/ https://preprod.newamericanfunding.com/learning-center/homebuyers/house-hacking-to-save-money-why-some-homebuyers-are-co-buying-a-home-with-friends/ Ailin Goode, Ashley Cantley Given current market conditions, some people may think that homeownership is unobtainable. One solution that's growing in popularity is co-buying, where friends, family members, and investors purchase properties together. Tue, 10 Sep 2024 16:00:00 Z 2024-09-10T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/buying-a-home-why-conventional-mortgages-are-the-most-popular-home-loans/ https://preprod.newamericanfunding.com/learning-center/homebuyers/buying-a-home-why-conventional-mortgages-are-the-most-popular-home-loans/ Karen Rodriguez For most people, the loan of choice is a Conventional loan when they're buying a home. So, why are Conventional loans so popular? Here's the answer. Mon, 09 Sep 2024 16:00:00 Z 2024-09-09T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/why-did-your-mortgage-payment-change-it-could-be-your-escrow-account/ https://preprod.newamericanfunding.com/learning-center/homeowners/why-did-your-mortgage-payment-change-it-could-be-your-escrow-account/ Ailin Goode Many homeowners will experience fluctuating payment amounts over the life of their mortgages. In many cases, these shifts are due to increases in homeowner’s insurance rates or property taxes that affect their escrow account. Mon, 09 Sep 2024 16:00:00 Z 2024-09-09T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/city-life-to-cost-savings-what-remote-workers-should-consider-when-buying-a-new-home/ https://preprod.newamericanfunding.com/learning-center/homebuyers/city-life-to-cost-savings-what-remote-workers-should-consider-when-buying-a-new-home/ Ailin Goode The rise in remote work is changing the way many people are thinking about homeownership. For some, that can mean trading expensive cities and regions for more affordable communities where they can get a better deal on a home. Fri, 06 Sep 2024 16:00:00 Z 2024-09-06T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/bidding-wars-how-homebuyers-can-triumph-in-the-housing-market-and-know-when-to-walk-away/ https://preprod.newamericanfunding.com/learning-center/homebuyers/bidding-wars-how-homebuyers-can-triumph-in-the-housing-market-and-know-when-to-walk-away/ Meera Pal With mortgage rates hitting their lowest level in over a year, more buyers are expected to come off the sidelines. The additional competition could lead to one of homebuyers’ fears: a resurgence in bidding wars. Thu, 05 Sep 2024 16:00:00 Z 2024-09-05T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-10-best-states-to-live-in-2024/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-10-best-states-to-live-in-2024/ Ailin Goode Homebuyers looking for the best states to live in have plenty of options available across the nation. However, they may want to take a close look at the Northeast. Wed, 04 Sep 2024 16:00:00 Z 2024-09-04T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/newly-constructed-homes-may-cost-more-but-wind-up-saving-buyers-more-money/ https://preprod.newamericanfunding.com/learning-center/homebuyers/newly-constructed-homes-may-cost-more-but-wind-up-saving-buyers-more-money/ Nicole Beckley These days, many cost-conscious homebuyers are scouring real estate listings for a deal. Some are finding them in an unexpected place: the new construction market. Tue, 03 Sep 2024 16:00:00 Z 2024-09-03T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-to-consider-before-buying-a-rental-property/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-to-consider-before-buying-a-rental-property/ Rabekah Henderson Long-term rental properties can make a lot of financial sense: You build equity while a tenant covers the monthly mortgage payment on the property. So, what should would-be investors consider before purchasing their first rental property? Fri, 30 Aug 2024 16:00:00 Z 2024-08-30T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/these-12-housing-markets-experienced-the-largest-price-hikes-since-the-pandemic/ https://preprod.newamericanfunding.com/learning-center/housing-news/these-12-housing-markets-experienced-the-largest-price-hikes-since-the-pandemic/ Alex Galbraith Unlike other parts of the economy, the housing market was supercharged by the COVID-19 pandemic. Thu, 29 Aug 2024 16:00:00 Z 2024-08-29T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/tips-to-boost-your-credit-score-before-buying-a-home/ https://preprod.newamericanfunding.com/learning-center/homebuyers/tips-to-boost-your-credit-score-before-buying-a-home/ Meera Pal Many first-time homebuyers focus their attention on attending open houses, saving for a down payment, and figuring out if they can afford their preferred home. However, there is one big thing that many forget to do: Check their credit scores. Wed, 28 Aug 2024 16:00:00 Z 2024-08-28T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/multifamily-housing-buy-a-home-and-have-someone-else-help-pay-your-mortgage/ https://preprod.newamericanfunding.com/learning-center/homebuyers/multifamily-housing-buy-a-home-and-have-someone-else-help-pay-your-mortgage/ Karen Rodriguez Multifamily housing has risen in popularity in recent years as people increasingly warmed to the idea of living around their families. Another benefit of multifamily housing? Help with the mortgage payment. Tue, 27 Aug 2024 16:00:00 Z 2024-08-27T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/hoping-to-buy-your-first-home-how-a-homebuying-assessment-can-help-you-achieve-homeownership/ https://preprod.newamericanfunding.com/learning-center/homebuyers/hoping-to-buy-your-first-home-how-a-homebuying-assessment-can-help-you-achieve-homeownership/ Karen Rodriguez Buying a home may be the largest purchase you will ever make. And whether you are months—or years— away from closing on a home, it's never too early to start preparing. That's why a homebuying assessment can be your secret weapon. Mon, 26 Aug 2024 16:00:00 Z 2024-08-26T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-buy-and-sell-a-home-at-the-same-time/ https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-buy-and-sell-a-home-at-the-same-time/ Alex Galbraith Anyone who has tried to buy a new home while they are selling their current home can tell you that it's not always a smooth process. This is how you can navigate this complex situation with ease. Fri, 23 Aug 2024 16:00:00 Z 2024-08-23T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-cash-advantage-how-to-save-big-when-buying-a-home-with-cash/ https://preprod.newamericanfunding.com/learning-center/homebuyers/the-cash-advantage-how-to-save-big-when-buying-a-home-with-cash/ Clare Trapasso Homebuyers looking to save money may be able to secure a discount by using cash. But how do you become a cash buyer? Here's the answer. Thu, 22 Aug 2024 16:00:00 Z 2024-08-22T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/homeowners-race-to-refinance-as-mortgage-rates-come-down/ https://preprod.newamericanfunding.com/learning-center/housing-news/homeowners-race-to-refinance-as-mortgage-rates-come-down/ Clare Trapasso Mortgage rates have been declining since May. That's driving an increase in people seeking to take advantage of the market by refinancing their mortgage. Wed, 21 Aug 2024 16:00:00 Z 2024-08-21T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/could-a-recession-help-first-time-buyers-a-downturn-could-make-purchasing-a-home-more-affordable/ https://preprod.newamericanfunding.com/learning-center/housing-news/could-a-recession-help-first-time-buyers-a-downturn-could-make-purchasing-a-home-more-affordable/ Clare Trapasso Fears of a looming recession recently pushed mortgage rates down to their lowest levels in more than a year. While real estate experts placed the odds of a recession at less than 50%, an economic slump could make buying a home more affordable. Tue, 20 Aug 2024 16:00:00 Z 2024-08-20T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/diy-home-projects-what-to-do-yourself-and-when-to-call-the-pros/ https://preprod.newamericanfunding.com/learning-center/homeowners/diy-home-projects-what-to-do-yourself-and-when-to-call-the-pros/ Karen Rodriguez With home prices continuing to climb, many homeowners are choosing to use their equity to fund home improvement projects. If you’re considering joining them, here's what you need to know. Mon, 19 Aug 2024 16:00:00 Z 2024-08-19T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-you-need-to-qualify-for-usda-financing/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-you-need-to-qualify-for-usda-financing/ Adam Luehrs Understanding eligibility criteria for USDA financing is essential if you think this path might be your route to homeownership. Here's what you need to qualify for USDA financing. Mon, 19 Aug 2024 05:34:58 Z 2024-08-19T05:34:58Z https://preprod.newamericanfunding.com/learning-center/homebuyers/found-the-right-home-how-homebuyers-can-make-an-irresistible-offer-that-sellers-hopefully-cant-resist/ https://preprod.newamericanfunding.com/learning-center/homebuyers/found-the-right-home-how-homebuyers-can-make-an-irresistible-offer-that-sellers-hopefully-cant-resist/ Rabekah Henderson Homes are still in short supply in today’s housing market—which means competition for homes can be fierce. So, what makes an offer stand out to home sellers? Fri, 16 Aug 2024 16:00:00 Z 2024-08-16T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/new-home-construction-drops-but-experts-remain-optimistic/ https://preprod.newamericanfunding.com/learning-center/housing-news/new-home-construction-drops-but-experts-remain-optimistic/ Ailin Goode New housing construction is slowing, although real estate experts anticipate it will pick back up again throughout the rest of the year as mortgage rates are expected to fall. Fri, 16 Aug 2024 16:00:00 Z 2024-08-16T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/ready-set-open-house-how-homebuyers-can-navigate-open-houses-like-pros/ https://preprod.newamericanfunding.com/learning-center/homebuyers/ready-set-open-house-how-homebuyers-can-navigate-open-houses-like-pros/ Karen Rodriguez Stepping into the world of open houses can feel like a whirlwind, especially if you're a first-time homebuyer. Here are seven tips to help homebuyers walk away from an open house with more than just a brochure. Thu, 15 Aug 2024 16:00:00 Z 2024-08-15T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/how-low-will-mortgage-rates-go/ https://preprod.newamericanfunding.com/learning-center/housing-news/how-low-will-mortgage-rates-go/ Clare Trapasso Many homebuyers and homeowners hoping to refinance their high-interest loans were pleasantly surprised when mortgage rates tumbled down this week to their lowest level in more than a year. Wed, 14 Aug 2024 02:11:41 Z 2024-08-14T02:11:41Z https://preprod.newamericanfunding.com/learning-center/homeowners/looking-for-ways-to-boost-your-income-consider-an-accessory-dwelling-unit-in-your-backyard/ https://preprod.newamericanfunding.com/learning-center/homeowners/looking-for-ways-to-boost-your-income-consider-an-accessory-dwelling-unit-in-your-backyard/ Karen Rodriguez ADUs are increasingly becoming a popular solution for homeowners in pricey states, such as California. These secondary homes can include detached units on someone’s property, garage conversions, or be an addition to their existing home—if local laws permit them. Tue, 13 Aug 2024 16:00:00 Z 2024-08-13T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/finding-the-right-home-for-you-5-essential-tips-for-first-time-homebuyers/ https://preprod.newamericanfunding.com/learning-center/homebuyers/finding-the-right-home-for-you-5-essential-tips-for-first-time-homebuyers/ Karen Rodriguez Buying your first home is a big deal. To help you get started, we've outlined five essential tips that will guide you to finding the perfect place to call home. Mon, 12 Aug 2024 16:00:00 Z 2024-08-12T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-use-a-mortgage-to-consolidate-your-debt/ https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-use-a-mortgage-to-consolidate-your-debt/ Ailin Goode With mortgage rates falling to their lowest level in more than a year, many homeowners are now wondering if this could be a good time to refinance their existing loans. Here's what you need to know. Mon, 12 Aug 2024 16:00:00 Z 2024-08-12T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/mortgage-rates-are-falling-should-homeowners-refinance-their-home-loans-now-or-wait/ https://preprod.newamericanfunding.com/learning-center/homeowners/mortgage-rates-are-falling-should-homeowners-refinance-their-home-loans-now-or-wait/ Karen Rodriguez With mortgage rates falling to their lowest level in more than a year, many homeowners are now wondering if this could be a good time to refinance their existing loans. Thu, 08 Aug 2024 16:00:00 Z 2024-08-08T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/nearly-half-of-homeowners-need-mortgage-rates-below-5-to-consider-moving/ https://preprod.newamericanfunding.com/learning-center/homeowners/nearly-half-of-homeowners-need-mortgage-rates-below-5-to-consider-moving/ Karen Rodriguez A new survey shows that people who bought or refinanced in the last few years when rates were at historic lows aren’t likely to sell unless interest rates drop significantly. Thu, 08 Aug 2024 16:00:00 Z 2024-08-08T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-path-to-lower-rates-has-begun/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-path-to-lower-rates-has-begun/ Jason Obradovich In today's Mortgage Rundown episode, we analyze the weak jobs report, its impact on interest rates, and the market's reaction, predicting lower rates in the future. Watch the full episode to learn more. Thu, 08 Aug 2024 16:00:00 Z 2024-08-08T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/will-a-15-year-mortgage-save-homebuyers-money-what-you-need-to-know/ https://preprod.newamericanfunding.com/learning-center/homebuyers/will-a-15-year-mortgage-save-homebuyers-money-what-you-need-to-know/ Nicole Beckley With home prices and mortgage rates remaining high, many homebuyers are looking for money-saving strategies. One such strategy is a 15-year mortgage. Here's the full breakdown of how these loans work. Tue, 06 Aug 2024 16:00:00 Z 2024-08-06T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/seller-concessions-what-are-they-and-when-should-you-ask-for-them/ https://preprod.newamericanfunding.com/learning-center/homebuyers/seller-concessions-what-are-they-and-when-should-you-ask-for-them/ Alex Galbraith There may be a glimmer of light for homebuyers who might feel stretched thin from years of skyrocketing prices and mortgage rates. Sellers eager to see their homes move might be willing to sweeten a deal for on-the-fence buyers. Mon, 05 Aug 2024 16:00:00 Z 2024-08-05T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/first-time-homebuyer-alert-six-smart-ways-to-come-up-with-a-down-payment-for-a-home/ https://preprod.newamericanfunding.com/learning-center/homebuyers/first-time-homebuyer-alert-six-smart-ways-to-come-up-with-a-down-payment-for-a-home/ Ailin Goode There are many ways you can begin to put together a down payment for a house—and it may not cost you nearly as much up front as you may have feared. Here are some ways you can do it. Fri, 02 Aug 2024 16:00:00 Z 2024-08-02T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/looking-for-a-low-rate-why-homebuyers-may-want-to-consider-a-mortgage-rate-buydown/ https://preprod.newamericanfunding.com/learning-center/homebuyers/looking-for-a-low-rate-why-homebuyers-may-want-to-consider-a-mortgage-rate-buydown/ Meera Pal Homebuyers facing elevated home prices and frustratingly high mortgage rates are looking for ways to make homeownership possible. That's leading many to discover mortgage rate buydowns. Thu, 01 Aug 2024 16:00:00 Z 2024-08-01T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/hold-on-homebuyers-mortgage-rates-could-tumble-this-fall/ https://preprod.newamericanfunding.com/learning-center/housing-news/hold-on-homebuyers-mortgage-rates-could-tumble-this-fall/ Clare Trapasso The U.S. Federal Reserve held its interest rates steady at its July meeting. But the Fed is widely expected to make its first rate cut in September if inflation continues to cool. That could lead to lower mortgage rates. Wed, 31 Jul 2024 16:00:00 Z 2024-07-31T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/fast-track-to-homeownership-heres-how-much-faster-buyers-can-purchase-by-using-down-payment-assistance/ https://preprod.newamericanfunding.com/learning-center/housing-news/fast-track-to-homeownership-heres-how-much-faster-buyers-can-purchase-by-using-down-payment-assistance/ Clare Trapasso To find out how much quicker down payment assistance can help buyers get into a home, New American Funding calculated how long it would take homebuyers to save up for an 8% down payment on a typical home in 10 large metropolitan areas. Tue, 30 Jul 2024 16:00:00 Z 2024-07-30T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/6-tips-for-homebuyers-trying-to-snag-a-lower-mortgage-rate/ https://preprod.newamericanfunding.com/learning-center/homebuyers/6-tips-for-homebuyers-trying-to-snag-a-lower-mortgage-rate/ Rabekah Henderson The typical down payment for first-time buyers is just 8%, according to the National Association of Realtors. But making a higher down payment can lead to substantial savings both in the near term and down the road. Mon, 29 Jul 2024 16:00:00 Z 2024-07-29T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/heloc-hacks-smart-solutions-for-homeowners/ https://preprod.newamericanfunding.com/learning-center/homeowners/heloc-hacks-smart-solutions-for-homeowners/ Karen Rodriguez Do you need to renovate your kitchen, pay off debt, or finance a major expense? A Home Equity Line of Credit could be your answer. Here's what you need to know about HELOCs. Fri, 26 Jul 2024 16:00:00 Z 2024-07-26T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/homeowners-may-be-surprised-about-what-their-insurance-policies-cover-and-what-they-dont/ https://preprod.newamericanfunding.com/learning-center/homeowners/homeowners-may-be-surprised-about-what-their-insurance-policies-cover-and-what-they-dont/ Karen Rodriguez Home insurance provides a safety net for homeowners, protecting them from unexpected financial burdens when their pipes burst or the roof begins to leak. However, many homeowners may not realize that potential damages, which can be very expensive to remedy, may not be covered in their insurance policies. Thu, 25 Jul 2024 16:00:00 Z 2024-07-25T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/top-10-cities-black-families-are-looking-for-affordable-starter-homes/ https://preprod.newamericanfunding.com/learning-center/housing-news/top-10-cities-black-families-are-looking-for-affordable-starter-homes/ Karen Rodriguez Homeownership is key for building generational stability, yet for many Black families, it may feel increasingly out of reach. Here are 10 cities that offer better opportunities for Black people. Wed, 24 Jul 2024 16:00:00 Z 2024-07-24T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/buyers-market-incoming-more-homes-for-sale-gives-buyers-choices-and-power/ https://preprod.newamericanfunding.com/learning-center/housing-news/buyers-market-incoming-more-homes-for-sale-gives-buyers-choices-and-power/ Clare Trapasso The housing market is becoming a bit more friendly to buyers as inventory continues to rise. That's giving buyers the opportunity to shop around and even negotiate some of those prices down. Tue, 23 Jul 2024 16:00:00 Z 2024-07-23T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/have-a-low-rate-locked-in-the-smart-way-to-do-a-second-mortgage/ https://preprod.newamericanfunding.com/learning-center/homeowners/have-a-low-rate-locked-in-the-smart-way-to-do-a-second-mortgage/ Karen Rodriguez Have you ever felt the pinch of needing extra cash? If you have a super-low mortgage rate, you may not want to give it up with a cash-out refinance. A second mortgage might be a solution. Mon, 22 Jul 2024 16:00:00 Z 2024-07-22T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-qualify-for-a-mortgage-with-less-than-perfect-credit/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-qualify-for-a-mortgage-with-less-than-perfect-credit/ Karen Rodriguez Less-than-perfect credit doesn't have to hold you back from qualifying for a mortgage—it's possible. Here's how. Fri, 19 Jul 2024 16:00:00 Z 2024-07-19T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-beginning-of-the-end-for-higher-rates/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-beginning-of-the-end-for-higher-rates/ Jason Obradovich Welcome back to the Mortgage Rundown! Today, we dive into the current downward trend in mortgage interest rates, analyze the 10-year Treasury rates and Federal Reserve policies, and provide insights into potential outcomes of the upcoming FOMC meeting. Watch the full video to learn more. Thu, 18 Jul 2024 16:00:00 Z 2024-07-18T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/foreign-buyers-purchase-record-low-number-of-american-homes/ https://preprod.newamericanfunding.com/learning-center/housing-news/foreign-buyers-purchase-record-low-number-of-american-homes/ Clare Trapasso Even foreign buyers aren't immune to the challenges in the U.S. housing market. In fact, a new report shows that foreign buyers purchased fewer homes in the last year than in any year since 2009. Wed, 17 Jul 2024 16:00:00 Z 2024-07-17T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-10-best-and-10-worst-cities-for-first-time-homebuyers-in-2024/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-10-best-and-10-worst-cities-for-first-time-homebuyers-in-2024/ Ailin Goode What are the best cities for first-time homebuyers? What about the worst? The answers are here. Wed, 17 Jul 2024 16:00:00 Z 2024-07-17T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/insider-tips-and-tricks-mortgage-lenders-reveal-secrets-to-a-smooth-homebuying-experience/ https://preprod.newamericanfunding.com/learning-center/homebuyers/insider-tips-and-tricks-mortgage-lenders-reveal-secrets-to-a-smooth-homebuying-experience/ Karen Rodriguez Buying a home may initially feel overwhelming. However, with the right preparation, you can streamline the process and save time, money—and save yourself plenty of stress. Tue, 16 Jul 2024 16:00:00 Z 2024-07-16T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/is-the-housing-market-heating-up-or-cooling-down-that-depends/ https://preprod.newamericanfunding.com/learning-center/housing-news/is-the-housing-market-heating-up-or-cooling-down-that-depends/ Clare Trapasso The real estate mantra of location, location, location is extremely important for buyers and sellers this summer. That’s because whether they will be experiencing continually accelerating home prices or prices that may start to slow down really depends on where they live. Mon, 15 Jul 2024 16:00:00 Z 2024-07-15T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/slash-your-mortgage-strategies-to-pay-off-your-home-loan-faster-and-save-big/ https://preprod.newamericanfunding.com/learning-center/homeowners/slash-your-mortgage-strategies-to-pay-off-your-home-loan-faster-and-save-big/ Karen Rodriguez, Clare Trapasso A mortgage is a big commitment - both financially and in terms of time. However, there are several ways that you can save money and time on your home loan. Fri, 12 Jul 2024 16:00:00 Z 2024-07-12T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyer-relief-on-the-horizon-mortgage-rates-may-soon-decrease/ https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyer-relief-on-the-horizon-mortgage-rates-may-soon-decrease/ Clare Trapasso Homebuyers may soon get a break in the form of lower housing costs. Mortgage rates could soon dip as inflation cools and that may already be happening. Wed, 10 Jul 2024 16:00:00 Z 2024-07-10T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-on-a-budget-its-about-to-become-easier-to-purchase-a-fixer-upper-home/ https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-on-a-budget-its-about-to-become-easier-to-purchase-a-fixer-upper-home/ Ben Lane It's about to become a little easier for buyers hoping to save a few bucks by purchasing a fixer-upper. Here's why. Wed, 10 Jul 2024 16:00:00 Z 2024-07-10T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-are-more-optimistic-about-the-housing-market-rising-as-price-growth-slows/ https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-are-more-optimistic-about-the-housing-market-rising-as-price-growth-slows/ Ben Lane If there's any one consistent thing about the housing market over the last decade, it's that home prices have constantly been on the rise. But there could finally be some relief on the horizon for prospective homebuyers. Mon, 08 Jul 2024 16:00:00 Z 2024-07-08T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/high-student-loans-heres-how-you-can-still-buy-a-home/ https://preprod.newamericanfunding.com/learning-center/homebuyers/high-student-loans-heres-how-you-can-still-buy-a-home/ Karen Rodriguez The dream of finding the perfect home can sometimes cloud judgment, causing some homebuyers to make avoidable mistakes. By taking proactive steps, home shoppers can potentially save themselves money—and heartbreak. Fri, 05 Jul 2024 16:00:00 Z 2024-07-05T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/homebuyers-can-lock-in-super-low-rates-with-assumable-mortgages-are-the-loans-worth-the-risks/ https://preprod.newamericanfunding.com/learning-center/homebuyers/homebuyers-can-lock-in-super-low-rates-with-assumable-mortgages-are-the-loans-worth-the-risks/ Adam Luehrs, Clare Trapasso While a 2% mortgage rate may feel like a distant dream, some buyers in 2024 are actually pulling it off. No, this isn’t not magic. It's called an assumable mortgage. Tue, 02 Jul 2024 16:00:00 Z 2024-07-02T16:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/asian-american-homeownership-on-the-rise-despite-challenges/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/asian-american-homeownership-on-the-rise-despite-challenges/ Ailin Goode As the Asian American population continues to increase, their homeownership rate is expected to keep rising. Here's why. Tue, 02 Jul 2024 16:00:00 Z 2024-07-02T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/self-employed-no-problem-how-to-get-a-non-qm-loan-to-buy-a-home/ https://preprod.newamericanfunding.com/learning-center/homebuyers/self-employed-no-problem-how-to-get-a-non-qm-loan-to-buy-a-home/ Karen Rodriguez From TikTok influencers to investors, more Americans are forgoing traditional employment and striking out on their own by starting businesses and joining the gig economy. Mon, 01 Jul 2024 16:00:00 Z 2024-07-01T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-8-mistakes-many-homebuyers-makeand-how-to-avoid-them/ https://preprod.newamericanfunding.com/learning-center/homebuyers/the-8-mistakes-many-homebuyers-makeand-how-to-avoid-them/ Karen Rodriguez The dream of finding the perfect home can sometimes cloud judgment, causing some homebuyers to make avoidable mistakes. By taking proactive steps, home shoppers can potentially save themselves money—and heartbreak. Fri, 28 Jun 2024 16:00:00 Z 2024-06-28T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/patience-required-for-the-second-half-of-2024/ https://preprod.newamericanfunding.com/learning-center/housing-news/patience-required-for-the-second-half-of-2024/ Jason Obradovich In today's episode of the Mortgage Rundown, we explore the fluctuation of interest rates, discuss the importance of the jobs report, and review how this may impact the economy for the remainder of 2024. Watch the full episode now to learn more! Thu, 27 Jun 2024 16:00:00 Z 2024-06-27T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/pending-home-sales-fell-in-may-lower-mortgage-rates-could-lure-buyers-back-to-the-market/ https://preprod.newamericanfunding.com/learning-center/housing-news/pending-home-sales-fell-in-may-lower-mortgage-rates-could-lure-buyers-back-to-the-market/ Clare Trapasso Fewer homes went under contract in May—but sales could pick up as mortgage rates continue to dip. Thu, 27 Jun 2024 16:00:00 Z 2024-06-27T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/new-home-sales-fall-for-second-straight-month-but-money-saving-opportunities-exist-for-homebuyers/ https://preprod.newamericanfunding.com/learning-center/housing-news/new-home-sales-fall-for-second-straight-month-but-money-saving-opportunities-exist-for-homebuyers/ Ben Lane The total number of newly constructed homes sold fell sharply in May, marking the second straight month of declines. However, there is a silver lining for homebuyers. Wed, 26 Jun 2024 16:00:00 Z 2024-06-26T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/va-loan-changes-help-veterans-compete-in-housing-market/ https://preprod.newamericanfunding.com/learning-center/homebuyers/va-loan-changes-help-veterans-compete-in-housing-market/ Karen Rodriguez The U.S. Department of Veterans Affairs (VA) announced a temporary solution last week to help homebuyers using VA loans. Here's everything you need to know. Mon, 24 Jun 2024 16:00:00 Z 2024-06-24T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/beat-the-heat-7-ways-to-save-money-on-buying-a-home-this-summer/ https://preprod.newamericanfunding.com/learning-center/homebuyers/beat-the-heat-7-ways-to-save-money-on-buying-a-home-this-summer/ Ashley Cantley The challenges of today's housing market don’t mean that would-be buyers and bargain-hunters should despair. Instead, they should strategize. In fact, there are plenty of ways that buyers can save big money. Fri, 21 Jun 2024 16:00:00 Z 2024-06-21T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/usda-loans-closer-to-cities-than-you-might-expect/ https://preprod.newamericanfunding.com/learning-center/homebuyers/usda-loans-closer-to-cities-than-you-might-expect/ Karen Rodriguez USDA loans, backed by the U.S. Department of Agriculture, promote homeownership in eligible rural and suburban areas. But here's the twist—these loans aren't as rural as you might think. Thu, 20 Jun 2024 16:00:00 Z 2024-06-20T16:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/juneteenth-honoring-the-legacy-of-freedom-for-all/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/juneteenth-honoring-the-legacy-of-freedom-for-all/ Karen Rodriguez Juneteenth, celebrated on June 19, marks a pivotal moment in American history. On this day in 1865, news of the Emancipation Proclamation finally reached Texas, two years after it was signed. Wed, 19 Jun 2024 16:00:00 Z 2024-06-19T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-are-high-why-buyers-should-consider-purchasing-a-home-anyway/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-rates-are-high-why-buyers-should-consider-purchasing-a-home-anyway/ Clare Trapasso Buying a home at a time when both prices and mortgage rates are high may seem like insanity to some cost-conscious buyers. However, it could wind up being a financially savvy decision. Tue, 18 Jun 2024 16:00:00 Z 2024-06-18T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/more-families-are-choosing-multigenerational-homes-for-this-important-reason/ https://preprod.newamericanfunding.com/learning-center/homebuyers/more-families-are-choosing-multigenerational-homes-for-this-important-reason/ Karen Rodriguez Buying a multigenerational home may make financial sense for some families. Here's why more people are choosing to live together with their relatives. Mon, 17 Jun 2024 16:00:00 Z 2024-06-17T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/nine-mortgage-lenders-rejected-this-technician-before-he-finally-became-a-homeowner-this-is-how-he-did-it/ https://preprod.newamericanfunding.com/learning-center/homebuyers/nine-mortgage-lenders-rejected-this-technician-before-he-finally-became-a-homeowner-this-is-how-he-did-it/ Ashley Cantley Unfortunately, it's not as easy for some people to get a home loan as it is for others. Here's the story of how someone who was turned down by nine different lenders was finally able to buy a home. Mon, 17 Jun 2024 16:00:00 Z 2024-06-17T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/buying-a-home-could-be-more-affordable-this-summer-as-mortgage-rates-dip/ https://preprod.newamericanfunding.com/learning-center/housing-news/buying-a-home-could-be-more-affordable-this-summer-as-mortgage-rates-dip/ Clare Trapasso It may become a little more affordable to purchase a home this summer. Here's the latest on what interest rates are doing and what it means for you. Thu, 13 Jun 2024 16:00:00 Z 2024-06-13T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-the-right-lender-can-guide-you-through-the-entire-homeownership-journey/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-the-right-lender-can-guide-you-through-the-entire-homeownership-journey/ Ashley Cantley You are ready to buy your home, but where do you start? From obtaining the initial loan approval to finally moving into your new home, this article outlines the crucial stages to ensure a seamless experience. Tue, 11 Jun 2024 16:00:00 Z 2024-06-11T16:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/fha-down-payment-assistance-your-guide-to-homeownership/ https://preprod.newamericanfunding.com/learning-center/guides/fha-down-payment-assistance-your-guide-to-homeownership/ Adam Luehrs Down payment assistance programs (DPAs) are tools to help buyers afford homeownership. First-time and lower-income buyers who are struggling to come up with the minimum down payment needed to qualify for a mortgage can use these programs to help bridge the gap. Mon, 10 Jun 2024 16:00:00 Z 2024-06-10T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-a-23-year-old-daca-student-became-a-ca-homeowner/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-a-23-year-old-daca-student-became-a-ca-homeowner/ Karen Rodriguez Discover the inspiring journey of Jaqueline Martinez, a 23-year-old DACA recipient who defied the odds to become a homeowner in California. Thu, 06 Jun 2024 16:00:00 Z 2024-06-06T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/cash-is-key-the-top-10-states-for-all-cash-home-sales/ https://preprod.newamericanfunding.com/learning-center/homebuyers/cash-is-key-the-top-10-states-for-all-cash-home-sales/ Clare Trapasso Across the country, all-cash buyers purchased about 28% of homes in April, according to the National Association of Realtors. Tue, 04 Jun 2024 16:00:00 Z 2024-06-04T16:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/why-pride-matters-in-the-mortgage-industry/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/why-pride-matters-in-the-mortgage-industry/ Ailin Goode This Pride month, learn why LGBTQ+ equality matters in the mortgage industry. Mon, 03 Jun 2024 16:00:00 Z 2024-06-03T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-get-pre-approved-for-a-mortgage/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-get-pre-approved-for-a-mortgage/ Adam Luehrs Once you've been pre-approved for the mortgage, you'll have between 30 and 90 days to shop around for homes. Fri, 31 May 2024 16:00:00 Z 2024-05-31T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-long-does-mortgage-pre-approval-take/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-long-does-mortgage-pre-approval-take/ Adam Luehrs For the average applicant, mortgage pre-approval before buying a home takes seven to 10 days. While lenders can often provide a pre-approval letter sooner than that, it's important to factor in a larger window to ensure that you have plenty of time to make an offer after you begin looking at homes. Thu, 30 May 2024 16:00:00 Z 2024-05-30T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/interest-rates-rising-again/ https://preprod.newamericanfunding.com/learning-center/housing-news/interest-rates-rising-again/ Jason Obradovich Welcome back to the Mortgage Rundown. In today’s episode we dive into inflation and employment rates, and how these are influencing the current rise in interest rates. Thu, 30 May 2024 16:00:00 Z 2024-05-30T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/is-home-insurance-tax-deductible/ https://preprod.newamericanfunding.com/learning-center/homeowners/is-home-insurance-tax-deductible/ Adam Luehrs If you use a standard itemized deduction when filing taxes, the mortgage interest deduction allows you to subtract your mortgage interest from your taxable income. Wed, 29 May 2024 16:00:00 Z 2024-05-29T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/one-time-close-loans-empowering-homeowners-who-are-building-and-renovating-in-a-changing-market/ https://preprod.newamericanfunding.com/learning-center/homebuyers/one-time-close-loans-empowering-homeowners-who-are-building-and-renovating-in-a-changing-market/ Ashley Cantley One-Time Close loans are a game-changer, offering unprecedented flexibility. This is especially valuable for first-time homebuyers who are often faced with a rigid financial landscape. Tue, 28 May 2024 16:00:00 Z 2024-05-28T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/5-year-rate-protection-pledge/ https://preprod.newamericanfunding.com/learning-center/homeowners/5-year-rate-protection-pledge/ Ben Lane With NAF's 5-Year Protection Pledge, you don't need to be deterred by higher interest rates. You can buy now and refinance to an even lower rate later. Tue, 28 May 2024 16:00:00 Z 2024-05-28T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/5-year-rate-protection-pledge-for-a-refinance/ https://preprod.newamericanfunding.com/learning-center/homeowners/5-year-rate-protection-pledge-for-a-refinance/ Ben Lane Our commitment is to get you a low rate and avoid repeat fees on a refinance. Tue, 28 May 2024 16:00:00 Z 2024-05-28T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/buyers-markets-vs-sellers-markets-understanding-the-key-differences/ https://preprod.newamericanfunding.com/learning-center/homebuyers/buyers-markets-vs-sellers-markets-understanding-the-key-differences/ Adam Luehrs A buyer's market favors home shoppers. They often have more choices and additional bargaining power. A seller's market is often defined by a low supply of homes for sale. That can force buyers to compete to get offers accepted. Mon, 27 May 2024 16:00:00 Z 2024-05-27T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-a-500-rent-increase-led-to-homeownership-for-this-veteran/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-a-500-rent-increase-led-to-homeownership-for-this-veteran/ Karen Rodriguez Lisa Simpson, a dedicated veteran living in Killeen, Texas, faced a daunting situation that has become all too familiar to many Americans today. Fri, 24 May 2024 16:00:00 Z 2024-05-24T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/fha-appraisal-red-flags/ https://preprod.newamericanfunding.com/learning-center/homebuyers/fha-appraisal-red-flags/ Adam Luehrs An FHA red flag is any safety hazard, health hazard, or deteriorating element of a home that would jeopardize financing. Thu, 23 May 2024 16:00:00 Z 2024-05-23T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-a-title-search-in-real-estate/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-a-title-search-in-real-estate/ Adam Luehrs The property title search is a standard part of closing. Its purpose is to confirm the seller's legal right to sell a property. Here's everything you need to know. Thu, 23 May 2024 16:00:00 Z 2024-05-23T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/empowering-homebuyers-success-stories-from-our-team/ https://preprod.newamericanfunding.com/learning-center/homebuyers/empowering-homebuyers-success-stories-from-our-team/ Ashley Cantley Ericka and Pat's homeownership journey started like what many other diverse homebuyers experience. They struggled with financial obstacles and complex loan approval processes. The turning point came when they met Monique Sanchez. Wed, 22 May 2024 16:00:00 Z 2024-05-22T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-a-bridge-loan/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-a-bridge-loan/ Adam Luehrs The big perk of the bridge loan is that it enables a homeowner to purchase a new home before they have a chance to sell the one they currently own. Tue, 21 May 2024 16:00:00 Z 2024-05-21T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-the-difference-between-a-condo-and-a-townhouse/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-the-difference-between-a-condo-and-a-townhouse/ Adam Luehrs Broadly speaking, condos are individual units within a larger complex. They are more like "ownable" apartments. Meanwhile, townhouses are considered independent structures. Tue, 21 May 2024 16:00:00 Z 2024-05-21T16:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/innovative-solutions-to-homeownership-disparities-a-close-up-on-new-american-fundings-strategies/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/innovative-solutions-to-homeownership-disparities-a-close-up-on-new-american-fundings-strategies/ Ashley Cantley Homeownership remains a cornerstone of the American dream. Although disparities in access to homeownership continue to persist, efforts are underway to address these inequalities. Mon, 20 May 2024 16:00:00 Z 2024-05-20T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/contingent-vs-pending/ https://preprod.newamericanfunding.com/learning-center/homebuyers/contingent-vs-pending/ Adam Luehrs Contingent means that a seller has accepted an offer on the condition that specific contingencies are satisfied by closing day. Pending means that all provisions have been successfully met while a sale is being processed. Fri, 17 May 2024 16:00:00 Z 2024-05-17T16:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/from-policy-to-practice-shaping-an-inclusive-future-for-homeownership/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/from-policy-to-practice-shaping-an-inclusive-future-for-homeownership/ Karen Rodriguez Homeownership remains a cornerstone of the American dream. Although disparities in access to homeownership continue to persist, efforts are underway to address these inequalities. Wed, 15 May 2024 16:00:00 Z 2024-05-15T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/house-hunting-checklist/ https://preprod.newamericanfunding.com/learning-center/homebuyers/house-hunting-checklist/ Ashley Cantley This comprehensive house-hunting checklist will guide you every step of the way, helping you navigate this journey smoothly. From preparing for property viewings to making the most of open house visits, this is your how-to. Tue, 14 May 2024 16:00:00 Z 2024-05-14T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/fees-when-buying-a-home-what-to-expect/ https://preprod.newamericanfunding.com/learning-center/homebuyers/fees-when-buying-a-home-what-to-expect/ Karen Rodriguez Buying a home is both a significant milestone and a deeply rewarding experience. However, it's essential to understand that purchasing a home involves various fees. Fri, 10 May 2024 16:00:00 Z 2024-05-10T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/homeownership-a-pathway-to-economic-stability/ https://preprod.newamericanfunding.com/learning-center/homebuyers/homeownership-a-pathway-to-economic-stability/ Karen Rodriguez New American Funding is working to make the dream of homeownership a reality for more people. Everyone should have the opportunity to own a home, and we're committed to helping people overcome the barriers that may stand in their way. Thu, 09 May 2024 16:00:00 Z 2024-05-09T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/have-rates-hit-their-highs/ https://preprod.newamericanfunding.com/learning-center/housing-news/have-rates-hit-their-highs/ Jason Obradovich After a series of rate hikes, many are wondering if we've finally reached the peak. In today’s Mortgage Rundown episode, we dive into inflation, jobs market data, and the recent FOMC meeting’s impact on interest rates. Thu, 09 May 2024 16:00:00 Z 2024-05-09T16:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/misconceptions-about-homeownership-in-diverse-communities/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/misconceptions-about-homeownership-in-diverse-communities/ Ailin Goode In order to cultivate long-term change, we must also shift the collective mindset around lending to diverse communities. Wed, 08 May 2024 16:00:00 Z 2024-05-08T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/construction-costs-a-key-factor-in-new-home-building-and-remodeling-decisions/ https://preprod.newamericanfunding.com/learning-center/homebuyers/construction-costs-a-key-factor-in-new-home-building-and-remodeling-decisions/ Karen Rodriguez Let's examine how rising construction costs affect new home building and remodeling decisions and how they influence the decisions of both potential homebuyers and existing homeowners. Tue, 07 May 2024 16:00:00 Z 2024-05-07T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-does-contingent-mean-in-real-estate/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-does-contingent-mean-in-real-estate/ Adam Luehrs What does contingent mean in real estate in different circumstances? This guide covers what you need to know. Mon, 06 May 2024 16:00:00 Z 2024-05-06T16:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/how-the-fair-housing-act-combats-discrimination/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/how-the-fair-housing-act-combats-discrimination/ Ailin Goode There have been many laws and regulations developed to help promote both fair housing and fair lending. However, there is still a long way to go to repair the damage that systemic discrimination has caused. Fri, 03 May 2024 16:00:00 Z 2024-05-03T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-much-does-it-cost-to-build-a-house/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-much-does-it-cost-to-build-a-house/ Adam Luehrs Could a new build be the best way for you to start your journey to homeownership? This overview of how to build a home can help you decide if this path is right for you. Thu, 02 May 2024 16:00:00 Z 2024-05-02T16:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/the-lasting-effects-of-redlining-understanding-its-impact-on-todays-homeownership/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/the-lasting-effects-of-redlining-understanding-its-impact-on-todays-homeownership/ Ailin Goode Redlining is a discriminatory practice that emerged in the early 20th century and has had a significant and lasting impact on the socioeconomics of the U.S. Tue, 30 Apr 2024 16:00:00 Z 2024-04-30T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/co-buying-and-community-how-younger-generations-view-homeownership/ https://preprod.newamericanfunding.com/learning-center/homebuyers/co-buying-and-community-how-younger-generations-view-homeownership/ Ailin Goode Throughout history and across various cultures home sharing has taken on many different forms. Multigenerational living has often been the norm, with parents, grandparents, and children all living under the same roof well into the child’s adulthood. Mon, 29 Apr 2024 16:00:00 Z 2024-04-29T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/home-affordability-how-to-overcome-financial-hurdles/ https://preprod.newamericanfunding.com/learning-center/homebuyers/home-affordability-how-to-overcome-financial-hurdles/ Adam Luehrs Home affordability is on the minds of many first-time homebuyers today. What does it take to make a success story? It's important to assess your financial situation today to begin plotting your journey to owning your own home. Mon, 29 Apr 2024 16:00:00 Z 2024-04-29T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-an-escrow-analysis/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-an-escrow-analysis/ Adam Luehrs An escrow analysis refund is a payment provided to a borrower from a mortgage servicer to give back excess funds in an account that were detected following a review. Wed, 24 Apr 2024 16:00:00 Z 2024-04-24T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-much-is-a-mortgage-on-a-400000-home/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-much-is-a-mortgage-on-a-400000-home/ Adam Luehrs How much is a mortgage on a $400,000 home? Let's break down all of the intricacies of a typical mortgage to get the answer. Fri, 19 Apr 2024 16:00:00 Z 2024-04-19T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/unexpected-rise-in-treasury-rates/ https://preprod.newamericanfunding.com/learning-center/housing-news/unexpected-rise-in-treasury-rates/ Jason Obradovich Welcome back to the Mortgage Rundown. Today we're discussing the unexpected rise in treasury rates, the impact of inflation on the Federal Reserve's decisions, and the market's reaction. Watch the full episode now. Thu, 18 Apr 2024 16:00:00 Z 2024-04-18T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/spring-2024-housing-trends-prices-equity-and-impact/ https://preprod.newamericanfunding.com/learning-center/housing-news/spring-2024-housing-trends-prices-equity-and-impact/ Karen Rodriguez As we enter the bustling spring housing market, potential homebuyers face a common hurdle: sticker shock. Home prices have risen. Here's what it means for you. Wed, 17 Apr 2024 16:00:00 Z 2024-04-17T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/heloc-vs-home-equity-loan-understanding-the-key-differences/ https://preprod.newamericanfunding.com/learning-center/homeowners/heloc-vs-home-equity-loan-understanding-the-key-differences/ Adam Luehrs Two of the main options for refinancing a home are a home equity line of credit (HELOC) and a home equity loan. Both offer the benefit of tapping into your home's equity. Tue, 16 Apr 2024 16:00:00 Z 2024-04-16T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-much-is-a-mortgage-on-a-300000-house/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-much-is-a-mortgage-on-a-300000-house/ Adam Luehrs How much is a mortgage on a $300,000 house? This question presents the perfect starting point for exploring how much mortgage you can afford as a first-time homebuyer. Fri, 12 Apr 2024 16:00:00 Z 2024-04-12T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-new-real-estate-commission-rules-could-affect-first-time-buyers/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-new-real-estate-commission-rules-could-affect-first-time-buyers/ Ashley Cantley Buyers will now be responsible for agent commissions and those already scrimping to muster the initial down payment may have to come up with more upfront funds. Thu, 11 Apr 2024 16:00:00 Z 2024-04-11T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/tackling-high-interest-debt-the-power-of-mortgage-refinancing/ https://preprod.newamericanfunding.com/learning-center/homeowners/tackling-high-interest-debt-the-power-of-mortgage-refinancing/ Karen Rodriguez For many homeowners burdened with high-interest debt, finding a way to alleviate the financial strain can feel like an uphill battle. However, an increasingly popular strategy is mortgage refinancing. Wed, 10 Apr 2024 16:00:00 Z 2024-04-10T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/understanding-mortgage-insurance-a-guide-for-homeowners/ https://preprod.newamericanfunding.com/learning-center/homebuyers/understanding-mortgage-insurance-a-guide-for-homeowners/ Adam Luehrs What is mortgage insurance all about? This article covers the ins and outs of mortgage insurance when buying a home. Tue, 09 Apr 2024 16:00:00 Z 2024-04-09T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/mortgagor-vs-mortgagee-understanding-the-key-differences/ https://preprod.newamericanfunding.com/learning-center/homebuyers/mortgagor-vs-mortgagee-understanding-the-key-differences/ Adam Luehrs Do you know the difference between mortgagor vs. mortgagee? It's an important distinction to clear up before moving forward with the buying process. Both have unique responsibilities and rights. Here's what you need to know! Mon, 08 Apr 2024 16:00:00 Z 2024-04-08T16:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/embracing-diversity-new-american-fundings-commitment-to-mirroring-communities-we-serve/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/embracing-diversity-new-american-fundings-commitment-to-mirroring-communities-we-serve/ Karen Rodriguez In today's rapidly evolving nation, companies recognize the importance of diversity and inclusion in their workforce. At New American Funding, a leading mortgage lender, we stand at the forefront of this movement, actively embracing the concept of mirroring the communities we serve. Fri, 05 Apr 2024 16:00:00 Z 2024-04-05T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/how-much-does-it-cost-to-refinance-a-mortgage/ https://preprod.newamericanfunding.com/learning-center/homeowners/how-much-does-it-cost-to-refinance-a-mortgage/ Adam Luehrs Discover the true cost of refinancing your mortgage. Get expert advice and find the best rates. Learn how much it costs to refinance today! Wed, 03 Apr 2024 16:00:00 Z 2024-04-03T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/how-do-you-refinance-a-house/ https://preprod.newamericanfunding.com/learning-center/homeowners/how-do-you-refinance-a-house/ Adam Luehrs Learn how to refinance your home and save money on mortgage payments. Our step-by-step guide makes refinancing easy. Start saving today! Tue, 02 Apr 2024 16:00:00 Z 2024-04-02T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/real-estate-market-forecast-for-spring-hot-hot-hot/ https://preprod.newamericanfunding.com/learning-center/housing-news/real-estate-market-forecast-for-spring-hot-hot-hot/ Karen Rodriguez As we move through 2024, the real estate market shows no signs of slowing down. The market remains hot, with homes selling quickly and inventory levels at record lows. Fri, 29 Mar 2024 16:00:00 Z 2024-03-29T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-fed-holds-rates-steady/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-fed-holds-rates-steady/ Jason Obradovich Welcome back to the Mortgage Rundown! Today, we delve into the recent FOMC meeting and its implications for interest rates in the coming months. Watch the full episode to learn more. Fri, 29 Mar 2024 16:00:00 Z 2024-03-29T16:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/mosi-gatling-breaks-barriers-for-fair-housing-month/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/mosi-gatling-breaks-barriers-for-fair-housing-month/ Adam Luehrs Embrace education and trusted partnerships to navigate homeownership, with Mosi Gatling's guidance for breaking down barriers during Fair Housing Month. Fri, 29 Mar 2024 16:00:00 Z 2024-03-29T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/are-va-loans-assumable/ https://preprod.newamericanfunding.com/learning-center/homebuyers/are-va-loans-assumable/ Ashley Cantley When you take on a VA loan from someone else, two main challenges are dealing with home equity and understanding how it affects your VA loan benefits. Thu, 28 Mar 2024 16:00:00 Z 2024-03-28T16:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/arkansas-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/arkansas-first-time-homebuyer-guide/ Ailin Goode Thinking about buying a home in The Natural State but don’t know where to begin? Read on to learn more about the benefits of buying a home in Arkansas, the programs and loans you can use to purchase your first home, and about how New American Funding can help you fund your dream. Thu, 28 Mar 2024 16:00:00 Z 2024-03-28T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/7-documents-you-need-when-applying-for-a-home-loan/ https://preprod.newamericanfunding.com/learning-center/homebuyers/7-documents-you-need-when-applying-for-a-home-loan/ Ashley Cantley Having the right documents is crucial when applying for a home loan. Lenders require specific information to assess your eligibility and determine the terms of your loan. Tue, 26 Mar 2024 16:00:00 Z 2024-03-26T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/fha-loan-limits-2024-updated-guidelines-and-requirements/ https://preprod.newamericanfunding.com/learning-center/homebuyers/fha-loan-limits-2024-updated-guidelines-and-requirements/ Karen Rodriguez Discover the latest FHA loan limits for 2024 and secure your dream home with ease. Don't miss out on these affordable financing options. Apply now! Fri, 22 Mar 2024 16:00:00 Z 2024-03-22T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/escrow-in-mortgages-what-you-need-to-know/ https://preprod.newamericanfunding.com/learning-center/homebuyers/escrow-in-mortgages-what-you-need-to-know/ Karen Rodriguez Escrow accounts are important in real estate transactions. They protect the interests of buyers and sellers. These accounts, handled by neutral third parties, are safe places to keep money that will be used for different costs related to selling a property. Thu, 21 Mar 2024 16:00:00 Z 2024-03-21T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/fha-approved-condo/ https://preprod.newamericanfunding.com/learning-center/homebuyers/fha-approved-condo/ Ashley Cantley If you're living in a bustling city or vibrant town and dreaming of owning your own home but have hurdles you're facing like low credit scores or limited savings, there are options for you. Condo living is a great option. Wed, 20 Mar 2024 16:00:00 Z 2024-03-20T16:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/minnesota-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/minnesota-first-time-homebuyer-guide/ Ailin Goode How much a first-time homebuyer has to put down on a home depends on the loan type and their unique financial profile. For example, VA loans offer zero down payment, while the down payment on a Conventional loan can be anywhere between 3%-20%. Fri, 15 Mar 2024 16:00:00 Z 2024-03-15T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-inflation-waiting-game/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-inflation-waiting-game/ Jason Obradovich Welcome back to the Mortgage Rundown. Today we're talking about current interest rates, inflation trends, job market analysis, and the Federal Reserve predictions. Watch the full episode now to learn about these factors and their economic impact in today's market. Thu, 07 Mar 2024 17:00:00 Z 2024-03-07T17:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/how-hud-is-serving-the-underserved/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/how-hud-is-serving-the-underserved/ Ailin Goode In addition to those changes, HUD has also addressed and removed some systemic barriers to homeownership allowing around a quarter of a million Black homebuyers to purchase a home in the last three years. Tue, 05 Mar 2024 17:00:00 Z 2024-03-05T17:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/womens-history-in-homebuying-and-the-new-trailblazers/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/womens-history-in-homebuying-and-the-new-trailblazers/ Ailin Goode According to The Pew Research Center, single women-owned 58% of the nearly 35.2 million homes owned by unmarried Americans, while single men held 42%. Fri, 01 Mar 2024 17:00:00 Z 2024-03-01T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/arizona-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/arizona-first-time-homebuyer-guide/ Ailin Goode The minimum down payment a borrower may put down on a home in Arizona depends on the loan. The down payment can be as low as 0% (USDA and VA loans), 3% (Conventional loans), or 3.5% (FHA loans). Thu, 29 Feb 2024 17:00:00 Z 2024-02-29T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/illinois-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/illinois-first-time-homebuyer-guide/ Ailin Goode Several loans may be available to first-time homebuyers that offer low or no down payments. These include FHA, VA, and USDA loans. Each loan comes with its own set of unique applicable qualifications in addition to the requirements of the lender offering them. Thu, 29 Feb 2024 17:00:00 Z 2024-02-29T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/louisiana-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/louisiana-first-time-homebuyer-guide/ Ailin Goode The minimum down payment a borrower may put down on a home in Louisiana depends on the loan. The down payment can be as low as 0% (USDA and VA loans), 3% (Conventional loans), or 3.5% (FHA loans). Thu, 29 Feb 2024 17:00:00 Z 2024-02-29T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/ohio-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/ohio-first-time-homebuyer-guide/ Ailin Goode There are many down payment and closing costs assistance programs available to first-time homebuyers. They can include government programs at both the state and local levels, programs offered by non-profit organizations, as well as lender-offered programs. Thu, 29 Feb 2024 17:00:00 Z 2024-02-29T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/alaska-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/alaska-first-time-homebuyer-guide/ Ailin Goode The credit score needed by a first-time homebuyer in Alaska will depend on the loan type you are applying for as well as your financial situation. Wed, 28 Feb 2024 17:00:00 Z 2024-02-28T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/south-dakota-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/south-dakota-first-time-homebuyer-guide/ Ailin Goode New American Funding offers an assistance program for first-time homebuyers called The Pathway to Homeownership. Specifically available to first-time homebuyers, eligible borrowers may receive up to $8,000* in financial assistance. Wed, 28 Feb 2024 17:00:00 Z 2024-02-28T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/4-key-qualities-to-seek-in-a-mortgage-lender/ https://preprod.newamericanfunding.com/learning-center/homebuyers/4-key-qualities-to-seek-in-a-mortgage-lender/ Karen Rodriguez Choosing the right mortgage lender is pivotal not just in the initial homebuying journey but throughout the entire mortgage experience, impacting both the financial aspects of purchasing a home and the ongoing interactions with your lender. Tue, 27 Feb 2024 17:00:00 Z 2024-02-27T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/connecticut-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/connecticut-first-time-homebuyer-guide/ Ailin Goode If you're a first-time homebuyer trying to purchase your dream home in Connecticut, there are many loans and programs available to make owning a home in the state a reality. Mon, 26 Feb 2024 17:00:00 Z 2024-02-26T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/delaware-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/delaware-first-time-homebuyer-guide/ Ailin Goode New American Funding offers an assistance program for first-time homebuyers called The Pathway to Homeownership. Specifically available to first-time homebuyers, eligible borrowers may receive up to $8,000* in financial assistance. Fri, 23 Feb 2024 17:00:00 Z 2024-02-23T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-get-approved-for-a-home-loan/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-get-approved-for-a-home-loan/ Ashley Cantley Loan officers are crucial in the home loan process, serving as advisors and guides. To determine loan eligibility and terms, they analyze applicants' financial details, including income, debts, and credit history. Thu, 22 Feb 2024 17:00:00 Z 2024-02-22T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/hawaii-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/hawaii-first-time-homebuyer-guide/ Ailin Goode The minimum down payment a borrower may put down on a home in Hawaii depends on the loan. The down payment can be as low as 0% (USDA and VA loans), 3% (Conventional loans), or 3.5% (FHA loans). Wed, 21 Feb 2024 17:00:00 Z 2024-02-21T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/idaho-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/idaho-first-time-homebuyer-guide/ Ailin Goode There are many down payment and closing costs assistance programs available to first-time homebuyers. They can include government programs at both the state and local levels, programs offered by non-profit organizations, as well as lender-offered programs. Tue, 20 Feb 2024 17:00:00 Z 2024-02-20T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/fha-loans-bridging-the-racial-homeownership-gap/ https://preprod.newamericanfunding.com/learning-center/guides/fha-loans-bridging-the-racial-homeownership-gap/ Ailin Goode According to a recent press release by HUD, approximately a quarter of a million Black homeowners have been able to buy a home in the last three years using an FHA loan. Fri, 16 Feb 2024 17:00:00 Z 2024-02-16T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/iowa-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/iowa-first-time-homebuyer-guide/ Ailin Goode There are many down payment and closing costs assistance programs available to first-time homebuyers. They can include government programs at both the state and local levels, programs offered by non-profit organizations, as well as lender-offered programs. Thu, 15 Feb 2024 17:00:00 Z 2024-02-15T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/kansas-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/kansas-first-time-homebuyer-guide/ Ailin Goode How much a first-time homebuyer has to put down on a home depends on the loan type and their unique financial profile. For example, VA loans offer zero down payment, while the down payment on a Conventional loan can be anywhere between 3%-20%. Wed, 14 Feb 2024 17:00:00 Z 2024-02-14T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/kentucky-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/kentucky-first-time-homebuyer-guide/ Ailin Goode If you're a first-time homebuyer in Kentucky, this guide will provide you with valuable information about loans, programs, and resources available to meet your needs. Tue, 13 Feb 2024 17:00:00 Z 2024-02-13T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/maine-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/maine-first-time-homebuyer-guide/ Ailin Goode The minimum down payment a borrower may put down on a home in Maine depends on the loan. The down payment can be as low as 0% (USDA and VA loans), 3% (Conventional loans), or 3.5% (FHA loans). Mon, 12 Feb 2024 17:00:00 Z 2024-02-12T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/comparing-single-family-homes-vs-condos/ https://preprod.newamericanfunding.com/learning-center/homebuyers/comparing-single-family-homes-vs-condos/ Ailin Goode Whether you want to choose a single-family home or a condo as you start your homebuying journey will depend on your unique needs and goals. Fri, 09 Feb 2024 17:00:00 Z 2024-02-09T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/is-now-the-best-time-for-first-time-homebuyers-in-2024/ https://preprod.newamericanfunding.com/learning-center/housing-news/is-now-the-best-time-for-first-time-homebuyers-in-2024/ Karen Rodriguez At the start of a new year, we are presented with fresh opportunities, and one important question in the housing realm is whether to buy or rent a home. Let's explore the factors to consider when making the right housing decision in the new year. Thu, 08 Feb 2024 17:00:00 Z 2024-02-08T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/job-growth-exceeding-expectations/ https://preprod.newamericanfunding.com/learning-center/housing-news/job-growth-exceeding-expectations/ Jason Obradovich In today's episode of the Mortgage Rundown, we discuss the surprising job growth in January, its impact on treasury rates, and the potential for the Federal Reserve to change its stance on rates. Watch now to learn more about what to expect in the coming weeks. Thu, 08 Feb 2024 17:00:00 Z 2024-02-08T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/massachusetts-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/massachusetts-first-time-homebuyer-guide/ Ailin Goode The credit score needed by a first-time homebuyer in Massachusetts will depend on the loan type you are applying for as well as your financial situation. For instance, FHA loans may allow a credit score as low as 500 with a high enough down payment. Thu, 08 Feb 2024 17:00:00 Z 2024-02-08T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/first-time-homebuyer-myths/ https://preprod.newamericanfunding.com/learning-center/homebuyers/first-time-homebuyer-myths/ Ashley Cantley Many myths fill the journey to first-time homeownership. However, by understanding the reality behind these myths, you can confidently approach this significant life decision. Wed, 07 Feb 2024 17:00:00 Z 2024-02-07T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/2024-the-year-to-organize-your-space-and-ace-your-real-estate-race/ https://preprod.newamericanfunding.com/learning-center/homeowners/2024-the-year-to-organize-your-space-and-ace-your-real-estate-race/ Karen Rodriguez 'New year, new me' – how many times have we heard that one? But in 2024, it's not just about reinventing ourselves; it's about reorganizing our spaces. And for those in the real estate game, be the buyers, sellers, or dreamers, staying organized isn't just a nicety; it's a necessity. Wed, 07 Feb 2024 17:00:00 Z 2024-02-07T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/offering-incentives-in-2024-could-help-your-home-sell-faster/ https://preprod.newamericanfunding.com/learning-center/homeowners/offering-incentives-in-2024-could-help-your-home-sell-faster/ Karen Rodriguez The real estate market today presents unique challenges and opportunities for sellers. Offering strategic incentives can greatly enhance the appeal of your property to potentially fuel a quicker and more profitable sale. Wed, 07 Feb 2024 17:00:00 Z 2024-02-07T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/missouri-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/missouri-first-time-homebuyer-guide/ Ailin Goode The credit score needed by a first-time homebuyer in Missouri will depend on the loan type you are applying for as well as your financial situation. For instance, FHA loans may allow a credit score as low as 500 with a high enough down payment. Tue, 06 Feb 2024 17:00:00 Z 2024-02-06T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/creative-ways-to-save-for-homeownership/ https://preprod.newamericanfunding.com/learning-center/homebuyers/creative-ways-to-save-for-homeownership/ Ashley Cantley Increasing savings automatically is a great way to reach your homeownership goal without even thinking about it. To get started, set up automatic transfers from your checking account to your savings account on payday. Mon, 05 Feb 2024 17:00:00 Z 2024-02-05T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/2024-condo-guide-balancing-pros-and-cons/ https://preprod.newamericanfunding.com/learning-center/guides/2024-condo-guide-balancing-pros-and-cons/ Ailin Goode As you stand at the crossroads of deciding between the charm of a condominium and the space of a single-family home, consider it a pivotal moment in shaping your lifestyle and realizing your future dreams. Fri, 02 Feb 2024 17:00:00 Z 2024-02-02T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/west-virginia-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/west-virginia-first-time-homebuyer-guide/ Ailin Goode The minimum down payment a borrower may put down on a home in West Virginia depends on the loan. The down payment can be as low as 0% (USDA and VA loans), 3% (Conventional loans), or 3.5% (FHA loans). Thu, 01 Feb 2024 17:00:00 Z 2024-02-01T17:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/honoring-black-leaders-paving-the-way-to-fair-housing-during-black-history-month/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/honoring-black-leaders-paving-the-way-to-fair-housing-during-black-history-month/ Karen Rodriguez At New American Funding, we believe in homeownership's power to build wealth and create opportunities. In this article, we pay tribute to the trailblazing individuals who played a pivotal role in dismantling discriminatory housing practices and promoting fair housing for all. Wed, 31 Jan 2024 17:00:00 Z 2024-01-31T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/mississippi-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/mississippi-first-time-homebuyer-guide/ Ailin Goode Mississippi has several first-time homebuyer programs available. They offer down payment assistance and homebuyer education courses and counseling. Tue, 30 Jan 2024 17:00:00 Z 2024-01-30T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/down-payment-assistance-programs-the-underused-solution-to-one-of-the-most-common-barriers-of-homeownership/ https://preprod.newamericanfunding.com/learning-center/guides/down-payment-assistance-programs-the-underused-solution-to-one-of-the-most-common-barriers-of-homeownership/ Ailin Goode DPA is offered by various organizations, including government agencies, non-profits, and sometimes private companies. The assistance can come in the form of a grant, a forgivable loan, or a low-interest loan. Mon, 29 Jan 2024 17:00:00 Z 2024-01-29T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/alabama-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/alabama-first-time-homebuyer-guide/ Ailin Goode There are many down payment and closing costs assistance programs available to first-time homebuyers. They can include government programs at both the state and local levels, programs offered by non-profit organizations, as well as lender-offered programs. Fri, 26 Jan 2024 17:00:00 Z 2024-01-26T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/why-is-a-co-borrower-beneficial/ https://preprod.newamericanfunding.com/learning-center/homebuyers/why-is-a-co-borrower-beneficial/ Karen Rodriguez When purchasing your first home, several decisions require careful consideration. One fundamental decision is whether to involve a co-borrower on your loan. Thu, 25 Jan 2024 17:00:00 Z 2024-01-25T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/nevada-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/nevada-first-time-homebuyer-guide/ Ailin Goode Nevada has several first-time homebuyer programs available. They offer down payment assistance and homebuyer education courses and counseling. Thu, 25 Jan 2024 17:00:00 Z 2024-01-25T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/who-should-hire-a-real-estate-attorney-simplifying-the-process-for-homebuyers/ https://preprod.newamericanfunding.com/learning-center/homebuyers/who-should-hire-a-real-estate-attorney-simplifying-the-process-for-homebuyers/ Karen Rodriguez In the dynamic and often convoluted world of real estate, the decision to use a real estate attorney is not only a matter of formality but a strategic step towards safeguarding your interests. This guide aims to show you who benefits most from legal counsel in property dealings and the reasons behind it. Tue, 23 Jan 2024 17:00:00 Z 2024-01-23T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/washington-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/washington-first-time-homebuyer-guide/ Ailin Goode How much a first-time homebuyer has to put down on a home depends on the loan type and their unique financial profile. For example, VA loans offer zero down payment, while the down payment on a Conventional loan can be anywhere between 3%-20%. Tue, 23 Jan 2024 17:00:00 Z 2024-01-23T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/wisconsin-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/wisconsin-first-time-homebuyer-guide/ Ailin Goode Wisconsin has several first-time homebuyer programs available. They offer down payment assistance and homebuyer education courses and counseling. Check with WHEDA to see details about their homebuyer programs. Tue, 23 Jan 2024 17:00:00 Z 2024-01-23T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/promising-signs-for-the-housing-market-as-we-enter-2024/ https://preprod.newamericanfunding.com/learning-center/housing-news/promising-signs-for-the-housing-market-as-we-enter-2024/ Ailin Goode Declining interest rates, a decrease in the time homes spend on the market, and an increase in inventory all signal that 2024 will be a better year for the housing market. Fri, 19 Jan 2024 17:00:00 Z 2024-01-19T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-you-need-to-know-about-bank-owned-homes/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-you-need-to-know-about-bank-owned-homes/ Karen Rodriguez As we navigate the dynamic landscape of the 2024 real estate market, one thing to consider is the presence of bank-owned homes, known as real estate-owned (REO) properties. Thu, 18 Jan 2024 17:00:00 Z 2024-01-18T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/rhode-island-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/rhode-island-first-time-homebuyer-guide/ Ailin Goode Rhode Island has several first-time homebuyer programs available. They offer down payment assistance and homebuyer education courses and counseling. Thu, 18 Jan 2024 17:00:00 Z 2024-01-18T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-411-on-the-fhas-203k-loan-program/ https://preprod.newamericanfunding.com/learning-center/homebuyers/the-411-on-the-fhas-203k-loan-program/ Karen Rodriguez The FHA 203(k) helps you pay to bring an older home in need of some TLC back up to market standards. Wed, 17 Jan 2024 17:00:00 Z 2024-01-17T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/south-carolina-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/south-carolina-first-time-homebuyer-guide/ Ailin Goode If you're a first-time homebuyer in South Carolina there are various loans and programs available to potentially help you buy a home. Read our guide to find out which of these programs may be right for your needs. Wed, 17 Jan 2024 17:00:00 Z 2024-01-17T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/new-year-big-decision-should-you-buy-or-rent-in-2024-unveiling-the-pros-and-cons/ https://preprod.newamericanfunding.com/learning-center/homebuyers/new-year-big-decision-should-you-buy-or-rent-in-2024-unveiling-the-pros-and-cons/ Karen Rodriguez Buying or renting in 2024? Find out the pros and cons of both and decide if this year may be the right year for you to buy a home. Tue, 16 Jan 2024 17:00:00 Z 2024-01-16T17:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/dr-martin-luther-king-jr-and-his-impact-on-housing/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/dr-martin-luther-king-jr-and-his-impact-on-housing/ Karen Rodriguez Every January, as Martin Luther King Jr. Day is observed, we at New American Funding are inspired by the enduring impact of this great leader, notably in the fields of housing and finance. Fri, 12 Jan 2024 17:00:00 Z 2024-01-12T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/knowing-how-much-you-can-spend-on-a-house/ https://preprod.newamericanfunding.com/learning-center/homebuyers/knowing-how-much-you-can-spend-on-a-house/ Karen Rodriguez If you have decided to buy a home, you may wonder about establishing a budget. There are several factors to think about when buying real estate. Thu, 11 Jan 2024 17:00:00 Z 2024-01-11T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/2024-market-outlook-rates-jobs-and-the-fed/ https://preprod.newamericanfunding.com/learning-center/housing-news/2024-market-outlook-rates-jobs-and-the-fed/ Jason Obradovich Welcome to the first #MortgageRundown of 2024. Today we are diving into the latest insights on interest rate trends, Fed policy impacts, and market expectations for 2024. Watch the full episode to get the latest scoop. Thu, 11 Jan 2024 17:00:00 Z 2024-01-11T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/good-news-for-homebuyers-lower-mortgage-rates-and-homebuilder-confidence/ https://preprod.newamericanfunding.com/learning-center/housing-news/good-news-for-homebuyers-lower-mortgage-rates-and-homebuilder-confidence/ Ailin Goode Learn what home builder confidence means for the homebuying market. Thu, 11 Jan 2024 17:00:00 Z 2024-01-11T17:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/hispanic-homeownership-on-the-rise-infographic/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/hispanic-homeownership-on-the-rise-infographic/ Karen Rodriguez The landscape of American homeownership is witnessing a remarkable trend: the steady rise of Hispanic homeowners. Wed, 10 Jan 2024 17:00:00 Z 2024-01-10T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/nebraska-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/nebraska-first-time-homebuyer-guide/ Ailin Goode If you're a first-time homebuyer in Nebraska, many loans and programs may be available to help you buy a home. Find out which one might be right for your needs. Tue, 09 Jan 2024 17:00:00 Z 2024-01-09T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-make-an-offer-on-a-home-in-2024/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-make-an-offer-on-a-home-in-2024/ Karen Rodriguez Learn what goes into making an offer on a home and find out how to manage the different outcomes once you have made your offer. Fri, 05 Jan 2024 17:00:00 Z 2024-01-05T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/cash-out-refinance-vs.-home-equity-line-of-credit-choosing-the-right-one https://preprod.newamericanfunding.com/learning-center/homeowners/cash-out-refinance-vs.-home-equity-line-of-credit-choosing-the-right-one Karen Rodriguez If you're looking to tap into the equity of your home, both a Cash-Out Refinance and a Home Equity Line of Credit may be options. Find out the pros and cons of both and see which one might be right for you. Wed, 03 Jan 2024 17:00:00 Z 2024-01-03T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/embracing-retirement-smart-home-loan-solutions-from-new-american-funding/ https://preprod.newamericanfunding.com/learning-center/homeowners/embracing-retirement-smart-home-loan-solutions-from-new-american-funding/ Karen Rodriguez New American Funding has loan options available to help you embrace your retirement. Read on to learn which options may be right for your needs. Wed, 03 Jan 2024 17:00:00 Z 2024-01-03T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/montana-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/montana-first-time-homebuyer-guide/ Ailin Goode If you're a first-time homebuyer in the state of Montana, there are many loans and programs available to you. Find out which of these might be able to help you buy a home. Tue, 02 Jan 2024 17:00:00 Z 2024-01-02T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/heloc-vs.-second-mortgage-which-is-better https://preprod.newamericanfunding.com/learning-center/homeowners/heloc-vs.-second-mortgage-which-is-better Ashley Cantley Two common ways of tapping into your home equity are a HELOC and a Second mortgage. Read our guide to find out which one might be right for your needs. Thu, 28 Dec 2023 17:00:00 Z 2023-12-28T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/oklahoma-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/oklahoma-first-time-homebuyer-guide/ Ailin Goode If you're a first-time homebuyer in the state of Oklahoma, various loans and programs may be available to you. Read our comprehensive guide to learn which ones might be able to help you buy a home. Tue, 26 Dec 2023 17:00:00 Z 2023-12-26T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/new-mexico-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/new-mexico-first-time-homebuyer-guide/ No author If you're a first-time homebuyer in the state of New Mexico, there are many loans and programs available to you. Read our comprehensive guide to learn which ones may be able to help you buy a home. Fri, 22 Dec 2023 17:00:00 Z 2023-12-22T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-contingencies-you-should-consider-when-buying-a-home/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-contingencies-you-should-consider-when-buying-a-home/ Karen Rodriguez To protect yourself and avoid these types of situations, it's wise to include specific contingencies in your home purchase contract. Thu, 21 Dec 2023 17:00:00 Z 2023-12-21T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/new-jersey-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/new-jersey-first-time-homebuyer-guide/ Ailin Goode If you're a first-time homebuyer in the state of New Jersey, there may be many loans and programs available to you. Read our comprehensive guide to learn which of these might be able to help you buy a home. Thu, 21 Dec 2023 17:00:00 Z 2023-12-21T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/north-dakota-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/north-dakota-first-time-homebuyer-guide/ Ailin Goode If you're a first-time homebuyer in North Dakota, read our comprehensive guide to learn what loans and programs may be available to help you buy a home. Wed, 20 Dec 2023 17:00:00 Z 2023-12-20T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/new-hampshire-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/new-hampshire-first-time-homebuyer-guide/ Ailin Goode There are many loans and programs available for first-time homebuyers in the state of New Hampshire. Read our comprehensive guide to learn which ones might help you buy a home. Tue, 19 Dec 2023 17:00:00 Z 2023-12-19T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-all-cash-offer-in-2023-a-strategic-move-in-real-estate/ https://preprod.newamericanfunding.com/learning-center/homebuyers/the-all-cash-offer-in-2023-a-strategic-move-in-real-estate/ Karen Rodriguez Find out why buying in cash could be a strategic move for you in today's housing market. Mon, 18 Dec 2023 17:00:00 Z 2023-12-18T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/oregon-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/oregon-first-time-homebuyer-guide/ Ailin Goode There are many loans and programs available to first-time homebuyers in the state of Oregon. Read our comprehensive guide to learn which of these might be available to help you buy a home. Mon, 18 Dec 2023 17:00:00 Z 2023-12-18T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/thank-you-for-your-service-6-advantages-of-va-loans/ https://preprod.newamericanfunding.com/learning-center/homebuyers/thank-you-for-your-service-6-advantages-of-va-loans/ Karen Rodriguez Whether you are a retired member of the U.S. military or still on active duty, a VA home loan could offer you significant benefits when financing a new home or refinancing your current one. Tue, 12 Dec 2023 17:00:00 Z 2023-12-12T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/homebuying-process-the-people-that-make-it-happen/ https://preprod.newamericanfunding.com/learning-center/homebuyers/homebuying-process-the-people-that-make-it-happen/ Karen Rodriguez Buying a home is not only a huge milestone, but also a long process. There are multiple steps involved, so it should come as a relief to know that someone will be helping you through each phase of the process. Mon, 11 Dec 2023 17:00:00 Z 2023-12-11T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/why-spring-remains-a-prime-time-for-homebuying-in-2024/ https://preprod.newamericanfunding.com/learning-center/housing-news/why-spring-remains-a-prime-time-for-homebuying-in-2024/ Karen Rodriguez When the final days of winter give way to the early signs of spring in March 2024, it will be an opportune time for prospective homebuyers to consider entering the lively spring housing market. Fri, 08 Dec 2023 17:00:00 Z 2023-12-08T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/utah-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/utah-first-time-homebuyer-guide/ Ailin Goode If you're a first-time homebuyer in Utah, check out our comprehensive guide to find out what loans and programs might be available to you. Fri, 08 Dec 2023 17:00:00 Z 2023-12-08T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/top-of-the-roller-coaster/ https://preprod.newamericanfunding.com/learning-center/housing-news/top-of-the-roller-coaster/ Jason Obradovich Welcome back to the #MortgageRundown. Interest rates have been dropping dramatically over the past month and a half due to the influence of the job market, and the expected future actions of the Federal Reserve. Watch the full video now to learn more about what the Fed may do next. Thu, 07 Dec 2023 17:00:00 Z 2023-12-07T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/vermont-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/vermont-first-time-homebuyer-guide/ Ailin Goode There are many loans and programs available to first-time homebuyers who want to buy their home in Vermont. Read our guide to find out which of these programs might be able to help you. Tue, 05 Dec 2023 17:00:00 Z 2023-12-05T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/wyoming-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/wyoming-first-time-homebuyer-guide/ Ailin Goode There are many loans and programs available for buyers in Wyoming. Read our first-time homebuyer guide to learn which of these programs might be able to help you buy a home. Fri, 01 Dec 2023 17:00:00 Z 2023-12-01T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/tennessee-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/tennessee-first-time-homebuyer-guide/ Ailin Goode Find out what loans and programs are available to first-time homebuyers who want to buy a home in Tennessee using our homebuyer guide. Tue, 28 Nov 2023 17:00:00 Z 2023-11-28T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/all-about-home-inspections/ https://preprod.newamericanfunding.com/learning-center/homebuyers/all-about-home-inspections/ Ailin Goode A home inspection is essentially an unbiased report made by a qualified third party on the physical condition of a house. Tue, 21 Nov 2023 17:00:00 Z 2023-11-21T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/michigan-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/michigan-first-time-homebuyer-guide/ New American Funding If you're a first-time homebuyer in the state of Michigan, many loans and programs may be available to you. Read our homebuyer guide to find out how you may be able to buy your first home in the state. Fri, 17 Nov 2023 17:00:00 Z 2023-11-17T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/indiana-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/indiana-first-time-homebuyer-guide/ New American Funding If you're thinking of buying your first home in Indiana many loans and programs may be available to you. Read on to learn about how you, as a first-time homebuyer can find assistance on your homebuying journey. Fri, 10 Nov 2023 17:00:00 Z 2023-11-10T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/georgia-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/georgia-first-time-homebuyer-guide/ New American Funding If you are a first-time homebuyer in Georgia, check out our comprehensive guide to what programs and loans may be available to you. Fri, 03 Nov 2023 16:00:00 Z 2023-11-03T16:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/maryland-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/maryland-first-time-homebuyer-guide/ Ailin Goode If you're thinking about buying your first home in the Old Line State, know that there are a series of first-time buyer programs and mortgage options that can make the journey easier. Fri, 20 Oct 2023 16:00:00 Z 2023-10-20T16:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/new-york-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/new-york-first-time-homebuyer-guide/ New Amerian Funding If you are a first-time homebuyer looking to buy your dream home in New York, read our guide to learn what programs and loans may be available to help you on your homebuying journey. Fri, 20 Oct 2023 16:00:00 Z 2023-10-20T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/inflation-is-coming-down-when-will-rates-follow/ https://preprod.newamericanfunding.com/learning-center/homebuyers/inflation-is-coming-down-when-will-rates-follow/ Jason Obradovich We are back with another episode of the Mortgage Rundown! Today we're talking about what's happening with Interest Rates. As another month has rolled by, we've seen inflation continuing to come down, so why do current interest rates keep climbing? Watch the full episode to learn more. Thu, 19 Oct 2023 16:00:00 Z 2023-10-19T16:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/colorado-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/colorado-first-time-homebuyer-guide/ New American Funding If you're a first-time homebuyer trying to buy your dream home in Colorado, this guide is for you. Find out what loans, programs, and assistance may be available to help you on your homebuying journey. Fri, 13 Oct 2023 16:00:00 Z 2023-10-13T16:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/north-carolina-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/north-carolina-first-time-homebuyer-guide/ New American Funding If buying a home in North Carolina is part of your American Dream, read our first-time homebuyer guide to learn what programs and loans may be available to you. Fri, 06 Oct 2023 16:00:00 Z 2023-10-06T16:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/virginia-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/virginia-first-time-homebuyer-guide/ Ailin Goode If you're a first-time homebuyer in Virginia, many loans and programs may be available to you. Read our first-time homebuyer guide to find out what resources and products you may be able to use on your homebuying journey. Fri, 29 Sep 2023 16:00:00 Z 2023-09-29T16:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/pennsylvania-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/pennsylvania-first-time-homebuyer-guide/ Ailin Goode If you're a first-time homebuyer whose dream home is in Pennsylvania our first-time homebuyer guide is for you. Learn about what loans and assistance programs may be available to you to help you on your journey to homeownership. Thu, 28 Sep 2023 16:00:00 Z 2023-09-28T16:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/celebrate-hispanic-heritage/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/celebrate-hispanic-heritage/ Ailin Goode Read about the history of Hispanic Heritage Month, the importance of community, and see the impact of Hispanic leadership. Fri, 15 Sep 2023 16:00:00 Z 2023-09-15T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/impatiently-waiting/ https://preprod.newamericanfunding.com/learning-center/housing-news/impatiently-waiting/ Jason Obradovich Welcome back to another episode of the Mortgage Rundown! Today we'll dive deep into the current state of interest rates, the Fed's recent policy decisions, and what the future may hold for rates in the remainder of 2023 and the beginning of 2024. Thu, 14 Sep 2023 16:00:00 Z 2023-09-14T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/inflation-trends-mortgage-rates-and-predictions/ https://preprod.newamericanfunding.com/learning-center/housing-news/inflation-trends-mortgage-rates-and-predictions/ Jason Obradovich Welcome back to the Mortgage Rundown! In today's episode, we dive deep into the recent inflation data, predictions on the Federal Reserve's interest rate decisions, and a look ahead to the key data releases at the end of the month. Stay ahead of the curve as we navigate the complexities of the capital markets and the ever-evolving world of inflation. Thu, 14 Sep 2023 16:00:00 Z 2023-09-14T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/renting-vs-buying-a-home-which-is-right-for-you/ https://preprod.newamericanfunding.com/learning-center/homebuyers/renting-vs-buying-a-home-which-is-right-for-you/ Brian Harris For many people, owning a home is the ultimate fulfillment of the American Dream. Buying a home is a major life decision, but is it the right time for you to buy? Fri, 08 Sep 2023 16:00:00 Z 2023-09-08T16:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/florida-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/florida-first-time-homebuyer-guide/ New American Funding If you're a first-time homebuyer who dreams of owning a home in Florida, this guide might be for you. Find out what programs and loans may be available to help you on your homebuying journey. Fri, 01 Sep 2023 16:00:00 Z 2023-09-01T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/pros-and-cons-of-buying-a-condo/ https://preprod.newamericanfunding.com/learning-center/homebuyers/pros-and-cons-of-buying-a-condo/ Ben Lane Are you interested in buying a condo? If so, you've come to the right place. Buying a condo is somewhat like buying a single-family house, but there are some differences you should be aware of. Thu, 31 Aug 2023 16:00:00 Z 2023-08-31T16:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/texas-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/texas-first-time-homebuyer-guide/ Ailin Goode Find out what programs and resources are available to you as a first-time homebuyer in Texas with this first-time homebuyer guide from New American Funding. Fri, 25 Aug 2023 16:00:00 Z 2023-08-25T16:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/california-first-time-homebuyer-guide/ https://preprod.newamericanfunding.com/learning-center/guides/california-first-time-homebuyer-guide/ New American Funding Learn about buying a home in California as a first-time homebuyer. Find out what programs and loans might be available to help you make your dream of homeownership come true. Fri, 18 Aug 2023 16:00:00 Z 2023-08-18T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/second-tier-va-loan-what-it-is-and-who-qualifies/ https://preprod.newamericanfunding.com/learning-center/homebuyers/second-tier-va-loan-what-it-is-and-who-qualifies/ New American Funding Learn what a second-tier VA loan is and find out if you might qualify for one at New American Funding. Wed, 09 Aug 2023 16:00:00 Z 2023-08-09T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/refinancing-your-home-in-texas-what-you-need-to-know/ https://preprod.newamericanfunding.com/learning-center/homeowners/refinancing-your-home-in-texas-what-you-need-to-know/ New American Funding Find out what you need to know about refinancing your home in Texas and discover whether it could be the right choice for your needs. Wed, 02 Aug 2023 16:00:00 Z 2023-08-02T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/have-rates-hit-their-peak/ https://preprod.newamericanfunding.com/learning-center/housing-news/have-rates-hit-their-peak/ Jason Obradovich Welcome back to the Mortgage Rundown! Today, we delve deep into the current state of Interest Rates, which have soared to their highest in 16 years. Reflecting on the implications for home buying and building, we also discuss the Fed's stance and the looming decisions in their upcoming September 20th meeting. Watch the full video to learn more! Wed, 02 Aug 2023 16:00:00 Z 2023-08-02T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/10-reverse-mortgage-myths-and-misconceptions/ https://preprod.newamericanfunding.com/learning-center/homeowners/10-reverse-mortgage-myths-and-misconceptions/ New American Funding There are some common misconceptions about Reverse mortgages. Explore the myths and find out if a Reverse mortgage might be right for you. Sun, 30 Jul 2023 16:00:00 Z 2023-07-30T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-buy-a-house-in-california-with-low-income/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-buy-a-house-in-california-with-low-income/ New American Funding There are options available that may be able to help low-income borrowers buy a house in California. Find out what loans or programs may be right for your needs. Wed, 26 Jul 2023 16:00:00 Z 2023-07-26T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/preventing-a-second-inflation-wave/ https://preprod.newamericanfunding.com/learning-center/housing-news/preventing-a-second-inflation-wave/ Jason Obradovich Welcome back to the Mortgage Rundown. Another month of inflation decline has rolled by. Last week, we saw the June CPI report come out with headline inflation dropping to an annual rate of just 3.0%. Watch the full episode to learn more. Thu, 20 Jul 2023 16:00:00 Z 2023-07-20T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-buy-a-house-in-new-jersey-with-low-income/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-buy-a-house-in-new-jersey-with-low-income/ New American Funding Find out what loans and programs may be available to help low-income borrowers own a home in NJ. Wed, 19 Jul 2023 16:00:00 Z 2023-07-19T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/do-you-pay-taxes-on-cash-out-refinance/ https://preprod.newamericanfunding.com/learning-center/homeowners/do-you-pay-taxes-on-cash-out-refinance/ New American Funding Cash-Out Refinancing may be able to get you a lump sum of income using your home's equity. Find out if you have to pay taxes on that income and learn if using a Cash-Out Refinance might be right for you. Tue, 11 Jul 2023 16:00:00 Z 2023-07-11T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-get-rid-of-private-mortgage-insurance/ https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-get-rid-of-private-mortgage-insurance/ Ailin Goode Private mortgage insurance is often required by lenders for certain loans. Learn about PMI and find out ways you may be able to eliminate it from your loan. Wed, 05 Jul 2023 16:00:00 Z 2023-07-05T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/usda-vs-fha-home-loans/ https://preprod.newamericanfunding.com/learning-center/homebuyers/usda-vs-fha-home-loans/ Ailin Goode FHA and USDA loans have similar structures, but different requirements. Find out which loan type offered by New American Funding may be right for your unique needs. Tue, 27 Jun 2023 16:00:00 Z 2023-06-27T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/fha-vs-conventional-loans-key-differences/ https://preprod.newamericanfunding.com/learning-center/homebuyers/fha-vs-conventional-loans-key-differences/ Ailin Goode FHA vs. Conventional Loans, which is better? Compare FHA loans vs. Conventional loans and identify key differences to help you decide which home loan could be right for you. Fri, 23 Jun 2023 16:00:00 Z 2023-06-23T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/an-fha-assumable-loan-what-you-need-to-know/ https://preprod.newamericanfunding.com/learning-center/homebuyers/an-fha-assumable-loan-what-you-need-to-know/ Ailin Goode FHA assumable loans can offer an alternative for borrowers that are concerned about having less-than-perfect credit. Find out how they work and decide whether or not they're right for you. Fri, 16 Jun 2023 16:00:00 Z 2023-06-16T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/low-income-housing-in-san-antonio-texas/ https://preprod.newamericanfunding.com/learning-center/homebuyers/low-income-housing-in-san-antonio-texas/ New American Funding There are many options in San Antonio to help low-income buyers find and afford housing. Explore affordable housing programs and low-income-friendly loans offered by New American Funding. Tue, 13 Jun 2023 16:00:00 Z 2023-06-13T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-does-a-home-renovation-loan-work/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-does-a-home-renovation-loan-work/ New American Funding Find out how Home Renovation loans work and see if they're the right choice for your unique needs. Fri, 09 Jun 2023 16:00:00 Z 2023-06-09T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/perhaps-higher-for-longer/ https://preprod.newamericanfunding.com/learning-center/housing-news/perhaps-higher-for-longer/ Jason Obradovich Welcome back to the Mortgage Rundown. Today we are going to talk about what's happening with interest rates. Will inflation continue to moderate in line with the Fed's expectations or will we see the FOMC raise the key benchmark rate one more time? Thu, 08 Jun 2023 16:00:00 Z 2023-06-08T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/affordable-housing-programs-in-charlotte-nc/ https://preprod.newamericanfunding.com/learning-center/homebuyers/affordable-housing-programs-in-charlotte-nc/ New American Funding Find out more about affordable housing programs in Charlotte, NC, and explore how various home loans offered by New American Funding may help you afford the home of your dreams. Tue, 06 Jun 2023 16:00:00 Z 2023-06-06T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/is-2023-a-good-year-to-buy-a-house/ https://preprod.newamericanfunding.com/learning-center/homebuyers/is-2023-a-good-year-to-buy-a-house/ New American Funding Explore the 2023 housing market. Learn the advantages and disadvantages of the 2023 housing market Fri, 02 Jun 2023 16:00:00 Z 2023-06-02T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/using-an-fha-loan-to-buy-a-foreclosure/ https://preprod.newamericanfunding.com/learning-center/homebuyers/using-an-fha-loan-to-buy-a-foreclosure/ Ailin Goode Find out how you can use an FHA loan to buy a foreclosed home. Explore the pros and cons and learn more about which home loans may be right for you. Tue, 30 May 2023 16:00:00 Z 2023-05-30T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/va-cash-out-refinance/ https://preprod.newamericanfunding.com/learning-center/homebuyers/va-cash-out-refinance/ Ashley Cantley Veterans with good credit may qualify for a Cash-Out Refinance loan from the Department of Veterans Affairs. See if you qualify today with New American Funding! Fri, 26 May 2023 16:00:00 Z 2023-05-26T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/va-restoration-of-entitlement/ https://preprod.newamericanfunding.com/learning-center/homebuyers/va-restoration-of-entitlement/ Ailin Goode The amount of money that the VA will guarantee to your lender on your behalf is called your entitlement. The entitlement dictates what amount the VA will pay to the lender if the borrower defaults on their home loan. Tue, 23 May 2023 16:00:00 Z 2023-05-23T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/ways-to-pay-off-your-house-early/ https://preprod.newamericanfunding.com/learning-center/homeowners/ways-to-pay-off-your-house-early/ Ailin Goode Learn about the ways you might be able to pay off your mortgage early and find out if doing so aligns with your unique life goals. Fri, 19 May 2023 16:00:00 Z 2023-05-19T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/first-time-homebuyer-expenses/ https://preprod.newamericanfunding.com/learning-center/homebuyers/first-time-homebuyer-expenses/ Ailin Goode Learn what expenses are common for first-time homebuyers and how you can prepare for them. Fri, 12 May 2023 16:00:00 Z 2023-05-12T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/inflation-is-sticky/ https://preprod.newamericanfunding.com/learning-center/housing-news/inflation-is-sticky/ Jason Obradovich Welcome back to the Mortgage Rundown. Another month and another release of inflation data. Is inflation still running high or have the FOMC moves over the past year finally pushed inflation downwards? Watch the full episode to find out. Thu, 11 May 2023 16:00:00 Z 2023-05-11T16:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/cinco-de-mayo-a-celebration-of-mexican-heritage/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/cinco-de-mayo-a-celebration-of-mexican-heritage/ Ailin Goode Learn about the rich and dynamic history of the Mexican-American holiday, Cinco De Mayo and how our CEO and Co-Founder Patty Arvielo embraces her dual heritage. Fri, 05 May 2023 16:00:00 Z 2023-05-05T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/build-and-finance-your-dream-home-with-a-one-time-close-loan/ https://preprod.newamericanfunding.com/learning-center/homebuyers/build-and-finance-your-dream-home-with-a-one-time-close-loan/ Ashley Cantley A One-Time Close loan has many benefits for homebuyers, especially those who want to build the home of their dreams themselves. Fri, 28 Apr 2023 16:00:00 Z 2023-04-28T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-top-of-fed-funds-mountain/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-top-of-fed-funds-mountain/ Jason Obradovich Higher interest rates are still the name of the game as the FOMC continues to battle stubbornly high inflation. Watch the full episode now to learn what this all really means. Thu, 27 Apr 2023 16:00:00 Z 2023-04-27T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/the-importance-of-financial-literacy/ https://preprod.newamericanfunding.com/learning-center/homebuyers/the-importance-of-financial-literacy/ Ailin Goode Why financial literacy is important and how certain knowledge, tools, and skills can help us navigate our financial environment. Fri, 21 Apr 2023 16:00:00 Z 2023-04-21T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-buy-your-first-home-without-a-down-payment/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-buy-your-first-home-without-a-down-payment/ Ailin Goode Advice for first-time homebuyers on how to purchase their home with a low, or no, down payment. Fri, 14 Apr 2023 16:00:00 Z 2023-04-14T16:00:00Z https://preprod.newamericanfunding.com/learning-center/inclusive-lending/new-american-funding-empowers-fair-housing/ https://preprod.newamericanfunding.com/learning-center/inclusive-lending/new-american-funding-empowers-fair-housing/ Ailin Goode Ensuring fair housing empowers individuals and their families for generations to come. Not only does it allow people to put down their roots, but it enables them to grow their communities by giving them the stability and security they need to support their families and friends. Fri, 07 Apr 2023 16:00:00 Z 2023-04-07T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-get-an-fha-loan-with-lower-credit/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-get-an-fha-loan-with-lower-credit/ Ailin Goode If you are a homebuyer with little to no credit history, a government-backed FHA loan may be able to quickly and easily help you buy a house. If the less strict requirements of an FHA loan appeal to you, then continue reading to find out exactly how to get an FHA loan when you are limited by lower credit. Fri, 10 Mar 2023 17:00:00 Z 2023-03-10T17:00:00Z https://preprod.newamericanfunding.com/learning-center/guides/first-time-homebuyer-guide-for-low-income-buyers/ https://preprod.newamericanfunding.com/learning-center/guides/first-time-homebuyer-guide-for-low-income-buyers/ Ailin Goode Buying a home for the first time can be a little daunting but, by following the steps listed above, the process will ultimately go much smoother. Fri, 10 Mar 2023 17:00:00 Z 2023-03-10T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/inflations-long-descent/ https://preprod.newamericanfunding.com/learning-center/housing-news/inflations-long-descent/ Jason Obradovich Welcome back to the Mortgage Rundown. After one year since the Fed's campaign to slow the economy down began, the FOMC has now raised its overnight rate by 4.5%. Watch the full episode to learn what this means and what to look out for in the next few weeks. Thu, 09 Mar 2023 17:00:00 Z 2023-03-09T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/when-will-mortgage-rates-go-down-in-2024/ https://preprod.newamericanfunding.com/learning-center/housing-news/when-will-mortgage-rates-go-down-in-2024/ Karen Rodriguez In 2024, as prospective buyers and current homeowners watch the market, the constant question is: When will mortgage rates go down? Thu, 09 Mar 2023 17:00:00 Z 2023-03-09T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/can-you-take-an-ira-withdrawal-to-pay-for-a-home/ https://preprod.newamericanfunding.com/learning-center/homebuyers/can-you-take-an-ira-withdrawal-to-pay-for-a-home/ Ailin Goode Using your IRA to purchase a residence is possible and easy if you understand how it can affect you in the short term and long term. Fri, 03 Mar 2023 17:00:00 Z 2023-03-03T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/understanding-fha-mortgage-insurance-requirements/ https://preprod.newamericanfunding.com/learning-center/homebuyers/understanding-fha-mortgage-insurance-requirements/ Ailin Goode Whether you're interested in an FHA loan or not, the words 'FHA mortgage insurance requirements' may seem like a bit of a mystery. There are likely some 'hows and whys' you may want to know more about. Fri, 24 Feb 2023 17:00:00 Z 2023-02-24T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/not-so-fast/ https://preprod.newamericanfunding.com/learning-center/housing-news/not-so-fast/ Jason Obradovich Welcome back to the Mortgage Rundown. 2023 is off to a fast start and last week was quite an eventful one to say the least. Wednesday was the long awaited FOMC meeting where the Federal Reserve raised overnight rates again. Watch the full video to learn more. Thu, 09 Feb 2023 17:00:00 Z 2023-02-09T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/some-turbulence-before-landing/ https://preprod.newamericanfunding.com/learning-center/housing-news/some-turbulence-before-landing/ Jason Obradovich Welcome to the first Mortgage Rundown of 2023! Let's take a look at what's happening with the Capital Markets. Even though inflation is coming down and calming the market to a decent degree, it will take several more months until it's close to the Fed's target rate. Watch the full episode to learn more. Thu, 12 Jan 2023 17:00:00 Z 2023-01-12T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/have-interest-rates-reached-their-peak/ https://preprod.newamericanfunding.com/learning-center/housing-news/have-interest-rates-reached-their-peak/ Jason Obradovich Welcome back to the Mortgage Rundown. Last week was a huge week for the market with the Federal Reserve leaving rates unchanged and inflation continuing to fall. These events indicate that interest rates may have already hit their peak - watch the full video to learn more! Mon, 09 Jan 2023 17:00:00 Z 2023-01-09T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-interest-rate-rollercoaster/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-interest-rate-rollercoaster/ Jason Obradovich Welcome back to the Mortgage Rundown. We are currently witnessing one of the most volatile interest rate markets in history. Watch the full epsiode to learn what you should be paying attention to in the coming weeks. Thu, 08 Dec 2022 17:00:00 Z 2022-12-08T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/a-spooky-mortgage-rundown-of-2022/ https://preprod.newamericanfunding.com/learning-center/housing-news/a-spooky-mortgage-rundown-of-2022/ Jason Obradovich We are back with another episode of the Mortgage Rundown. 2022 has truly been a spooky year to remember, and hopefully higher rates don't impact the housing market negatively in the remaining couple months. Watch the full video to learn more. Mon, 31 Oct 2022 16:00:00 Z 2022-10-31T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/are-mortgage-rates-at-their-peak/ https://preprod.newamericanfunding.com/learning-center/housing-news/are-mortgage-rates-at-their-peak/ Jason Obradovich We're back with another Mortgage Rundown. It's safe to say that the market has fully baked in the Fed's intentions over the next 3-4 months. The big question is 'how soon until we see inflation start to abate to a more normal level?' For now, we need to keep a close eye on inflation and employment data as we head towards the end of the year. Thu, 13 Oct 2022 16:00:00 Z 2022-10-13T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/how-could-the-forgiveness-of-student-loans-affect-homeownership/ https://preprod.newamericanfunding.com/learning-center/housing-news/how-could-the-forgiveness-of-student-loans-affect-homeownership/ Ailin Goode Buying a home is like many dreams, it requires planning, foresight, and hard work. Owning a home is one of the few dreams that requires you to qualify for a mortgage though. Qualifying for a home loan often hinges on two key factors: the borrower's debt-to-income ratio (DTI) and their credit score. Wed, 12 Oct 2022 16:00:00 Z 2022-10-12T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-bullish-fed-of-2022/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-bullish-fed-of-2022/ Jason Obradovich We're back with another episode of the #MortgageRundown. We are one week away from one of the most important FOMC meetings of the past decade. Towards the beginning of summer, The Federal Reserve was moving very slowly to combat inflation, but now has appeared to be much more hawkish than the market was estimating. Watch the full episode to learn more. Wed, 14 Sep 2022 16:00:00 Z 2022-09-14T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/the-2023-interest-rate-outlook-gets-more-clarity/ https://preprod.newamericanfunding.com/learning-center/housing-news/the-2023-interest-rate-outlook-gets-more-clarity/ Jason Obradovich We're back with another episode of the Mortgage Rundown. While we can expect the Federal Reserve to keep raising interest rates for the rest of 2022, let's explore what we might see happen in 2023. Watch the full video to learn more. Thu, 01 Sep 2022 16:00:00 Z 2022-09-01T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/a-total-reversal-by-the-fed/ https://preprod.newamericanfunding.com/learning-center/housing-news/a-total-reversal-by-the-fed/ Jason Obradovich Welcome back to the Mortgage Rundown. Today we are going to talk about what's happening with the Federal Reserve. If you were somewhat confused by the sudden drop in interest rates this past week after the Fed raised their benchmark rate, you are not alone. Watch the full episode now to learn more about what is going on. Thu, 04 Aug 2022 16:00:00 Z 2022-08-04T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/where-are-rates-headed/ https://preprod.newamericanfunding.com/learning-center/housing-news/where-are-rates-headed/ Jason Obradovich We're back with another episode of the Mortgage Rundown. With all the recent action by the Fed, it begs the questions, how high will mortgage rates actually go? Watch the full episode to find out. Thu, 07 Jul 2022 16:00:00 Z 2022-07-07T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/is-inflation-under-control/ https://preprod.newamericanfunding.com/learning-center/housing-news/is-inflation-under-control/ Jason Obradovich Welcome back to another episode of the #MortgageRundown with Jason Obradovich. By now you've probably heard that the FOMC raised interest rates 75bps this week. The reason the Fed is taking an aggressive stance, it appears Inflation is still not under control. Watch the full episode to learn more. Fri, 17 Jun 2022 16:00:00 Z 2022-06-17T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/are-rates-finally-leveling-off/ https://preprod.newamericanfunding.com/learning-center/housing-news/are-rates-finally-leveling-off/ Jason Obradovich Welcome back to another episode of the Mortgage Rundown with Jason Obradovich. Can it be true? Have interest rates finally leveled off? Watch the full video to learn what to keep an eye out for in the next few weeks. Thu, 19 May 2022 16:00:00 Z 2022-05-19T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/conventional-97-loans-in-2022-qualifications-description-and-more/ https://preprod.newamericanfunding.com/learning-center/homebuyers/conventional-97-loans-in-2022-qualifications-description-and-more/ Rob Spires Learn about Conventional 97 loans in 2022. Get details, 97% loan-to-value loan options, qualification information, and more from New American Funding. Learn more here. Tue, 10 May 2022 16:00:00 Z 2022-05-10T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/dont-fight-the-fed-part-2/ https://preprod.newamericanfunding.com/learning-center/housing-news/dont-fight-the-fed-part-2/ Jason Obradovich Jason Obradovich is back again with another episode of the #MortgageRundown. Since September of last year, rates have been steadily rising. Watch now to learn how and when this inflation will slow down. Wed, 27 Apr 2022 16:00:00 Z 2022-04-27T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/tired-of-losing-bidding-wars-to-cash-buyers-naf-cash-is-the-solution/ https://preprod.newamericanfunding.com/learning-center/homebuyers/tired-of-losing-bidding-wars-to-cash-buyers-naf-cash-is-the-solution/ Ben Lane Discover the new homebuying cash offer program from NAF Cash. Compete with all-cash buyers in the real estate market. Learn more here. Tue, 05 Apr 2022 16:00:00 Z 2022-04-05T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/dont-fight-the-fed/ https://preprod.newamericanfunding.com/learning-center/housing-news/dont-fight-the-fed/ Jason Obradovich We are back with another episode of the #MortgageRundown with Jason Obradovich. Since the FOMC meeting last week, it's no surprise that rates have continued to climb. Watch the full video to learn all about the forecasts for #InterestRates for 2022 and 2023. Thu, 24 Mar 2022 16:00:00 Z 2022-03-24T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/7-quick-and-easy-tips-for-staging-your-home-for-sale/ https://preprod.newamericanfunding.com/learning-center/homeowners/7-quick-and-easy-tips-for-staging-your-home-for-sale/ Brian Harris If you want to sell your home faster, staging your house may help. Not only will this get your home showroom ready, but it will allow potential buyers to imagine themselves living there. Thu, 10 Mar 2022 17:00:00 Z 2022-03-10T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/pain-at-the-pump/ https://preprod.newamericanfunding.com/learning-center/housing-news/pain-at-the-pump/ Jason Obradovich We are back with another #MortgageRundown with Jason Obradovich. Inflation and specifically oil prices have taken center stage given the fact that they have gone up 25% in the past two weeks. Watch the full video to learn more. Thu, 10 Mar 2022 17:00:00 Z 2022-03-10T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/qualified-vs-non-qualified-mortgage-loans-whats-the-difference/ https://preprod.newamericanfunding.com/learning-center/homebuyers/qualified-vs-non-qualified-mortgage-loans-whats-the-difference/ Brian Harris A significant difference between a QM loan and a Non-QM loan is that a Non-QM loan uses alternative methods of income verification to help the borrower get approved for a home loan. Thu, 03 Mar 2022 17:00:00 Z 2022-03-03T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/credit-tips-why-does-your-credit-score-matter-for-mortgage-rates/ https://preprod.newamericanfunding.com/learning-center/homebuyers/credit-tips-why-does-your-credit-score-matter-for-mortgage-rates/ Ben Lane When lenders determine your interest rate, they look at your credit score to gain insight into your financial past. The higher your credit score, the more likely it is that you will receive a lower interest rate. Thu, 24 Feb 2022 17:00:00 Z 2022-02-24T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/condo-vs-apartment-which-is-better-for-you/ https://preprod.newamericanfunding.com/learning-center/homebuyers/condo-vs-apartment-which-is-better-for-you/ Ben Lane Are you conflicted between buying a condo or renting an apartment? Choosing one over the other presents a very different type of lifestyle, and it may be difficult to even know what the difference is between a condo and an apartment. Thu, 17 Feb 2022 17:00:00 Z 2022-02-17T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/waiting-for-march-16th/ https://preprod.newamericanfunding.com/learning-center/housing-news/waiting-for-march-16th/ Jason Obradovich Jason Obradovich is back with another episode of the Mortgage Rundown. Today, inflation is the name of the game. Watch the full video to learn about how much it's climbing, and what to expect in the next few weeks. Thu, 17 Feb 2022 17:00:00 Z 2022-02-17T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/what-is-a-home-equity-line-of-credit-and-how-can-it-help-me/ https://preprod.newamericanfunding.com/learning-center/homeowners/what-is-a-home-equity-line-of-credit-and-how-can-it-help-me/ Brian Harris Sometimes you need some extra cash—whether it’s for contributing toward your child's college tuition, paying off credit cards or medical bills, remodeling your home, or taking that dream vacation. Thu, 10 Feb 2022 17:00:00 Z 2022-02-10T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/tips-for-improving-your-credit-score/ https://preprod.newamericanfunding.com/learning-center/homebuyers/tips-for-improving-your-credit-score/ Ben Lane Are you considering applying for a mortgage at some point soon? If you are, it is probably a good time to review your credit information and perhaps take steps toward improving your credit score. Thu, 03 Feb 2022 17:00:00 Z 2022-02-03T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/a-more-hawkish-tone/ https://preprod.newamericanfunding.com/learning-center/housing-news/a-more-hawkish-tone/ Jason Obradovich Jason Obradovich is back with the first episode of the #MortgageRundown in 2022! This week was the #FOMC meeting, and despite the record #inflation that continues month after month, they did not raise interest rates, nor did they taper asset purchases any quicker. Watch the full video now to learn more about what was announced. Fri, 28 Jan 2022 17:00:00 Z 2022-01-28T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/what-is-home-equity/ https://preprod.newamericanfunding.com/learning-center/homeowners/what-is-home-equity/ Brian Harris When it comes to home loans, you've probably heard the term 'equity' on more than a few occasions, and you might have just as many questions. Fortunately, we have plenty of answers. Thu, 27 Jan 2022 17:00:00 Z 2022-01-27T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-read-a-loan-estimate/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-to-read-a-loan-estimate/ Brian Harris The mortgage process can be confusing and overwhelming sometimes. We get it. Luckily, there are plenty of resources and tools available to make the process easier and less stressful for everyone who did not attend the University of Mortgage. Find out how to read a loan estimate. Thu, 13 Jan 2022 17:00:00 Z 2022-01-13T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/how-a-new-job-affects-getting-a-mortgage/ https://preprod.newamericanfunding.com/learning-center/homebuyers/how-a-new-job-affects-getting-a-mortgage/ Ben Lane Outside of buying a house, there aren't too many things that cause more stress and excitement at the same time besides getting a new job. But what happens if you’re doing both at the same time? Thu, 06 Jan 2022 17:00:00 Z 2022-01-06T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/10-of-the-most-affordable-cities-to-buy-a-home-in-2022/ https://preprod.newamericanfunding.com/learning-center/housing-news/10-of-the-most-affordable-cities-to-buy-a-home-in-2022/ Brian Harris When you decide to buy an affordable home, there are several key considerations. So what are the most affordable cities to buy a home? Based on these criteria, here are 10 of the most affordable cities in the U.S. Wed, 29 Dec 2021 17:00:00 Z 2021-12-29T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/dti-and-what-it-means/ https://preprod.newamericanfunding.com/learning-center/homebuyers/dti-and-what-it-means/ Ben Lane Your DTI ratio is determined by adding all your monthly debt payments together and dividing that by your monthly income before taxes. Thu, 23 Dec 2021 17:00:00 Z 2021-12-23T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/inflation-is-no-longer-transitory/ https://preprod.newamericanfunding.com/learning-center/housing-news/inflation-is-no-longer-transitory/ Jason Obradovich Jason Obradovich is back with the last episode of the Mortgage Rundown for 2021! In the recent FOMC meeting, the Fed decided not to change #InterestRates, but doubled the pace of asset purchases. Watch the full episode now to learn about what this all means. Fri, 17 Dec 2021 17:00:00 Z 2021-12-17T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/new-homes-are-getting-larger-to-accommodate-the-new-normal/ https://preprod.newamericanfunding.com/learning-center/homebuyers/new-homes-are-getting-larger-to-accommodate-the-new-normal/ Ben Lane It's clear that the pandemic drove a change in how people used their houses, with more people using their houses as their offices, home gyms, and more. That shift led a number of people to look for larger houses to accommodate their new normal. And as a result, newly built homes are increasing in size to address that demand. Mon, 13 Dec 2021 17:00:00 Z 2021-12-13T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-are-the-types-of-fixed-rate-mortgages/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-are-the-types-of-fixed-rate-mortgages/ Ben Lane Fixed-rate mortgages are a preferred choice for many borrowers as they ensure that their principal and interest payments will remain the same each month for as long as 30 years. Mon, 13 Dec 2021 17:00:00 Z 2021-12-13T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/here-are-2022s-top-housing-markets/ https://preprod.newamericanfunding.com/learning-center/housing-news/here-are-2022s-top-housing-markets/ Ben Lane Well, it's that time of year again. As the year comes to a close, it's time to look ahead to what will happen in real estate next year. More specifically, it's time to look at the housing markets that will be the hottest in 2022. Mon, 13 Dec 2021 17:00:00 Z 2021-12-13T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/home-prices-havent-risen-this-fast-in-45-years/ https://preprod.newamericanfunding.com/learning-center/housing-news/home-prices-havent-risen-this-fast-in-45-years/ Ben Lane House prices are rising quickly, and have been for quite some time. This much is known. However, a new report shows that prices are rising faster than they have in more than four decades. Mon, 13 Dec 2021 17:00:00 Z 2021-12-13T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-an-energy-efficient-mortgage/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-is-an-energy-efficient-mortgage/ Brian Harris Are electric bills becoming a growing concern? Looking to live a greener lifestyle in the new year? Want to save some money with an energy-efficient home? Thu, 09 Dec 2021 17:00:00 Z 2021-12-09T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/fha-loan-limits-increasing-in-2022/ https://preprod.newamericanfunding.com/learning-center/homebuyers/fha-loan-limits-increasing-in-2022/ Ben Lane Due to home prices increasing by over 18% in the past year, the Federal Housing Administration loan limit will rise for nearly the entire country in 2022. Fri, 03 Dec 2021 17:00:00 Z 2021-12-03T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/existing-home-sales-on-track-for-best-year-since-2006/ https://preprod.newamericanfunding.com/learning-center/housing-news/existing-home-sales-on-track-for-best-year-since-2006/ Ben Lane The latest data showed that existing home sales have risen in four of the last five months. Now, a new report shows that home sales are likely to continue increasing as the year closes out. If that happens, existing home sales will hit a level not seen in 15 years. Fri, 03 Dec 2021 17:00:00 Z 2021-12-03T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-lending-falling-back-from-historic-highs/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-lending-falling-back-from-historic-highs/ Ben Lane The first quarter of this year was the best quarter for the mortgage lending industry in 20 years. However, those heights have not been sustainable as mortgage lending has fallen back a bit in each of the two quarters since then. Fri, 03 Dec 2021 17:00:00 Z 2021-12-03T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/pre-approved-mortgage-or-pre-qualified/ https://preprod.newamericanfunding.com/learning-center/homebuyers/pre-approved-mortgage-or-pre-qualified/ Ben Lane Both pre-qualification and pre-approval can be helpful in your homebuying process. Find out what makes them each different and when each one can be most useful to you. Thu, 02 Dec 2021 17:00:00 Z 2021-12-02T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/fannie-mae-freddie-mac-increase-loan-limits-for-sixth-straight-year/ https://preprod.newamericanfunding.com/learning-center/homebuyers/fannie-mae-freddie-mac-increase-loan-limits-for-sixth-straight-year/ Ben Lane For the sixth year in a row, the maximum conforming loan limits on mortgages to be acquired by Fannie Mae and Freddie Mac are set to increase. Here are the full details. Tue, 30 Nov 2021 17:00:00 Z 2021-11-30T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/existing-home-sales-rise-for-second-month-in-a-row/ https://preprod.newamericanfunding.com/learning-center/housing-news/existing-home-sales-rise-for-second-month-in-a-row/ Ben Lane After falling for four straight months earlier this year, existing home sales have now risen in four of the last five months, perhaps indicating that the housing market may be finding some stable footing as we move towards 2022. Tue, 30 Nov 2021 17:00:00 Z 2021-11-30T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/rising-prices-continue-giving-homeowners-more-equity/ https://preprod.newamericanfunding.com/learning-center/housing-news/rising-prices-continue-giving-homeowners-more-equity/ Ben Lane The financial benefits of owning a home continued to grow in the third quarter, as rising home prices boosted the equity that many homeowners hold in their homes. Tue, 30 Nov 2021 17:00:00 Z 2021-11-30T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/when-should-i-lock-in-my-mortgage-rate/ https://preprod.newamericanfunding.com/learning-center/homebuyers/when-should-i-lock-in-my-mortgage-rate/ Brian Harris By locking in your mortgage rate, it simply means that you and your lender have agreed to a certain interest rate that is "locked in" at that figure for a defined period even if the market rate should rise and fall. Thu, 25 Nov 2021 17:00:00 Z 2021-11-25T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/demand-for-new-homes-bounces-back/ https://preprod.newamericanfunding.com/learning-center/housing-news/demand-for-new-homes-bounces-back/ Ben Lane Back in August, the demand for new homes rose for the first time since March. The increase was short-lived as demand then fell in September. However, a new report shows that demand bounced back in October. Fri, 19 Nov 2021 17:00:00 Z 2021-11-19T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/health-of-fha-renews-calls-for-mortgage-insurance-premium-cuts/ https://preprod.newamericanfunding.com/learning-center/housing-news/health-of-fha-renews-calls-for-mortgage-insurance-premium-cuts/ Ben Lane For the fourth year in a row, the health of the Federal Housing Administration's flagship insurance has substantially improved, leading to renewed calls that the FHA should cut mortgage insurance premiums to ease the costs for FHA borrowers. Fri, 19 Nov 2021 17:00:00 Z 2021-11-19T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/housing-starts-slowed-in-october-as-supply-chain-issues-persist/ https://preprod.newamericanfunding.com/learning-center/housing-news/housing-starts-slowed-in-october-as-supply-chain-issues-persist/ Ben Lane Construction of new single-family homes is up in 2021 compared to last year, but a new report shows that construction could be even higher than it is now if supply is able to keep up with demand. Fri, 19 Nov 2021 17:00:00 Z 2021-11-19T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/va-loans-in-2021/ https://preprod.newamericanfunding.com/learning-center/homebuyers/va-loans-in-2021/ Ben Lane The changes to the loan limit rules give veterans across the country more buying power because they may be able to take out a larger loan, depending on their financial situation. Thu, 18 Nov 2021 17:00:00 Z 2021-11-18T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/getting-a-mortgage-got-a-little-easier-for-the-fourth-month-in-a-row/ https://preprod.newamericanfunding.com/learning-center/housing-news/getting-a-mortgage-got-a-little-easier-for-the-fourth-month-in-a-row/ Ben Lane For the fourth straight month, it got a little easier for those seeking a mortgage to get one, as newly released data shows that mortgage credit availability increased in October. Fri, 12 Nov 2021 17:00:00 Z 2021-11-12T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/house-prices-still-rising-but-not-quite-as-fast/ https://preprod.newamericanfunding.com/learning-center/housing-news/house-prices-still-rising-but-not-quite-as-fast/ Ben Lane Depending on whether you are a homeowner or homebuyer, consistently rising house prices could be a good thing or a not-quite-as-good thing. And while house prices are still rising in nearly every major housing market, the rate at which they're rising is moderating a bit. Fri, 12 Nov 2021 17:00:00 Z 2021-11-12T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/refinance-share-of-mortgage-market-keeps-shrinking/ https://preprod.newamericanfunding.com/learning-center/housing-news/refinance-share-of-mortgage-market-keeps-shrinking/ Ben Lane A common theme in the mortgage market over the last few months has been the number of refinances decreasing as interest rates ticked up from the previously unheard-of lows that persisted for more than 18 months. A new report shows that trend continued in October. Fri, 12 Nov 2021 17:00:00 Z 2021-11-12T17:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/what-are-government-insured-mortgages/ https://preprod.newamericanfunding.com/learning-center/homebuyers/what-are-government-insured-mortgages/ Ben Lane The purpose of the government backing loans is to ensure that certain borrowers who may not be able to obtain a Conventional mortgage for various reasons have access to mortgage credit and are therefore able to buy a home. Thu, 11 Nov 2021 17:00:00 Z 2021-11-11T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/transitory-inflation/ https://preprod.newamericanfunding.com/learning-center/housing-news/transitory-inflation/ Jason Obradovich We are back with another episode of the Mortgage Rundown with Jason Obradovich. Today we are going to be talking about interest rates and inflation. Watch the full video to learn exactly what is going on. Thu, 11 Nov 2021 17:00:00 Z 2021-11-11T17:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/new-home-demand-fell-back-in-september/ https://preprod.newamericanfunding.com/learning-center/housing-news/new-home-demand-fell-back-in-september/ Ben Lane August saw the demand for new homes rise for the first time since March. However, it looks like August's increase may have been an outlier, as a new report shows that new home demand declined in September. Fri, 05 Nov 2021 16:00:00 Z 2021-11-05T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/shift-towards-purchase-market-continuing/ https://preprod.newamericanfunding.com/learning-center/housing-news/shift-towards-purchase-market-continuing/ Ben Lane For most of the last two years, the mortgage market has been dominated by refinances thanks to persistently low interest rates. But the market seems to be shifting back to purchases this year. Fri, 05 Nov 2021 16:00:00 Z 2021-11-05T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/texas-home-sales-slowing-for-first-time-in-more-than-a-year/ https://preprod.newamericanfunding.com/learning-center/housing-news/texas-home-sales-slowing-for-first-time-in-more-than-a-year/ Ben Lane The Texas housing market has been incredibly hot over the last two years thanks to the flood of people migrating to the state from all over the country. However, for the first time in well over a year, home sales are slowing down. Fri, 05 Nov 2021 16:00:00 Z 2021-11-05T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/home-sales-may-slow-a-bit-as-winter-approaches/ https://preprod.newamericanfunding.com/learning-center/housing-news/home-sales-may-slow-a-bit-as-winter-approaches/ Ben Lane Traditionally, home sales tend to cool off as the calendar reaches the winter months, with some homebuyers and sellers focusing on the holidays instead of the housing market. New data shows that might be the case this year as well. Fri, 29 Oct 2021 16:00:00 Z 2021-10-29T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/house-prices-continue-rising-to-new-record-levels/ https://preprod.newamericanfunding.com/learning-center/housing-news/house-prices-continue-rising-to-new-record-levels/ Ben Lane It was much the same song when it came to home prices in August; they just keep going up and up and up. Fri, 29 Oct 2021 16:00:00 Z 2021-10-29T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/new-home-sales-jump-to-six-month-high/ https://preprod.newamericanfunding.com/learning-center/housing-news/new-home-sales-jump-to-six-month-high/ Ben Lane Over the last few months, new home sales have stemmed the tide that saw sales decline in April, May, and June. But the modest increase seen in July and August's continued improvement doesn't hold a candle to what happened in September. Fri, 29 Oct 2021 16:00:00 Z 2021-10-29T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/7-tips-to-save-for-a-house/ https://preprod.newamericanfunding.com/learning-center/homebuyers/7-tips-to-save-for-a-house/ Brian Harris If you're hoping to be a homeowner in the future, here are seven useful tips for what you can do to save for a home. Thu, 28 Oct 2021 16:00:00 Z 2021-10-28T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/new-home-construction-held-steady-in-september/ https://preprod.newamericanfunding.com/learning-center/housing-news/new-home-construction-held-steady-in-september/ Ben Lane For a housing market in need of more new homes going up for sale, relief may be on the way as a new report shows that construction of new single-family homes is still on track to see a sizable increase over last year. Mon, 25 Oct 2021 16:00:00 Z 2021-10-25T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/fannie-mae-freddie-mac-expanding-new-refinance-program/ https://preprod.newamericanfunding.com/learning-center/homeowners/fannie-mae-freddie-mac-expanding-new-refinance-program/ Ben Lane Earlier this year, Fannie Mae and Freddie Mac announced new refinance programs targeted at lower-income borrowers who previously may not have been able to refinance their mortgage to decrease their monthly payment. Aiming to allow more people to take advantage of the current market’s lower interest rates, the companies will soon be expanding these programs. Fri, 22 Oct 2021 16:00:00 Z 2021-10-22T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/existing-home-sales-rebounded-in-september/ https://preprod.newamericanfunding.com/learning-center/housing-news/existing-home-sales-rebounded-in-september/ Ben Lane Existing home sales are on a bit of a rollercoaster right now, having fallen for four straight months, climbed in June and July, then retreating in August. And now, existing home sales are on the way back up. Fri, 22 Oct 2021 16:00:00 Z 2021-10-22T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/persistent-inflation-remains/ https://preprod.newamericanfunding.com/learning-center/housing-news/persistent-inflation-remains/ Jason Obradovich We are BACK with another #MortgageRundown. Today we're talking about, you guessed it, interest rates and inflation. So what's going on? Watch the full video to learn more. Thu, 21 Oct 2021 16:00:00 Z 2021-10-21T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-get-back-on-track-if-you-fall-behind-on-your-mortgage/ https://preprod.newamericanfunding.com/learning-center/homeowners/how-to-get-back-on-track-if-you-fall-behind-on-your-mortgage/ Brian Harris It can happen to anyone. You fall behind on your mortgage payments due to the loss of a job, divorce, illness, injury, or an unexpected expense. Any of these scenarios can be serious financial setbacks, but with some strategic thinking, can be overcome. Wed, 20 Oct 2021 16:00:00 Z 2021-10-20T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/idaho-continues-to-have-the-nations-hottest-housing-markets/ https://preprod.newamericanfunding.com/learning-center/housing-news/idaho-continues-to-have-the-nations-hottest-housing-markets/ Ben Lane For the last several months, some of the hottest housing markets in the country have been in Idaho. That trend looks set to continue for the next year. Fri, 15 Oct 2021 16:00:00 Z 2021-10-15T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-activity-shifts-back-towards-purchase-market/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-activity-shifts-back-towards-purchase-market/ Ben Lane For most of the year, the mortgage market has been much more focused on purchase lending than refinances. That changed in August when the refinance share of the mortgage market back climbed above 50% for the first time since February. That shift appears to have been short-lived. Fri, 15 Oct 2021 16:00:00 Z 2021-10-15T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-credit-availability-increases-for-third-straight-month/ https://preprod.newamericanfunding.com/learning-center/housing-news/mortgage-credit-availability-increases-for-third-straight-month/ Ben Lane Those seeking a mortgage found it was a little easier to get in September than it was in August, as newly released data showed that mortgage credit availability increased in September. That marks the third straight month that it's gotten easier to get a mortgage. Fri, 15 Oct 2021 16:00:00 Z 2021-10-15T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/acceptable-down-payment-sources-for-a-mortgage/ https://preprod.newamericanfunding.com/learning-center/homebuyers/acceptable-down-payment-sources-for-a-mortgage/ Brian Harris Whether you've saved up for a down payment or are trying to gather allowable funds, it can be a challenge. However, there are ways to overcome this challenge without jeopardizing your financial future. Thu, 14 Oct 2021 16:00:00 Z 2021-10-14T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/california-home-sales-set-to-hit-five-year-high/ https://preprod.newamericanfunding.com/learning-center/housing-news/california-home-sales-set-to-hit-five-year-high/ Ben Lane The housing market in California over the summer was arguably hotter than it's ever been, with homes flying off the market at record prices. And it looks like things aren’t going to cool off for the rest of this year. Mon, 11 Oct 2021 16:00:00 Z 2021-10-11T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-good-vibes-fade-a-bit-as-prices-rise/ https://preprod.newamericanfunding.com/learning-center/housing-news/homebuyers-good-vibes-fade-a-bit-as-prices-rise/ Ben Lane Last month, it appeared that housing market conditions were improving slightly, giving homebuyers some optimism about their prospects for securing their dream home. It looks like that positivity didn't last. Mon, 11 Oct 2021 16:00:00 Z 2021-10-11T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/more-evidence-that-now-is-the-best-time-to-buy-a-house/ https://preprod.newamericanfunding.com/learning-center/housing-news/more-evidence-that-now-is-the-best-time-to-buy-a-house/ Ben Lane A recent report from Realtor.com showed that the best time to buy a house is between September 12 and October 17. Now, more evidence is emerging that the fall and winter are the times when buyers can get the best deal for a home. Mon, 11 Oct 2021 16:00:00 Z 2021-10-11T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/how-long-does-transitory-last/ https://preprod.newamericanfunding.com/learning-center/housing-news/how-long-does-transitory-last/ Jason Obradovich We are BACK with another #MortgageRundown. Today we're talking about what's happening in the capital markets. You may have noticed over the last couple of weeks and possibly last couple of months, mortgage rates are moving up just a little bit. So why is that happening? Watch the full video to learn more! Thu, 07 Oct 2021 16:00:00 Z 2021-10-07T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/what-to-know-about-closing-on-a-home/ https://preprod.newamericanfunding.com/learning-center/housing-news/what-to-know-about-closing-on-a-home/ Brian Harris From the buyer and the seller to the Real Estate Agent and the Loan Officer, closing on a home has different implications for different individuals. Thu, 07 Oct 2021 16:00:00 Z 2021-10-07T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/home-sales-look-poised-to-bounce-back-big-time/ https://preprod.newamericanfunding.com/learning-center/housing-news/home-sales-look-poised-to-bounce-back-big-time/ Ben Lane Based on the most recent data, it looked like home sales were set to slow a bit as the weather cooled off. Then August happened. And now it looks like home sales are ready to speed up instead. Mon, 04 Oct 2021 16:00:00 Z 2021-10-04T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/house-prices-still-rising-at-record-pace/ https://preprod.newamericanfunding.com/learning-center/housing-news/house-prices-still-rising-at-record-pace/ Ben Lane Those looking for a change of pace in home prices are out of luck, as it's much the same as it has been for many months now: house prices continue increasing at a record-breaking pace. Mon, 04 Oct 2021 16:00:00 Z 2021-10-04T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/new-home-sales-continued-improving-in-august/ https://preprod.newamericanfunding.com/learning-center/housing-news/new-home-sales-continued-improving-in-august/ Ben Lane It appears that new home sales have fully shaken off the period of declines that saw sales drop in April, May, and June. That streak ended in July when new home sales held steady. And things got even better in August. Mon, 04 Oct 2021 16:00:00 Z 2021-10-04T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homebuyers/5-reasons-to-buy-a-home-now/ https://preprod.newamericanfunding.com/learning-center/homebuyers/5-reasons-to-buy-a-home-now/ Ben Lane For many people, there comes a time when they feel they are ready to buy a home of their own. However, that time may not be the same for everyone. Thu, 30 Sep 2021 16:00:00 Z 2021-09-30T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/existing-home-sales-reverse-course-retreat-in-august/ https://preprod.newamericanfunding.com/learning-center/housing-news/existing-home-sales-reverse-course-retreat-in-august/ Ben Lane Existing home sales have been on a bit of an upswing of late, climbing in both June and July thanks to modest increases in available inventory. That trend reversed itself in August. Fri, 24 Sep 2021 16:00:00 Z 2021-09-24T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/fannie-mae-freddie-mac-remove-limits-on-second-homes-investment-properties/ https://preprod.newamericanfunding.com/learning-center/housing-news/fannie-mae-freddie-mac-remove-limits-on-second-homes-investment-properties/ Ben Lane Earlier this year, Fannie Mae and Freddie Mac enacted new policies that limited the number of second home and investment property mortgages each of the companies could acquire as part of a government effort to allow the companies to retain more capital. Those limits are now no more. Fri, 24 Sep 2021 16:00:00 Z 2021-09-24T16:00:00Z https://preprod.newamericanfunding.com/learning-center/housing-news/new-home-demand-rises-for-first-time-since-march/ https://preprod.newamericanfunding.com/learning-center/housing-news/new-home-demand-rises-for-first-time-since-march/ Ben Lane With inventory for existing homes consistently running well behind historical norms, homebuyers are increasingly pivoting to buying a newly built home instead. Fri, 24 Sep 2021 16:00:00 Z 2021-09-24T16:00:00Z https://preprod.newamericanfunding.com/learning-center/homeowners/diy-projects-to-increase-your-homes-value/ https://preprod.newamericanfunding.com/learning-center/homeowners/diy-projects-to-increase-your-homes-value/ Ben Lane Considering what's been going on in the world for the last several months, there are probably quite a few people who are considering selling their homes and finding one that better suits their needs. Wed, 22 Sep 2021 16:00:00 Z 2021-09-22T16:00:00Z